Last Updated: Thu, May 4, 2023
There are three ways to lookup appraisers in your area: Click your state on the map, enter your zipcode below, or choose your state in the list.
FHA-loans are designed for first-time homebuyers, recent graduates, newlyweds, or anyone who has faced foreclosure or bankruptcy in the past.
The FHA offers mortgage insurance upto the loan limits in your area. However, before they are able to insure a mortgage, the FHA needs to be sure if the home value
is not less than the mortgage.
FHA Appraisal vs. Inspection: What's the difference?
An appraisal is for the lender; a home inspection is for the buyer.
FHA requires an appraisal, but not a full inspection. However, the FHA appraisal does includes a cursory inspection.
This is a cause of confusion for many home-buyers.
FHA homes are not luxurious, but they must meet the Housing Quality Standards (HQS).
These standards are the same requirements used for all federal housing assistance programs.
HQS require a home to be safe, sanitary, secure, free of lead-based paints and other toxins, and meet a number of additional requirements.
A complete home inspection is not required.
Learn more about how an inspector differ from an appraiser? Find out »
FHA-Approved Appraisers by State 
| State |
Number of Appraisers |
|
| North Carolina |
1,692 |
view counties » |
| Colorado |
1,257 |
view counties » |
| District Of Columbia |
324 |
view counties » |
| Maryland |
967 |
view counties » |
| Idaho |
361 |
view counties » |
| Alaska |
132 |
view counties » |
| Virginia |
1,378 |
view counties » |
| Louisiana |
613 |
view counties » |
| Ohio |
1,329 |
view counties » |
| Michigan |
1,126 |
view counties » |
| South Carolina |
938 |
view counties » |
| Missouri |
1,034 |
view counties » |
| Mississippi |
376 |
view counties » |
| Georgia |
1,445 |
view counties » |
| California |
4,680 |
view counties » |
| Minnesota |
888 |
view counties » |
| Florida |
3,623 |
view counties » |
| Texas |
2,749 |
view counties » |
| Arizona |
1,184 |
view counties » |
| Connecticut |
578 |
view counties » |
| New Mexico |
243 |
view counties » |
| New Jersey |
1,174 |
view counties » |
| Tennessee |
994 |
view counties » |
| New York |
1,585 |
view counties » |
| Arkansas |
412 |
view counties » |
| Kansas |
433 |
view counties » |
| Oklahoma |
449 |
view counties » |
| Kentucky |
677 |
view counties » |
| Pennsylvania |
1,715 |
view counties » |
| Indiana |
944 |
view counties » |
| Washington |
1,333 |
view counties » |
| Illinois |
1,832 |
view counties » |
| Wisconsin |
710 |
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| Iowa |
464 |
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| Nebraska |
248 |
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| Massachusetts |
955 |
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| Alabama |
620 |
view counties » |
| Utah |
516 |
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| Oregon |
645 |
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| Nevada |
410 |
view counties » |
| Montana |
177 |
view counties » |
| South Dakota |
125 |
view counties » |
| Hawaii |
204 |
view counties » |
| North Dakota |
105 |
view counties » |
| Wyoming |
136 |
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| Puerto Rico |
219 |
view counties » |
| West Virginia |
205 |
view counties » |
| New Hampshire |
277 |
view counties » |
| Maine |
156 |
view counties » |
| Vermont |
95 |
view counties » |
| Rhode Island |
195 |
view counties » |
| Delaware |
231 |
view counties » |
| Virgin Islands |
2 |
view counties » |