Delaware 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Delaware

Delaware has 3 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Kent County to a high of $829,350 for a 4-bedroom unit in New Castle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Delaware's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($685,400)
Highest Loan Limit ($829,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Delaware (3 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Kent County $356,362 $685,400 view details »
New Castle County $431,250 $829,350 view details »
Sussex County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Delaware?

To qualify for an FHA loan in Delaware, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Delaware is $356,362 for a single-family home and $829,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Delaware. Additional restricts apply. Click on the Delaware map above or the table below to see loan limits in your area.

** Document Provided By **