Tennessee 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Anderson County to a high of $1,711,750 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($1,711,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Anderson County	$472,030	$907,900	view details »
Bedford County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Bledsoe County	$472,030	$907,900	view details »
Blount County	$472,030	$907,900	view details »
Bradley County	$472,030	$907,900	view details »
Campbell County	$472,030	$907,900	view details »
Cannon County	$890,100	$1,711,750	view details »
Carroll County	$472,030	$907,900	view details »
Carter County	$472,030	$907,900	view details »
Cheatham County	$890,100	$1,711,750	view details »
Chester County	$472,030	$907,900	view details »
Claiborne County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Cocke County	$472,030	$907,900	view details »
Coffee County	$472,030	$907,900	view details »
Crockett County	$472,030	$907,900	view details »
Cumberland County	$472,030	$907,900	view details »
Davidson County	$890,100	$1,711,750	view details »
Decatur County	$472,030	$907,900	view details »
Dekalb County	$472,030	$907,900	view details »
Dickson County	$890,100	$1,711,750	view details »
Dyer County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Fentress County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Gibson County	$472,030	$907,900	view details »
Giles County	$472,030	$907,900	view details »
Grainger County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Grundy County	$472,030	$907,900	view details »
Hamblen County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Hardeman County	$472,030	$907,900	view details »
Hardin County	$472,030	$907,900	view details »
Hawkins County	$472,030	$907,900	view details »
Haywood County	$472,030	$907,900	view details »
Henderson County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Hickman County	$472,030	$907,900	view details »
Houston County	$472,030	$907,900	view details »
Humphreys County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Knox County	$472,030	$907,900	view details »
Lake County	$472,030	$907,900	view details »
Lauderdale County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Lewis County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Loudon County	$472,030	$907,900	view details »
Mcminn County	$472,030	$907,900	view details »
Mcnairy County	$472,030	$907,900	view details »
Macon County	$890,100	$1,711,750	view details »
Madison County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Maury County	$890,100	$1,711,750	view details »
Meigs County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Moore County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
Obion County	$472,030	$907,900	view details »
Overton County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Pickett County	$472,030	$907,900	view details »
Polk County	$472,030	$907,900	view details »
Putnam County	$472,030	$907,900	view details »
Rhea County	$472,030	$907,900	view details »
Roane County	$472,030	$907,900	view details »
Robertson County	$890,100	$1,711,750	view details »
Rutherford County	$890,100	$1,711,750	view details »
Scott County	$472,030	$907,900	view details »
Sequatchie County	$472,030	$907,900	view details »
Sevier County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Smith County	$890,100	$1,711,750	view details »
Stewart County	$472,030	$907,900	view details »
Sullivan County	$472,030	$907,900	view details »
Sumner County	$890,100	$1,711,750	view details »
Tipton County	$472,030	$907,900	view details »
Trousdale County	$890,100	$1,711,750	view details »
Unicoi County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Van Buren County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Weakley County	$472,030	$907,900	view details »
White County	$472,030	$907,900	view details »
Williamson County	$890,100	$1,711,750	view details »
Wilson County	$890,100	$1,711,750	view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Tennessee is $472,030 for a single-family home and $1,711,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.

Tennessee 2023 FHA Loan Limits

Loan Limits in Tennessee

Loan Limits by County in Tennessee (95 counties)

How to qualify for an FHA Loan in Tennessee?

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