Ohio 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Ohio

Ohio has 88 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $685,550 for a 4-bedroom unit in Delaware County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Ohio's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($685,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Ohio (88 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Allen County $314,827 $605,525 view details »
Ashland County $314,827 $605,525 view details »
Ashtabula County $314,827 $605,525 view details »
Athens County $314,827 $605,525 view details »
Auglaize County $314,827 $605,525 view details »
Belmont County $314,827 $605,525 view details »
Brown County $314,827 $605,525 view details »
Butler County $314,827 $605,525 view details »
Carroll County $314,827 $605,525 view details »
Champaign County $314,827 $605,525 view details »
Clark County $314,827 $605,525 view details »
Clermont County $314,827 $605,525 view details »
Clinton County $314,827 $605,525 view details »
Columbiana County $314,827 $605,525 view details »
Coshocton County $314,827 $605,525 view details »
Crawford County $314,827 $605,525 view details »
Cuyahoga County $314,827 $605,525 view details »
Darke County $314,827 $605,525 view details »
Defiance County $314,827 $605,525 view details »
Delaware County $356,500 $685,550 view details »
Erie County $314,827 $605,525 view details »
Fairfield County $356,500 $685,550 view details »
Fayette County $314,827 $605,525 view details »
Franklin County $356,500 $685,550 view details »
Fulton County $314,827 $605,525 view details »
Gallia County $314,827 $605,525 view details »
Geauga County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Guernsey County $314,827 $605,525 view details »
Hamilton County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Hardin County $314,827 $605,525 view details »
Harrison County $314,827 $605,525 view details »
Henry County $314,827 $605,525 view details »
Highland County $314,827 $605,525 view details »
Hocking County $356,500 $685,550 view details »
Holmes County $314,827 $605,525 view details »
Huron County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Knox County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Licking County $356,500 $685,550 view details »
Logan County $314,827 $605,525 view details »
Lorain County $314,827 $605,525 view details »
Lucas County $314,827 $605,525 view details »
Madison County $356,500 $685,550 view details »
Mahoning County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Medina County $314,827 $605,525 view details »
Meigs County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Miami County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Morrow County $356,500 $685,550 view details »
Muskingum County $314,827 $605,525 view details »
Noble County $314,827 $605,525 view details »
Ottawa County $314,827 $605,525 view details »
Paulding County $314,827 $605,525 view details »
Perry County $356,500 $685,550 view details »
Pickaway County $356,500 $685,550 view details »
Pike County $314,827 $605,525 view details »
Portage County $314,827 $605,525 view details »
Preble County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Richland County $314,827 $605,525 view details »
Ross County $314,827 $605,525 view details »
Sandusky County $314,827 $605,525 view details »
Scioto County $314,827 $605,525 view details »
Seneca County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Stark County $314,827 $605,525 view details »
Summit County $314,827 $605,525 view details »
Trumbull County $314,827 $605,525 view details »
Tuscarawas County $314,827 $605,525 view details »
Union County $356,500 $685,550 view details »
Van Wert County $314,827 $605,525 view details »
Vinton County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Williams County $314,827 $605,525 view details »
Wood County $314,827 $605,525 view details »
Wyandot County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Ohio?

To qualify for an FHA loan in Ohio, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Ohio is $314,827 for a single-family home and $685,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Ohio. Additional restricts apply. Click on the Ohio map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/ohio