Tennessee 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Anderson County to a high of $1,127,900 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,127,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $356,362 $685,400 view details »
Bedford County $356,362 $685,400 view details »
Benton County $356,362 $685,400 view details »
Bledsoe County $356,362 $685,400 view details »
Blount County $356,362 $685,400 view details »
Bradley County $356,362 $685,400 view details »
Campbell County $356,362 $685,400 view details »
Cannon County $586,500 $1,127,900 view details »
Carroll County $356,362 $685,400 view details »
Carter County $356,362 $685,400 view details »
Cheatham County $586,500 $1,127,900 view details »
Chester County $356,362 $685,400 view details »
Claiborne County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Cocke County $356,362 $685,400 view details »
Coffee County $356,362 $685,400 view details »
Crockett County $356,362 $685,400 view details »
Cumberland County $356,362 $685,400 view details »
Davidson County $586,500 $1,127,900 view details »
Decatur County $356,362 $685,400 view details »
Dekalb County $356,362 $685,400 view details »
Dickson County $586,500 $1,127,900 view details »
Dyer County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Fentress County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Gibson County $356,362 $685,400 view details »
Giles County $356,362 $685,400 view details »
Grainger County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Grundy County $356,362 $685,400 view details »
Hamblen County $356,362 $685,400 view details »
Hamilton County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Hardeman County $356,362 $685,400 view details »
Hardin County $356,362 $685,400 view details »
Hawkins County $356,362 $685,400 view details »
Haywood County $356,362 $685,400 view details »
Henderson County $356,362 $685,400 view details »
Henry County $356,362 $685,400 view details »
Hickman County $356,362 $685,400 view details »
Houston County $356,362 $685,400 view details »
Humphreys County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Johnson County $356,362 $685,400 view details »
Knox County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
Lauderdale County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Lewis County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Loudon County $356,362 $685,400 view details »
Mcminn County $356,362 $685,400 view details »
Mcnairy County $356,362 $685,400 view details »
Macon County $586,500 $1,127,900 view details »
Madison County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Maury County $586,500 $1,127,900 view details »
Meigs County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Moore County $356,362 $685,400 view details »
Morgan County $356,362 $685,400 view details »
Obion County $356,362 $685,400 view details »
Overton County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Pickett County $356,362 $685,400 view details »
Polk County $356,362 $685,400 view details »
Putnam County $356,362 $685,400 view details »
Rhea County $356,362 $685,400 view details »
Roane County $356,362 $685,400 view details »
Robertson County $586,500 $1,127,900 view details »
Rutherford County $586,500 $1,127,900 view details »
Scott County $356,362 $685,400 view details »
Sequatchie County $356,362 $685,400 view details »
Sevier County $356,362 $685,400 view details »
Shelby County $356,362 $685,400 view details »
Smith County $586,500 $1,127,900 view details »
Stewart County $356,362 $685,400 view details »
Sullivan County $356,362 $685,400 view details »
Sumner County $586,500 $1,127,900 view details »
Tipton County $356,362 $685,400 view details »
Trousdale County $586,500 $1,127,900 view details »
Unicoi County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Van Buren County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Weakley County $356,362 $685,400 view details »
White County $356,362 $685,400 view details »
Williamson County $586,500 $1,127,900 view details »
Wilson County $586,500 $1,127,900 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Tennessee is $356,362 for a single-family home and $1,127,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee