Georgia 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Appling County to a high of $990,800 for a 4-bedroom unit in Greene County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($990,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $331,760 $638,100 view details »
Atkinson County $331,760 $638,100 view details »
Bacon County $331,760 $638,100 view details »
Baker County $331,760 $638,100 view details »
Baldwin County $331,760 $638,100 view details »
Banks County $331,760 $638,100 view details »
Barrow County $401,350 $771,850 view details »
Bartow County $401,350 $771,850 view details »
Ben Hill County $331,760 $638,100 view details »
Berrien County $331,760 $638,100 view details »
Bibb County $331,760 $638,100 view details »
Bleckley County $331,760 $638,100 view details »
Brantley County $331,760 $638,100 view details »
Brooks County $331,760 $638,100 view details »
Bryan County $331,760 $638,100 view details »
Bulloch County $331,760 $638,100 view details »
Burke County $331,760 $638,100 view details »
Butts County $401,350 $771,850 view details »
Calhoun County $331,760 $638,100 view details »
Camden County $331,760 $638,100 view details »
Candler County $331,760 $638,100 view details »
Carroll County $401,350 $771,850 view details »
Catoosa County $331,760 $638,100 view details »
Charlton County $331,760 $638,100 view details »
Chatham County $331,760 $638,100 view details »
Chattahoochee County $331,760 $638,100 view details »
Chattooga County $331,760 $638,100 view details »
Cherokee County $401,350 $771,850 view details »
Clarke County $379,500 $729,800 view details »
Clay County $331,760 $638,100 view details »
Clayton County $401,350 $771,850 view details »
Clinch County $331,760 $638,100 view details »
Cobb County $401,350 $771,850 view details »
Coffee County $331,760 $638,100 view details »
Colquitt County $331,760 $638,100 view details »
Columbia County $331,760 $638,100 view details »
Cook County $331,760 $638,100 view details »
Coweta County $401,350 $771,850 view details »
Crawford County $331,760 $638,100 view details »
Crisp County $331,760 $638,100 view details »
Dade County $331,760 $638,100 view details »
Dawson County $401,350 $771,850 view details »
Decatur County $331,760 $638,100 view details »
Dekalb County $401,350 $771,850 view details »
Dodge County $331,760 $638,100 view details »
Dooly County $331,760 $638,100 view details »
Dougherty County $331,760 $638,100 view details »
Douglas County $401,350 $771,850 view details »
Early County $331,760 $638,100 view details »
Echols County $331,760 $638,100 view details »
Effingham County $331,760 $638,100 view details »
Elbert County $331,760 $638,100 view details »
Emanuel County $331,760 $638,100 view details »
Evans County $331,760 $638,100 view details »
Fannin County $331,760 $638,100 view details »
Fayette County $401,350 $771,850 view details »
Floyd County $331,760 $638,100 view details »
Forsyth County $401,350 $771,850 view details »
Franklin County $331,760 $638,100 view details »
Fulton County $401,350 $771,850 view details »
Gilmer County $331,760 $638,100 view details »
Glascock County $331,760 $638,100 view details »
Glynn County $331,760 $638,100 view details »
Gordon County $331,760 $638,100 view details »
Grady County $331,760 $638,100 view details »
Greene County $515,200 $990,800 view details »
Gwinnett County $401,350 $771,850 view details »
Habersham County $331,760 $638,100 view details »
Hall County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Haralson County $401,350 $771,850 view details »
Harris County $331,760 $638,100 view details »
Hart County $331,760 $638,100 view details »
Heard County $401,350 $771,850 view details »
Henry County $401,350 $771,850 view details »
Houston County $331,760 $638,100 view details »
Irwin County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jasper County $401,350 $771,850 view details »
Jeff Davis County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jenkins County $331,760 $638,100 view details »
Johnson County $331,760 $638,100 view details »
Jones County $331,760 $638,100 view details »
Lamar County $401,350 $771,850 view details »
Lanier County $331,760 $638,100 view details »
Laurens County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Liberty County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Long County $331,760 $638,100 view details »
Lowndes County $331,760 $638,100 view details »
Lumpkin County $331,760 $638,100 view details »
Mcduffie County $331,760 $638,100 view details »
Mcintosh County $331,760 $638,100 view details »
Macon County $331,760 $638,100 view details »
Madison County $379,500 $729,800 view details »
Marion County $331,760 $638,100 view details »
Meriwether County $401,350 $771,850 view details »
Miller County $331,760 $638,100 view details »
Mitchell County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Morgan County $401,350 $771,850 view details »
Murray County $331,760 $638,100 view details »
Muscogee County $331,760 $638,100 view details »
Newton County $401,350 $771,850 view details »
Oconee County $379,500 $729,800 view details »
Oglethorpe County $379,500 $729,800 view details »
Paulding County $401,350 $771,850 view details »
Peach County $331,760 $638,100 view details »
Pickens County $401,350 $771,850 view details »
Pierce County $331,760 $638,100 view details »
Pike County $401,350 $771,850 view details »
Polk County $331,760 $638,100 view details »
Pulaski County $331,760 $638,100 view details »
Putnam County $331,760 $638,100 view details »
Quitman County $331,760 $638,100 view details »
Rabun County $331,760 $638,100 view details »
Randolph County $331,760 $638,100 view details »
Richmond County $331,760 $638,100 view details »
Rockdale County $401,350 $771,850 view details »
Schley County $331,760 $638,100 view details »
Screven County $331,760 $638,100 view details »
Seminole County $331,760 $638,100 view details »
Spalding County $401,350 $771,850 view details »
Stephens County $331,760 $638,100 view details »
Stewart County $331,760 $638,100 view details »
Sumter County $331,760 $638,100 view details »
Talbot County $331,760 $638,100 view details »
Taliaferro County $331,760 $638,100 view details »
Tattnall County $331,760 $638,100 view details »
Taylor County $331,760 $638,100 view details »
Telfair County $331,760 $638,100 view details »
Terrell County $331,760 $638,100 view details »
Thomas County $331,760 $638,100 view details »
Tift County $331,760 $638,100 view details »
Toombs County $331,760 $638,100 view details »
Towns County $331,760 $638,100 view details »
Treutlen County $331,760 $638,100 view details »
Troup County $331,760 $638,100 view details »
Turner County $331,760 $638,100 view details »
Twiggs County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Upson County $331,760 $638,100 view details »
Walker County $331,760 $638,100 view details »
Walton County $401,350 $771,850 view details »
Ware County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Webster County $331,760 $638,100 view details »
Wheeler County $331,760 $638,100 view details »
White County $331,760 $638,100 view details »
Whitfield County $331,760 $638,100 view details »
Wilcox County $331,760 $638,100 view details »
Wilkes County $331,760 $638,100 view details »
Wilkinson County $331,760 $638,100 view details »
Worth County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Georgia is $331,760 for a single-family home and $990,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia