Connecticut 2025 FHA Loan Limits
Loan Limits in Connecticut
Connecticut has 8 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Hartford County to a high of $1,636,550 for a 4-bedroom unit in Fairfield County.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Connecticut's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,636,550)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in Connecticut (8 counties)
| County | Single Unit Limit (lowest) | Four-Plex Limit (highest) | |
|---|---|---|---|
| Fairfield County | $851,000 | $1,636,550 | view details » |
| Hartford County | $524,225 | $1,008,300 | view details » |
| Litchfield County | $524,225 | $1,008,300 | view details » |
| Middlesex County | $524,225 | $1,008,300 | view details » |
| New Haven County | $524,225 | $1,008,300 | view details » |
| New London County | $524,225 | $1,008,300 | view details » |
| Tolland County | $524,225 | $1,008,300 | view details » |
| Windham County | $524,225 | $1,008,300 | view details » |
How to qualify for an FHA Loan in Connecticut?
To qualify for an FHA loan in Connecticut, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Connecticut is $524,225 for a single-family home and $1,636,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Connecticut. Additional restricts apply. Click on the Connecticut map above or the table below to see loan limits in your area.