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West Virginia 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Barbour County to a high of $2,095,200 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in West Virginia (55 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Barbour County $472,030 $907,900 view details »
Berkeley County $472,030 $907,900 view details »
Boone County $472,030 $907,900 view details »
Braxton County $472,030 $907,900 view details »
Brooke County $472,030 $907,900 view details »
Cabell County $472,030 $907,900 view details »
Calhoun County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Doddridge County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Gilmer County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Greenbrier County $472,030 $907,900 view details »
Hampshire County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Hardy County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $1,089,300 $2,095,200 view details »
Kanawha County $472,030 $907,900 view details »
Lewis County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Logan County $472,030 $907,900 view details »
Mcdowell County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Mason County $472,030 $907,900 view details »
Mercer County $472,030 $907,900 view details »
Mineral County $472,030 $907,900 view details »
Mingo County $472,030 $907,900 view details »
Monongalia County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Nicholas County $472,030 $907,900 view details »
Ohio County $472,030 $907,900 view details »
Pendleton County $472,030 $907,900 view details »
Pleasants County $472,030 $907,900 view details »
Pocahontas County $472,030 $907,900 view details »
Preston County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Raleigh County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
Ritchie County $472,030 $907,900 view details »
Roane County $472,030 $907,900 view details »
Summers County $472,030 $907,900 view details »
Taylor County $472,030 $907,900 view details »
Tucker County $472,030 $907,900 view details »
Tyler County $472,030 $907,900 view details »
Upshur County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Webster County $472,030 $907,900 view details »
Wetzel County $472,030 $907,900 view details »
Wirt County $472,030 $907,900 view details »
Wood County $472,030 $907,900 view details »
Wyoming County $472,030 $907,900 view details »

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in West Virginia is $472,030 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in West Virginia. Additional restricts apply. Click on the West Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia
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