Rhode Island FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Rhode Island

Rhode Island has 5 counties with FHA Limits ranging from a low of $431,250 for a 1-bedroom unit in Bristol County to a high of $829,350 for a 4-bedroom unit in Bristol County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Rhode Island's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($829,350)
Highest Loan Limit ($829,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Rhode Island?

To qualify for an FHA loan in Rhode Island, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Rhode Island is $829,350 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Rhode Island. Click on the Rhode Island map above or the table below to see loan limits in your area.

Loan Limits by County in Rhode Island (5)

County Lowest Loan Limit Highest Loan Limit
Bristol County $431,250 $829,350 view loan limits »
Kent County $431,250 $829,350 view loan limits »
Newport County $431,250 $829,350 view loan limits »
Providence County $431,250 $829,350 view loan limits »
Washington County $431,250 $829,350 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/rhode-island