Delaware FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Delaware

Delaware has 3 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Kent County to a high of $774,050 for a 4-bedroom unit in New Castle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Delaware's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($605,525)
Highest Loan Limit ($774,050)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Delaware?

To qualify for an FHA loan in Delaware, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Delaware is $774,050 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Delaware. Click on the Delaware map above or the table below to see loan limits in your area.

Loan Limits by County in Delaware (3)

County Lowest Loan Limit Highest Loan Limit
Kent County $314,827 $605,525 view loan limits »
New Castle County $402,500 $774,050 view loan limits »
Sussex County $336,950 $648,000 view loan limits »

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