Indiana 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $729,800 for a 4-bedroom unit in Boone County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($729,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $356,362 $685,400 view details »
Allen County $356,362 $685,400 view details »
Bartholomew County $356,362 $685,400 view details »
Benton County $356,362 $685,400 view details »
Blackford County $356,362 $685,400 view details »
Boone County $379,500 $729,800 view details »
Brown County $379,500 $729,800 view details »
Carroll County $356,362 $685,400 view details »
Cass County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Clinton County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Daviess County $356,362 $685,400 view details »
Dearborn County $356,362 $685,400 view details »
Decatur County $356,362 $685,400 view details »
Dekalb County $356,362 $685,400 view details »
Delaware County $356,362 $685,400 view details »
Dubois County $356,362 $685,400 view details »
Elkhart County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Floyd County $356,362 $685,400 view details »
Fountain County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Fulton County $356,362 $685,400 view details »
Gibson County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Hamilton County $379,500 $729,800 view details »
Hancock County $379,500 $729,800 view details »
Harrison County $356,362 $685,400 view details »
Hendricks County $379,500 $729,800 view details »
Henry County $356,362 $685,400 view details »
Howard County $356,362 $685,400 view details »
Huntington County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jasper County $379,500 $729,800 view details »
Jay County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Jennings County $356,362 $685,400 view details »
Johnson County $379,500 $729,800 view details »
Knox County $356,362 $685,400 view details »
Kosciusko County $356,362 $685,400 view details »
Lagrange County $356,362 $685,400 view details »
Lake County $379,500 $729,800 view details »
Laporte County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Madison County $379,500 $729,800 view details »
Marion County $379,500 $729,800 view details »
Marshall County $356,362 $685,400 view details »
Martin County $356,362 $685,400 view details »
Miami County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Morgan County $379,500 $729,800 view details »
Newton County $379,500 $729,800 view details »
Noble County $356,362 $685,400 view details »
Ohio County $356,362 $685,400 view details »
Orange County $356,362 $685,400 view details »
Owen County $356,362 $685,400 view details »
Parke County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Pike County $356,362 $685,400 view details »
Porter County $379,500 $729,800 view details »
Posey County $356,362 $685,400 view details »
Pulaski County $356,362 $685,400 view details »
Putnam County $379,500 $729,800 view details »
Randolph County $356,362 $685,400 view details »
Ripley County $356,362 $685,400 view details »
Rush County $356,362 $685,400 view details »
St. Joseph County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Shelby County $379,500 $729,800 view details »
Spencer County $356,362 $685,400 view details »
Starke County $356,362 $685,400 view details »
Steuben County $356,362 $685,400 view details »
Sullivan County $356,362 $685,400 view details »
Switzerland County $356,362 $685,400 view details »
Tippecanoe County $356,362 $685,400 view details »
Tipton County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Vanderburgh County $356,362 $685,400 view details »
Vermillion County $356,362 $685,400 view details »
Vigo County $356,362 $685,400 view details »
Wabash County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Warrick County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Wells County $356,362 $685,400 view details »
White County $356,362 $685,400 view details »
Whitley County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Indiana is $356,362 for a single-family home and $729,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/indiana