Tennessee 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Anderson County to a high of $1,028,350 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,028,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $314,827 $605,525 view details »
Bedford County $314,827 $605,525 view details »
Benton County $314,827 $605,525 view details »
Bledsoe County $314,827 $605,525 view details »
Blount County $314,827 $605,525 view details »
Bradley County $314,827 $605,525 view details »
Campbell County $314,827 $605,525 view details »
Cannon County $534,750 $1,028,350 view details »
Carroll County $314,827 $605,525 view details »
Carter County $314,827 $605,525 view details »
Cheatham County $534,750 $1,028,350 view details »
Chester County $314,827 $605,525 view details »
Claiborne County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Cocke County $314,827 $605,525 view details »
Coffee County $314,827 $605,525 view details »
Crockett County $314,827 $605,525 view details »
Cumberland County $314,827 $605,525 view details »
Davidson County $534,750 $1,028,350 view details »
Decatur County $314,827 $605,525 view details »
Dekalb County $314,827 $605,525 view details »
Dickson County $534,750 $1,028,350 view details »
Dyer County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Fentress County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Gibson County $314,827 $605,525 view details »
Giles County $314,827 $605,525 view details »
Grainger County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Grundy County $314,827 $605,525 view details »
Hamblen County $314,827 $605,525 view details »
Hamilton County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Hardeman County $314,827 $605,525 view details »
Hardin County $314,827 $605,525 view details »
Hawkins County $314,827 $605,525 view details »
Haywood County $314,827 $605,525 view details »
Henderson County $314,827 $605,525 view details »
Henry County $314,827 $605,525 view details »
Hickman County $534,750 $1,028,350 view details »
Houston County $314,827 $605,525 view details »
Humphreys County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Johnson County $314,827 $605,525 view details »
Knox County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lauderdale County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Lewis County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Loudon County $314,827 $605,525 view details »
Mcminn County $314,827 $605,525 view details »
Mcnairy County $314,827 $605,525 view details »
Macon County $534,750 $1,028,350 view details »
Madison County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Maury County $534,750 $1,028,350 view details »
Meigs County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Moore County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Obion County $314,827 $605,525 view details »
Overton County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Pickett County $314,827 $605,525 view details »
Polk County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Rhea County $314,827 $605,525 view details »
Roane County $314,827 $605,525 view details »
Robertson County $534,750 $1,028,350 view details »
Rutherford County $534,750 $1,028,350 view details »
Scott County $314,827 $605,525 view details »
Sequatchie County $314,827 $605,525 view details »
Sevier County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Smith County $534,750 $1,028,350 view details »
Stewart County $314,827 $605,525 view details »
Sullivan County $314,827 $605,525 view details »
Sumner County $534,750 $1,028,350 view details »
Tipton County $314,827 $605,525 view details »
Trousdale County $534,750 $1,028,350 view details »
Unicoi County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Van Buren County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Weakley County $314,827 $605,525 view details »
White County $314,827 $605,525 view details »
Williamson County $534,750 $1,028,350 view details »
Wilson County $534,750 $1,028,350 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Tennessee is $314,827 for a single-family home and $1,028,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee