Nevada 2025 FHA Loan Limits
Loan Limits in Nevada
Nevada has 17 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Churchill County to a high of $1,382,250 for a 4-bedroom unit in Douglas County.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Nevada's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,382,250)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in Nevada (17 counties)
| County | Single Unit Limit (lowest) | Four-Plex Limit (highest) | |
|---|---|---|---|
| Churchill County | $524,225 | $1,008,300 | view details » |
| Clark County | $524,225 | $1,008,300 | view details » |
| Douglas County | $718,750 | $1,382,250 | view details » |
| Elko County | $524,225 | $1,008,300 | view details » |
| Esmeralda County | $524,225 | $1,008,300 | view details » |
| Eureka County | $524,225 | $1,008,300 | view details » |
| Humboldt County | $524,225 | $1,008,300 | view details » |
| Lander County | $524,225 | $1,008,300 | view details » |
| Lincoln County | $524,225 | $1,008,300 | view details » |
| Lyon County | $524,225 | $1,008,300 | view details » |
| Mineral County | $524,225 | $1,008,300 | view details » |
| Nye County | $524,225 | $1,008,300 | view details » |
| Pershing County | $524,225 | $1,008,300 | view details » |
| Storey County | $632,500 | $1,216,350 | view details » |
| Washoe County | $632,500 | $1,216,350 | view details » |
| White Pine County | $524,225 | $1,008,300 | view details » |
| Carson City | $575,000 | $1,105,800 | view details » |
How to qualify for an FHA Loan in Nevada?
To qualify for an FHA loan in Nevada, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Nevada is $524,225 for a single-family home and $1,382,250 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Nevada. Additional restricts apply. Click on the Nevada map above or the table below to see loan limits in your area.