Kentucky FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Kentucky

Kentucky has 120 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $608,150 for a 4-bedroom unit in Bullitt County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kentucky's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($608,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Kentucky?

To qualify for an FHA loan in Kentucky, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Kentucky is $608,150 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Kentucky. Click on the Kentucky map above or the table below to see loan limits in your area.

Loan Limits by County in Kentucky (120)

County Lowest Loan Limit Highest Loan Limit
Adair County $314,827 $605,525 view loan limits »
Allen County $314,827 $605,525 view loan limits »
Anderson County $314,827 $605,525 view loan limits »
Ballard County $314,827 $605,525 view loan limits »
Barren County $314,827 $605,525 view loan limits »
Bath County $314,827 $605,525 view loan limits »
Bell County $314,827 $605,525 view loan limits »
Boone County $314,827 $605,525 view loan limits »
Bourbon County $314,827 $605,525 view loan limits »
Boyd County $314,827 $605,525 view loan limits »
Boyle County $314,827 $605,525 view loan limits »
Bracken County $314,827 $605,525 view loan limits »
Breathitt County $314,827 $605,525 view loan limits »
Breckinridge County $314,827 $605,525 view loan limits »
Bullitt County $316,250 $608,150 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Caldwell County $314,827 $605,525 view loan limits »
Calloway County $314,827 $605,525 view loan limits »
Campbell County $314,827 $605,525 view loan limits »
Carlisle County $314,827 $605,525 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Carter County $314,827 $605,525 view loan limits »
Casey County $314,827 $605,525 view loan limits »
Christian County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Clinton County $314,827 $605,525 view loan limits »
Crittenden County $314,827 $605,525 view loan limits »
Cumberland County $314,827 $605,525 view loan limits »
Daviess County $314,827 $605,525 view loan limits »
Edmonson County $314,827 $605,525 view loan limits »
Elliott County $314,827 $605,525 view loan limits »
Estill County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Fleming County $314,827 $605,525 view loan limits »
Floyd County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Fulton County $314,827 $605,525 view loan limits »
Gallatin County $314,827 $605,525 view loan limits »
Garrard County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Graves County $314,827 $605,525 view loan limits »
Grayson County $314,827 $605,525 view loan limits »
Green County $314,827 $605,525 view loan limits »
Greenup County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Harlan County $314,827 $605,525 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Hart County $314,827 $605,525 view loan limits »
Henderson County $314,827 $605,525 view loan limits »
Henry County $316,250 $608,150 view loan limits »
Hickman County $314,827 $605,525 view loan limits »
Hopkins County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $316,250 $608,150 view loan limits »
Jessamine County $314,827 $605,525 view loan limits »
Johnson County $314,827 $605,525 view loan limits »
Kenton County $314,827 $605,525 view loan limits »
Knott County $314,827 $605,525 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Larue County $314,827 $605,525 view loan limits »
Laurel County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Leslie County $314,827 $605,525 view loan limits »
Letcher County $314,827 $605,525 view loan limits »
Lewis County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Livingston County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Lyon County $314,827 $605,525 view loan limits »
Mccracken County $314,827 $605,525 view loan limits »
Mccreary County $314,827 $605,525 view loan limits »
Mclean County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Magoffin County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Martin County $314,827 $605,525 view loan limits »
Mason County $314,827 $605,525 view loan limits »
Meade County $314,827 $605,525 view loan limits »
Menifee County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Metcalfe County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Muhlenberg County $314,827 $605,525 view loan limits »
Nelson County $314,827 $605,525 view loan limits »
Nicholas County $314,827 $605,525 view loan limits »
Ohio County $314,827 $605,525 view loan limits »
Oldham County $316,250 $608,150 view loan limits »
Owen County $314,827 $605,525 view loan limits »
Owsley County $314,827 $605,525 view loan limits »
Pendleton County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Pike County $314,827 $605,525 view loan limits »
Powell County $314,827 $605,525 view loan limits »
Pulaski County $314,827 $605,525 view loan limits »
Robertson County $314,827 $605,525 view loan limits »
Rockcastle County $314,827 $605,525 view loan limits »
Rowan County $314,827 $605,525 view loan limits »
Russell County $314,827 $605,525 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Shelby County $316,250 $608,150 view loan limits »
Simpson County $314,827 $605,525 view loan limits »
Spencer County $316,250 $608,150 view loan limits »
Taylor County $314,827 $605,525 view loan limits »
Todd County $314,827 $605,525 view loan limits »
Trigg County $314,827 $605,525 view loan limits »
Trimble County $316,250 $608,150 view loan limits »
Union County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Webster County $314,827 $605,525 view loan limits »
Whitley County $314,827 $605,525 view loan limits »
Wolfe County $314,827 $605,525 view loan limits »
Woodford County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/kentucky