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Montana 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Beaverhead County to a high of $1,353,500 for a 4-bedroom unit in Gallatin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,353,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $472,030 $907,900 view details »
Big Horn County $472,030 $907,900 view details »
Blaine County $472,030 $907,900 view details »
Broadwater County $499,100 $959,800 view details »
Carbon County $472,030 $907,900 view details »
Carter County $472,030 $907,900 view details »
Cascade County $472,030 $907,900 view details »
Chouteau County $472,030 $907,900 view details »
Custer County $472,030 $907,900 view details »
Daniels County $472,030 $907,900 view details »
Dawson County $472,030 $907,900 view details »
Deer Lodge County $472,030 $907,900 view details »
Fallon County $472,030 $907,900 view details »
Fergus County $472,030 $907,900 view details »
Flathead County $553,150 $1,063,750 view details »
Gallatin County $703,800 $1,353,500 view details »
Garfield County $472,030 $907,900 view details »
Glacier County $472,030 $907,900 view details »
Golden Valley County $472,030 $907,900 view details »
Granite County $472,030 $907,900 view details »
Hill County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Judith Basin County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Lewis And Clark County $472,030 $907,900 view details »
Liberty County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Mccone County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Meagher County $472,030 $907,900 view details »
Mineral County $472,030 $907,900 view details »
Missoula County $546,250 $1,050,500 view details »
Musselshell County $472,030 $907,900 view details »
Park County $539,350 $1,037,200 view details »
Petroleum County $472,030 $907,900 view details »
Phillips County $472,030 $907,900 view details »
Pondera County $472,030 $907,900 view details »
Powder River County $472,030 $907,900 view details »
Powell County $472,030 $907,900 view details »
Prairie County $472,030 $907,900 view details »
Ravalli County $504,850 $970,850 view details »
Richland County $472,030 $907,900 view details »
Roosevelt County $472,030 $907,900 view details »
Rosebud County $472,030 $907,900 view details »
Sanders County $472,030 $907,900 view details »
Sheridan County $472,030 $907,900 view details »
Silver Bow County $472,030 $907,900 view details »
Stillwater County $472,030 $907,900 view details »
Sweet Grass County $472,030 $907,900 view details »
Teton County $472,030 $907,900 view details »
Toole County $472,030 $907,900 view details »
Treasure County $472,030 $907,900 view details »
Valley County $472,030 $907,900 view details »
Wheatland County $472,030 $907,900 view details »
Wibaux County $472,030 $907,900 view details »
Yellowstone County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Montana is $472,030 for a single-family home and $1,353,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana
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