Indiana 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $729,800 for a 4-bedroom unit in Boone County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($685,400) †

Highest Loan Limit ($729,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$356,362	$685,400	view details »
Allen County	$356,362	$685,400	view details »
Bartholomew County	$356,362	$685,400	view details »
Benton County	$356,362	$685,400	view details »
Blackford County	$356,362	$685,400	view details »
Boone County	$379,500	$729,800	view details »
Brown County	$379,500	$729,800	view details »
Carroll County	$356,362	$685,400	view details »
Cass County	$356,362	$685,400	view details »
Clark County	$356,362	$685,400	view details »
Clay County	$356,362	$685,400	view details »
Clinton County	$356,362	$685,400	view details »
Crawford County	$356,362	$685,400	view details »
Daviess County	$356,362	$685,400	view details »
Dearborn County	$356,362	$685,400	view details »
Decatur County	$356,362	$685,400	view details »
Dekalb County	$356,362	$685,400	view details »
Delaware County	$356,362	$685,400	view details »
Dubois County	$356,362	$685,400	view details »
Elkhart County	$356,362	$685,400	view details »
Fayette County	$356,362	$685,400	view details »
Floyd County	$356,362	$685,400	view details »
Fountain County	$356,362	$685,400	view details »
Franklin County	$356,362	$685,400	view details »
Fulton County	$356,362	$685,400	view details »
Gibson County	$356,362	$685,400	view details »
Grant County	$356,362	$685,400	view details »
Greene County	$356,362	$685,400	view details »
Hamilton County	$379,500	$729,800	view details »
Hancock County	$379,500	$729,800	view details »
Harrison County	$356,362	$685,400	view details »
Hendricks County	$379,500	$729,800	view details »
Henry County	$356,362	$685,400	view details »
Howard County	$356,362	$685,400	view details »
Huntington County	$356,362	$685,400	view details »
Jackson County	$356,362	$685,400	view details »
Jasper County	$379,500	$729,800	view details »
Jay County	$356,362	$685,400	view details »
Jefferson County	$356,362	$685,400	view details »
Jennings County	$356,362	$685,400	view details »
Johnson County	$379,500	$729,800	view details »
Knox County	$356,362	$685,400	view details »
Kosciusko County	$356,362	$685,400	view details »
Lagrange County	$356,362	$685,400	view details »
Lake County	$379,500	$729,800	view details »
Laporte County	$356,362	$685,400	view details »
Lawrence County	$356,362	$685,400	view details »
Madison County	$379,500	$729,800	view details »
Marion County	$379,500	$729,800	view details »
Marshall County	$356,362	$685,400	view details »
Martin County	$356,362	$685,400	view details »
Miami County	$356,362	$685,400	view details »
Monroe County	$356,362	$685,400	view details »
Montgomery County	$356,362	$685,400	view details »
Morgan County	$379,500	$729,800	view details »
Newton County	$379,500	$729,800	view details »
Noble County	$356,362	$685,400	view details »
Ohio County	$356,362	$685,400	view details »
Orange County	$356,362	$685,400	view details »
Owen County	$356,362	$685,400	view details »
Parke County	$356,362	$685,400	view details »
Perry County	$356,362	$685,400	view details »
Pike County	$356,362	$685,400	view details »
Porter County	$379,500	$729,800	view details »
Posey County	$356,362	$685,400	view details »
Pulaski County	$356,362	$685,400	view details »
Putnam County	$379,500	$729,800	view details »
Randolph County	$356,362	$685,400	view details »
Ripley County	$356,362	$685,400	view details »
Rush County	$356,362	$685,400	view details »
St. Joseph County	$356,362	$685,400	view details »
Scott County	$356,362	$685,400	view details »
Shelby County	$379,500	$729,800	view details »
Spencer County	$356,362	$685,400	view details »
Starke County	$356,362	$685,400	view details »
Steuben County	$356,362	$685,400	view details »
Sullivan County	$356,362	$685,400	view details »
Switzerland County	$356,362	$685,400	view details »
Tippecanoe County	$356,362	$685,400	view details »
Tipton County	$356,362	$685,400	view details »
Union County	$356,362	$685,400	view details »
Vanderburgh County	$356,362	$685,400	view details »
Vermillion County	$356,362	$685,400	view details »
Vigo County	$356,362	$685,400	view details »
Wabash County	$356,362	$685,400	view details »
Warren County	$356,362	$685,400	view details »
Warrick County	$356,362	$685,400	view details »
Washington County	$356,362	$685,400	view details »
Wayne County	$356,362	$685,400	view details »
Wells County	$356,362	$685,400	view details »
White County	$356,362	$685,400	view details »
Whitley County	$356,362	$685,400	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Indiana is $356,362 for a single-family home and $729,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2021 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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