Indiana 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Indiana

Indiana has 92 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $907,900 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Indiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Indiana (92 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$472,030	$907,900	view details »
Allen County	$472,030	$907,900	view details »
Bartholomew County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Blackford County	$472,030	$907,900	view details »
Boone County	$472,030	$907,900	view details »
Brown County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Cass County	$472,030	$907,900	view details »
Clark County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Clinton County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Daviess County	$472,030	$907,900	view details »
Dearborn County	$472,030	$907,900	view details »
Decatur County	$472,030	$907,900	view details »
Dekalb County	$472,030	$907,900	view details »
Delaware County	$472,030	$907,900	view details »
Dubois County	$472,030	$907,900	view details »
Elkhart County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Floyd County	$472,030	$907,900	view details »
Fountain County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Fulton County	$472,030	$907,900	view details »
Gibson County	$472,030	$907,900	view details »
Grant County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Hendricks County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Howard County	$472,030	$907,900	view details »
Huntington County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$472,030	$907,900	view details »
Jay County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Jennings County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Knox County	$472,030	$907,900	view details »
Kosciusko County	$472,030	$907,900	view details »
Lagrange County	$472,030	$907,900	view details »
Lake County	$472,030	$907,900	view details »
Laporte County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Martin County	$472,030	$907,900	view details »
Miami County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
Newton County	$472,030	$907,900	view details »
Noble County	$472,030	$907,900	view details »
Ohio County	$472,030	$907,900	view details »
Orange County	$472,030	$907,900	view details »
Owen County	$472,030	$907,900	view details »
Parke County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Pike County	$472,030	$907,900	view details »
Porter County	$472,030	$907,900	view details »
Posey County	$472,030	$907,900	view details »
Pulaski County	$472,030	$907,900	view details »
Putnam County	$472,030	$907,900	view details »
Randolph County	$472,030	$907,900	view details »
Ripley County	$472,030	$907,900	view details »
Rush County	$472,030	$907,900	view details »
St. Joseph County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Spencer County	$472,030	$907,900	view details »
Starke County	$472,030	$907,900	view details »
Steuben County	$472,030	$907,900	view details »
Sullivan County	$472,030	$907,900	view details »
Switzerland County	$472,030	$907,900	view details »
Tippecanoe County	$472,030	$907,900	view details »
Tipton County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Vanderburgh County	$472,030	$907,900	view details »
Vermillion County	$472,030	$907,900	view details »
Vigo County	$472,030	$907,900	view details »
Wabash County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Warrick County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Wells County	$472,030	$907,900	view details »
White County	$472,030	$907,900	view details »
Whitley County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Indiana?

To qualify for an FHA loan in Indiana, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Indiana is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Indiana. Additional restricts apply. Click on the Indiana map above or the table below to see loan limits in your area.

Indiana 2023 FHA Loan Limits

Loan Limits in Indiana

Loan Limits by County in Indiana (92 counties)

How to qualify for an FHA Loan in Indiana?

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