Minnesota 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Minnesota

Minnesota has 87 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Aitkin County to a high of $736,450 for a 4-bedroom unit in Anoka County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Minnesota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($736,450)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Minnesota (87 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aitkin County $331,760 $638,100 view details »
Anoka County $382,950 $736,450 view details »
Becker County $331,760 $638,100 view details »
Beltrami County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Big Stone County $331,760 $638,100 view details »
Blue Earth County $331,760 $638,100 view details »
Brown County $331,760 $638,100 view details »
Carlton County $331,760 $638,100 view details »
Carver County $382,950 $736,450 view details »
Cass County $331,760 $638,100 view details »
Chippewa County $331,760 $638,100 view details »
Chisago County $382,950 $736,450 view details »
Clay County $331,760 $638,100 view details »
Clearwater County $331,760 $638,100 view details »
Cook County $331,760 $638,100 view details »
Cottonwood County $331,760 $638,100 view details »
Crow Wing County $331,760 $638,100 view details »
Dakota County $382,950 $736,450 view details »
Dodge County $331,760 $638,100 view details »
Douglas County $331,760 $638,100 view details »
Faribault County $331,760 $638,100 view details »
Fillmore County $331,760 $638,100 view details »
Freeborn County $331,760 $638,100 view details »
Goodhue County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Hennepin County $382,950 $736,450 view details »
Houston County $331,760 $638,100 view details »
Hubbard County $331,760 $638,100 view details »
Isanti County $382,950 $736,450 view details »
Itasca County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Kanabec County $331,760 $638,100 view details »
Kandiyohi County $331,760 $638,100 view details »
Kittson County $331,760 $638,100 view details »
Koochiching County $331,760 $638,100 view details »
Lac Qui Parle County $331,760 $638,100 view details »
Lake County $331,760 $638,100 view details »
Lake Of The Woods County $331,760 $638,100 view details »
Le Sueur County $382,950 $736,450 view details »
Lincoln County $331,760 $638,100 view details »
Lyon County $331,760 $638,100 view details »
Mcleod County $331,760 $638,100 view details »
Mahnomen County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Martin County $331,760 $638,100 view details »
Meeker County $331,760 $638,100 view details »
Mille Lacs County $382,950 $736,450 view details »
Morrison County $331,760 $638,100 view details »
Mower County $331,760 $638,100 view details »
Murray County $331,760 $638,100 view details »
Nicollet County $331,760 $638,100 view details »
Nobles County $331,760 $638,100 view details »
Norman County $331,760 $638,100 view details »
Olmsted County $331,760 $638,100 view details »
Otter Tail County $331,760 $638,100 view details »
Pennington County $331,760 $638,100 view details »
Pine County $331,760 $638,100 view details »
Pipestone County $331,760 $638,100 view details »
Polk County $331,760 $638,100 view details »
Pope County $331,760 $638,100 view details »
Ramsey County $382,950 $736,450 view details »
Red Lake County $331,760 $638,100 view details »
Redwood County $331,760 $638,100 view details »
Renville County $331,760 $638,100 view details »
Rice County $331,760 $638,100 view details »
Rock County $331,760 $638,100 view details »
Roseau County $331,760 $638,100 view details »
St. Louis County $331,760 $638,100 view details »
Scott County $382,950 $736,450 view details »
Sherburne County $382,950 $736,450 view details »
Sibley County $331,760 $638,100 view details »
Stearns County $331,760 $638,100 view details »
Steele County $331,760 $638,100 view details »
Stevens County $331,760 $638,100 view details »
Swift County $331,760 $638,100 view details »
Todd County $331,760 $638,100 view details »
Traverse County $331,760 $638,100 view details »
Wabasha County $331,760 $638,100 view details »
Wadena County $331,760 $638,100 view details »
Waseca County $331,760 $638,100 view details »
Washington County $382,950 $736,450 view details »
Watonwan County $331,760 $638,100 view details »
Wilkin County $331,760 $638,100 view details »
Winona County $331,760 $638,100 view details »
Wright County $382,950 $736,450 view details »
Yellow Medicine County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Minnesota?

To qualify for an FHA loan in Minnesota, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Minnesota is $331,760 for a single-family home and $736,450 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Minnesota. Additional restricts apply. Click on the Minnesota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/minnesota