Montana 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Beaverhead County to a high of $920,000 for a 4-bedroom unit in Gallatin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($920,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $356,362 $685,400 view details »
Big Horn County $356,362 $685,400 view details »
Blaine County $356,362 $685,400 view details »
Broadwater County $356,362 $685,400 view details »
Carbon County $356,362 $685,400 view details »
Carter County $356,362 $685,400 view details »
Cascade County $356,362 $685,400 view details »
Chouteau County $356,362 $685,400 view details »
Custer County $356,362 $685,400 view details »
Daniels County $356,362 $685,400 view details »
Dawson County $356,362 $685,400 view details »
Deer Lodge County $356,362 $685,400 view details »
Fallon County $356,362 $685,400 view details »
Fergus County $356,362 $685,400 view details »
Flathead County $378,350 $727,600 view details »
Gallatin County $478,400 $920,000 view details »
Garfield County $356,362 $685,400 view details »
Glacier County $356,362 $685,400 view details »
Golden Valley County $356,362 $685,400 view details »
Granite County $356,362 $685,400 view details »
Hill County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Judith Basin County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
Lewis And Clark County $356,362 $685,400 view details »
Liberty County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Mccone County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Meagher County $356,362 $685,400 view details »
Mineral County $356,362 $685,400 view details »
Missoula County $388,700 $747,500 view details »
Musselshell County $356,362 $685,400 view details »
Park County $377,200 $725,400 view details »
Petroleum County $356,362 $685,400 view details »
Phillips County $356,362 $685,400 view details »
Pondera County $356,362 $685,400 view details »
Powder River County $356,362 $685,400 view details »
Powell County $356,362 $685,400 view details »
Prairie County $356,362 $685,400 view details »
Ravalli County $356,362 $685,400 view details »
Richland County $356,500 $685,550 view details »
Roosevelt County $356,362 $685,400 view details »
Rosebud County $356,362 $685,400 view details »
Sanders County $356,362 $685,400 view details »
Sheridan County $356,362 $685,400 view details »
Silver Bow County $356,362 $685,400 view details »
Stillwater County $356,362 $685,400 view details »
Sweet Grass County $356,362 $685,400 view details »
Teton County $356,362 $685,400 view details »
Toole County $356,362 $685,400 view details »
Treasure County $356,362 $685,400 view details »
Valley County $356,362 $685,400 view details »
Wheatland County $356,362 $685,400 view details »
Wibaux County $356,362 $685,400 view details »
Yellowstone County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Montana is $356,362 for a single-family home and $920,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana