Montana 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Beaverhead County to a high of $1,450,800 for a 4-bedroom unit in Carbon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,450,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $498,257 $958,350 view details »
Big Horn County $498,257 $958,350 view details »
Blaine County $498,257 $958,350 view details »
Broadwater County $499,100 $959,800 view details »
Carbon County $754,400 $1,450,800 view details »
Carter County $498,257 $958,350 view details »
Cascade County $498,257 $958,350 view details »
Chouteau County $498,257 $958,350 view details »
Custer County $498,257 $958,350 view details »
Daniels County $498,257 $958,350 view details »
Dawson County $498,257 $958,350 view details »
Deer Lodge County $498,257 $958,350 view details »
Fallon County $498,257 $958,350 view details »
Fergus County $498,257 $958,350 view details »
Flathead County $558,900 $1,074,800 view details »
Gallatin County $718,750 $1,382,250 view details »
Garfield County $498,257 $958,350 view details »
Glacier County $498,257 $958,350 view details »
Golden Valley County $498,257 $958,350 view details »
Granite County $498,257 $958,350 view details »
Hill County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Judith Basin County $498,257 $958,350 view details »
Lake County $498,257 $958,350 view details »
Lewis And Clark County $498,257 $958,350 view details »
Liberty County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Mccone County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Meagher County $498,257 $958,350 view details »
Mineral County $498,257 $958,350 view details »
Missoula County $546,250 $1,050,500 view details »
Musselshell County $498,257 $958,350 view details »
Park County $563,500 $1,083,650 view details »
Petroleum County $498,257 $958,350 view details »
Phillips County $498,257 $958,350 view details »
Pondera County $498,257 $958,350 view details »
Powder River County $498,257 $958,350 view details »
Powell County $498,257 $958,350 view details »
Prairie County $498,257 $958,350 view details »
Ravalli County $504,850 $970,850 view details »
Richland County $498,257 $958,350 view details »
Roosevelt County $498,257 $958,350 view details »
Rosebud County $498,257 $958,350 view details »
Sanders County $498,257 $958,350 view details »
Sheridan County $498,257 $958,350 view details »
Silver Bow County $498,257 $958,350 view details »
Stillwater County $754,400 $1,450,800 view details »
Sweet Grass County $498,257 $958,350 view details »
Teton County $498,257 $958,350 view details »
Toole County $498,257 $958,350 view details »
Treasure County $498,257 $958,350 view details »
Valley County $498,257 $958,350 view details »
Wheatland County $498,257 $958,350 view details »
Wibaux County $498,257 $958,350 view details »
Yellowstone County $754,400 $1,450,800 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Montana is $498,257 for a single-family home and $1,450,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana