Virginia FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Virginia

Virginia has 134 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Accomack County to a high of $1,397,400 for a 4-bedroom unit in Arlington County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Virginia?

To qualify for an FHA loan in Virginia, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Virginia is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Virginia. Click on the Virginia map above or the table below to see loan limits in your area.

Loan Limits by County in Virginia (134)

County Lowest Loan Limit Highest Loan Limit
Accomack County $314,827 $605,525 view loan limits »
Albemarle County $437,000 $840,400 view loan limits »
Alleghany County $314,827 $605,525 view loan limits »
Amelia County $535,900 $1,030,600 view loan limits »
Amherst County $314,827 $605,525 view loan limits »
Appomattox County $314,827 $605,525 view loan limits »
Arlington County $726,525 $1,397,400 view loan limits »
Augusta County $314,827 $605,525 view loan limits »
Bath County $314,827 $605,525 view loan limits »
Bedford County $314,827 $605,525 view loan limits »
Bland County $314,827 $605,525 view loan limits »
Botetourt County $314,827 $605,525 view loan limits »
Brunswick County $314,827 $605,525 view loan limits »
Buchanan County $314,827 $605,525 view loan limits »
Buckingham County $437,000 $840,400 view loan limits »
Campbell County $314,827 $605,525 view loan limits »
Caroline County $535,900 $1,030,600 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Charles City County $535,900 $1,030,600 view loan limits »
Charlotte County $314,827 $605,525 view loan limits »
Chesterfield County $535,900 $1,030,600 view loan limits »
Clarke County $726,525 $1,397,400 view loan limits »
Craig County $314,827 $605,525 view loan limits »
Culpeper County $726,525 $1,397,400 view loan limits »
Cumberland County $314,827 $605,525 view loan limits »
Dickenson County $314,827 $605,525 view loan limits »
Dinwiddie County $535,900 $1,030,600 view loan limits »
Essex County $314,827 $605,525 view loan limits »
Fairfax County $726,525 $1,397,400 view loan limits »
Fauquier County $726,525 $1,397,400 view loan limits »
Floyd County $314,827 $605,525 view loan limits »
Fluvanna County $437,000 $840,400 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Frederick County $314,827 $605,525 view loan limits »
Giles County $314,827 $605,525 view loan limits »
Gloucester County $458,850 $882,400 view loan limits »
Goochland County $535,900 $1,030,600 view loan limits »
Grayson County $314,827 $605,525 view loan limits »
Greene County $437,000 $840,400 view loan limits »
Greensville County $314,827 $605,525 view loan limits »
Halifax County $314,827 $605,525 view loan limits »
Hanover County $535,900 $1,030,600 view loan limits »
Henrico County $535,900 $1,030,600 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Highland County $314,827 $605,525 view loan limits »
Isle Of Wight County $458,850 $882,400 view loan limits »
James City County $458,850 $882,400 view loan limits »
King And Queen County $314,827 $605,525 view loan limits »
King George County $350,750 $674,500 view loan limits »
King William County $535,900 $1,030,600 view loan limits »
Lancaster County $442,750 $851,450 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Loudoun County $726,525 $1,397,400 view loan limits »
Louisa County $314,827 $605,525 view loan limits »
Lunenburg County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Mathews County $458,850 $882,400 view loan limits »
Mecklenburg County $314,827 $605,525 view loan limits »
Middlesex County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Nelson County $437,000 $840,400 view loan limits »
New Kent County $535,900 $1,030,600 view loan limits »
Northampton County $314,827 $605,525 view loan limits »
Northumberland County $318,550 $612,600 view loan limits »
Nottoway County $314,827 $605,525 view loan limits »
Orange County $314,827 $605,525 view loan limits »
Page County $314,827 $605,525 view loan limits »
Patrick County $314,827 $605,525 view loan limits »
Pittsylvania County $314,827 $605,525 view loan limits »
Powhatan County $535,900 $1,030,600 view loan limits »
Prince Edward County $314,827 $605,525 view loan limits »
Prince George County $535,900 $1,030,600 view loan limits »
Prince William County $726,525 $1,397,400 view loan limits »
Pulaski County $314,827 $605,525 view loan limits »
Rappahannock County $726,525 $1,397,400 view loan limits »
Richmond County $314,827 $605,525 view loan limits »
Roanoke County $314,827 $605,525 view loan limits »
Rockbridge County $314,827 $605,525 view loan limits »
Rockingham County $314,827 $605,525 view loan limits »
Russell County $314,827 $605,525 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Shenandoah County $314,827 $605,525 view loan limits »
Smyth County $314,827 $605,525 view loan limits »
Southampton County $314,827 $605,525 view loan limits »
Spotsylvania County $726,525 $1,397,400 view loan limits »
Stafford County $726,525 $1,397,400 view loan limits »
Surry County $314,827 $605,525 view loan limits »
Sussex County $535,900 $1,030,600 view loan limits »
Tazewell County $314,827 $605,525 view loan limits »
Warren County $726,525 $1,397,400 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Westmoreland County $314,827 $605,525 view loan limits »
Wise County $314,827 $605,525 view loan limits »
Wythe County $314,827 $605,525 view loan limits »
York County $458,850 $882,400 view loan limits »
Alexandria City $726,525 $1,397,400 view loan limits »
Bedford City $314,827 $605,525 view loan limits »
Bristol City $314,827 $605,525 view loan limits »
Buena Vista City $314,827 $605,525 view loan limits »
Charlottesville City $437,000 $840,400 view loan limits »
Chesapeake City $458,850 $882,400 view loan limits »
Colonial Heights City $535,900 $1,030,600 view loan limits »
Covington City $314,827 $605,525 view loan limits »
Danville City $314,827 $605,525 view loan limits »
Emporia City $314,827 $605,525 view loan limits »
Fairfax City $726,525 $1,397,400 view loan limits »
Falls Church City $726,525 $1,397,400 view loan limits »
Franklin City $314,827 $605,525 view loan limits »
Fredericksburg City $726,525 $1,397,400 view loan limits »
Galax City $314,827 $605,525 view loan limits »
Hampton City $458,850 $882,400 view loan limits »
Harrisonburg City $314,827 $605,525 view loan limits »
Hopewell City $535,900 $1,030,600 view loan limits »
Lexington City $354,200 $681,150 view loan limits »
Lynchburg City $314,827 $605,525 view loan limits »
Manassas City $726,525 $1,397,400 view loan limits »
Manassas Park City $726,525 $1,397,400 view loan limits »
Martinsville City $314,827 $605,525 view loan limits »
Newport News City $458,850 $882,400 view loan limits »
Norfolk City $458,850 $882,400 view loan limits »
Norton City $314,827 $605,525 view loan limits »
Petersburg City $535,900 $1,030,600 view loan limits »
Poquoson City $458,850 $882,400 view loan limits »
Portsmouth City $458,850 $882,400 view loan limits »
Radford City $314,827 $605,525 view loan limits »
Richmond City $535,900 $1,030,600 view loan limits »
Roanoke City $314,827 $605,525 view loan limits »
Salem City $314,827 $605,525 view loan limits »
Staunton City $314,827 $605,525 view loan limits »
Suffolk City $458,850 $882,400 view loan limits »
Virginia Beach City $458,850 $882,400 view loan limits »
Waynesboro City $314,827 $605,525 view loan limits »
Williamsburg City $458,850 $882,400 view loan limits »
Winchester City $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/virginia