Montana 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Montana

Montana has 56 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Beaverhead County to a high of $793,950 for a 4-bedroom unit in Gallatin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Montana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($793,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Montana (56 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaverhead County $314,827 $605,525 view details »
Big Horn County $314,827 $605,525 view details »
Blaine County $314,827 $605,525 view details »
Broadwater County $314,827 $605,525 view details »
Carbon County $314,827 $605,525 view details »
Carter County $314,827 $605,525 view details »
Cascade County $314,827 $605,525 view details »
Chouteau County $314,827 $605,525 view details »
Custer County $314,827 $605,525 view details »
Daniels County $314,827 $605,525 view details »
Dawson County $314,827 $605,525 view details »
Deer Lodge County $314,827 $605,525 view details »
Fallon County $314,827 $605,525 view details »
Fergus County $314,827 $605,525 view details »
Flathead County $318,550 $612,600 view details »
Gallatin County $412,850 $793,950 view details »
Garfield County $314,827 $605,525 view details »
Glacier County $314,827 $605,525 view details »
Golden Valley County $314,827 $605,525 view details »
Granite County $314,827 $605,525 view details »
Hill County $314,827 $605,525 view details »
Jefferson County $316,250 $608,150 view details »
Judith Basin County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lewis And Clark County $316,250 $608,150 view details »
Liberty County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Mccone County $314,827 $605,525 view details »
Madison County $325,450 $625,850 view details »
Meagher County $314,827 $605,525 view details »
Mineral County $314,827 $605,525 view details »
Missoula County $334,650 $643,550 view details »
Musselshell County $314,827 $605,525 view details »
Park County $314,827 $605,525 view details »
Petroleum County $314,827 $605,525 view details »
Phillips County $314,827 $605,525 view details »
Pondera County $314,827 $605,525 view details »
Powder River County $314,827 $605,525 view details »
Powell County $314,827 $605,525 view details »
Prairie County $314,827 $605,525 view details »
Ravalli County $314,827 $605,525 view details »
Richland County $314,827 $605,525 view details »
Roosevelt County $314,827 $605,525 view details »
Rosebud County $314,827 $605,525 view details »
Sanders County $314,827 $605,525 view details »
Sheridan County $314,827 $605,525 view details »
Silver Bow County $314,827 $605,525 view details »
Stillwater County $314,827 $605,525 view details »
Sweet Grass County $314,827 $605,525 view details »
Teton County $314,827 $605,525 view details »
Toole County $314,827 $605,525 view details »
Treasure County $314,827 $605,525 view details »
Valley County $314,827 $605,525 view details »
Wheatland County $314,827 $605,525 view details »
Wibaux County $314,827 $605,525 view details »
Yellowstone County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Montana?

To qualify for an FHA loan in Montana, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Montana is $314,827 for a single-family home and $793,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Montana. Additional restricts apply. Click on the Montana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/montana