Arizona 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Arizona

Arizona has 15 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Apache County to a high of $749,700 for a 4-bedroom unit in Coconino County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arizona's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($685,400)
Highest Loan Limit ($749,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arizona (15 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Apache County $356,362 $685,400 view details »
Cochise County $356,362 $685,400 view details »
Coconino County $389,850 $749,700 view details »
Gila County $356,362 $685,400 view details »
Graham County $356,362 $685,400 view details »
Greenlee County $356,362 $685,400 view details »
La Paz County $356,362 $685,400 view details »
Maricopa County $368,000 $707,700 view details »
Mohave County $356,362 $685,400 view details »
Navajo County $356,362 $685,400 view details »
Pima County $356,362 $685,400 view details »
Pinal County $368,000 $707,700 view details »
Santa Cruz County $356,362 $685,400 view details »
Yavapai County $356,362 $685,400 view details »
Yuma County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Arizona?

To qualify for an FHA loan in Arizona, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Arizona is $356,362 for a single-family home and $749,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arizona. Additional restricts apply. Click on the Arizona map above or the table below to see loan limits in your area.

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