West Virginia FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Barbour County to a high of $1,397,400 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in West Virginia is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in West Virginia. Click on the West Virginia map above or the table below to see loan limits in your area.

Loan Limits by County in West Virginia (55)

County Lowest Loan Limit Highest Loan Limit
Barbour County $314,827 $605,525 view loan limits »
Berkeley County $314,827 $605,525 view loan limits »
Boone County $314,827 $605,525 view loan limits »
Braxton County $314,827 $605,525 view loan limits »
Brooke County $314,827 $605,525 view loan limits »
Cabell County $314,827 $605,525 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Doddridge County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Gilmer County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Greenbrier County $314,827 $605,525 view loan limits »
Hampshire County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardy County $314,827 $605,525 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $726,525 $1,397,400 view loan limits »
Kanawha County $314,827 $605,525 view loan limits »
Lewis County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Mcdowell County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Mason County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Mineral County $314,827 $605,525 view loan limits »
Mingo County $314,827 $605,525 view loan limits »
Monongalia County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Nicholas County $314,827 $605,525 view loan limits »
Ohio County $314,827 $605,525 view loan limits »
Pendleton County $314,827 $605,525 view loan limits »
Pleasants County $314,827 $605,525 view loan limits »
Pocahontas County $314,827 $605,525 view loan limits »
Preston County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
Raleigh County $314,827 $605,525 view loan limits »
Randolph County $314,827 $605,525 view loan limits »
Ritchie County $314,827 $605,525 view loan limits »
Roane County $314,827 $605,525 view loan limits »
Summers County $314,827 $605,525 view loan limits »
Taylor County $314,827 $605,525 view loan limits »
Tucker County $314,827 $605,525 view loan limits »
Tyler County $314,827 $605,525 view loan limits »
Upshur County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Webster County $314,827 $605,525 view loan limits »
Wetzel County $314,827 $605,525 view loan limits »
Wirt County $314,827 $605,525 view loan limits »
Wood County $314,827 $605,525 view loan limits »
Wyoming County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia