Indiana 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $958,350 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $498,257 $958,350 view details »
Allen County $498,257 $958,350 view details »
Bartholomew County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Blackford County $498,257 $958,350 view details »
Boone County $498,257 $958,350 view details »
Brown County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Cass County $498,257 $958,350 view details »
Clark County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Clinton County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Daviess County $498,257 $958,350 view details »
Dearborn County $498,257 $958,350 view details »
Decatur County $498,257 $958,350 view details »
Dekalb County $498,257 $958,350 view details »
Delaware County $498,257 $958,350 view details »
Dubois County $498,257 $958,350 view details »
Elkhart County $498,257 $958,350 view details »
Fayette County $498,257 $958,350 view details »
Floyd County $498,257 $958,350 view details »
Fountain County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Fulton County $498,257 $958,350 view details »
Gibson County $498,257 $958,350 view details »
Grant County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Hamilton County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Hendricks County $498,257 $958,350 view details »
Henry County $498,257 $958,350 view details »
Howard County $498,257 $958,350 view details »
Huntington County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $498,257 $958,350 view details »
Jay County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Jennings County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Knox County $498,257 $958,350 view details »
Kosciusko County $498,257 $958,350 view details »
Lagrange County $498,257 $958,350 view details »
Lake County $498,257 $958,350 view details »
Laporte County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Marshall County $498,257 $958,350 view details »
Martin County $498,257 $958,350 view details »
Miami County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Morgan County $498,257 $958,350 view details »
Newton County $498,257 $958,350 view details »
Noble County $498,257 $958,350 view details »
Ohio County $498,257 $958,350 view details »
Orange County $498,257 $958,350 view details »
Owen County $498,257 $958,350 view details »
Parke County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Pike County $498,257 $958,350 view details »
Porter County $498,257 $958,350 view details »
Posey County $498,257 $958,350 view details »
Pulaski County $498,257 $958,350 view details »
Putnam County $498,257 $958,350 view details »
Randolph County $498,257 $958,350 view details »
Ripley County $498,257 $958,350 view details »
Rush County $498,257 $958,350 view details »
St. Joseph County $498,257 $958,350 view details »
Scott County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Spencer County $498,257 $958,350 view details »
Starke County $498,257 $958,350 view details »
Steuben County $498,257 $958,350 view details »
Sullivan County $498,257 $958,350 view details »
Switzerland County $498,257 $958,350 view details »
Tippecanoe County $498,257 $958,350 view details »
Tipton County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Vanderburgh County $498,257 $958,350 view details »
Vermillion County $498,257 $958,350 view details »
Vigo County $498,257 $958,350 view details »
Wabash County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Warrick County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Wells County $498,257 $958,350 view details »
White County $498,257 $958,350 view details »
Whitley County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Indiana is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/indiana