Indiana 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $707,700 for a 4-bedroom unit in Jasper County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($638,100) †

Highest Loan Limit ($707,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$331,760	$638,100	view details »
Allen County	$331,760	$638,100	view details »
Bartholomew County	$331,760	$638,100	view details »
Benton County	$331,760	$638,100	view details »
Blackford County	$331,760	$638,100	view details »
Boone County	$355,350	$683,350	view details »
Brown County	$355,350	$683,350	view details »
Carroll County	$331,760	$638,100	view details »
Cass County	$331,760	$638,100	view details »
Clark County	$333,500	$641,350	view details »
Clay County	$331,760	$638,100	view details »
Clinton County	$331,760	$638,100	view details »
Crawford County	$331,760	$638,100	view details »
Daviess County	$331,760	$638,100	view details »
Dearborn County	$331,760	$638,100	view details »
Decatur County	$331,760	$638,100	view details »
Dekalb County	$331,760	$638,100	view details »
Delaware County	$331,760	$638,100	view details »
Dubois County	$331,760	$638,100	view details »
Elkhart County	$331,760	$638,100	view details »
Fayette County	$331,760	$638,100	view details »
Floyd County	$333,500	$641,350	view details »
Fountain County	$331,760	$638,100	view details »
Franklin County	$331,760	$638,100	view details »
Fulton County	$331,760	$638,100	view details »
Gibson County	$331,760	$638,100	view details »
Grant County	$331,760	$638,100	view details »
Greene County	$331,760	$638,100	view details »
Hamilton County	$355,350	$683,350	view details »
Hancock County	$355,350	$683,350	view details »
Harrison County	$333,500	$641,350	view details »
Hendricks County	$355,350	$683,350	view details »
Henry County	$331,760	$638,100	view details »
Howard County	$331,760	$638,100	view details »
Huntington County	$331,760	$638,100	view details »
Jackson County	$331,760	$638,100	view details »
Jasper County	$368,000	$707,700	view details »
Jay County	$331,760	$638,100	view details »
Jefferson County	$331,760	$638,100	view details »
Jennings County	$331,760	$638,100	view details »
Johnson County	$355,350	$683,350	view details »
Knox County	$331,760	$638,100	view details »
Kosciusko County	$331,760	$638,100	view details »
Lagrange County	$331,760	$638,100	view details »
Lake County	$368,000	$707,700	view details »
Laporte County	$331,760	$638,100	view details »
Lawrence County	$331,760	$638,100	view details »
Madison County	$355,350	$683,350	view details »
Marion County	$355,350	$683,350	view details »
Marshall County	$331,760	$638,100	view details »
Martin County	$331,760	$638,100	view details »
Miami County	$331,760	$638,100	view details »
Monroe County	$331,760	$638,100	view details »
Montgomery County	$331,760	$638,100	view details »
Morgan County	$355,350	$683,350	view details »
Newton County	$368,000	$707,700	view details »
Noble County	$331,760	$638,100	view details »
Ohio County	$331,760	$638,100	view details »
Orange County	$331,760	$638,100	view details »
Owen County	$331,760	$638,100	view details »
Parke County	$331,760	$638,100	view details »
Perry County	$331,760	$638,100	view details »
Pike County	$331,760	$638,100	view details »
Porter County	$368,000	$707,700	view details »
Posey County	$331,760	$638,100	view details »
Pulaski County	$331,760	$638,100	view details »
Putnam County	$355,350	$683,350	view details »
Randolph County	$331,760	$638,100	view details »
Ripley County	$331,760	$638,100	view details »
Rush County	$331,760	$638,100	view details »
St. Joseph County	$331,760	$638,100	view details »
Scott County	$331,760	$638,100	view details »
Shelby County	$355,350	$683,350	view details »
Spencer County	$331,760	$638,100	view details »
Starke County	$331,760	$638,100	view details »
Steuben County	$331,760	$638,100	view details »
Sullivan County	$331,760	$638,100	view details »
Switzerland County	$331,760	$638,100	view details »
Tippecanoe County	$331,760	$638,100	view details »
Tipton County	$331,760	$638,100	view details »
Union County	$331,760	$638,100	view details »
Vanderburgh County	$331,760	$638,100	view details »
Vermillion County	$331,760	$638,100	view details »
Vigo County	$331,760	$638,100	view details »
Wabash County	$331,760	$638,100	view details »
Warren County	$331,760	$638,100	view details »
Warrick County	$331,760	$638,100	view details »
Washington County	$333,500	$641,350	view details »
Wayne County	$331,760	$638,100	view details »
Wells County	$331,760	$638,100	view details »
White County	$331,760	$638,100	view details »
Whitley County	$331,760	$638,100	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Indiana is $331,760 for a single-family home and $707,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2020 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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