Tennessee FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Anderson County to a high of $1,028,350 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,028,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Tennessee is $1,028,350 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Tennessee. Click on the Tennessee map above or the table below to see loan limits in your area.

Loan Limits by County in Tennessee (95)

County Lowest Loan Limit Highest Loan Limit
Anderson County $314,827 $605,525 view loan limits »
Bedford County $314,827 $605,525 view loan limits »
Benton County $314,827 $605,525 view loan limits »
Bledsoe County $314,827 $605,525 view loan limits »
Blount County $314,827 $605,525 view loan limits »
Bradley County $314,827 $605,525 view loan limits »
Campbell County $314,827 $605,525 view loan limits »
Cannon County $534,750 $1,028,350 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Carter County $314,827 $605,525 view loan limits »
Cheatham County $534,750 $1,028,350 view loan limits »
Chester County $314,827 $605,525 view loan limits »
Claiborne County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Cocke County $314,827 $605,525 view loan limits »
Coffee County $314,827 $605,525 view loan limits »
Crockett County $314,827 $605,525 view loan limits »
Cumberland County $314,827 $605,525 view loan limits »
Davidson County $534,750 $1,028,350 view loan limits »
Decatur County $314,827 $605,525 view loan limits »
Dekalb County $314,827 $605,525 view loan limits »
Dickson County $534,750 $1,028,350 view loan limits »
Dyer County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Fentress County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Gibson County $314,827 $605,525 view loan limits »
Giles County $314,827 $605,525 view loan limits »
Grainger County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Grundy County $314,827 $605,525 view loan limits »
Hamblen County $314,827 $605,525 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardeman County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Hawkins County $314,827 $605,525 view loan limits »
Haywood County $314,827 $605,525 view loan limits »
Henderson County $314,827 $605,525 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Hickman County $534,750 $1,028,350 view loan limits »
Houston County $314,827 $605,525 view loan limits »
Humphreys County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Johnson County $314,827 $605,525 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lauderdale County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lewis County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Loudon County $314,827 $605,525 view loan limits »
Mcminn County $314,827 $605,525 view loan limits »
Mcnairy County $314,827 $605,525 view loan limits »
Macon County $534,750 $1,028,350 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Maury County $534,750 $1,028,350 view loan limits »
Meigs County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Moore County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Obion County $314,827 $605,525 view loan limits »
Overton County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Pickett County $314,827 $605,525 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
Rhea County $314,827 $605,525 view loan limits »
Roane County $314,827 $605,525 view loan limits »
Robertson County $534,750 $1,028,350 view loan limits »
Rutherford County $534,750 $1,028,350 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Sequatchie County $314,827 $605,525 view loan limits »
Sevier County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Smith County $534,750 $1,028,350 view loan limits »
Stewart County $314,827 $605,525 view loan limits »
Sullivan County $314,827 $605,525 view loan limits »
Sumner County $534,750 $1,028,350 view loan limits »
Tipton County $314,827 $605,525 view loan limits »
Trousdale County $534,750 $1,028,350 view loan limits »
Unicoi County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Van Buren County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Weakley County $314,827 $605,525 view loan limits »
White County $314,827 $605,525 view loan limits »
Williamson County $534,750 $1,028,350 view loan limits »
Wilson County $534,750 $1,028,350 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee