Indiana 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $958,350 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350) †

Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$498,257	$958,350	view details »
Allen County	$498,257	$958,350	view details »
Bartholomew County	$498,257	$958,350	view details »
Benton County	$498,257	$958,350	view details »
Blackford County	$498,257	$958,350	view details »
Boone County	$498,257	$958,350	view details »
Brown County	$498,257	$958,350	view details »
Carroll County	$498,257	$958,350	view details »
Cass County	$498,257	$958,350	view details »
Clark County	$498,257	$958,350	view details »
Clay County	$498,257	$958,350	view details »
Clinton County	$498,257	$958,350	view details »
Crawford County	$498,257	$958,350	view details »
Daviess County	$498,257	$958,350	view details »
Dearborn County	$498,257	$958,350	view details »
Decatur County	$498,257	$958,350	view details »
Dekalb County	$498,257	$958,350	view details »
Delaware County	$498,257	$958,350	view details »
Dubois County	$498,257	$958,350	view details »
Elkhart County	$498,257	$958,350	view details »
Fayette County	$498,257	$958,350	view details »
Floyd County	$498,257	$958,350	view details »
Fountain County	$498,257	$958,350	view details »
Franklin County	$498,257	$958,350	view details »
Fulton County	$498,257	$958,350	view details »
Gibson County	$498,257	$958,350	view details »
Grant County	$498,257	$958,350	view details »
Greene County	$498,257	$958,350	view details »
Hamilton County	$498,257	$958,350	view details »
Hancock County	$498,257	$958,350	view details »
Harrison County	$498,257	$958,350	view details »
Hendricks County	$498,257	$958,350	view details »
Henry County	$498,257	$958,350	view details »
Howard County	$498,257	$958,350	view details »
Huntington County	$498,257	$958,350	view details »
Jackson County	$498,257	$958,350	view details »
Jasper County	$498,257	$958,350	view details »
Jay County	$498,257	$958,350	view details »
Jefferson County	$498,257	$958,350	view details »
Jennings County	$498,257	$958,350	view details »
Johnson County	$498,257	$958,350	view details »
Knox County	$498,257	$958,350	view details »
Kosciusko County	$498,257	$958,350	view details »
Lagrange County	$498,257	$958,350	view details »
Lake County	$498,257	$958,350	view details »
Laporte County	$498,257	$958,350	view details »
Lawrence County	$498,257	$958,350	view details »
Madison County	$498,257	$958,350	view details »
Marion County	$498,257	$958,350	view details »
Marshall County	$498,257	$958,350	view details »
Martin County	$498,257	$958,350	view details »
Miami County	$498,257	$958,350	view details »
Monroe County	$498,257	$958,350	view details »
Montgomery County	$498,257	$958,350	view details »
Morgan County	$498,257	$958,350	view details »
Newton County	$498,257	$958,350	view details »
Noble County	$498,257	$958,350	view details »
Ohio County	$498,257	$958,350	view details »
Orange County	$498,257	$958,350	view details »
Owen County	$498,257	$958,350	view details »
Parke County	$498,257	$958,350	view details »
Perry County	$498,257	$958,350	view details »
Pike County	$498,257	$958,350	view details »
Porter County	$498,257	$958,350	view details »
Posey County	$498,257	$958,350	view details »
Pulaski County	$498,257	$958,350	view details »
Putnam County	$498,257	$958,350	view details »
Randolph County	$498,257	$958,350	view details »
Ripley County	$498,257	$958,350	view details »
Rush County	$498,257	$958,350	view details »
St. Joseph County	$498,257	$958,350	view details »
Scott County	$498,257	$958,350	view details »
Shelby County	$498,257	$958,350	view details »
Spencer County	$498,257	$958,350	view details »
Starke County	$498,257	$958,350	view details »
Steuben County	$498,257	$958,350	view details »
Sullivan County	$498,257	$958,350	view details »
Switzerland County	$498,257	$958,350	view details »
Tippecanoe County	$498,257	$958,350	view details »
Tipton County	$498,257	$958,350	view details »
Union County	$498,257	$958,350	view details »
Vanderburgh County	$498,257	$958,350	view details »
Vermillion County	$498,257	$958,350	view details »
Vigo County	$498,257	$958,350	view details »
Wabash County	$498,257	$958,350	view details »
Warren County	$498,257	$958,350	view details »
Warrick County	$498,257	$958,350	view details »
Washington County	$498,257	$958,350	view details »
Wayne County	$498,257	$958,350	view details »
Wells County	$498,257	$958,350	view details »
White County	$498,257	$958,350	view details »
Whitley County	$498,257	$958,350	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Indiana is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2024 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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