Kansas 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Kansas

Kansas has 105 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Allen County to a high of $907,900 for a 4-bedroom unit in Allen County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kansas's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Kansas (105 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Allen County	$472,030	$907,900	view details »
Anderson County	$472,030	$907,900	view details »
Atchison County	$472,030	$907,900	view details »
Barber County	$472,030	$907,900	view details »
Barton County	$472,030	$907,900	view details »
Bourbon County	$472,030	$907,900	view details »
Brown County	$472,030	$907,900	view details »
Butler County	$472,030	$907,900	view details »
Chase County	$472,030	$907,900	view details »
Chautauqua County	$472,030	$907,900	view details »
Cherokee County	$472,030	$907,900	view details »
Cheyenne County	$472,030	$907,900	view details »
Clark County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Cloud County	$472,030	$907,900	view details »
Coffey County	$472,030	$907,900	view details »
Comanche County	$472,030	$907,900	view details »
Cowley County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Decatur County	$472,030	$907,900	view details »
Dickinson County	$472,030	$907,900	view details »
Doniphan County	$472,030	$907,900	view details »
Douglas County	$472,030	$907,900	view details »
Edwards County	$472,030	$907,900	view details »
Elk County	$472,030	$907,900	view details »
Ellis County	$472,030	$907,900	view details »
Ellsworth County	$472,030	$907,900	view details »
Finney County	$472,030	$907,900	view details »
Ford County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Geary County	$472,030	$907,900	view details »
Gove County	$472,030	$907,900	view details »
Graham County	$472,030	$907,900	view details »
Grant County	$472,030	$907,900	view details »
Gray County	$472,030	$907,900	view details »
Greeley County	$472,030	$907,900	view details »
Greenwood County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Harper County	$472,030	$907,900	view details »
Harvey County	$472,030	$907,900	view details »
Haskell County	$472,030	$907,900	view details »
Hodgeman County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Jewell County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Kearny County	$472,030	$907,900	view details »
Kingman County	$472,030	$907,900	view details »
Kiowa County	$472,030	$907,900	view details »
Labette County	$472,030	$907,900	view details »
Lane County	$472,030	$907,900	view details »
Leavenworth County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Linn County	$472,030	$907,900	view details »
Logan County	$472,030	$907,900	view details »
Lyon County	$472,030	$907,900	view details »
Mcpherson County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Meade County	$472,030	$907,900	view details »
Miami County	$472,030	$907,900	view details »
Mitchell County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morris County	$472,030	$907,900	view details »
Morton County	$472,030	$907,900	view details »
Nemaha County	$472,030	$907,900	view details »
Neosho County	$472,030	$907,900	view details »
Ness County	$472,030	$907,900	view details »
Norton County	$472,030	$907,900	view details »
Osage County	$472,030	$907,900	view details »
Osborne County	$472,030	$907,900	view details »
Ottawa County	$472,030	$907,900	view details »
Pawnee County	$472,030	$907,900	view details »
Phillips County	$472,030	$907,900	view details »
Pottawatomie County	$472,030	$907,900	view details »
Pratt County	$472,030	$907,900	view details »
Rawlins County	$472,030	$907,900	view details »
Reno County	$472,030	$907,900	view details »
Republic County	$472,030	$907,900	view details »
Rice County	$472,030	$907,900	view details »
Riley County	$472,030	$907,900	view details »
Rooks County	$472,030	$907,900	view details »
Rush County	$472,030	$907,900	view details »
Russell County	$472,030	$907,900	view details »
Saline County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Sedgwick County	$472,030	$907,900	view details »
Seward County	$472,030	$907,900	view details »
Shawnee County	$472,030	$907,900	view details »
Sheridan County	$472,030	$907,900	view details »
Sherman County	$472,030	$907,900	view details »
Smith County	$472,030	$907,900	view details »
Stafford County	$472,030	$907,900	view details »
Stanton County	$472,030	$907,900	view details »
Stevens County	$472,030	$907,900	view details »
Sumner County	$472,030	$907,900	view details »
Thomas County	$472,030	$907,900	view details »
Trego County	$472,030	$907,900	view details »
Wabaunsee County	$472,030	$907,900	view details »
Wallace County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wichita County	$472,030	$907,900	view details »
Wilson County	$472,030	$907,900	view details »
Woodson County	$472,030	$907,900	view details »
Wyandotte County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Kansas?

To qualify for an FHA loan in Kansas, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Kansas is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Kansas. Additional restricts apply. Click on the Kansas map above or the table below to see loan limits in your area.

Kansas 2023 FHA Loan Limits

Loan Limits in Kansas

Loan Limits by County in Kansas (105 counties)

How to qualify for an FHA Loan in Kansas?

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