New Mexico FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in New Mexico

New Mexico has 33 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Bernalillo County to a high of $771,850 for a 4-bedroom unit in Catron County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of New Mexico's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($771,850)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in New Mexico?

To qualify for an FHA loan in New Mexico, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in New Mexico is $771,850 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in New Mexico. Click on the New Mexico map above or the table below to see loan limits in your area.

Loan Limits by County in New Mexico (33)

County Lowest Loan Limit Highest Loan Limit
Bernalillo County $294,515 $566,425 view loan limits »
Catron County $401,350 $771,850 view loan limits »
Chaves County $294,515 $566,425 view loan limits »
Cibola County $294,515 $566,425 view loan limits »
Colfax County $294,515 $566,425 view loan limits »
Curry County $294,515 $566,425 view loan limits »
De Baca County $294,515 $566,425 view loan limits »
Dona Ana County $294,515 $566,425 view loan limits »
Eddy County $294,515 $566,425 view loan limits »
Grant County $294,515 $566,425 view loan limits »
Guadalupe County $294,515 $566,425 view loan limits »
Harding County $294,515 $566,425 view loan limits »
Hidalgo County $294,515 $566,425 view loan limits »
Lea County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Los Alamos County $380,650 $732,000 view loan limits »
Luna County $294,515 $566,425 view loan limits »
Mckinley County $294,515 $566,425 view loan limits »
Mora County $294,515 $566,425 view loan limits »
Otero County $294,515 $566,425 view loan limits »
Quay County $294,515 $566,425 view loan limits »
Rio Arriba County $294,515 $566,425 view loan limits »
Roosevelt County $294,515 $566,425 view loan limits »
Sandoval County $294,515 $566,425 view loan limits »
San Juan County $294,515 $566,425 view loan limits »
San Miguel County $294,515 $566,425 view loan limits »
Santa Fe County $368,000 $707,700 view loan limits »
Sierra County $294,515 $566,425 view loan limits »
Socorro County $294,515 $566,425 view loan limits »
Taos County $294,515 $566,425 view loan limits »
Torrance County $294,515 $566,425 view loan limits »
Union County $294,515 $566,425 view loan limits »
Valencia County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/new-mexico