Arizona 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Arizona

Arizona has 15 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Apache County to a high of $849,250 for a 4-bedroom unit in Maricopa County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arizona's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($849,250)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arizona (15 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Apache County $420,680 $809,150 view details »
Cochise County $420,680 $809,150 view details »
Coconino County $423,200 $813,850 view details »
Gila County $420,680 $809,150 view details »
Graham County $420,680 $809,150 view details »
Greenlee County $420,680 $809,150 view details »
La Paz County $420,680 $809,150 view details »
Maricopa County $441,600 $849,250 view details »
Mohave County $420,680 $809,150 view details »
Navajo County $420,680 $809,150 view details »
Pima County $420,680 $809,150 view details »
Pinal County $441,600 $849,250 view details »
Santa Cruz County $420,680 $809,150 view details »
Yavapai County $420,680 $809,150 view details »
Yuma County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Arizona?

To qualify for an FHA loan in Arizona, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Arizona is $420,680 for a single-family home and $849,250 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arizona. Additional restricts apply. Click on the Arizona map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arizona