Connecticut 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Connecticut

Connecticut has 8 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Hartford County to a high of $1,338,000 for a 4-bedroom unit in Fairfield County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Connecticut's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,338,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Connecticut (8 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Fairfield County $695,750 $1,338,000 view details »
Hartford County $420,680 $809,150 view details »
Litchfield County $420,680 $809,150 view details »
Middlesex County $420,680 $809,150 view details »
New Haven County $420,680 $809,150 view details »
New London County $420,680 $809,150 view details »
Tolland County $420,680 $809,150 view details »
Windham County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Connecticut?

To qualify for an FHA loan in Connecticut, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Connecticut is $420,680 for a single-family home and $1,338,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Connecticut. Additional restricts apply. Click on the Connecticut map above or the table below to see loan limits in your area.

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