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Ohio 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $939,900 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($939,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $472,030 $907,900 view details »
Allen County $472,030 $907,900 view details »
Ashland County $472,030 $907,900 view details »
Ashtabula County $472,030 $907,900 view details »
Athens County $472,030 $907,900 view details »
Auglaize County $472,030 $907,900 view details »
Belmont County $472,030 $907,900 view details »
Brown County $472,030 $907,900 view details »
Butler County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Champaign County $472,030 $907,900 view details »
Clark County $472,030 $907,900 view details »
Clermont County $472,030 $907,900 view details »
Clinton County $472,030 $907,900 view details »
Columbiana County $472,030 $907,900 view details »
Coshocton County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Cuyahoga County $472,030 $907,900 view details »
Darke County $472,030 $907,900 view details »
Defiance County $472,030 $907,900 view details »
Delaware County $488,750 $939,900 view details »
Erie County $472,030 $907,900 view details »
Fairfield County $488,750 $939,900 view details »
Fayette County $472,030 $907,900 view details »
Franklin County $488,750 $939,900 view details »
Fulton County $472,030 $907,900 view details »
Gallia County $472,030 $907,900 view details »
Geauga County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Guernsey County $472,030 $907,900 view details »
Hamilton County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Hardin County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Highland County $472,030 $907,900 view details »
Hocking County $488,750 $939,900 view details »
Holmes County $472,030 $907,900 view details »
Huron County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Knox County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Licking County $488,750 $939,900 view details »
Logan County $472,030 $907,900 view details »
Lorain County $472,030 $907,900 view details »
Lucas County $472,030 $907,900 view details »
Madison County $488,750 $939,900 view details »
Mahoning County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Medina County $472,030 $907,900 view details »
Meigs County $472,030 $907,900 view details »
Mercer County $472,030 $907,900 view details »
Miami County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Morrow County $488,750 $939,900 view details »
Muskingum County $472,030 $907,900 view details »
Noble County $472,030 $907,900 view details »
Ottawa County $472,030 $907,900 view details »
Paulding County $472,030 $907,900 view details »
Perry County $488,750 $939,900 view details »
Pickaway County $488,750 $939,900 view details »
Pike County $472,030 $907,900 view details »
Portage County $472,030 $907,900 view details »
Preble County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Richland County $472,030 $907,900 view details »
Ross County $472,030 $907,900 view details »
Sandusky County $472,030 $907,900 view details »
Scioto County $472,030 $907,900 view details »
Seneca County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Stark County $472,030 $907,900 view details »
Summit County $472,030 $907,900 view details »
Trumbull County $472,030 $907,900 view details »
Tuscarawas County $472,030 $907,900 view details »
Union County $488,750 $939,900 view details »
Van Wert County $472,030 $907,900 view details »
Vinton County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Williams County $472,030 $907,900 view details »
Wood County $472,030 $907,900 view details »
Wyandot County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Ohio is $472,030 for a single-family home and $939,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio
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