Ohio 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $765,200 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($765,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $356,362 $685,400 view details »
Allen County $356,362 $685,400 view details »
Ashland County $356,362 $685,400 view details »
Ashtabula County $356,362 $685,400 view details »
Athens County $356,362 $685,400 view details »
Auglaize County $356,362 $685,400 view details »
Belmont County $356,362 $685,400 view details »
Brown County $356,362 $685,400 view details »
Butler County $356,362 $685,400 view details »
Carroll County $356,362 $685,400 view details »
Champaign County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clermont County $356,362 $685,400 view details »
Clinton County $356,362 $685,400 view details »
Columbiana County $356,362 $685,400 view details »
Coshocton County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Cuyahoga County $356,362 $685,400 view details »
Darke County $356,362 $685,400 view details »
Defiance County $356,362 $685,400 view details »
Delaware County $397,900 $765,200 view details »
Erie County $356,362 $685,400 view details »
Fairfield County $397,900 $765,200 view details »
Fayette County $356,362 $685,400 view details »
Franklin County $397,900 $765,200 view details »
Fulton County $356,362 $685,400 view details »
Gallia County $356,362 $685,400 view details »
Geauga County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Guernsey County $356,362 $685,400 view details »
Hamilton County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Hardin County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Henry County $356,362 $685,400 view details »
Highland County $356,362 $685,400 view details »
Hocking County $397,900 $765,200 view details »
Holmes County $356,362 $685,400 view details »
Huron County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Knox County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Licking County $397,900 $765,200 view details »
Logan County $356,362 $685,400 view details »
Lorain County $356,362 $685,400 view details »
Lucas County $356,362 $685,400 view details »
Madison County $397,900 $765,200 view details »
Mahoning County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Medina County $356,362 $685,400 view details »
Meigs County $356,362 $685,400 view details »
Mercer County $356,362 $685,400 view details »
Miami County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Morgan County $356,362 $685,400 view details »
Morrow County $397,900 $765,200 view details »
Muskingum County $356,362 $685,400 view details »
Noble County $356,362 $685,400 view details »
Ottawa County $356,362 $685,400 view details »
Paulding County $356,362 $685,400 view details »
Perry County $397,900 $765,200 view details »
Pickaway County $397,900 $765,200 view details »
Pike County $356,362 $685,400 view details »
Portage County $356,362 $685,400 view details »
Preble County $356,362 $685,400 view details »
Putnam County $356,362 $685,400 view details »
Richland County $356,362 $685,400 view details »
Ross County $356,362 $685,400 view details »
Sandusky County $356,362 $685,400 view details »
Scioto County $356,362 $685,400 view details »
Seneca County $356,362 $685,400 view details »
Shelby County $356,362 $685,400 view details »
Stark County $356,362 $685,400 view details »
Summit County $356,362 $685,400 view details »
Trumbull County $356,362 $685,400 view details »
Tuscarawas County $356,362 $685,400 view details »
Union County $397,900 $765,200 view details »
Van Wert County $356,362 $685,400 view details »
Vinton County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Williams County $356,362 $685,400 view details »
Wood County $356,362 $685,400 view details »
Wyandot County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Ohio is $356,362 for a single-family home and $765,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio