Montana 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Beaverhead County to a high of $842,600 for a 4-bedroom unit in Gallatin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($842,600)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $331,760 $638,100 view details »
Big Horn County $331,760 $638,100 view details »
Blaine County $331,760 $638,100 view details »
Broadwater County $331,760 $638,100 view details »
Carbon County $331,760 $638,100 view details »
Carter County $331,760 $638,100 view details »
Cascade County $331,760 $638,100 view details »
Chouteau County $331,760 $638,100 view details »
Custer County $331,760 $638,100 view details »
Daniels County $331,760 $638,100 view details »
Dawson County $331,760 $638,100 view details »
Deer Lodge County $331,760 $638,100 view details »
Fallon County $331,760 $638,100 view details »
Fergus County $331,760 $638,100 view details »
Flathead County $343,850 $661,250 view details »
Gallatin County $438,150 $842,600 view details »
Garfield County $331,760 $638,100 view details »
Glacier County $331,760 $638,100 view details »
Golden Valley County $331,760 $638,100 view details »
Granite County $331,760 $638,100 view details »
Hill County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Judith Basin County $331,760 $638,100 view details »
Lake County $331,760 $638,100 view details »
Lewis And Clark County $331,760 $638,100 view details »
Liberty County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Mccone County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Meagher County $331,760 $638,100 view details »
Mineral County $331,760 $638,100 view details »
Missoula County $350,750 $674,500 view details »
Musselshell County $331,760 $638,100 view details »
Park County $336,950 $648,000 view details »
Petroleum County $331,760 $638,100 view details »
Phillips County $331,760 $638,100 view details »
Pondera County $331,760 $638,100 view details »
Powder River County $331,760 $638,100 view details »
Powell County $331,760 $638,100 view details »
Prairie County $331,760 $638,100 view details »
Ravalli County $331,760 $638,100 view details »
Richland County $331,760 $638,100 view details »
Roosevelt County $331,760 $638,100 view details »
Rosebud County $331,760 $638,100 view details »
Sanders County $331,760 $638,100 view details »
Sheridan County $331,760 $638,100 view details »
Silver Bow County $331,760 $638,100 view details »
Stillwater County $331,760 $638,100 view details »
Sweet Grass County $331,760 $638,100 view details »
Teton County $331,760 $638,100 view details »
Toole County $331,760 $638,100 view details »
Treasure County $331,760 $638,100 view details »
Valley County $331,760 $638,100 view details »
Wheatland County $331,760 $638,100 view details »
Wibaux County $331,760 $638,100 view details »
Yellowstone County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Montana is $331,760 for a single-family home and $842,600 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana