Tennessee 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Tennessee

Tennessee has 95 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Anderson County to a high of $1,813,500 for a 4-bedroom unit in Cannon County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Tennessee's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,813,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Tennessee (95 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $498,257 $958,350 view details »
Bedford County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Bledsoe County $498,257 $958,350 view details »
Blount County $498,257 $958,350 view details »
Bradley County $498,257 $958,350 view details »
Campbell County $498,257 $958,350 view details »
Cannon County $943,000 $1,813,500 view details »
Carroll County $498,257 $958,350 view details »
Carter County $498,257 $958,350 view details »
Cheatham County $943,000 $1,813,500 view details »
Chester County $498,257 $958,350 view details »
Claiborne County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Cocke County $498,257 $958,350 view details »
Coffee County $498,257 $958,350 view details »
Crockett County $498,257 $958,350 view details »
Cumberland County $498,257 $958,350 view details »
Davidson County $943,000 $1,813,500 view details »
Decatur County $498,257 $958,350 view details »
Dekalb County $498,257 $958,350 view details »
Dickson County $943,000 $1,813,500 view details »
Dyer County $498,257 $958,350 view details »
Fayette County $498,257 $958,350 view details »
Fentress County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Gibson County $498,257 $958,350 view details »
Giles County $498,257 $958,350 view details »
Grainger County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Grundy County $498,257 $958,350 view details »
Hamblen County $498,257 $958,350 view details »
Hamilton County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Hardeman County $498,257 $958,350 view details »
Hardin County $498,257 $958,350 view details »
Hawkins County $498,257 $958,350 view details »
Haywood County $498,257 $958,350 view details »
Henderson County $498,257 $958,350 view details »
Henry County $498,257 $958,350 view details »
Hickman County $498,257 $958,350 view details »
Houston County $498,257 $958,350 view details »
Humphreys County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Knox County $498,257 $958,350 view details »
Lake County $498,257 $958,350 view details »
Lauderdale County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Lewis County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Loudon County $498,257 $958,350 view details »
Mcminn County $498,257 $958,350 view details »
Mcnairy County $498,257 $958,350 view details »
Macon County $943,000 $1,813,500 view details »
Madison County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Marshall County $498,257 $958,350 view details »
Maury County $943,000 $1,813,500 view details »
Meigs County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Moore County $498,257 $958,350 view details »
Morgan County $498,257 $958,350 view details »
Obion County $498,257 $958,350 view details »
Overton County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Pickett County $498,257 $958,350 view details »
Polk County $498,257 $958,350 view details »
Putnam County $498,257 $958,350 view details »
Rhea County $498,257 $958,350 view details »
Roane County $498,257 $958,350 view details »
Robertson County $943,000 $1,813,500 view details »
Rutherford County $943,000 $1,813,500 view details »
Scott County $498,257 $958,350 view details »
Sequatchie County $498,257 $958,350 view details »
Sevier County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Smith County $943,000 $1,813,500 view details »
Stewart County $498,257 $958,350 view details »
Sullivan County $498,257 $958,350 view details »
Sumner County $943,000 $1,813,500 view details »
Tipton County $498,257 $958,350 view details »
Trousdale County $943,000 $1,813,500 view details »
Unicoi County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Van Buren County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Weakley County $498,257 $958,350 view details »
White County $498,257 $958,350 view details »
Williamson County $943,000 $1,813,500 view details »
Wilson County $943,000 $1,813,500 view details »

How to qualify for an FHA Loan in Tennessee?

To qualify for an FHA loan in Tennessee, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Tennessee is $498,257 for a single-family home and $1,813,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Tennessee. Additional restricts apply. Click on the Tennessee map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/tennessee