Indiana 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $809,150 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($809,150) †

Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$420,680	$809,150	view details »
Allen County	$420,680	$809,150	view details »
Bartholomew County	$420,680	$809,150	view details »
Benton County	$420,680	$809,150	view details »
Blackford County	$420,680	$809,150	view details »
Boone County	$420,680	$809,150	view details »
Brown County	$420,680	$809,150	view details »
Carroll County	$420,680	$809,150	view details »
Cass County	$420,680	$809,150	view details »
Clark County	$420,680	$809,150	view details »
Clay County	$420,680	$809,150	view details »
Clinton County	$420,680	$809,150	view details »
Crawford County	$420,680	$809,150	view details »
Daviess County	$420,680	$809,150	view details »
Dearborn County	$420,680	$809,150	view details »
Decatur County	$420,680	$809,150	view details »
Dekalb County	$420,680	$809,150	view details »
Delaware County	$420,680	$809,150	view details »
Dubois County	$420,680	$809,150	view details »
Elkhart County	$420,680	$809,150	view details »
Fayette County	$420,680	$809,150	view details »
Floyd County	$420,680	$809,150	view details »
Fountain County	$420,680	$809,150	view details »
Franklin County	$420,680	$809,150	view details »
Fulton County	$420,680	$809,150	view details »
Gibson County	$420,680	$809,150	view details »
Grant County	$420,680	$809,150	view details »
Greene County	$420,680	$809,150	view details »
Hamilton County	$420,680	$809,150	view details »
Hancock County	$420,680	$809,150	view details »
Harrison County	$420,680	$809,150	view details »
Hendricks County	$420,680	$809,150	view details »
Henry County	$420,680	$809,150	view details »
Howard County	$420,680	$809,150	view details »
Huntington County	$420,680	$809,150	view details »
Jackson County	$420,680	$809,150	view details »
Jasper County	$420,680	$809,150	view details »
Jay County	$420,680	$809,150	view details »
Jefferson County	$420,680	$809,150	view details »
Jennings County	$420,680	$809,150	view details »
Johnson County	$420,680	$809,150	view details »
Knox County	$420,680	$809,150	view details »
Kosciusko County	$420,680	$809,150	view details »
Lagrange County	$420,680	$809,150	view details »
Lake County	$420,680	$809,150	view details »
Laporte County	$420,680	$809,150	view details »
Lawrence County	$420,680	$809,150	view details »
Madison County	$420,680	$809,150	view details »
Marion County	$420,680	$809,150	view details »
Marshall County	$420,680	$809,150	view details »
Martin County	$420,680	$809,150	view details »
Miami County	$420,680	$809,150	view details »
Monroe County	$420,680	$809,150	view details »
Montgomery County	$420,680	$809,150	view details »
Morgan County	$420,680	$809,150	view details »
Newton County	$420,680	$809,150	view details »
Noble County	$420,680	$809,150	view details »
Ohio County	$420,680	$809,150	view details »
Orange County	$420,680	$809,150	view details »
Owen County	$420,680	$809,150	view details »
Parke County	$420,680	$809,150	view details »
Perry County	$420,680	$809,150	view details »
Pike County	$420,680	$809,150	view details »
Porter County	$420,680	$809,150	view details »
Posey County	$420,680	$809,150	view details »
Pulaski County	$420,680	$809,150	view details »
Putnam County	$420,680	$809,150	view details »
Randolph County	$420,680	$809,150	view details »
Ripley County	$420,680	$809,150	view details »
Rush County	$420,680	$809,150	view details »
St. Joseph County	$420,680	$809,150	view details »
Scott County	$420,680	$809,150	view details »
Shelby County	$420,680	$809,150	view details »
Spencer County	$420,680	$809,150	view details »
Starke County	$420,680	$809,150	view details »
Steuben County	$420,680	$809,150	view details »
Sullivan County	$420,680	$809,150	view details »
Switzerland County	$420,680	$809,150	view details »
Tippecanoe County	$420,680	$809,150	view details »
Tipton County	$420,680	$809,150	view details »
Union County	$420,680	$809,150	view details »
Vanderburgh County	$420,680	$809,150	view details »
Vermillion County	$420,680	$809,150	view details »
Vigo County	$420,680	$809,150	view details »
Wabash County	$420,680	$809,150	view details »
Warren County	$420,680	$809,150	view details »
Warrick County	$420,680	$809,150	view details »
Washington County	$420,680	$809,150	view details »
Wayne County	$420,680	$809,150	view details »
Wells County	$420,680	$809,150	view details »
White County	$420,680	$809,150	view details »
Whitley County	$420,680	$809,150	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Indiana is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2022 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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