West Virginia 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Barbour County to a high of $1,581,750 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,581,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in West Virginia (55 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Barbour County $356,362 $685,400 view details »
Berkeley County $356,362 $685,400 view details »
Boone County $356,362 $685,400 view details »
Braxton County $356,362 $685,400 view details »
Brooke County $356,362 $685,400 view details »
Cabell County $356,362 $685,400 view details »
Calhoun County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Doddridge County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Gilmer County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Greenbrier County $356,362 $685,400 view details »
Hampshire County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Hardy County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $822,375 $1,581,750 view details »
Kanawha County $356,362 $685,400 view details »
Lewis County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Logan County $356,362 $685,400 view details »
Mcdowell County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Mason County $356,362 $685,400 view details »
Mercer County $356,362 $685,400 view details »
Mineral County $356,362 $685,400 view details »
Mingo County $356,362 $685,400 view details »
Monongalia County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Morgan County $356,362 $685,400 view details »
Nicholas County $356,362 $685,400 view details »
Ohio County $356,362 $685,400 view details »
Pendleton County $356,362 $685,400 view details »
Pleasants County $356,362 $685,400 view details »
Pocahontas County $356,362 $685,400 view details »
Preston County $356,362 $685,400 view details »
Putnam County $356,362 $685,400 view details »
Raleigh County $356,362 $685,400 view details »
Randolph County $356,362 $685,400 view details »
Ritchie County $356,362 $685,400 view details »
Roane County $356,362 $685,400 view details »
Summers County $356,362 $685,400 view details »
Taylor County $356,362 $685,400 view details »
Tucker County $356,362 $685,400 view details »
Tyler County $356,362 $685,400 view details »
Upshur County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Webster County $356,362 $685,400 view details »
Wetzel County $356,362 $685,400 view details »
Wirt County $356,362 $685,400 view details »
Wood County $356,362 $685,400 view details »
Wyoming County $356,362 $685,400 view details »

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in West Virginia is $356,362 for a single-family home and $1,581,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in West Virginia. Additional restricts apply. Click on the West Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia