Minnesota 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Minnesota

Minnesota has 87 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Aitkin County to a high of $705,500 for a 4-bedroom unit in Anoka County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Minnesota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($705,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Minnesota (87 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aitkin County $314,827 $605,525 view details »
Anoka County $366,850 $705,500 view details »
Becker County $314,827 $605,525 view details »
Beltrami County $314,827 $605,525 view details »
Benton County $314,827 $605,525 view details »
Big Stone County $314,827 $605,525 view details »
Blue Earth County $314,827 $605,525 view details »
Brown County $314,827 $605,525 view details »
Carlton County $314,827 $605,525 view details »
Carver County $366,850 $705,500 view details »
Cass County $314,827 $605,525 view details »
Chippewa County $314,827 $605,525 view details »
Chisago County $366,850 $705,500 view details »
Clay County $314,827 $605,525 view details »
Clearwater County $314,827 $605,525 view details »
Cook County $314,827 $605,525 view details »
Cottonwood County $314,827 $605,525 view details »
Crow Wing County $314,827 $605,525 view details »
Dakota County $366,850 $705,500 view details »
Dodge County $314,827 $605,525 view details »
Douglas County $314,827 $605,525 view details »
Faribault County $314,827 $605,525 view details »
Fillmore County $314,827 $605,525 view details »
Freeborn County $314,827 $605,525 view details »
Goodhue County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Hennepin County $366,850 $705,500 view details »
Houston County $314,827 $605,525 view details »
Hubbard County $314,827 $605,525 view details »
Isanti County $366,850 $705,500 view details »
Itasca County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Kanabec County $314,827 $605,525 view details »
Kandiyohi County $314,827 $605,525 view details »
Kittson County $314,827 $605,525 view details »
Koochiching County $314,827 $605,525 view details »
Lac Qui Parle County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lake Of The Woods County $314,827 $605,525 view details »
Le Sueur County $366,850 $705,500 view details »
Lincoln County $314,827 $605,525 view details »
Lyon County $314,827 $605,525 view details »
Mcleod County $314,827 $605,525 view details »
Mahnomen County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Martin County $314,827 $605,525 view details »
Meeker County $314,827 $605,525 view details »
Mille Lacs County $366,850 $705,500 view details »
Morrison County $314,827 $605,525 view details »
Mower County $314,827 $605,525 view details »
Murray County $314,827 $605,525 view details »
Nicollet County $314,827 $605,525 view details »
Nobles County $314,827 $605,525 view details »
Norman County $314,827 $605,525 view details »
Olmsted County $314,827 $605,525 view details »
Otter Tail County $314,827 $605,525 view details »
Pennington County $314,827 $605,525 view details »
Pine County $314,827 $605,525 view details »
Pipestone County $314,827 $605,525 view details »
Polk County $314,827 $605,525 view details »
Pope County $314,827 $605,525 view details »
Ramsey County $366,850 $705,500 view details »
Red Lake County $314,827 $605,525 view details »
Redwood County $314,827 $605,525 view details »
Renville County $314,827 $605,525 view details »
Rice County $314,827 $605,525 view details »
Rock County $314,827 $605,525 view details »
Roseau County $314,827 $605,525 view details »
St. Louis County $314,827 $605,525 view details »
Scott County $366,850 $705,500 view details »
Sherburne County $366,850 $705,500 view details »
Sibley County $366,850 $705,500 view details »
Stearns County $314,827 $605,525 view details »
Steele County $314,827 $605,525 view details »
Stevens County $314,827 $605,525 view details »
Swift County $314,827 $605,525 view details »
Todd County $314,827 $605,525 view details »
Traverse County $314,827 $605,525 view details »
Wabasha County $314,827 $605,525 view details »
Wadena County $314,827 $605,525 view details »
Waseca County $314,827 $605,525 view details »
Washington County $366,850 $705,500 view details »
Watonwan County $314,827 $605,525 view details »
Wilkin County $314,827 $605,525 view details »
Winona County $314,827 $605,525 view details »
Wright County $366,850 $705,500 view details »
Yellow Medicine County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Minnesota?

To qualify for an FHA loan in Minnesota, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Minnesota is $314,827 for a single-family home and $705,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Minnesota. Additional restricts apply. Click on the Minnesota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/minnesota