Ohio FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $685,550 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($685,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Ohio is $685,550 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Ohio. Click on the Ohio map above or the table below to see loan limits in your area.

Loan Limits by County in Ohio (88)

County Lowest Loan Limit Highest Loan Limit
Adams County $314,827 $605,525 view loan limits »
Allen County $314,827 $605,525 view loan limits »
Ashland County $314,827 $605,525 view loan limits »
Ashtabula County $314,827 $605,525 view loan limits »
Athens County $314,827 $605,525 view loan limits »
Auglaize County $314,827 $605,525 view loan limits »
Belmont County $314,827 $605,525 view loan limits »
Brown County $314,827 $605,525 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Champaign County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clermont County $314,827 $605,525 view loan limits »
Clinton County $314,827 $605,525 view loan limits »
Columbiana County $314,827 $605,525 view loan limits »
Coshocton County $314,827 $605,525 view loan limits »
Crawford County $314,827 $605,525 view loan limits »
Cuyahoga County $314,827 $605,525 view loan limits »
Darke County $314,827 $605,525 view loan limits »
Defiance County $314,827 $605,525 view loan limits »
Delaware County $356,500 $685,550 view loan limits »
Erie County $314,827 $605,525 view loan limits »
Fairfield County $356,500 $685,550 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Franklin County $356,500 $685,550 view loan limits »
Fulton County $314,827 $605,525 view loan limits »
Gallia County $314,827 $605,525 view loan limits »
Geauga County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Guernsey County $314,827 $605,525 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Highland County $314,827 $605,525 view loan limits »
Hocking County $356,500 $685,550 view loan limits »
Holmes County $314,827 $605,525 view loan limits »
Huron County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Licking County $356,500 $685,550 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Lorain County $314,827 $605,525 view loan limits »
Lucas County $314,827 $605,525 view loan limits »
Madison County $356,500 $685,550 view loan limits »
Mahoning County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Medina County $314,827 $605,525 view loan limits »
Meigs County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Miami County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Morrow County $356,500 $685,550 view loan limits »
Muskingum County $314,827 $605,525 view loan limits »
Noble County $314,827 $605,525 view loan limits »
Ottawa County $314,827 $605,525 view loan limits »
Paulding County $314,827 $605,525 view loan limits »
Perry County $356,500 $685,550 view loan limits »
Pickaway County $356,500 $685,550 view loan limits »
Pike County $314,827 $605,525 view loan limits »
Portage County $314,827 $605,525 view loan limits »
Preble County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
Richland County $314,827 $605,525 view loan limits »
Ross County $314,827 $605,525 view loan limits »
Sandusky County $314,827 $605,525 view loan limits »
Scioto County $314,827 $605,525 view loan limits »
Seneca County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Stark County $314,827 $605,525 view loan limits »
Summit County $314,827 $605,525 view loan limits »
Trumbull County $314,827 $605,525 view loan limits »
Tuscarawas County $314,827 $605,525 view loan limits »
Union County $356,500 $685,550 view loan limits »
Van Wert County $314,827 $605,525 view loan limits »
Vinton County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Williams County $314,827 $605,525 view loan limits »
Wood County $314,827 $605,525 view loan limits »
Wyandot County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio