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West Virginia 2022 FHA Loan Limits

Last Updated: Tue, December 6, 2022

Loan Limits in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Barbour County to a high of $1,867,275 for a 4-bedroom unit in Jefferson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of West Virginia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,867,275)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in West Virginia (55 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Barbour County $420,680 $809,150 view details »
Berkeley County $420,680 $809,150 view details »
Boone County $420,680 $809,150 view details »
Braxton County $420,680 $809,150 view details »
Brooke County $420,680 $809,150 view details »
Cabell County $420,680 $809,150 view details »
Calhoun County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Doddridge County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Gilmer County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Greenbrier County $420,680 $809,150 view details »
Hampshire County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Hardy County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $970,800 $1,867,275 view details »
Kanawha County $420,680 $809,150 view details »
Lewis County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Logan County $420,680 $809,150 view details »
Mcdowell County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Mason County $420,680 $809,150 view details »
Mercer County $420,680 $809,150 view details »
Mineral County $420,680 $809,150 view details »
Mingo County $420,680 $809,150 view details »
Monongalia County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Morgan County $420,680 $809,150 view details »
Nicholas County $420,680 $809,150 view details »
Ohio County $420,680 $809,150 view details »
Pendleton County $420,680 $809,150 view details »
Pleasants County $420,680 $809,150 view details »
Pocahontas County $420,680 $809,150 view details »
Preston County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Raleigh County $420,680 $809,150 view details »
Randolph County $420,680 $809,150 view details »
Ritchie County $420,680 $809,150 view details »
Roane County $420,680 $809,150 view details »
Summers County $420,680 $809,150 view details »
Taylor County $420,680 $809,150 view details »
Tucker County $420,680 $809,150 view details »
Tyler County $420,680 $809,150 view details »
Upshur County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Webster County $420,680 $809,150 view details »
Wetzel County $420,680 $809,150 view details »
Wirt County $420,680 $809,150 view details »
Wood County $420,680 $809,150 view details »
Wyoming County $420,680 $809,150 view details »

How to qualify for an FHA Loan in West Virginia?

To qualify for an FHA loan in West Virginia, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in West Virginia is $420,680 for a single-family home and $1,867,275 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in West Virginia. Additional restricts apply. Click on the West Virginia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/west-virginia
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