U.S. Virgin Islands FHA Loan Limits
Loan Limits in U.S. Virgin Islands
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of U.S. Virgin Islands's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,198,650)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
How to qualify for an FHA Loan in U.S. Virgin Islands?
To qualify for an FHA loan in U.S. Virgin Islands, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in U.S. Virgin Islands is $1,198,650 for a 4 living-unit home. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in U.S. Virgin Islands. Click on the U.S. Virgin Islands map above or the table below to see loan limits in your area.
Loan Limits by County in U.S. Virgin Islands (3)
|County||Lowest Loan Limit||Highest Loan Limit|
|St. Croix Island||$327,750||$630,300||view loan limits »|
|St. John Island||$623,300||$1,198,650||view loan limits »|
|St. Thomas Island||$446,200||$858,100||view loan limits »|