Minnesota FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Minnesota

Minnesota has 87 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Aitkin County to a high of $705,500 for a 4-bedroom unit in Anoka County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Minnesota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($705,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Minnesota?

To qualify for an FHA loan in Minnesota, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Minnesota is $705,500 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Minnesota. Click on the Minnesota map above or the table below to see loan limits in your area.

Loan Limits by County in Minnesota (87)

County Lowest Loan Limit Highest Loan Limit
Aitkin County $314,827 $605,525 view loan limits »
Anoka County $366,850 $705,500 view loan limits »
Becker County $314,827 $605,525 view loan limits »
Beltrami County $314,827 $605,525 view loan limits »
Benton County $314,827 $605,525 view loan limits »
Big Stone County $314,827 $605,525 view loan limits »
Blue Earth County $314,827 $605,525 view loan limits »
Brown County $314,827 $605,525 view loan limits »
Carlton County $314,827 $605,525 view loan limits »
Carver County $366,850 $705,500 view loan limits »
Cass County $314,827 $605,525 view loan limits »
Chippewa County $314,827 $605,525 view loan limits »
Chisago County $366,850 $705,500 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Clearwater County $314,827 $605,525 view loan limits »
Cook County $314,827 $605,525 view loan limits »
Cottonwood County $314,827 $605,525 view loan limits »
Crow Wing County $314,827 $605,525 view loan limits »
Dakota County $366,850 $705,500 view loan limits »
Dodge County $314,827 $605,525 view loan limits »
Douglas County $314,827 $605,525 view loan limits »
Faribault County $314,827 $605,525 view loan limits »
Fillmore County $314,827 $605,525 view loan limits »
Freeborn County $314,827 $605,525 view loan limits »
Goodhue County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Hennepin County $366,850 $705,500 view loan limits »
Houston County $314,827 $605,525 view loan limits »
Hubbard County $314,827 $605,525 view loan limits »
Isanti County $366,850 $705,500 view loan limits »
Itasca County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Kanabec County $314,827 $605,525 view loan limits »
Kandiyohi County $314,827 $605,525 view loan limits »
Kittson County $314,827 $605,525 view loan limits »
Koochiching County $314,827 $605,525 view loan limits »
Lac Qui Parle County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lake Of The Woods County $314,827 $605,525 view loan limits »
Le Sueur County $366,850 $705,500 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Lyon County $314,827 $605,525 view loan limits »
Mcleod County $314,827 $605,525 view loan limits »
Mahnomen County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Martin County $314,827 $605,525 view loan limits »
Meeker County $314,827 $605,525 view loan limits »
Mille Lacs County $366,850 $705,500 view loan limits »
Morrison County $314,827 $605,525 view loan limits »
Mower County $314,827 $605,525 view loan limits »
Murray County $314,827 $605,525 view loan limits »
Nicollet County $314,827 $605,525 view loan limits »
Nobles County $314,827 $605,525 view loan limits »
Norman County $314,827 $605,525 view loan limits »
Olmsted County $314,827 $605,525 view loan limits »
Otter Tail County $314,827 $605,525 view loan limits »
Pennington County $314,827 $605,525 view loan limits »
Pine County $314,827 $605,525 view loan limits »
Pipestone County $314,827 $605,525 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Pope County $314,827 $605,525 view loan limits »
Ramsey County $366,850 $705,500 view loan limits »
Red Lake County $314,827 $605,525 view loan limits »
Redwood County $314,827 $605,525 view loan limits »
Renville County $314,827 $605,525 view loan limits »
Rice County $314,827 $605,525 view loan limits »
Rock County $314,827 $605,525 view loan limits »
Roseau County $314,827 $605,525 view loan limits »
St. Louis County $314,827 $605,525 view loan limits »
Scott County $366,850 $705,500 view loan limits »
Sherburne County $366,850 $705,500 view loan limits »
Sibley County $366,850 $705,500 view loan limits »
Stearns County $314,827 $605,525 view loan limits »
Steele County $314,827 $605,525 view loan limits »
Stevens County $314,827 $605,525 view loan limits »
Swift County $314,827 $605,525 view loan limits »
Todd County $314,827 $605,525 view loan limits »
Traverse County $314,827 $605,525 view loan limits »
Wabasha County $314,827 $605,525 view loan limits »
Wadena County $314,827 $605,525 view loan limits »
Waseca County $314,827 $605,525 view loan limits »
Washington County $366,850 $705,500 view loan limits »
Watonwan County $314,827 $605,525 view loan limits »
Wilkin County $314,827 $605,525 view loan limits »
Winona County $314,827 $605,525 view loan limits »
Wright County $366,850 $705,500 view loan limits »
Yellow Medicine County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/minnesota