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Indiana 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $907,900 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $472,030 $907,900 view details »
Allen County $472,030 $907,900 view details »
Bartholomew County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Blackford County $472,030 $907,900 view details »
Boone County $472,030 $907,900 view details »
Brown County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Cass County $472,030 $907,900 view details »
Clark County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Clinton County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Daviess County $472,030 $907,900 view details »
Dearborn County $472,030 $907,900 view details »
Decatur County $472,030 $907,900 view details »
Dekalb County $472,030 $907,900 view details »
Delaware County $472,030 $907,900 view details »
Dubois County $472,030 $907,900 view details »
Elkhart County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Floyd County $472,030 $907,900 view details »
Fountain County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Fulton County $472,030 $907,900 view details »
Gibson County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Hamilton County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Hendricks County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Howard County $472,030 $907,900 view details »
Huntington County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $472,030 $907,900 view details »
Jay County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Jennings County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Knox County $472,030 $907,900 view details »
Kosciusko County $472,030 $907,900 view details »
Lagrange County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Laporte County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Martin County $472,030 $907,900 view details »
Miami County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Newton County $472,030 $907,900 view details »
Noble County $472,030 $907,900 view details »
Ohio County $472,030 $907,900 view details »
Orange County $472,030 $907,900 view details »
Owen County $472,030 $907,900 view details »
Parke County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Pike County $472,030 $907,900 view details »
Porter County $472,030 $907,900 view details »
Posey County $472,030 $907,900 view details »
Pulaski County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
Ripley County $472,030 $907,900 view details »
Rush County $472,030 $907,900 view details »
St. Joseph County $472,030 $907,900 view details »
Scott County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Spencer County $472,030 $907,900 view details »
Starke County $472,030 $907,900 view details »
Steuben County $472,030 $907,900 view details »
Sullivan County $472,030 $907,900 view details »
Switzerland County $472,030 $907,900 view details »
Tippecanoe County $472,030 $907,900 view details »
Tipton County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Vanderburgh County $472,030 $907,900 view details »
Vermillion County $472,030 $907,900 view details »
Vigo County $472,030 $907,900 view details »
Wabash County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Warrick County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Wells County $472,030 $907,900 view details »
White County $472,030 $907,900 view details »
Whitley County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Indiana is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/indiana
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