Ohio 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $1,050,500 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,050,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $498,257 $958,350 view details »
Allen County $498,257 $958,350 view details »
Ashland County $498,257 $958,350 view details »
Ashtabula County $498,257 $958,350 view details »
Athens County $498,257 $958,350 view details »
Auglaize County $498,257 $958,350 view details »
Belmont County $498,257 $958,350 view details »
Brown County $498,257 $958,350 view details »
Butler County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Champaign County $498,257 $958,350 view details »
Clark County $498,257 $958,350 view details »
Clermont County $498,257 $958,350 view details »
Clinton County $498,257 $958,350 view details »
Columbiana County $498,257 $958,350 view details »
Coshocton County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Cuyahoga County $498,257 $958,350 view details »
Darke County $498,257 $958,350 view details »
Defiance County $498,257 $958,350 view details »
Delaware County $546,250 $1,050,500 view details »
Erie County $498,257 $958,350 view details »
Fairfield County $546,250 $1,050,500 view details »
Fayette County $498,257 $958,350 view details »
Franklin County $546,250 $1,050,500 view details »
Fulton County $498,257 $958,350 view details »
Gallia County $498,257 $958,350 view details »
Geauga County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Guernsey County $498,257 $958,350 view details »
Hamilton County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Hardin County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Henry County $498,257 $958,350 view details »
Highland County $498,257 $958,350 view details »
Hocking County $546,250 $1,050,500 view details »
Holmes County $498,257 $958,350 view details »
Huron County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Knox County $498,257 $958,350 view details »
Lake County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Licking County $546,250 $1,050,500 view details »
Logan County $498,257 $958,350 view details »
Lorain County $498,257 $958,350 view details »
Lucas County $498,257 $958,350 view details »
Madison County $546,250 $1,050,500 view details »
Mahoning County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Medina County $498,257 $958,350 view details »
Meigs County $498,257 $958,350 view details »
Mercer County $498,257 $958,350 view details »
Miami County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Morgan County $498,257 $958,350 view details »
Morrow County $546,250 $1,050,500 view details »
Muskingum County $498,257 $958,350 view details »
Noble County $498,257 $958,350 view details »
Ottawa County $498,257 $958,350 view details »
Paulding County $498,257 $958,350 view details »
Perry County $546,250 $1,050,500 view details »
Pickaway County $546,250 $1,050,500 view details »
Pike County $498,257 $958,350 view details »
Portage County $498,257 $958,350 view details »
Preble County $498,257 $958,350 view details »
Putnam County $498,257 $958,350 view details »
Richland County $498,257 $958,350 view details »
Ross County $498,257 $958,350 view details »
Sandusky County $498,257 $958,350 view details »
Scioto County $498,257 $958,350 view details »
Seneca County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Stark County $498,257 $958,350 view details »
Summit County $498,257 $958,350 view details »
Trumbull County $498,257 $958,350 view details »
Tuscarawas County $498,257 $958,350 view details »
Union County $546,250 $1,050,500 view details »
Van Wert County $498,257 $958,350 view details »
Vinton County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Williams County $498,257 $958,350 view details »
Wood County $498,257 $958,350 view details »
Wyandot County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Ohio is $498,257 for a single-family home and $1,050,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio