Ohio 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $939,900 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($939,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$472,030	$907,900	view details »
Allen County	$472,030	$907,900	view details »
Ashland County	$472,030	$907,900	view details »
Ashtabula County	$472,030	$907,900	view details »
Athens County	$472,030	$907,900	view details »
Auglaize County	$472,030	$907,900	view details »
Belmont County	$472,030	$907,900	view details »
Brown County	$472,030	$907,900	view details »
Butler County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Champaign County	$472,030	$907,900	view details »
Clark County	$472,030	$907,900	view details »
Clermont County	$472,030	$907,900	view details »
Clinton County	$472,030	$907,900	view details »
Columbiana County	$472,030	$907,900	view details »
Coshocton County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Cuyahoga County	$472,030	$907,900	view details »
Darke County	$472,030	$907,900	view details »
Defiance County	$472,030	$907,900	view details »
Delaware County	$488,750	$939,900	view details »
Erie County	$472,030	$907,900	view details »
Fairfield County	$488,750	$939,900	view details »
Fayette County	$472,030	$907,900	view details »
Franklin County	$488,750	$939,900	view details »
Fulton County	$472,030	$907,900	view details »
Gallia County	$472,030	$907,900	view details »
Geauga County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Guernsey County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Hardin County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Highland County	$472,030	$907,900	view details »
Hocking County	$488,750	$939,900	view details »
Holmes County	$472,030	$907,900	view details »
Huron County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Knox County	$472,030	$907,900	view details »
Lake County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Licking County	$488,750	$939,900	view details »
Logan County	$472,030	$907,900	view details »
Lorain County	$472,030	$907,900	view details »
Lucas County	$472,030	$907,900	view details »
Madison County	$488,750	$939,900	view details »
Mahoning County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Medina County	$472,030	$907,900	view details »
Meigs County	$472,030	$907,900	view details »
Mercer County	$472,030	$907,900	view details »
Miami County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
Morrow County	$488,750	$939,900	view details »
Muskingum County	$472,030	$907,900	view details »
Noble County	$472,030	$907,900	view details »
Ottawa County	$472,030	$907,900	view details »
Paulding County	$472,030	$907,900	view details »
Perry County	$488,750	$939,900	view details »
Pickaway County	$488,750	$939,900	view details »
Pike County	$472,030	$907,900	view details »
Portage County	$472,030	$907,900	view details »
Preble County	$472,030	$907,900	view details »
Putnam County	$472,030	$907,900	view details »
Richland County	$472,030	$907,900	view details »
Ross County	$472,030	$907,900	view details »
Sandusky County	$472,030	$907,900	view details »
Scioto County	$472,030	$907,900	view details »
Seneca County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Stark County	$472,030	$907,900	view details »
Summit County	$472,030	$907,900	view details »
Trumbull County	$472,030	$907,900	view details »
Tuscarawas County	$472,030	$907,900	view details »
Union County	$488,750	$939,900	view details »
Van Wert County	$472,030	$907,900	view details »
Vinton County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Williams County	$472,030	$907,900	view details »
Wood County	$472,030	$907,900	view details »
Wyandot County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Ohio is $472,030 for a single-family home and $939,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.

Ohio 2023 FHA Loan Limits

Loan Limits in Ohio

Loan Limits by County in Ohio (88 counties)

How to qualify for an FHA Loan in Ohio?

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