Kansas 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Kansas

Kansas has 105 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Allen County to a high of $829,350 for a 4-bedroom unit in Johnson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($829,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Kansas (105 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Allen County $420,680 $809,150 view details »
Anderson County $420,680 $809,150 view details »
Atchison County $420,680 $809,150 view details »
Barber County $420,680 $809,150 view details »
Barton County $420,680 $809,150 view details »
Bourbon County $420,680 $809,150 view details »
Brown County $420,680 $809,150 view details »
Butler County $420,680 $809,150 view details »
Chase County $420,680 $809,150 view details »
Chautauqua County $420,680 $809,150 view details »
Cherokee County $420,680 $809,150 view details »
Cheyenne County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Cloud County $420,680 $809,150 view details »
Coffey County $420,680 $809,150 view details »
Comanche County $420,680 $809,150 view details »
Cowley County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Decatur County $420,680 $809,150 view details »
Dickinson County $420,680 $809,150 view details »
Doniphan County $420,680 $809,150 view details »
Douglas County $420,680 $809,150 view details »
Edwards County $420,680 $809,150 view details »
Elk County $420,680 $809,150 view details »
Ellis County $420,680 $809,150 view details »
Ellsworth County $420,680 $809,150 view details »
Finney County $420,680 $809,150 view details »
Ford County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Geary County $420,680 $809,150 view details »
Gove County $420,680 $809,150 view details »
Graham County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Gray County $420,680 $809,150 view details »
Greeley County $420,680 $809,150 view details »
Greenwood County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Harper County $420,680 $809,150 view details »
Harvey County $420,680 $809,150 view details »
Haskell County $420,680 $809,150 view details »
Hodgeman County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Jewell County $420,680 $809,150 view details »
Johnson County $431,250 $829,350 view details »
Kearny County $420,680 $809,150 view details »
Kingman County $420,680 $809,150 view details »
Kiowa County $420,680 $809,150 view details »
Labette County $420,680 $809,150 view details »
Lane County $420,680 $809,150 view details »
Leavenworth County $431,250 $829,350 view details »
Lincoln County $420,680 $809,150 view details »
Linn County $431,250 $829,350 view details »
Logan County $420,680 $809,150 view details »
Lyon County $420,680 $809,150 view details »
Mcpherson County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Meade County $420,680 $809,150 view details »
Miami County $431,250 $829,350 view details »
Mitchell County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Morris County $420,680 $809,150 view details »
Morton County $420,680 $809,150 view details »
Nemaha County $420,680 $809,150 view details »
Neosho County $420,680 $809,150 view details »
Ness County $420,680 $809,150 view details »
Norton County $420,680 $809,150 view details »
Osage County $420,680 $809,150 view details »
Osborne County $420,680 $809,150 view details »
Ottawa County $420,680 $809,150 view details »
Pawnee County $420,680 $809,150 view details »
Phillips County $420,680 $809,150 view details »
Pottawatomie County $420,680 $809,150 view details »
Pratt County $420,680 $809,150 view details »
Rawlins County $420,680 $809,150 view details »
Reno County $420,680 $809,150 view details »
Republic County $420,680 $809,150 view details »
Rice County $420,680 $809,150 view details »
Riley County $420,680 $809,150 view details »
Rooks County $420,680 $809,150 view details »
Rush County $420,680 $809,150 view details »
Russell County $420,680 $809,150 view details »
Saline County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Sedgwick County $420,680 $809,150 view details »
Seward County $420,680 $809,150 view details »
Shawnee County $420,680 $809,150 view details »
Sheridan County $420,680 $809,150 view details »
Sherman County $420,680 $809,150 view details »
Smith County $420,680 $809,150 view details »
Stafford County $420,680 $809,150 view details »
Stanton County $420,680 $809,150 view details »
Stevens County $420,680 $809,150 view details »
Sumner County $420,680 $809,150 view details »
Thomas County $420,680 $809,150 view details »
Trego County $420,680 $809,150 view details »
Wabaunsee County $420,680 $809,150 view details »
Wallace County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wichita County $420,680 $809,150 view details »
Wilson County $420,680 $809,150 view details »
Woodson County $420,680 $809,150 view details »
Wyandotte County $431,250 $829,350 view details »

How to qualify for an FHA Loan in Kansas?

To qualify for an FHA loan in Kansas, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Kansas is $420,680 for a single-family home and $829,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Kansas. Additional restricts apply. Click on the Kansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/kansas