Ohio 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $718,750 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($718,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $331,760 $638,100 view details »
Allen County $331,760 $638,100 view details »
Ashland County $331,760 $638,100 view details »
Ashtabula County $331,760 $638,100 view details »
Athens County $331,760 $638,100 view details »
Auglaize County $331,760 $638,100 view details »
Belmont County $331,760 $638,100 view details »
Brown County $331,760 $638,100 view details »
Butler County $331,760 $638,100 view details »
Carroll County $331,760 $638,100 view details »
Champaign County $331,760 $638,100 view details »
Clark County $331,760 $638,100 view details »
Clermont County $331,760 $638,100 view details »
Clinton County $331,760 $638,100 view details »
Columbiana County $331,760 $638,100 view details »
Coshocton County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Cuyahoga County $331,760 $638,100 view details »
Darke County $331,760 $638,100 view details »
Defiance County $331,760 $638,100 view details »
Delaware County $373,750 $718,750 view details »
Erie County $331,760 $638,100 view details »
Fairfield County $373,750 $718,750 view details »
Fayette County $331,760 $638,100 view details »
Franklin County $373,750 $718,750 view details »
Fulton County $331,760 $638,100 view details »
Gallia County $331,760 $638,100 view details »
Geauga County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Guernsey County $331,760 $638,100 view details »
Hamilton County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Hardin County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Henry County $331,760 $638,100 view details »
Highland County $331,760 $638,100 view details »
Hocking County $373,750 $718,750 view details »
Holmes County $331,760 $638,100 view details »
Huron County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Knox County $331,760 $638,100 view details »
Lake County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Licking County $373,750 $718,750 view details »
Logan County $331,760 $638,100 view details »
Lorain County $331,760 $638,100 view details »
Lucas County $331,760 $638,100 view details »
Madison County $373,750 $718,750 view details »
Mahoning County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Medina County $331,760 $638,100 view details »
Meigs County $331,760 $638,100 view details »
Mercer County $331,760 $638,100 view details »
Miami County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Morgan County $331,760 $638,100 view details »
Morrow County $373,750 $718,750 view details »
Muskingum County $331,760 $638,100 view details »
Noble County $331,760 $638,100 view details »
Ottawa County $331,760 $638,100 view details »
Paulding County $331,760 $638,100 view details »
Perry County $373,750 $718,750 view details »
Pickaway County $373,750 $718,750 view details »
Pike County $331,760 $638,100 view details »
Portage County $331,760 $638,100 view details »
Preble County $331,760 $638,100 view details »
Putnam County $331,760 $638,100 view details »
Richland County $331,760 $638,100 view details »
Ross County $331,760 $638,100 view details »
Sandusky County $331,760 $638,100 view details »
Scioto County $331,760 $638,100 view details »
Seneca County $331,760 $638,100 view details »
Shelby County $331,760 $638,100 view details »
Stark County $331,760 $638,100 view details »
Summit County $331,760 $638,100 view details »
Trumbull County $331,760 $638,100 view details »
Tuscarawas County $331,760 $638,100 view details »
Union County $373,750 $718,750 view details »
Van Wert County $331,760 $638,100 view details »
Vinton County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Williams County $331,760 $638,100 view details »
Wood County $331,760 $638,100 view details »
Wyandot County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Ohio is $331,760 for a single-family home and $718,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio