Arizona 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Arizona

Arizona has 15 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Apache County to a high of $696,650 for a 4-bedroom unit in Coconino County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arizona's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($638,100)
Highest Loan Limit ($696,650)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arizona (15 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Apache County $331,760 $638,100 view details »
Cochise County $331,760 $638,100 view details »
Coconino County $362,250 $696,650 view details »
Gila County $331,760 $638,100 view details »
Graham County $331,760 $638,100 view details »
Greenlee County $331,760 $638,100 view details »
La Paz County $331,760 $638,100 view details »
Maricopa County $331,760 $638,100 view details »
Mohave County $331,760 $638,100 view details »
Navajo County $331,760 $638,100 view details »
Pima County $331,760 $638,100 view details »
Pinal County $331,760 $638,100 view details »
Santa Cruz County $331,760 $638,100 view details »
Yavapai County $331,760 $638,100 view details »
Yuma County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Arizona?

To qualify for an FHA loan in Arizona, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Arizona is $331,760 for a single-family home and $696,650 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arizona. Additional restricts apply. Click on the Arizona map above or the table below to see loan limits in your area.

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