Kansas 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Kansas

Kansas has 105 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Allen County to a high of $1,008,300 for a 4-bedroom unit in Allen County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kansas's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Kansas (105 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Allen County	$524,225	$1,008,300	view details »
Anderson County	$524,225	$1,008,300	view details »
Atchison County	$524,225	$1,008,300	view details »
Barber County	$524,225	$1,008,300	view details »
Barton County	$524,225	$1,008,300	view details »
Bourbon County	$524,225	$1,008,300	view details »
Brown County	$524,225	$1,008,300	view details »
Butler County	$524,225	$1,008,300	view details »
Chase County	$524,225	$1,008,300	view details »
Chautauqua County	$524,225	$1,008,300	view details »
Cherokee County	$524,225	$1,008,300	view details »
Cheyenne County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Clay County	$524,225	$1,008,300	view details »
Cloud County	$524,225	$1,008,300	view details »
Coffey County	$524,225	$1,008,300	view details »
Comanche County	$524,225	$1,008,300	view details »
Cowley County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Decatur County	$524,225	$1,008,300	view details »
Dickinson County	$524,225	$1,008,300	view details »
Doniphan County	$524,225	$1,008,300	view details »
Douglas County	$524,225	$1,008,300	view details »
Edwards County	$524,225	$1,008,300	view details »
Elk County	$524,225	$1,008,300	view details »
Ellis County	$524,225	$1,008,300	view details »
Ellsworth County	$524,225	$1,008,300	view details »
Finney County	$524,225	$1,008,300	view details »
Ford County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Geary County	$524,225	$1,008,300	view details »
Gove County	$524,225	$1,008,300	view details »
Graham County	$524,225	$1,008,300	view details »
Grant County	$524,225	$1,008,300	view details »
Gray County	$524,225	$1,008,300	view details »
Greeley County	$524,225	$1,008,300	view details »
Greenwood County	$524,225	$1,008,300	view details »
Hamilton County	$524,225	$1,008,300	view details »
Harper County	$524,225	$1,008,300	view details »
Harvey County	$524,225	$1,008,300	view details »
Haskell County	$524,225	$1,008,300	view details »
Hodgeman County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Jewell County	$524,225	$1,008,300	view details »
Johnson County	$524,225	$1,008,300	view details »
Kearny County	$524,225	$1,008,300	view details »
Kingman County	$524,225	$1,008,300	view details »
Kiowa County	$524,225	$1,008,300	view details »
Labette County	$524,225	$1,008,300	view details »
Lane County	$524,225	$1,008,300	view details »
Leavenworth County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Linn County	$524,225	$1,008,300	view details »
Logan County	$524,225	$1,008,300	view details »
Lyon County	$524,225	$1,008,300	view details »
Mcpherson County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Marshall County	$524,225	$1,008,300	view details »
Meade County	$524,225	$1,008,300	view details »
Miami County	$524,225	$1,008,300	view details »
Mitchell County	$524,225	$1,008,300	view details »
Montgomery County	$524,225	$1,008,300	view details »
Morris County	$524,225	$1,008,300	view details »
Morton County	$524,225	$1,008,300	view details »
Nemaha County	$524,225	$1,008,300	view details »
Neosho County	$524,225	$1,008,300	view details »
Ness County	$524,225	$1,008,300	view details »
Norton County	$524,225	$1,008,300	view details »
Osage County	$524,225	$1,008,300	view details »
Osborne County	$524,225	$1,008,300	view details »
Ottawa County	$524,225	$1,008,300	view details »
Pawnee County	$524,225	$1,008,300	view details »
Phillips County	$524,225	$1,008,300	view details »
Pottawatomie County	$524,225	$1,008,300	view details »
Pratt County	$524,225	$1,008,300	view details »
Rawlins County	$524,225	$1,008,300	view details »
Reno County	$524,225	$1,008,300	view details »
Republic County	$524,225	$1,008,300	view details »
Rice County	$524,225	$1,008,300	view details »
Riley County	$524,225	$1,008,300	view details »
Rooks County	$524,225	$1,008,300	view details »
Rush County	$524,225	$1,008,300	view details »
Russell County	$524,225	$1,008,300	view details »
Saline County	$524,225	$1,008,300	view details »
Scott County	$524,225	$1,008,300	view details »
Sedgwick County	$524,225	$1,008,300	view details »
Seward County	$524,225	$1,008,300	view details »
Shawnee County	$524,225	$1,008,300	view details »
Sheridan County	$524,225	$1,008,300	view details »
Sherman County	$524,225	$1,008,300	view details »
Smith County	$524,225	$1,008,300	view details »
Stafford County	$524,225	$1,008,300	view details »
Stanton County	$524,225	$1,008,300	view details »
Stevens County	$524,225	$1,008,300	view details »
Sumner County	$524,225	$1,008,300	view details »
Thomas County	$524,225	$1,008,300	view details »
Trego County	$524,225	$1,008,300	view details »
Wabaunsee County	$524,225	$1,008,300	view details »
Wallace County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wichita County	$524,225	$1,008,300	view details »
Wilson County	$524,225	$1,008,300	view details »
Woodson County	$524,225	$1,008,300	view details »
Wyandotte County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Kansas?

To qualify for an FHA loan in Kansas, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Kansas is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Kansas. Additional restricts apply. Click on the Kansas map above or the table below to see loan limits in your area.

Kansas 2025 FHA Loan Limits

Loan Limits in Kansas

Loan Limits by County in Kansas (105 counties)

How to qualify for an FHA Loan in Kansas?

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