West Virginia 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Barbour County to a high of $1,397,400 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in West Virginia (55 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Barbour County $314,827 $605,525 view details »
Berkeley County $314,827 $605,525 view details »
Boone County $314,827 $605,525 view details »
Braxton County $314,827 $605,525 view details »
Brooke County $314,827 $605,525 view details »
Cabell County $314,827 $605,525 view details »
Calhoun County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Doddridge County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Gilmer County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Greenbrier County $314,827 $605,525 view details »
Hampshire County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Hardy County $314,827 $605,525 view details »
Harrison County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $726,525 $1,397,400 view details »
Kanawha County $314,827 $605,525 view details »
Lewis County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Logan County $314,827 $605,525 view details »
Mcdowell County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Mason County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Mineral County $314,827 $605,525 view details »
Mingo County $314,827 $605,525 view details »
Monongalia County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Nicholas County $314,827 $605,525 view details »
Ohio County $314,827 $605,525 view details »
Pendleton County $314,827 $605,525 view details »
Pleasants County $314,827 $605,525 view details »
Pocahontas County $314,827 $605,525 view details »
Preston County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Raleigh County $314,827 $605,525 view details »
Randolph County $314,827 $605,525 view details »
Ritchie County $314,827 $605,525 view details »
Roane County $314,827 $605,525 view details »
Summers County $314,827 $605,525 view details »
Taylor County $314,827 $605,525 view details »
Tucker County $314,827 $605,525 view details »
Tyler County $314,827 $605,525 view details »
Upshur County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Webster County $314,827 $605,525 view details »
Wetzel County $314,827 $605,525 view details »
Wirt County $314,827 $605,525 view details »
Wood County $314,827 $605,525 view details »
Wyoming County $314,827 $605,525 view details »

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in West Virginia is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in West Virginia. Additional restricts apply. Click on the West Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia