Ohio 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $844,800 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($844,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $420,680 $809,150 view details »
Allen County $420,680 $809,150 view details »
Ashland County $420,680 $809,150 view details »
Ashtabula County $420,680 $809,150 view details »
Athens County $420,680 $809,150 view details »
Auglaize County $420,680 $809,150 view details »
Belmont County $420,680 $809,150 view details »
Brown County $420,680 $809,150 view details »
Butler County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Champaign County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clermont County $420,680 $809,150 view details »
Clinton County $420,680 $809,150 view details »
Columbiana County $420,680 $809,150 view details »
Coshocton County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Cuyahoga County $420,680 $809,150 view details »
Darke County $420,680 $809,150 view details »
Defiance County $420,680 $809,150 view details »
Delaware County $439,300 $844,800 view details »
Erie County $420,680 $809,150 view details »
Fairfield County $439,300 $844,800 view details »
Fayette County $420,680 $809,150 view details »
Franklin County $439,300 $844,800 view details »
Fulton County $420,680 $809,150 view details »
Gallia County $420,680 $809,150 view details »
Geauga County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Guernsey County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Hardin County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Henry County $420,680 $809,150 view details »
Highland County $420,680 $809,150 view details »
Hocking County $439,300 $844,800 view details »
Holmes County $420,680 $809,150 view details »
Huron County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Knox County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Licking County $439,300 $844,800 view details »
Logan County $420,680 $809,150 view details »
Lorain County $420,680 $809,150 view details »
Lucas County $420,680 $809,150 view details »
Madison County $439,300 $844,800 view details »
Mahoning County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Medina County $420,680 $809,150 view details »
Meigs County $420,680 $809,150 view details »
Mercer County $420,680 $809,150 view details »
Miami County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Morgan County $420,680 $809,150 view details »
Morrow County $439,300 $844,800 view details »
Muskingum County $420,680 $809,150 view details »
Noble County $420,680 $809,150 view details »
Ottawa County $420,680 $809,150 view details »
Paulding County $420,680 $809,150 view details »
Perry County $439,300 $844,800 view details »
Pickaway County $439,300 $844,800 view details »
Pike County $420,680 $809,150 view details »
Portage County $420,680 $809,150 view details »
Preble County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Richland County $420,680 $809,150 view details »
Ross County $420,680 $809,150 view details »
Sandusky County $420,680 $809,150 view details »
Scioto County $420,680 $809,150 view details »
Seneca County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Stark County $420,680 $809,150 view details »
Summit County $420,680 $809,150 view details »
Trumbull County $420,680 $809,150 view details »
Tuscarawas County $420,680 $809,150 view details »
Union County $439,300 $844,800 view details »
Van Wert County $420,680 $809,150 view details »
Vinton County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Williams County $420,680 $809,150 view details »
Wood County $420,680 $809,150 view details »
Wyandot County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Ohio is $420,680 for a single-family home and $844,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio