Indiana 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $809,150 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $420,680 $809,150 view details »
Allen County $420,680 $809,150 view details »
Bartholomew County $420,680 $809,150 view details »
Benton County $420,680 $809,150 view details »
Blackford County $420,680 $809,150 view details »
Boone County $420,680 $809,150 view details »
Brown County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Cass County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Clinton County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Daviess County $420,680 $809,150 view details »
Dearborn County $420,680 $809,150 view details »
Decatur County $420,680 $809,150 view details »
Dekalb County $420,680 $809,150 view details »
Delaware County $420,680 $809,150 view details »
Dubois County $420,680 $809,150 view details »
Elkhart County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Floyd County $420,680 $809,150 view details »
Fountain County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Fulton County $420,680 $809,150 view details »
Gibson County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Hendricks County $420,680 $809,150 view details »
Henry County $420,680 $809,150 view details »
Howard County $420,680 $809,150 view details »
Huntington County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jasper County $420,680 $809,150 view details »
Jay County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Jennings County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Knox County $420,680 $809,150 view details »
Kosciusko County $420,680 $809,150 view details »
Lagrange County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Laporte County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Martin County $420,680 $809,150 view details »
Miami County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Morgan County $420,680 $809,150 view details »
Newton County $420,680 $809,150 view details »
Noble County $420,680 $809,150 view details »
Ohio County $420,680 $809,150 view details »
Orange County $420,680 $809,150 view details »
Owen County $420,680 $809,150 view details »
Parke County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Pike County $420,680 $809,150 view details »
Porter County $420,680 $809,150 view details »
Posey County $420,680 $809,150 view details »
Pulaski County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Randolph County $420,680 $809,150 view details »
Ripley County $420,680 $809,150 view details »
Rush County $420,680 $809,150 view details »
St. Joseph County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Spencer County $420,680 $809,150 view details »
Starke County $420,680 $809,150 view details »
Steuben County $420,680 $809,150 view details »
Sullivan County $420,680 $809,150 view details »
Switzerland County $420,680 $809,150 view details »
Tippecanoe County $420,680 $809,150 view details »
Tipton County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Vanderburgh County $420,680 $809,150 view details »
Vermillion County $420,680 $809,150 view details »
Vigo County $420,680 $809,150 view details »
Wabash County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Warrick County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Wells County $420,680 $809,150 view details »
White County $420,680 $809,150 view details »
Whitley County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Indiana is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/indiana