North Carolina FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in North Carolina

North Carolina has 100 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Alamance County to a high of $1,307,175 for a 4-bedroom unit in Camden County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($1,307,175)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in North Carolina?

To qualify for an FHA loan in North Carolina, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in North Carolina is $1,307,175 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in North Carolina. Click on the North Carolina map above or the table below to see loan limits in your area.

Loan Limits by County in North Carolina (100)

County Lowest Loan Limit Highest Loan Limit
Alamance County $294,515 $566,425 view loan limits »
Alexander County $294,515 $566,425 view loan limits »
Alleghany County $294,515 $566,425 view loan limits »
Anson County $294,515 $566,425 view loan limits »
Ashe County $294,515 $566,425 view loan limits »
Avery County $294,515 $566,425 view loan limits »
Beaufort County $294,515 $566,425 view loan limits »
Bertie County $294,515 $566,425 view loan limits »
Bladen County $294,515 $566,425 view loan limits »
Brunswick County $294,515 $566,425 view loan limits »
Buncombe County $294,515 $566,425 view loan limits »
Burke County $294,515 $566,425 view loan limits »
Cabarrus County $294,515 $566,425 view loan limits »
Caldwell County $294,515 $566,425 view loan limits »
Camden County $679,650 $1,307,175 view loan limits »
Carteret County $294,515 $566,425 view loan limits »
Caswell County $294,515 $566,425 view loan limits »
Catawba County $294,515 $566,425 view loan limits »
Chatham County $379,500 $729,800 view loan limits »
Cherokee County $294,515 $566,425 view loan limits »
Chowan County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Cleveland County $294,515 $566,425 view loan limits »
Columbus County $294,515 $566,425 view loan limits »
Craven County $294,515 $566,425 view loan limits »
Cumberland County $294,515 $566,425 view loan limits »
Currituck County $458,850 $882,400 view loan limits »
Dare County $391,000 $751,900 view loan limits »
Davidson County $294,515 $566,425 view loan limits »
Davie County $294,515 $566,425 view loan limits »
Duplin County $294,515 $566,425 view loan limits »
Durham County $379,500 $729,800 view loan limits »
Edgecombe County $294,515 $566,425 view loan limits »
Forsyth County $294,515 $566,425 view loan limits »
Franklin County $318,550 $612,600 view loan limits »
Gaston County $294,515 $566,425 view loan limits »
Gates County $458,850 $882,400 view loan limits »
Graham County $294,515 $566,425 view loan limits »
Granville County $294,515 $566,425 view loan limits »
Greene County $294,515 $566,425 view loan limits »
Guilford County $294,515 $566,425 view loan limits »
Halifax County $294,515 $566,425 view loan limits »
Harnett County $294,515 $566,425 view loan limits »
Haywood County $294,515 $566,425 view loan limits »
Henderson County $294,515 $566,425 view loan limits »
Hertford County $294,515 $566,425 view loan limits »
Hoke County $294,515 $566,425 view loan limits »
Hyde County $483,000 $928,850 view loan limits »
Iredell County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Johnston County $318,550 $612,600 view loan limits »
Jones County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Lenoir County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Mcdowell County $294,515 $566,425 view loan limits »
Macon County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Martin County $294,515 $566,425 view loan limits »
Mecklenburg County $294,515 $566,425 view loan limits »
Mitchell County $294,515 $566,425 view loan limits »
Montgomery County $294,515 $566,425 view loan limits »
Moore County $294,515 $566,425 view loan limits »
Nash County $294,515 $566,425 view loan limits »
New Hanover County $294,515 $566,425 view loan limits »
Northampton County $294,515 $566,425 view loan limits »
Onslow County $294,515 $566,425 view loan limits »
Orange County $379,500 $729,800 view loan limits »
Pamlico County $294,515 $566,425 view loan limits »
Pasquotank County $679,650 $1,307,175 view loan limits »
Pender County $294,515 $566,425 view loan limits »
Perquimans County $679,650 $1,307,175 view loan limits »
Person County $379,500 $729,800 view loan limits »
Pitt County $294,515 $566,425 view loan limits »
Polk County $294,515 $566,425 view loan limits »
Randolph County $294,515 $566,425 view loan limits »
Richmond County $294,515 $566,425 view loan limits »
Robeson County $294,515 $566,425 view loan limits »
Rockingham County $294,515 $566,425 view loan limits »
Rowan County $294,515 $566,425 view loan limits »
Rutherford County $294,515 $566,425 view loan limits »
Sampson County $294,515 $566,425 view loan limits »
Scotland County $294,515 $566,425 view loan limits »
Stanly County $294,515 $566,425 view loan limits »
Stokes County $294,515 $566,425 view loan limits »
Surry County $294,515 $566,425 view loan limits »
Swain County $294,515 $566,425 view loan limits »
Transylvania County $294,515 $566,425 view loan limits »
Tyrrell County $391,000 $751,900 view loan limits »
Union County $294,515 $566,425 view loan limits »
Vance County $294,515 $566,425 view loan limits »
Wake County $318,550 $612,600 view loan limits »
Warren County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Watauga County $294,515 $566,425 view loan limits »
Wayne County $294,515 $566,425 view loan limits »
Wilkes County $294,515 $566,425 view loan limits »
Wilson County $294,515 $566,425 view loan limits »
Yadkin County $294,515 $566,425 view loan limits »
Yancey County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-carolina