Kansas 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Kansas

Kansas has 105 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Allen County to a high of $749,700 for a 4-bedroom unit in Johnson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($749,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Kansas (105 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Allen County $356,362 $685,400 view details »
Anderson County $356,362 $685,400 view details »
Atchison County $356,362 $685,400 view details »
Barber County $356,362 $685,400 view details »
Barton County $356,362 $685,400 view details »
Bourbon County $356,362 $685,400 view details »
Brown County $356,362 $685,400 view details »
Butler County $356,362 $685,400 view details »
Chase County $356,362 $685,400 view details »
Chautauqua County $356,362 $685,400 view details »
Cherokee County $356,362 $685,400 view details »
Cheyenne County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Cloud County $356,362 $685,400 view details »
Coffey County $356,362 $685,400 view details »
Comanche County $356,362 $685,400 view details »
Cowley County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Decatur County $356,362 $685,400 view details »
Dickinson County $356,362 $685,400 view details »
Doniphan County $356,362 $685,400 view details »
Douglas County $356,362 $685,400 view details »
Edwards County $356,362 $685,400 view details »
Elk County $356,362 $685,400 view details »
Ellis County $356,362 $685,400 view details »
Ellsworth County $356,362 $685,400 view details »
Finney County $356,362 $685,400 view details »
Ford County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Geary County $356,362 $685,400 view details »
Gove County $356,362 $685,400 view details »
Graham County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Gray County $356,362 $685,400 view details »
Greeley County $356,362 $685,400 view details »
Greenwood County $356,362 $685,400 view details »
Hamilton County $356,362 $685,400 view details »
Harper County $356,362 $685,400 view details »
Harvey County $356,362 $685,400 view details »
Haskell County $356,362 $685,400 view details »
Hodgeman County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Jewell County $356,362 $685,400 view details »
Johnson County $389,850 $749,700 view details »
Kearny County $356,362 $685,400 view details »
Kingman County $356,362 $685,400 view details »
Kiowa County $356,362 $685,400 view details »
Labette County $356,362 $685,400 view details »
Lane County $356,362 $685,400 view details »
Leavenworth County $389,850 $749,700 view details »
Lincoln County $356,362 $685,400 view details »
Linn County $389,850 $749,700 view details »
Logan County $356,362 $685,400 view details »
Lyon County $356,362 $685,400 view details »
Mcpherson County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Meade County $356,362 $685,400 view details »
Miami County $389,850 $749,700 view details »
Mitchell County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Morris County $356,362 $685,400 view details »
Morton County $356,362 $685,400 view details »
Nemaha County $356,362 $685,400 view details »
Neosho County $356,362 $685,400 view details »
Ness County $356,362 $685,400 view details »
Norton County $356,362 $685,400 view details »
Osage County $356,362 $685,400 view details »
Osborne County $356,362 $685,400 view details »
Ottawa County $356,362 $685,400 view details »
Pawnee County $356,362 $685,400 view details »
Phillips County $356,362 $685,400 view details »
Pottawatomie County $356,362 $685,400 view details »
Pratt County $356,362 $685,400 view details »
Rawlins County $356,362 $685,400 view details »
Reno County $356,362 $685,400 view details »
Republic County $356,362 $685,400 view details »
Rice County $356,362 $685,400 view details »
Riley County $356,362 $685,400 view details »
Rooks County $356,362 $685,400 view details »
Rush County $356,362 $685,400 view details »
Russell County $356,362 $685,400 view details »
Saline County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Sedgwick County $356,362 $685,400 view details »
Seward County $356,362 $685,400 view details »
Shawnee County $356,362 $685,400 view details »
Sheridan County $356,362 $685,400 view details »
Sherman County $356,362 $685,400 view details »
Smith County $356,362 $685,400 view details »
Stafford County $356,362 $685,400 view details »
Stanton County $356,362 $685,400 view details »
Stevens County $356,362 $685,400 view details »
Sumner County $356,362 $685,400 view details »
Thomas County $356,362 $685,400 view details »
Trego County $356,362 $685,400 view details »
Wabaunsee County $356,362 $685,400 view details »
Wallace County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wichita County $356,362 $685,400 view details »
Wilson County $356,362 $685,400 view details »
Woodson County $356,362 $685,400 view details »
Wyandotte County $389,850 $749,700 view details »

How to qualify for an FHA Loan in Kansas?

To qualify for an FHA loan in Kansas, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Kansas is $356,362 for a single-family home and $749,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Kansas. Additional restricts apply. Click on the Kansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/kansas