Kentucky FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Kentucky

Kentucky has 120 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Adair County to a high of $586,050 for a 4-bedroom unit in Bullitt County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kentucky's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($586,050)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Kentucky?

To qualify for an FHA loan in Kentucky, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Kentucky is $586,050 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Kentucky. Click on the Kentucky map above or the table below to see loan limits in your area.

Loan Limits by County in Kentucky (120)

County Lowest Loan Limit Highest Loan Limit
Adair County $294,515 $566,425 view loan limits »
Allen County $294,515 $566,425 view loan limits »
Anderson County $294,515 $566,425 view loan limits »
Ballard County $294,515 $566,425 view loan limits »
Barren County $294,515 $566,425 view loan limits »
Bath County $294,515 $566,425 view loan limits »
Bell County $294,515 $566,425 view loan limits »
Boone County $294,515 $566,425 view loan limits »
Bourbon County $294,515 $566,425 view loan limits »
Boyd County $294,515 $566,425 view loan limits »
Boyle County $294,515 $566,425 view loan limits »
Bracken County $294,515 $566,425 view loan limits »
Breathitt County $294,515 $566,425 view loan limits »
Breckinridge County $294,515 $566,425 view loan limits »
Bullitt County $304,750 $586,050 view loan limits »
Butler County $294,515 $566,425 view loan limits »
Caldwell County $294,515 $566,425 view loan limits »
Calloway County $294,515 $566,425 view loan limits »
Campbell County $294,515 $566,425 view loan limits »
Carlisle County $294,515 $566,425 view loan limits »
Carroll County $294,515 $566,425 view loan limits »
Carter County $294,515 $566,425 view loan limits »
Casey County $294,515 $566,425 view loan limits »
Christian County $294,515 $566,425 view loan limits »
Clark County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Clinton County $294,515 $566,425 view loan limits »
Crittenden County $294,515 $566,425 view loan limits »
Cumberland County $294,515 $566,425 view loan limits »
Daviess County $294,515 $566,425 view loan limits »
Edmonson County $294,515 $566,425 view loan limits »
Elliott County $294,515 $566,425 view loan limits »
Estill County $294,515 $566,425 view loan limits »
Fayette County $294,515 $566,425 view loan limits »
Fleming County $294,515 $566,425 view loan limits »
Floyd County $294,515 $566,425 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
Fulton County $294,515 $566,425 view loan limits »
Gallatin County $294,515 $566,425 view loan limits »
Garrard County $294,515 $566,425 view loan limits »
Grant County $294,515 $566,425 view loan limits »
Graves County $294,515 $566,425 view loan limits »
Grayson County $294,515 $566,425 view loan limits »
Green County $294,515 $566,425 view loan limits »
Greenup County $294,515 $566,425 view loan limits »
Hancock County $294,515 $566,425 view loan limits »
Hardin County $294,515 $566,425 view loan limits »
Harlan County $294,515 $566,425 view loan limits »
Harrison County $294,515 $566,425 view loan limits »
Hart County $294,515 $566,425 view loan limits »
Henderson County $294,515 $566,425 view loan limits »
Henry County $304,750 $586,050 view loan limits »
Hickman County $294,515 $566,425 view loan limits »
Hopkins County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jefferson County $304,750 $586,050 view loan limits »
Jessamine County $294,515 $566,425 view loan limits »
Johnson County $294,515 $566,425 view loan limits »
Kenton County $294,515 $566,425 view loan limits »
Knott County $294,515 $566,425 view loan limits »
Knox County $294,515 $566,425 view loan limits »
Larue County $294,515 $566,425 view loan limits »
Laurel County $294,515 $566,425 view loan limits »
Lawrence County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Leslie County $294,515 $566,425 view loan limits »
Letcher County $294,515 $566,425 view loan limits »
Lewis County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Livingston County $294,515 $566,425 view loan limits »
Logan County $294,515 $566,425 view loan limits »
Lyon County $294,515 $566,425 view loan limits »
Mccracken County $294,515 $566,425 view loan limits »
Mccreary County $294,515 $566,425 view loan limits »
Mclean County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Magoffin County $294,515 $566,425 view loan limits »
Marion County $294,515 $566,425 view loan limits »
Marshall County $294,515 $566,425 view loan limits »
Martin County $294,515 $566,425 view loan limits »
Mason County $294,515 $566,425 view loan limits »
Meade County $294,515 $566,425 view loan limits »
Menifee County $294,515 $566,425 view loan limits »
Mercer County $294,515 $566,425 view loan limits »
Metcalfe County $294,515 $566,425 view loan limits »
Monroe County $294,515 $566,425 view loan limits »
Montgomery County $294,515 $566,425 view loan limits »
Morgan County $294,515 $566,425 view loan limits »
Muhlenberg County $294,515 $566,425 view loan limits »
Nelson County $294,515 $566,425 view loan limits »
Nicholas County $294,515 $566,425 view loan limits »
Ohio County $294,515 $566,425 view loan limits »
Oldham County $304,750 $586,050 view loan limits »
Owen County $294,515 $566,425 view loan limits »
Owsley County $294,515 $566,425 view loan limits »
Pendleton County $294,515 $566,425 view loan limits »
Perry County $294,515 $566,425 view loan limits »
Pike County $294,515 $566,425 view loan limits »
Powell County $294,515 $566,425 view loan limits »
Pulaski County $294,515 $566,425 view loan limits »
Robertson County $294,515 $566,425 view loan limits »
Rockcastle County $294,515 $566,425 view loan limits »
Rowan County $294,515 $566,425 view loan limits »
Russell County $294,515 $566,425 view loan limits »
Scott County $294,515 $566,425 view loan limits »
Shelby County $304,750 $586,050 view loan limits »
Simpson County $294,515 $566,425 view loan limits »
Spencer County $304,750 $586,050 view loan limits »
Taylor County $294,515 $566,425 view loan limits »
Todd County $294,515 $566,425 view loan limits »
Trigg County $294,515 $566,425 view loan limits »
Trimble County $304,750 $586,050 view loan limits »
Union County $294,515 $566,425 view loan limits »
Warren County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Wayne County $294,515 $566,425 view loan limits »
Webster County $294,515 $566,425 view loan limits »
Whitley County $294,515 $566,425 view loan limits »
Wolfe County $294,515 $566,425 view loan limits »
Woodford County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/kentucky