Indiana 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $1,008,300 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$524,225	$1,008,300	view details »
Allen County	$524,225	$1,008,300	view details »
Bartholomew County	$524,225	$1,008,300	view details »
Benton County	$524,225	$1,008,300	view details »
Blackford County	$524,225	$1,008,300	view details »
Boone County	$524,225	$1,008,300	view details »
Brown County	$524,225	$1,008,300	view details »
Carroll County	$524,225	$1,008,300	view details »
Cass County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Clay County	$524,225	$1,008,300	view details »
Clinton County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Daviess County	$524,225	$1,008,300	view details »
Dearborn County	$524,225	$1,008,300	view details »
Decatur County	$524,225	$1,008,300	view details »
Dekalb County	$524,225	$1,008,300	view details »
Delaware County	$524,225	$1,008,300	view details »
Dubois County	$524,225	$1,008,300	view details »
Elkhart County	$524,225	$1,008,300	view details »
Fayette County	$524,225	$1,008,300	view details »
Floyd County	$524,225	$1,008,300	view details »
Fountain County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Fulton County	$524,225	$1,008,300	view details »
Gibson County	$524,225	$1,008,300	view details »
Grant County	$524,225	$1,008,300	view details »
Greene County	$524,225	$1,008,300	view details »
Hamilton County	$524,225	$1,008,300	view details »
Hancock County	$524,225	$1,008,300	view details »
Harrison County	$524,225	$1,008,300	view details »
Hendricks County	$524,225	$1,008,300	view details »
Henry County	$524,225	$1,008,300	view details »
Howard County	$524,225	$1,008,300	view details »
Huntington County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jasper County	$524,225	$1,008,300	view details »
Jay County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Jennings County	$524,225	$1,008,300	view details »
Johnson County	$524,225	$1,008,300	view details »
Knox County	$524,225	$1,008,300	view details »
Kosciusko County	$524,225	$1,008,300	view details »
Lagrange County	$524,225	$1,008,300	view details »
Lake County	$524,225	$1,008,300	view details »
Laporte County	$524,225	$1,008,300	view details »
Lawrence County	$524,225	$1,008,300	view details »
Madison County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Marshall County	$524,225	$1,008,300	view details »
Martin County	$524,225	$1,008,300	view details »
Miami County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Montgomery County	$524,225	$1,008,300	view details »
Morgan County	$524,225	$1,008,300	view details »
Newton County	$524,225	$1,008,300	view details »
Noble County	$524,225	$1,008,300	view details »
Ohio County	$524,225	$1,008,300	view details »
Orange County	$524,225	$1,008,300	view details »
Owen County	$524,225	$1,008,300	view details »
Parke County	$524,225	$1,008,300	view details »
Perry County	$524,225	$1,008,300	view details »
Pike County	$524,225	$1,008,300	view details »
Porter County	$524,225	$1,008,300	view details »
Posey County	$524,225	$1,008,300	view details »
Pulaski County	$524,225	$1,008,300	view details »
Putnam County	$524,225	$1,008,300	view details »
Randolph County	$524,225	$1,008,300	view details »
Ripley County	$524,225	$1,008,300	view details »
Rush County	$524,225	$1,008,300	view details »
St. Joseph County	$524,225	$1,008,300	view details »
Scott County	$524,225	$1,008,300	view details »
Shelby County	$524,225	$1,008,300	view details »
Spencer County	$524,225	$1,008,300	view details »
Starke County	$524,225	$1,008,300	view details »
Steuben County	$524,225	$1,008,300	view details »
Sullivan County	$524,225	$1,008,300	view details »
Switzerland County	$524,225	$1,008,300	view details »
Tippecanoe County	$524,225	$1,008,300	view details »
Tipton County	$524,225	$1,008,300	view details »
Union County	$524,225	$1,008,300	view details »
Vanderburgh County	$524,225	$1,008,300	view details »
Vermillion County	$524,225	$1,008,300	view details »
Vigo County	$524,225	$1,008,300	view details »
Wabash County	$524,225	$1,008,300	view details »
Warren County	$524,225	$1,008,300	view details »
Warrick County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wayne County	$524,225	$1,008,300	view details »
Wells County	$524,225	$1,008,300	view details »
White County	$524,225	$1,008,300	view details »
Whitley County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Indiana is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2025 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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