Arizona FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Arizona

Arizona has 15 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Apache County to a high of $696,650 for a 4-bedroom unit in Coconino County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arizona's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($696,650)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Arizona?

To qualify for an FHA loan in Arizona, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Arizona is $696,650 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Arizona. Click on the Arizona map above or the table below to see loan limits in your area.

Loan Limits by County in Arizona (15)

County Lowest Loan Limit Highest Loan Limit
Apache County $314,827 $605,525 view loan limits »
Cochise County $314,827 $605,525 view loan limits »
Coconino County $362,250 $696,650 view loan limits »
Gila County $314,827 $605,525 view loan limits »
Graham County $314,827 $605,525 view loan limits »
Greenlee County $314,827 $605,525 view loan limits »
La Paz County $314,827 $605,525 view loan limits »
Maricopa County $314,827 $605,525 view loan limits »
Mohave County $314,827 $605,525 view loan limits »
Navajo County $314,827 $605,525 view loan limits »
Pima County $314,827 $605,525 view loan limits »
Pinal County $314,827 $605,525 view loan limits »
Santa Cruz County $314,827 $605,525 view loan limits »
Yavapai County $314,827 $605,525 view loan limits »
Yuma County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arizona