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Georgia 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Appling County to a high of $1,324,750 for a 4-bedroom unit in Barrow County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($1,008,300) †
Highest Loan Limit ($1,324,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $524,225 $1,008,300 view details »
Atkinson County $524,225 $1,008,300 view details »
Bacon County $524,225 $1,008,300 view details »
Baker County $524,225 $1,008,300 view details »
Baldwin County $524,225 $1,008,300 view details »
Banks County $524,225 $1,008,300 view details »
Barrow County $688,850 $1,324,750 view details »
Bartow County $688,850 $1,324,750 view details »
Ben Hill County $524,225 $1,008,300 view details »
Berrien County $524,225 $1,008,300 view details »
Bibb County $524,225 $1,008,300 view details »
Bleckley County $524,225 $1,008,300 view details »
Brantley County $524,225 $1,008,300 view details »
Brooks County $524,225 $1,008,300 view details »
Bryan County $524,225 $1,008,300 view details »
Bulloch County $524,225 $1,008,300 view details »
Burke County $524,225 $1,008,300 view details »
Butts County $688,850 $1,324,750 view details »
Calhoun County $524,225 $1,008,300 view details »
Camden County $524,225 $1,008,300 view details »
Candler County $524,225 $1,008,300 view details »
Carroll County $688,850 $1,324,750 view details »
Catoosa County $524,225 $1,008,300 view details »
Charlton County $524,225 $1,008,300 view details »
Chatham County $524,225 $1,008,300 view details »
Chattahoochee County $524,225 $1,008,300 view details »
Chattooga County $524,225 $1,008,300 view details »
Cherokee County $688,850 $1,324,750 view details »
Clarke County $603,750 $1,161,050 view details »
Clay County $524,225 $1,008,300 view details »
Clayton County $688,850 $1,324,750 view details »
Clinch County $524,225 $1,008,300 view details »
Cobb County $688,850 $1,324,750 view details »
Coffee County $524,225 $1,008,300 view details »
Colquitt County $524,225 $1,008,300 view details »
Columbia County $524,225 $1,008,300 view details »
Cook County $524,225 $1,008,300 view details »
Coweta County $688,850 $1,324,750 view details »
Crawford County $524,225 $1,008,300 view details »
Crisp County $524,225 $1,008,300 view details »
Dade County $524,225 $1,008,300 view details »
Dawson County $688,850 $1,324,750 view details »
Decatur County $524,225 $1,008,300 view details »
Dekalb County $688,850 $1,324,750 view details »
Dodge County $524,225 $1,008,300 view details »
Dooly County $524,225 $1,008,300 view details »
Dougherty County $524,225 $1,008,300 view details »
Douglas County $688,850 $1,324,750 view details »
Early County $524,225 $1,008,300 view details »
Echols County $524,225 $1,008,300 view details »
Effingham County $524,225 $1,008,300 view details »
Elbert County $524,225 $1,008,300 view details »
Emanuel County $524,225 $1,008,300 view details »
Evans County $524,225 $1,008,300 view details »
Fannin County $524,225 $1,008,300 view details »
Fayette County $688,850 $1,324,750 view details »
Floyd County $524,225 $1,008,300 view details »
Forsyth County $688,850 $1,324,750 view details »
Franklin County $524,225 $1,008,300 view details »
Fulton County $688,850 $1,324,750 view details »
Gilmer County $524,225 $1,008,300 view details »
Glascock County $524,225 $1,008,300 view details »
Glynn County $524,225 $1,008,300 view details »
Gordon County $524,225 $1,008,300 view details »
Grady County $524,225 $1,008,300 view details »
Greene County $555,450 $1,068,200 view details »
Gwinnett County $688,850 $1,324,750 view details »
Habersham County $524,225 $1,008,300 view details »
Hall County $524,225 $1,008,300 view details »
Hancock County $524,225 $1,008,300 view details »
Haralson County $688,850 $1,324,750 view details »
Harris County $524,225 $1,008,300 view details »
Hart County $524,225 $1,008,300 view details »
Heard County $688,850 $1,324,750 view details »
Henry County $688,850 $1,324,750 view details »
Houston County $524,225 $1,008,300 view details »
Irwin County $524,225 $1,008,300 view details »
Jackson County $524,225 $1,008,300 view details »
Jasper County $688,850 $1,324,750 view details »
Jeff Davis County $524,225 $1,008,300 view details »
Jefferson County $524,225 $1,008,300 view details »
Jenkins County $524,225 $1,008,300 view details »
Johnson County $524,225 $1,008,300 view details »
Jones County $524,225 $1,008,300 view details »
Lamar County $688,850 $1,324,750 view details »
Lanier County $524,225 $1,008,300 view details »
Laurens County $524,225 $1,008,300 view details »
Lee County $524,225 $1,008,300 view details »
Liberty County $524,225 $1,008,300 view details »
Lincoln County $524,225 $1,008,300 view details »
Long County $524,225 $1,008,300 view details »
Lowndes County $524,225 $1,008,300 view details »
Lumpkin County $524,225 $1,008,300 view details »
Mcduffie County $524,225 $1,008,300 view details »
Mcintosh County $524,225 $1,008,300 view details »
Macon County $524,225 $1,008,300 view details »
Madison County $603,750 $1,161,050 view details »
Marion County $524,225 $1,008,300 view details »
Meriwether County $688,850 $1,324,750 view details »
Miller County $524,225 $1,008,300 view details »
Mitchell County $524,225 $1,008,300 view details »
Monroe County $524,225 $1,008,300 view details »
Montgomery County $524,225 $1,008,300 view details »
Morgan County $688,850 $1,324,750 view details »
Murray County $524,225 $1,008,300 view details »
Muscogee County $524,225 $1,008,300 view details »
Newton County $688,850 $1,324,750 view details »
Oconee County $603,750 $1,161,050 view details »
Oglethorpe County $603,750 $1,161,050 view details »
Paulding County $688,850 $1,324,750 view details »
Peach County $524,225 $1,008,300 view details »
Pickens County $688,850 $1,324,750 view details »
Pierce County $524,225 $1,008,300 view details »
Pike County $688,850 $1,324,750 view details »
Polk County $524,225 $1,008,300 view details »
Pulaski County $524,225 $1,008,300 view details »
Putnam County $524,225 $1,008,300 view details »
Quitman County $524,225 $1,008,300 view details »
Rabun County $524,225 $1,008,300 view details »
Randolph County $524,225 $1,008,300 view details »
Richmond County $524,225 $1,008,300 view details »
Rockdale County $688,850 $1,324,750 view details »
Schley County $524,225 $1,008,300 view details »
Screven County $524,225 $1,008,300 view details »
Seminole County $524,225 $1,008,300 view details »
Spalding County $688,850 $1,324,750 view details »
Stephens County $524,225 $1,008,300 view details »
Stewart County $524,225 $1,008,300 view details »
Sumter County $524,225 $1,008,300 view details »
Talbot County $524,225 $1,008,300 view details »
Taliaferro County $524,225 $1,008,300 view details »
Tattnall County $524,225 $1,008,300 view details »
Taylor County $524,225 $1,008,300 view details »
Telfair County $524,225 $1,008,300 view details »
Terrell County $524,225 $1,008,300 view details »
Thomas County $524,225 $1,008,300 view details »
Tift County $524,225 $1,008,300 view details »
Toombs County $524,225 $1,008,300 view details »
Towns County $524,225 $1,008,300 view details »
Treutlen County $524,225 $1,008,300 view details »
Troup County $524,225 $1,008,300 view details »
Turner County $524,225 $1,008,300 view details »
Twiggs County $524,225 $1,008,300 view details »
Union County $524,225 $1,008,300 view details »
Upson County $524,225 $1,008,300 view details »
Walker County $524,225 $1,008,300 view details »
Walton County $688,850 $1,324,750 view details »
Ware County $524,225 $1,008,300 view details »
Warren County $524,225 $1,008,300 view details »
Washington County $524,225 $1,008,300 view details »
Wayne County $524,225 $1,008,300 view details »
Webster County $524,225 $1,008,300 view details »
Wheeler County $524,225 $1,008,300 view details »
White County $524,225 $1,008,300 view details »
Whitfield County $524,225 $1,008,300 view details »
Wilcox County $524,225 $1,008,300 view details »
Wilkes County $524,225 $1,008,300 view details »
Wilkinson County $524,225 $1,008,300 view details »
Worth County $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Georgia is $524,225 for a single-family home and $1,324,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Georgia
FHA Inspectors in Georgia
FHA Condos in Georgia
FHA Lenders in Georgia

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia