Kansas 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Kansas

Kansas has 105 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Allen County to a high of $676,750 for a 4-bedroom unit in Johnson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Kansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($676,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Kansas (105 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Allen County $331,760 $638,100 view details »
Anderson County $331,760 $638,100 view details »
Atchison County $331,760 $638,100 view details »
Barber County $331,760 $638,100 view details »
Barton County $331,760 $638,100 view details »
Bourbon County $331,760 $638,100 view details »
Brown County $331,760 $638,100 view details »
Butler County $331,760 $638,100 view details »
Chase County $331,760 $638,100 view details »
Chautauqua County $331,760 $638,100 view details »
Cherokee County $331,760 $638,100 view details »
Cheyenne County $331,760 $638,100 view details »
Clark County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Cloud County $331,760 $638,100 view details »
Coffey County $331,760 $638,100 view details »
Comanche County $331,760 $638,100 view details »
Cowley County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Decatur County $331,760 $638,100 view details »
Dickinson County $331,760 $638,100 view details »
Doniphan County $331,760 $638,100 view details »
Douglas County $331,760 $638,100 view details »
Edwards County $331,760 $638,100 view details »
Elk County $331,760 $638,100 view details »
Ellis County $331,760 $638,100 view details »
Ellsworth County $331,760 $638,100 view details »
Finney County $331,760 $638,100 view details »
Ford County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Geary County $331,760 $638,100 view details »
Gove County $331,760 $638,100 view details »
Graham County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Gray County $331,760 $638,100 view details »
Greeley County $331,760 $638,100 view details »
Greenwood County $331,760 $638,100 view details »
Hamilton County $331,760 $638,100 view details »
Harper County $331,760 $638,100 view details »
Harvey County $331,760 $638,100 view details »
Haskell County $331,760 $638,100 view details »
Hodgeman County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jewell County $331,760 $638,100 view details »
Johnson County $351,900 $676,750 view details »
Kearny County $331,760 $638,100 view details »
Kingman County $331,760 $638,100 view details »
Kiowa County $331,760 $638,100 view details »
Labette County $331,760 $638,100 view details »
Lane County $331,760 $638,100 view details »
Leavenworth County $351,900 $676,750 view details »
Lincoln County $331,760 $638,100 view details »
Linn County $351,900 $676,750 view details »
Logan County $331,760 $638,100 view details »
Lyon County $331,760 $638,100 view details »
Mcpherson County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Meade County $331,760 $638,100 view details »
Miami County $351,900 $676,750 view details »
Mitchell County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Morris County $331,760 $638,100 view details »
Morton County $331,760 $638,100 view details »
Nemaha County $331,760 $638,100 view details »
Neosho County $331,760 $638,100 view details »
Ness County $331,760 $638,100 view details »
Norton County $331,760 $638,100 view details »
Osage County $331,760 $638,100 view details »
Osborne County $331,760 $638,100 view details »
Ottawa County $331,760 $638,100 view details »
Pawnee County $331,760 $638,100 view details »
Phillips County $331,760 $638,100 view details »
Pottawatomie County $331,760 $638,100 view details »
Pratt County $331,760 $638,100 view details »
Rawlins County $331,760 $638,100 view details »
Reno County $331,760 $638,100 view details »
Republic County $331,760 $638,100 view details »
Rice County $331,760 $638,100 view details »
Riley County $331,760 $638,100 view details »
Rooks County $331,760 $638,100 view details »
Rush County $331,760 $638,100 view details »
Russell County $331,760 $638,100 view details »
Saline County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Sedgwick County $331,760 $638,100 view details »
Seward County $331,760 $638,100 view details »
Shawnee County $331,760 $638,100 view details »
Sheridan County $331,760 $638,100 view details »
Sherman County $331,760 $638,100 view details »
Smith County $331,760 $638,100 view details »
Stafford County $331,760 $638,100 view details »
Stanton County $331,760 $638,100 view details »
Stevens County $331,760 $638,100 view details »
Sumner County $331,760 $638,100 view details »
Thomas County $331,760 $638,100 view details »
Trego County $331,760 $638,100 view details »
Wabaunsee County $331,760 $638,100 view details »
Wallace County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wichita County $331,760 $638,100 view details »
Wilson County $331,760 $638,100 view details »
Woodson County $331,760 $638,100 view details »
Wyandotte County $351,900 $676,750 view details »

How to qualify for an FHA Loan in Kansas?

To qualify for an FHA loan in Kansas, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Kansas is $331,760 for a single-family home and $676,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Kansas. Additional restricts apply. Click on the Kansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/kansas