Indiana 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $707,700 for a 4-bedroom unit in Jasper County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($707,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $331,760 $638,100 view details »
Allen County $331,760 $638,100 view details »
Bartholomew County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Blackford County $331,760 $638,100 view details »
Boone County $355,350 $683,350 view details »
Brown County $355,350 $683,350 view details »
Carroll County $331,760 $638,100 view details »
Cass County $331,760 $638,100 view details »
Clark County $333,500 $641,350 view details »
Clay County $331,760 $638,100 view details »
Clinton County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Daviess County $331,760 $638,100 view details »
Dearborn County $331,760 $638,100 view details »
Decatur County $331,760 $638,100 view details »
Dekalb County $331,760 $638,100 view details »
Delaware County $331,760 $638,100 view details »
Dubois County $331,760 $638,100 view details »
Elkhart County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Floyd County $333,500 $641,350 view details »
Fountain County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Fulton County $331,760 $638,100 view details »
Gibson County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Hamilton County $355,350 $683,350 view details »
Hancock County $355,350 $683,350 view details »
Harrison County $333,500 $641,350 view details »
Hendricks County $355,350 $683,350 view details »
Henry County $331,760 $638,100 view details »
Howard County $331,760 $638,100 view details »
Huntington County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jasper County $368,000 $707,700 view details »
Jay County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jennings County $331,760 $638,100 view details »
Johnson County $355,350 $683,350 view details »
Knox County $331,760 $638,100 view details »
Kosciusko County $331,760 $638,100 view details »
Lagrange County $331,760 $638,100 view details »
Lake County $368,000 $707,700 view details »
Laporte County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Madison County $355,350 $683,350 view details »
Marion County $355,350 $683,350 view details »
Marshall County $331,760 $638,100 view details »
Martin County $331,760 $638,100 view details »
Miami County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Morgan County $355,350 $683,350 view details »
Newton County $368,000 $707,700 view details »
Noble County $331,760 $638,100 view details »
Ohio County $331,760 $638,100 view details »
Orange County $331,760 $638,100 view details »
Owen County $331,760 $638,100 view details »
Parke County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Pike County $331,760 $638,100 view details »
Porter County $368,000 $707,700 view details »
Posey County $331,760 $638,100 view details »
Pulaski County $331,760 $638,100 view details »
Putnam County $355,350 $683,350 view details »
Randolph County $331,760 $638,100 view details »
Ripley County $331,760 $638,100 view details »
Rush County $331,760 $638,100 view details »
St. Joseph County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Shelby County $355,350 $683,350 view details »
Spencer County $331,760 $638,100 view details »
Starke County $331,760 $638,100 view details »
Steuben County $331,760 $638,100 view details »
Sullivan County $331,760 $638,100 view details »
Switzerland County $331,760 $638,100 view details »
Tippecanoe County $331,760 $638,100 view details »
Tipton County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Vanderburgh County $331,760 $638,100 view details »
Vermillion County $331,760 $638,100 view details »
Vigo County $331,760 $638,100 view details »
Wabash County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Warrick County $331,760 $638,100 view details »
Washington County $333,500 $641,350 view details »
Wayne County $331,760 $638,100 view details »
Wells County $331,760 $638,100 view details »
White County $331,760 $638,100 view details »
Whitley County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Indiana is $331,760 for a single-family home and $707,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/indiana