West Virginia 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Barbour County to a high of $1,472,550 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($1,472,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in West Virginia (55 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Barbour County $331,760 $638,100 view details »
Berkeley County $331,760 $638,100 view details »
Boone County $331,760 $638,100 view details »
Braxton County $331,760 $638,100 view details »
Brooke County $331,760 $638,100 view details »
Cabell County $331,760 $638,100 view details »
Calhoun County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Doddridge County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Gilmer County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Greenbrier County $331,760 $638,100 view details »
Hampshire County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Hardy County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $765,600 $1,472,550 view details »
Kanawha County $331,760 $638,100 view details »
Lewis County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Logan County $331,760 $638,100 view details »
Mcdowell County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Mason County $331,760 $638,100 view details »
Mercer County $331,760 $638,100 view details »
Mineral County $331,760 $638,100 view details »
Mingo County $331,760 $638,100 view details »
Monongalia County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Morgan County $331,760 $638,100 view details »
Nicholas County $331,760 $638,100 view details »
Ohio County $331,760 $638,100 view details »
Pendleton County $331,760 $638,100 view details »
Pleasants County $331,760 $638,100 view details »
Pocahontas County $331,760 $638,100 view details »
Preston County $331,760 $638,100 view details »
Putnam County $331,760 $638,100 view details »
Raleigh County $331,760 $638,100 view details »
Randolph County $331,760 $638,100 view details »
Ritchie County $331,760 $638,100 view details »
Roane County $331,760 $638,100 view details »
Summers County $331,760 $638,100 view details »
Taylor County $331,760 $638,100 view details »
Tucker County $331,760 $638,100 view details »
Tyler County $331,760 $638,100 view details »
Upshur County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Webster County $331,760 $638,100 view details »
Wetzel County $331,760 $638,100 view details »
Wirt County $331,760 $638,100 view details »
Wood County $331,760 $638,100 view details »
Wyoming County $331,760 $638,100 view details »

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in West Virginia is $331,760 for a single-family home and $1,472,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in West Virginia. Additional restricts apply. Click on the West Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia