Georgia 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Appling County to a high of $990,800 for a 4-bedroom unit in Greene County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($990,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $356,362 $685,400 view details »
Atkinson County $356,362 $685,400 view details »
Bacon County $356,362 $685,400 view details »
Baker County $356,362 $685,400 view details »
Baldwin County $356,362 $685,400 view details »
Banks County $356,362 $685,400 view details »
Barrow County $412,850 $793,950 view details »
Bartow County $412,850 $793,950 view details »
Ben Hill County $356,362 $685,400 view details »
Berrien County $356,362 $685,400 view details »
Bibb County $356,362 $685,400 view details »
Bleckley County $356,362 $685,400 view details »
Brantley County $356,362 $685,400 view details »
Brooks County $356,362 $685,400 view details »
Bryan County $356,362 $685,400 view details »
Bulloch County $356,362 $685,400 view details »
Burke County $356,362 $685,400 view details »
Butts County $412,850 $793,950 view details »
Calhoun County $356,362 $685,400 view details »
Camden County $356,362 $685,400 view details »
Candler County $356,362 $685,400 view details »
Carroll County $412,850 $793,950 view details »
Catoosa County $356,362 $685,400 view details »
Charlton County $356,362 $685,400 view details »
Chatham County $356,362 $685,400 view details »
Chattahoochee County $356,362 $685,400 view details »
Chattooga County $356,362 $685,400 view details »
Cherokee County $412,850 $793,950 view details »
Clarke County $391,000 $751,900 view details »
Clay County $356,362 $685,400 view details »
Clayton County $412,850 $793,950 view details »
Clinch County $356,362 $685,400 view details »
Cobb County $412,850 $793,950 view details »
Coffee County $356,362 $685,400 view details »
Colquitt County $356,362 $685,400 view details »
Columbia County $356,362 $685,400 view details »
Cook County $356,362 $685,400 view details »
Coweta County $412,850 $793,950 view details »
Crawford County $356,362 $685,400 view details »
Crisp County $356,362 $685,400 view details »
Dade County $356,362 $685,400 view details »
Dawson County $412,850 $793,950 view details »
Decatur County $356,362 $685,400 view details »
Dekalb County $412,850 $793,950 view details »
Dodge County $356,362 $685,400 view details »
Dooly County $356,362 $685,400 view details »
Dougherty County $356,362 $685,400 view details »
Douglas County $412,850 $793,950 view details »
Early County $356,362 $685,400 view details »
Echols County $356,362 $685,400 view details »
Effingham County $356,362 $685,400 view details »
Elbert County $356,362 $685,400 view details »
Emanuel County $356,362 $685,400 view details »
Evans County $356,362 $685,400 view details »
Fannin County $356,362 $685,400 view details »
Fayette County $412,850 $793,950 view details »
Floyd County $356,362 $685,400 view details »
Forsyth County $412,850 $793,950 view details »
Franklin County $356,362 $685,400 view details »
Fulton County $412,850 $793,950 view details »
Gilmer County $356,362 $685,400 view details »
Glascock County $356,362 $685,400 view details »
Glynn County $356,362 $685,400 view details »
Gordon County $356,362 $685,400 view details »
Grady County $356,362 $685,400 view details »
Greene County $515,200 $990,800 view details »
Gwinnett County $412,850 $793,950 view details »
Habersham County $356,362 $685,400 view details »
Hall County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Haralson County $412,850 $793,950 view details »
Harris County $356,362 $685,400 view details »
Hart County $356,362 $685,400 view details »
Heard County $412,850 $793,950 view details »
Henry County $412,850 $793,950 view details »
Houston County $356,362 $685,400 view details »
Irwin County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jasper County $412,850 $793,950 view details »
Jeff Davis County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Jenkins County $356,362 $685,400 view details »
Johnson County $356,362 $685,400 view details »
Jones County $356,362 $685,400 view details »
Lamar County $412,850 $793,950 view details »
Lanier County $356,362 $685,400 view details »
Laurens County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Liberty County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Long County $356,362 $685,400 view details »
Lowndes County $356,362 $685,400 view details »
Lumpkin County $356,362 $685,400 view details »
Mcduffie County $356,362 $685,400 view details »
Mcintosh County $356,362 $685,400 view details »
Macon County $356,362 $685,400 view details »
Madison County $391,000 $751,900 view details »
Marion County $356,362 $685,400 view details »
Meriwether County $412,850 $793,950 view details »
Miller County $356,362 $685,400 view details »
Mitchell County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Morgan County $412,850 $793,950 view details »
Murray County $356,362 $685,400 view details »
Muscogee County $356,362 $685,400 view details »
Newton County $412,850 $793,950 view details »
Oconee County $391,000 $751,900 view details »
Oglethorpe County $391,000 $751,900 view details »
Paulding County $412,850 $793,950 view details »
Peach County $356,362 $685,400 view details »
Pickens County $412,850 $793,950 view details »
Pierce County $356,362 $685,400 view details »
Pike County $412,850 $793,950 view details »
Polk County $356,362 $685,400 view details »
Pulaski County $356,362 $685,400 view details »
Putnam County $356,362 $685,400 view details »
Quitman County $356,362 $685,400 view details »
Rabun County $356,362 $685,400 view details »
Randolph County $356,362 $685,400 view details »
Richmond County $356,362 $685,400 view details »
Rockdale County $412,850 $793,950 view details »
Schley County $356,362 $685,400 view details »
Screven County $356,362 $685,400 view details »
Seminole County $356,362 $685,400 view details »
Spalding County $412,850 $793,950 view details »
Stephens County $356,362 $685,400 view details »
Stewart County $356,362 $685,400 view details »
Sumter County $356,362 $685,400 view details »
Talbot County $356,362 $685,400 view details »
Taliaferro County $356,362 $685,400 view details »
Tattnall County $356,362 $685,400 view details »
Taylor County $356,362 $685,400 view details »
Telfair County $356,362 $685,400 view details »
Terrell County $356,362 $685,400 view details »
Thomas County $356,362 $685,400 view details »
Tift County $356,362 $685,400 view details »
Toombs County $356,362 $685,400 view details »
Towns County $356,362 $685,400 view details »
Treutlen County $356,362 $685,400 view details »
Troup County $356,362 $685,400 view details »
Turner County $356,362 $685,400 view details »
Twiggs County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Upson County $356,362 $685,400 view details »
Walker County $356,362 $685,400 view details »
Walton County $412,850 $793,950 view details »
Ware County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Webster County $356,362 $685,400 view details »
Wheeler County $356,362 $685,400 view details »
White County $356,362 $685,400 view details »
Whitfield County $356,362 $685,400 view details »
Wilcox County $356,362 $685,400 view details »
Wilkes County $356,362 $685,400 view details »
Wilkinson County $356,362 $685,400 view details »
Worth County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Georgia is $356,362 for a single-family home and $990,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia