Maine FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Maine

Maine has 16 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Androscoggin County to a high of $634,700 for a 4-bedroom unit in Cumberland County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Maine's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($634,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Maine?

To qualify for an FHA loan in Maine, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Maine is $634,700 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Maine. Click on the Maine map above or the table below to see loan limits in your area.

Loan Limits by County in Maine (16)

County Lowest Loan Limit Highest Loan Limit
Androscoggin County $294,515 $566,425 view loan limits »
Aroostook County $294,515 $566,425 view loan limits »
Cumberland County $330,050 $634,700 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
Hancock County $294,515 $566,425 view loan limits »
Kennebec County $294,515 $566,425 view loan limits »
Knox County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Oxford County $294,515 $566,425 view loan limits »
Penobscot County $294,515 $566,425 view loan limits »
Piscataquis County $294,515 $566,425 view loan limits »
Sagadahoc County $330,050 $634,700 view loan limits »
Somerset County $294,515 $566,425 view loan limits »
Waldo County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
York County $330,050 $634,700 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/maine