Nevada 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Nevada

Nevada has 17 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Churchill County to a high of $1,265,000 for a 4-bedroom unit in Douglas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Nevada's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,265,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Nevada (17 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Churchill County $498,257 $958,350 view details »
Clark County $498,257 $958,350 view details »
Douglas County $657,800 $1,265,000 view details »
Elko County $498,257 $958,350 view details »
Esmeralda County $498,257 $958,350 view details »
Eureka County $498,257 $958,350 view details »
Humboldt County $498,257 $958,350 view details »
Lander County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Lyon County $498,257 $958,350 view details »
Mineral County $498,257 $958,350 view details »
Nye County $498,257 $958,350 view details »
Pershing County $498,257 $958,350 view details »
Storey County $621,000 $1,194,250 view details »
Washoe County $621,000 $1,194,250 view details »
White Pine County $498,257 $958,350 view details »
Carson City $510,600 $981,950 view details »

How to qualify for an FHA Loan in Nevada?

To qualify for an FHA loan in Nevada, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Nevada is $498,257 for a single-family home and $1,265,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Nevada. Additional restricts apply. Click on the Nevada map above or the table below to see loan limits in your area.

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