Tennessee 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Anderson County to a high of $1,083,650 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($1,083,650)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $331,760 $638,100 view details »
Bedford County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Bledsoe County $331,760 $638,100 view details »
Blount County $331,760 $638,100 view details »
Bradley County $331,760 $638,100 view details »
Campbell County $331,760 $638,100 view details »
Cannon County $563,500 $1,083,650 view details »
Carroll County $331,760 $638,100 view details »
Carter County $331,760 $638,100 view details »
Cheatham County $563,500 $1,083,650 view details »
Chester County $331,760 $638,100 view details »
Claiborne County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Cocke County $331,760 $638,100 view details »
Coffee County $331,760 $638,100 view details »
Crockett County $331,760 $638,100 view details »
Cumberland County $331,760 $638,100 view details »
Davidson County $563,500 $1,083,650 view details »
Decatur County $331,760 $638,100 view details »
Dekalb County $331,760 $638,100 view details »
Dickson County $563,500 $1,083,650 view details »
Dyer County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Fentress County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Gibson County $331,760 $638,100 view details »
Giles County $331,760 $638,100 view details »
Grainger County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Grundy County $331,760 $638,100 view details »
Hamblen County $331,760 $638,100 view details »
Hamilton County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Hardeman County $331,760 $638,100 view details »
Hardin County $331,760 $638,100 view details »
Hawkins County $331,760 $638,100 view details »
Haywood County $331,760 $638,100 view details »
Henderson County $331,760 $638,100 view details »
Henry County $331,760 $638,100 view details »
Hickman County $331,760 $638,100 view details »
Houston County $331,760 $638,100 view details »
Humphreys County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Johnson County $331,760 $638,100 view details »
Knox County $331,760 $638,100 view details »
Lake County $331,760 $638,100 view details »
Lauderdale County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Lewis County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Loudon County $331,760 $638,100 view details »
Mcminn County $331,760 $638,100 view details »
Mcnairy County $331,760 $638,100 view details »
Macon County $563,500 $1,083,650 view details »
Madison County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Maury County $563,500 $1,083,650 view details »
Meigs County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Moore County $331,760 $638,100 view details »
Morgan County $331,760 $638,100 view details »
Obion County $331,760 $638,100 view details »
Overton County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Pickett County $331,760 $638,100 view details »
Polk County $331,760 $638,100 view details »
Putnam County $331,760 $638,100 view details »
Rhea County $331,760 $638,100 view details »
Roane County $331,760 $638,100 view details »
Robertson County $563,500 $1,083,650 view details »
Rutherford County $563,500 $1,083,650 view details »
Scott County $331,760 $638,100 view details »
Sequatchie County $331,760 $638,100 view details »
Sevier County $331,760 $638,100 view details »
Shelby County $331,760 $638,100 view details »
Smith County $563,500 $1,083,650 view details »
Stewart County $331,760 $638,100 view details »
Sullivan County $331,760 $638,100 view details »
Sumner County $563,500 $1,083,650 view details »
Tipton County $331,760 $638,100 view details »
Trousdale County $563,500 $1,083,650 view details »
Unicoi County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Van Buren County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Weakley County $331,760 $638,100 view details »
White County $331,760 $638,100 view details »
Williamson County $563,500 $1,083,650 view details »
Wilson County $563,500 $1,083,650 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Tennessee is $331,760 for a single-family home and $1,083,650 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee