Tennessee 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Anderson County to a high of $1,335,800 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,335,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $420,680 $809,150 view details »
Bedford County $420,680 $809,150 view details »
Benton County $420,680 $809,150 view details »
Bledsoe County $420,680 $809,150 view details »
Blount County $420,680 $809,150 view details »
Bradley County $420,680 $809,150 view details »
Campbell County $420,680 $809,150 view details »
Cannon County $694,600 $1,335,800 view details »
Carroll County $420,680 $809,150 view details »
Carter County $420,680 $809,150 view details »
Cheatham County $694,600 $1,335,800 view details »
Chester County $420,680 $809,150 view details »
Claiborne County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Cocke County $420,680 $809,150 view details »
Coffee County $420,680 $809,150 view details »
Crockett County $420,680 $809,150 view details »
Cumberland County $420,680 $809,150 view details »
Davidson County $694,600 $1,335,800 view details »
Decatur County $420,680 $809,150 view details »
Dekalb County $420,680 $809,150 view details »
Dickson County $694,600 $1,335,800 view details »
Dyer County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Fentress County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Gibson County $420,680 $809,150 view details »
Giles County $420,680 $809,150 view details »
Grainger County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Grundy County $420,680 $809,150 view details »
Hamblen County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Hardeman County $420,680 $809,150 view details »
Hardin County $420,680 $809,150 view details »
Hawkins County $420,680 $809,150 view details »
Haywood County $420,680 $809,150 view details »
Henderson County $420,680 $809,150 view details »
Henry County $420,680 $809,150 view details »
Hickman County $420,680 $809,150 view details »
Houston County $420,680 $809,150 view details »
Humphreys County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Knox County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Lauderdale County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Lewis County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Loudon County $420,680 $809,150 view details »
Mcminn County $420,680 $809,150 view details »
Mcnairy County $420,680 $809,150 view details »
Macon County $694,600 $1,335,800 view details »
Madison County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Maury County $694,600 $1,335,800 view details »
Meigs County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Moore County $420,680 $809,150 view details »
Morgan County $420,680 $809,150 view details »
Obion County $420,680 $809,150 view details »
Overton County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Pickett County $420,680 $809,150 view details »
Polk County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Rhea County $420,680 $809,150 view details »
Roane County $420,680 $809,150 view details »
Robertson County $694,600 $1,335,800 view details »
Rutherford County $694,600 $1,335,800 view details »
Scott County $420,680 $809,150 view details »
Sequatchie County $420,680 $809,150 view details »
Sevier County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Smith County $694,600 $1,335,800 view details »
Stewart County $420,680 $809,150 view details »
Sullivan County $420,680 $809,150 view details »
Sumner County $694,600 $1,335,800 view details »
Tipton County $420,680 $809,150 view details »
Trousdale County $694,600 $1,335,800 view details »
Unicoi County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Van Buren County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Weakley County $420,680 $809,150 view details »
White County $420,680 $809,150 view details »
Williamson County $694,600 $1,335,800 view details »
Wilson County $694,600 $1,335,800 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Tennessee is $420,680 for a single-family home and $1,335,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee