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Minnesota 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Minnesota

Minnesota has 87 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Aitkin County to a high of $990,800 for a 4-bedroom unit in Anoka County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Minnesota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($990,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Minnesota (87 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aitkin County $472,030 $907,900 view details »
Anoka County $515,200 $990,800 view details »
Becker County $472,030 $907,900 view details »
Beltrami County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Big Stone County $472,030 $907,900 view details »
Blue Earth County $472,030 $907,900 view details »
Brown County $472,030 $907,900 view details »
Carlton County $472,030 $907,900 view details »
Carver County $515,200 $990,800 view details »
Cass County $472,030 $907,900 view details »
Chippewa County $472,030 $907,900 view details »
Chisago County $515,200 $990,800 view details »
Clay County $472,030 $907,900 view details »
Clearwater County $472,030 $907,900 view details »
Cook County $472,030 $907,900 view details »
Cottonwood County $472,030 $907,900 view details »
Crow Wing County $472,030 $907,900 view details »
Dakota County $515,200 $990,800 view details »
Dodge County $472,030 $907,900 view details »
Douglas County $472,030 $907,900 view details »
Faribault County $472,030 $907,900 view details »
Fillmore County $472,030 $907,900 view details »
Freeborn County $472,030 $907,900 view details »
Goodhue County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Hennepin County $515,200 $990,800 view details »
Houston County $472,030 $907,900 view details »
Hubbard County $472,030 $907,900 view details »
Isanti County $515,200 $990,800 view details »
Itasca County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Kanabec County $472,030 $907,900 view details »
Kandiyohi County $472,030 $907,900 view details »
Kittson County $472,030 $907,900 view details »
Koochiching County $472,030 $907,900 view details »
Lac Qui Parle County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Lake Of The Woods County $472,030 $907,900 view details »
Le Sueur County $515,200 $990,800 view details »
Lincoln County $472,030 $907,900 view details »
Lyon County $472,030 $907,900 view details »
Mcleod County $472,030 $907,900 view details »
Mahnomen County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Martin County $472,030 $907,900 view details »
Meeker County $472,030 $907,900 view details »
Mille Lacs County $515,200 $990,800 view details »
Morrison County $472,030 $907,900 view details »
Mower County $472,030 $907,900 view details »
Murray County $472,030 $907,900 view details »
Nicollet County $472,030 $907,900 view details »
Nobles County $472,030 $907,900 view details »
Norman County $472,030 $907,900 view details »
Olmsted County $472,030 $907,900 view details »
Otter Tail County $472,030 $907,900 view details »
Pennington County $472,030 $907,900 view details »
Pine County $472,030 $907,900 view details »
Pipestone County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Pope County $472,030 $907,900 view details »
Ramsey County $515,200 $990,800 view details »
Red Lake County $472,030 $907,900 view details »
Redwood County $472,030 $907,900 view details »
Renville County $472,030 $907,900 view details »
Rice County $472,030 $907,900 view details »
Rock County $472,030 $907,900 view details »
Roseau County $472,030 $907,900 view details »
St. Louis County $472,030 $907,900 view details »
Scott County $515,200 $990,800 view details »
Sherburne County $515,200 $990,800 view details »
Sibley County $472,030 $907,900 view details »
Stearns County $472,030 $907,900 view details »
Steele County $472,030 $907,900 view details »
Stevens County $472,030 $907,900 view details »
Swift County $472,030 $907,900 view details »
Todd County $472,030 $907,900 view details »
Traverse County $472,030 $907,900 view details »
Wabasha County $472,030 $907,900 view details »
Wadena County $472,030 $907,900 view details »
Waseca County $472,030 $907,900 view details »
Washington County $515,200 $990,800 view details »
Watonwan County $472,030 $907,900 view details »
Wilkin County $472,030 $907,900 view details »
Winona County $472,030 $907,900 view details »
Wright County $515,200 $990,800 view details »
Yellow Medicine County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Minnesota?

To qualify for an FHA loan in Minnesota, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Minnesota is $472,030 for a single-family home and $990,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Minnesota. Additional restricts apply. Click on the Minnesota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/minnesota
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