Ohio 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $1,094,700 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,094,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$524,225	$1,008,300	view details »
Allen County	$524,225	$1,008,300	view details »
Ashland County	$524,225	$1,008,300	view details »
Ashtabula County	$524,225	$1,008,300	view details »
Athens County	$524,225	$1,008,300	view details »
Auglaize County	$524,225	$1,008,300	view details »
Belmont County	$524,225	$1,008,300	view details »
Brown County	$524,225	$1,008,300	view details »
Butler County	$524,225	$1,008,300	view details »
Carroll County	$524,225	$1,008,300	view details »
Champaign County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Clermont County	$524,225	$1,008,300	view details »
Clinton County	$524,225	$1,008,300	view details »
Columbiana County	$524,225	$1,008,300	view details »
Coshocton County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Cuyahoga County	$524,225	$1,008,300	view details »
Darke County	$524,225	$1,008,300	view details »
Defiance County	$524,225	$1,008,300	view details »
Delaware County	$569,250	$1,094,700	view details »
Erie County	$524,225	$1,008,300	view details »
Fairfield County	$569,250	$1,094,700	view details »
Fayette County	$524,225	$1,008,300	view details »
Franklin County	$569,250	$1,094,700	view details »
Fulton County	$524,225	$1,008,300	view details »
Gallia County	$524,225	$1,008,300	view details »
Geauga County	$524,225	$1,008,300	view details »
Greene County	$524,225	$1,008,300	view details »
Guernsey County	$524,225	$1,008,300	view details »
Hamilton County	$524,225	$1,008,300	view details »
Hancock County	$524,225	$1,008,300	view details »
Hardin County	$524,225	$1,008,300	view details »
Harrison County	$524,225	$1,008,300	view details »
Henry County	$524,225	$1,008,300	view details »
Highland County	$524,225	$1,008,300	view details »
Hocking County	$569,250	$1,094,700	view details »
Holmes County	$524,225	$1,008,300	view details »
Huron County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Knox County	$524,225	$1,008,300	view details »
Lake County	$524,225	$1,008,300	view details »
Lawrence County	$524,225	$1,008,300	view details »
Licking County	$569,250	$1,094,700	view details »
Logan County	$524,225	$1,008,300	view details »
Lorain County	$524,225	$1,008,300	view details »
Lucas County	$524,225	$1,008,300	view details »
Madison County	$569,250	$1,094,700	view details »
Mahoning County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Medina County	$524,225	$1,008,300	view details »
Meigs County	$524,225	$1,008,300	view details »
Mercer County	$524,225	$1,008,300	view details »
Miami County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Montgomery County	$524,225	$1,008,300	view details »
Morgan County	$524,225	$1,008,300	view details »
Morrow County	$569,250	$1,094,700	view details »
Muskingum County	$524,225	$1,008,300	view details »
Noble County	$524,225	$1,008,300	view details »
Ottawa County	$524,225	$1,008,300	view details »
Paulding County	$524,225	$1,008,300	view details »
Perry County	$569,250	$1,094,700	view details »
Pickaway County	$569,250	$1,094,700	view details »
Pike County	$524,225	$1,008,300	view details »
Portage County	$524,225	$1,008,300	view details »
Preble County	$524,225	$1,008,300	view details »
Putnam County	$524,225	$1,008,300	view details »
Richland County	$524,225	$1,008,300	view details »
Ross County	$524,225	$1,008,300	view details »
Sandusky County	$524,225	$1,008,300	view details »
Scioto County	$524,225	$1,008,300	view details »
Seneca County	$524,225	$1,008,300	view details »
Shelby County	$524,225	$1,008,300	view details »
Stark County	$524,225	$1,008,300	view details »
Summit County	$524,225	$1,008,300	view details »
Trumbull County	$524,225	$1,008,300	view details »
Tuscarawas County	$524,225	$1,008,300	view details »
Union County	$569,250	$1,094,700	view details »
Van Wert County	$524,225	$1,008,300	view details »
Vinton County	$524,225	$1,008,300	view details »
Warren County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wayne County	$524,225	$1,008,300	view details »
Williams County	$524,225	$1,008,300	view details »
Wood County	$524,225	$1,008,300	view details »
Wyandot County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Ohio is $524,225 for a single-family home and $1,094,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.

Ohio 2025 FHA Loan Limits

Loan Limits in Ohio

Loan Limits by County in Ohio (88 counties)

How to qualify for an FHA Loan in Ohio?

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