New Hampshire 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in New Hampshire

New Hampshire has 10 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Belknap County to a high of $1,481,750 for a 4-bedroom unit in Rockingham County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of New Hampshire's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,481,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in New Hampshire (10 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Belknap County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Cheshire County $420,680 $809,150 view details »
Coos County $420,680 $809,150 view details »
Grafton County $420,680 $809,150 view details »
Hillsborough County $430,100 $827,100 view details »
Merrimack County $420,680 $809,150 view details »
Rockingham County $770,500 $1,481,750 view details »
Strafford County $770,500 $1,481,750 view details »
Sullivan County $420,680 $809,150 view details »

How to qualify for an FHA Loan in New Hampshire?

To qualify for an FHA loan in New Hampshire, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in New Hampshire is $420,680 for a single-family home and $1,481,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in New Hampshire. Additional restricts apply. Click on the New Hampshire map above or the table below to see loan limits in your area.

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