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Nevada 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Nevada

Nevada has 17 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Churchill County to a high of $1,265,000 for a 4-bedroom unit in Douglas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Nevada's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,265,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Nevada (17 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Churchill County $472,030 $907,900 view details »
Clark County $494,500 $950,950 view details »
Douglas County $657,800 $1,265,000 view details »
Elko County $472,030 $907,900 view details »
Esmeralda County $472,030 $907,900 view details »
Eureka County $472,030 $907,900 view details »
Humboldt County $472,030 $907,900 view details »
Lander County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Lyon County $472,030 $907,900 view details »
Mineral County $472,030 $907,900 view details »
Nye County $472,030 $907,900 view details »
Pershing County $472,030 $907,900 view details »
Storey County $621,000 $1,194,250 view details »
Washoe County $621,000 $1,194,250 view details »
White Pine County $472,030 $907,900 view details »
Carson City $506,000 $973,100 view details »

How to qualify for an FHA Loan in Nevada?

To qualify for an FHA loan in Nevada, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Nevada is $472,030 for a single-family home and $1,265,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Nevada. Additional restricts apply. Click on the Nevada map above or the table below to see loan limits in your area.

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