New Hampshire 2025 FHA Loan Limits
Loan Limits in New Hampshire
New Hampshire has 10 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Belknap County to a high of $1,758,200 for a 4-bedroom unit in Rockingham County.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of New Hampshire's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,758,200)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in New Hampshire (10 counties)
| County | Single Unit Limit (lowest) | Four-Plex Limit (highest) | |
|---|---|---|---|
| Belknap County | $524,225 | $1,008,300 | view details » |
| Carroll County | $524,225 | $1,008,300 | view details » |
| Cheshire County | $524,225 | $1,008,300 | view details » |
| Coos County | $524,225 | $1,008,300 | view details » |
| Grafton County | $524,225 | $1,008,300 | view details » |
| Hillsborough County | $546,250 | $1,050,500 | view details » |
| Merrimack County | $524,225 | $1,008,300 | view details » |
| Rockingham County | $914,250 | $1,758,200 | view details » |
| Strafford County | $914,250 | $1,758,200 | view details » |
| Sullivan County | $524,225 | $1,008,300 | view details » |
How to qualify for an FHA Loan in New Hampshire?
To qualify for an FHA loan in New Hampshire, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in New Hampshire is $524,225 for a single-family home and $1,758,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in New Hampshire. Additional restricts apply. Click on the New Hampshire map above or the table below to see loan limits in your area.