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Tennessee 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Anderson County to a high of $1,711,750 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,711,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $472,030 $907,900 view details »
Bedford County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Bledsoe County $472,030 $907,900 view details »
Blount County $472,030 $907,900 view details »
Bradley County $472,030 $907,900 view details »
Campbell County $472,030 $907,900 view details »
Cannon County $890,100 $1,711,750 view details »
Carroll County $472,030 $907,900 view details »
Carter County $472,030 $907,900 view details »
Cheatham County $890,100 $1,711,750 view details »
Chester County $472,030 $907,900 view details »
Claiborne County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Cocke County $472,030 $907,900 view details »
Coffee County $472,030 $907,900 view details »
Crockett County $472,030 $907,900 view details »
Cumberland County $472,030 $907,900 view details »
Davidson County $890,100 $1,711,750 view details »
Decatur County $472,030 $907,900 view details »
Dekalb County $472,030 $907,900 view details »
Dickson County $890,100 $1,711,750 view details »
Dyer County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Fentress County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Gibson County $472,030 $907,900 view details »
Giles County $472,030 $907,900 view details »
Grainger County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Grundy County $472,030 $907,900 view details »
Hamblen County $472,030 $907,900 view details »
Hamilton County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Hardeman County $472,030 $907,900 view details »
Hardin County $472,030 $907,900 view details »
Hawkins County $472,030 $907,900 view details »
Haywood County $472,030 $907,900 view details »
Henderson County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Hickman County $472,030 $907,900 view details »
Houston County $472,030 $907,900 view details »
Humphreys County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Knox County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Lauderdale County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Lewis County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Loudon County $472,030 $907,900 view details »
Mcminn County $472,030 $907,900 view details »
Mcnairy County $472,030 $907,900 view details »
Macon County $890,100 $1,711,750 view details »
Madison County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Maury County $890,100 $1,711,750 view details »
Meigs County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Moore County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Obion County $472,030 $907,900 view details »
Overton County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Pickett County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Rhea County $472,030 $907,900 view details »
Roane County $472,030 $907,900 view details »
Robertson County $890,100 $1,711,750 view details »
Rutherford County $890,100 $1,711,750 view details »
Scott County $472,030 $907,900 view details »
Sequatchie County $472,030 $907,900 view details »
Sevier County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Smith County $890,100 $1,711,750 view details »
Stewart County $472,030 $907,900 view details »
Sullivan County $472,030 $907,900 view details »
Sumner County $890,100 $1,711,750 view details »
Tipton County $472,030 $907,900 view details »
Trousdale County $890,100 $1,711,750 view details »
Unicoi County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Van Buren County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Weakley County $472,030 $907,900 view details »
White County $472,030 $907,900 view details »
Williamson County $890,100 $1,711,750 view details »
Wilson County $890,100 $1,711,750 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Tennessee is $472,030 for a single-family home and $1,711,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee
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