Montana 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Beaverhead County to a high of $1,161,050 for a 4-bedroom unit in Gallatin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,161,050)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $420,680 $809,150 view details »
Big Horn County $420,680 $809,150 view details »
Blaine County $420,680 $809,150 view details »
Broadwater County $420,680 $809,150 view details »
Carbon County $420,680 $809,150 view details »
Carter County $420,680 $809,150 view details »
Cascade County $420,680 $809,150 view details »
Chouteau County $420,680 $809,150 view details »
Custer County $420,680 $809,150 view details »
Daniels County $420,680 $809,150 view details »
Dawson County $420,680 $809,150 view details »
Deer Lodge County $420,680 $809,150 view details »
Fallon County $420,680 $809,150 view details »
Fergus County $420,680 $809,150 view details »
Flathead County $441,600 $849,250 view details »
Gallatin County $603,750 $1,161,050 view details »
Garfield County $420,680 $809,150 view details »
Glacier County $420,680 $809,150 view details »
Golden Valley County $420,680 $809,150 view details »
Granite County $420,680 $809,150 view details »
Hill County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Judith Basin County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Lewis And Clark County $420,680 $809,150 view details »
Liberty County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Mccone County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Meagher County $420,680 $809,150 view details »
Mineral County $420,680 $809,150 view details »
Missoula County $471,500 $906,750 view details »
Musselshell County $420,680 $809,150 view details »
Park County $460,000 $884,600 view details »
Petroleum County $420,680 $809,150 view details »
Phillips County $420,680 $809,150 view details »
Pondera County $420,680 $809,150 view details »
Powder River County $420,680 $809,150 view details »
Powell County $420,680 $809,150 view details »
Prairie County $420,680 $809,150 view details »
Ravalli County $422,050 $811,650 view details »
Richland County $420,680 $809,150 view details »
Roosevelt County $420,680 $809,150 view details »
Rosebud County $420,680 $809,150 view details »
Sanders County $420,680 $809,150 view details »
Sheridan County $420,680 $809,150 view details »
Silver Bow County $420,680 $809,150 view details »
Stillwater County $420,680 $809,150 view details »
Sweet Grass County $420,680 $809,150 view details »
Teton County $420,680 $809,150 view details »
Toole County $420,680 $809,150 view details »
Treasure County $420,680 $809,150 view details »
Valley County $420,680 $809,150 view details »
Wheatland County $420,680 $809,150 view details »
Wibaux County $420,680 $809,150 view details »
Yellowstone County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Montana is $420,680 for a single-family home and $1,161,050 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana