Virginia 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Virginia

Virginia has 134 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Accomack County to a high of $1,397,400 for a 4-bedroom unit in Arlington County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Virginia (134 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Accomack County $314,827 $605,525 view details »
Albemarle County $437,000 $840,400 view details »
Alleghany County $314,827 $605,525 view details »
Amelia County $535,900 $1,030,600 view details »
Amherst County $314,827 $605,525 view details »
Appomattox County $314,827 $605,525 view details »
Arlington County $726,525 $1,397,400 view details »
Augusta County $314,827 $605,525 view details »
Bath County $314,827 $605,525 view details »
Bedford County $314,827 $605,525 view details »
Bland County $314,827 $605,525 view details »
Botetourt County $314,827 $605,525 view details »
Brunswick County $314,827 $605,525 view details »
Buchanan County $314,827 $605,525 view details »
Buckingham County $437,000 $840,400 view details »
Campbell County $314,827 $605,525 view details »
Caroline County $535,900 $1,030,600 view details »
Carroll County $314,827 $605,525 view details »
Charles City County $535,900 $1,030,600 view details »
Charlotte County $314,827 $605,525 view details »
Chesterfield County $535,900 $1,030,600 view details »
Clarke County $726,525 $1,397,400 view details »
Craig County $314,827 $605,525 view details »
Culpeper County $726,525 $1,397,400 view details »
Cumberland County $314,827 $605,525 view details »
Dickenson County $314,827 $605,525 view details »
Dinwiddie County $535,900 $1,030,600 view details »
Essex County $314,827 $605,525 view details »
Fairfax County $726,525 $1,397,400 view details »
Fauquier County $726,525 $1,397,400 view details »
Floyd County $314,827 $605,525 view details »
Fluvanna County $437,000 $840,400 view details »
Franklin County $314,827 $605,525 view details »
Frederick County $314,827 $605,525 view details »
Giles County $314,827 $605,525 view details »
Gloucester County $458,850 $882,400 view details »
Goochland County $535,900 $1,030,600 view details »
Grayson County $314,827 $605,525 view details »
Greene County $437,000 $840,400 view details »
Greensville County $314,827 $605,525 view details »
Halifax County $314,827 $605,525 view details »
Hanover County $535,900 $1,030,600 view details »
Henrico County $535,900 $1,030,600 view details »
Henry County $314,827 $605,525 view details »
Highland County $314,827 $605,525 view details »
Isle Of Wight County $458,850 $882,400 view details »
James City County $458,850 $882,400 view details »
King And Queen County $314,827 $605,525 view details »
King George County $350,750 $674,500 view details »
King William County $535,900 $1,030,600 view details »
Lancaster County $442,750 $851,450 view details »
Lee County $314,827 $605,525 view details »
Loudoun County $726,525 $1,397,400 view details »
Louisa County $314,827 $605,525 view details »
Lunenburg County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Mathews County $458,850 $882,400 view details »
Mecklenburg County $314,827 $605,525 view details »
Middlesex County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Nelson County $437,000 $840,400 view details »
New Kent County $535,900 $1,030,600 view details »
Northampton County $314,827 $605,525 view details »
Northumberland County $318,550 $612,600 view details »
Nottoway County $314,827 $605,525 view details »
Orange County $314,827 $605,525 view details »
Page County $314,827 $605,525 view details »
Patrick County $314,827 $605,525 view details »
Pittsylvania County $314,827 $605,525 view details »
Powhatan County $535,900 $1,030,600 view details »
Prince Edward County $314,827 $605,525 view details »
Prince George County $535,900 $1,030,600 view details »
Prince William County $726,525 $1,397,400 view details »
Pulaski County $314,827 $605,525 view details »
Rappahannock County $726,525 $1,397,400 view details »
Richmond County $314,827 $605,525 view details »
Roanoke County $314,827 $605,525 view details »
Rockbridge County $314,827 $605,525 view details »
Rockingham County $314,827 $605,525 view details »
Russell County $314,827 $605,525 view details »
Scott County $314,827 $605,525 view details »
Shenandoah County $314,827 $605,525 view details »
Smyth County $314,827 $605,525 view details »
Southampton County $314,827 $605,525 view details »
Spotsylvania County $726,525 $1,397,400 view details »
Stafford County $726,525 $1,397,400 view details »
Surry County $314,827 $605,525 view details »
Sussex County $535,900 $1,030,600 view details »
Tazewell County $314,827 $605,525 view details »
Warren County $726,525 $1,397,400 view details »
Washington County $314,827 $605,525 view details »
Westmoreland County $314,827 $605,525 view details »
Wise County $314,827 $605,525 view details »
Wythe County $314,827 $605,525 view details »
York County $458,850 $882,400 view details »
Alexandria City $726,525 $1,397,400 view details »
Bedford City $314,827 $605,525 view details »
Bristol City $314,827 $605,525 view details »
Buena Vista City $314,827 $605,525 view details »
Charlottesville City $437,000 $840,400 view details »
Chesapeake City $458,850 $882,400 view details »
Colonial Heights City $535,900 $1,030,600 view details »
Covington City $314,827 $605,525 view details »
Danville City $314,827 $605,525 view details »
Emporia City $314,827 $605,525 view details »
Fairfax City $726,525 $1,397,400 view details »
Falls Church City $726,525 $1,397,400 view details »
Franklin City $314,827 $605,525 view details »
Fredericksburg City $726,525 $1,397,400 view details »
Galax City $314,827 $605,525 view details »
Hampton City $458,850 $882,400 view details »
Harrisonburg City $314,827 $605,525 view details »
Hopewell City $535,900 $1,030,600 view details »
Lexington City $354,200 $681,150 view details »
Lynchburg City $314,827 $605,525 view details »
Manassas City $726,525 $1,397,400 view details »
Manassas Park City $726,525 $1,397,400 view details »
Martinsville City $314,827 $605,525 view details »
Newport News City $458,850 $882,400 view details »
Norfolk City $458,850 $882,400 view details »
Norton City $314,827 $605,525 view details »
Petersburg City $535,900 $1,030,600 view details »
Poquoson City $458,850 $882,400 view details »
Portsmouth City $458,850 $882,400 view details »
Radford City $314,827 $605,525 view details »
Richmond City $535,900 $1,030,600 view details »
Roanoke City $314,827 $605,525 view details »
Salem City $314,827 $605,525 view details »
Staunton City $314,827 $605,525 view details »
Suffolk City $458,850 $882,400 view details »
Virginia Beach City $458,850 $882,400 view details »
Waynesboro City $314,827 $605,525 view details »
Williamsburg City $458,850 $882,400 view details »
Winchester City $314,827 $605,525 view details »

How to qualify for an FHA Loan in Virginia?

To qualify for an FHA loan in Virginia, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Virginia is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Virginia. Additional restricts apply. Click on the Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/virginia