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Georgia 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Appling County to a high of $1,138,950 for a 4-bedroom unit in Barrow County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,138,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $472,030 $907,900 view details »
Atkinson County $472,030 $907,900 view details »
Bacon County $472,030 $907,900 view details »
Baker County $472,030 $907,900 view details »
Baldwin County $472,030 $907,900 view details »
Banks County $472,030 $907,900 view details »
Barrow County $592,250 $1,138,950 view details »
Bartow County $592,250 $1,138,950 view details »
Ben Hill County $472,030 $907,900 view details »
Berrien County $472,030 $907,900 view details »
Bibb County $472,030 $907,900 view details »
Bleckley County $472,030 $907,900 view details »
Brantley County $472,030 $907,900 view details »
Brooks County $472,030 $907,900 view details »
Bryan County $472,030 $907,900 view details »
Bulloch County $472,030 $907,900 view details »
Burke County $472,030 $907,900 view details »
Butts County $592,250 $1,138,950 view details »
Calhoun County $472,030 $907,900 view details »
Camden County $472,030 $907,900 view details »
Candler County $472,030 $907,900 view details »
Carroll County $592,250 $1,138,950 view details »
Catoosa County $472,030 $907,900 view details »
Charlton County $472,030 $907,900 view details »
Chatham County $472,030 $907,900 view details »
Chattahoochee County $472,030 $907,900 view details »
Chattooga County $472,030 $907,900 view details »
Cherokee County $592,250 $1,138,950 view details »
Clarke County $516,350 $993,000 view details »
Clay County $472,030 $907,900 view details »
Clayton County $592,250 $1,138,950 view details »
Clinch County $472,030 $907,900 view details »
Cobb County $592,250 $1,138,950 view details »
Coffee County $472,030 $907,900 view details »
Colquitt County $472,030 $907,900 view details »
Columbia County $472,030 $907,900 view details »
Cook County $472,030 $907,900 view details »
Coweta County $592,250 $1,138,950 view details »
Crawford County $472,030 $907,900 view details »
Crisp County $472,030 $907,900 view details »
Dade County $472,030 $907,900 view details »
Dawson County $592,250 $1,138,950 view details »
Decatur County $472,030 $907,900 view details »
Dekalb County $592,250 $1,138,950 view details »
Dodge County $472,030 $907,900 view details »
Dooly County $472,030 $907,900 view details »
Dougherty County $472,030 $907,900 view details »
Douglas County $592,250 $1,138,950 view details »
Early County $472,030 $907,900 view details »
Echols County $472,030 $907,900 view details »
Effingham County $472,030 $907,900 view details »
Elbert County $472,030 $907,900 view details »
Emanuel County $472,030 $907,900 view details »
Evans County $472,030 $907,900 view details »
Fannin County $472,030 $907,900 view details »
Fayette County $592,250 $1,138,950 view details »
Floyd County $472,030 $907,900 view details »
Forsyth County $592,250 $1,138,950 view details »
Franklin County $472,030 $907,900 view details »
Fulton County $592,250 $1,138,950 view details »
Gilmer County $472,030 $907,900 view details »
Glascock County $472,030 $907,900 view details »
Glynn County $472,030 $907,900 view details »
Gordon County $472,030 $907,900 view details »
Grady County $472,030 $907,900 view details »
Greene County $515,200 $990,800 view details »
Gwinnett County $592,250 $1,138,950 view details »
Habersham County $472,030 $907,900 view details »
Hall County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Haralson County $592,250 $1,138,950 view details »
Harris County $472,030 $907,900 view details »
Hart County $472,030 $907,900 view details »
Heard County $592,250 $1,138,950 view details »
Henry County $592,250 $1,138,950 view details »
Houston County $472,030 $907,900 view details »
Irwin County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $592,250 $1,138,950 view details »
Jeff Davis County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Jenkins County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Jones County $472,030 $907,900 view details »
Lamar County $592,250 $1,138,950 view details »
Lanier County $472,030 $907,900 view details »
Laurens County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Liberty County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Long County $472,030 $907,900 view details »
Lowndes County $472,030 $907,900 view details »
Lumpkin County $472,030 $907,900 view details »
Mcduffie County $472,030 $907,900 view details »
Mcintosh County $472,030 $907,900 view details »
Macon County $472,030 $907,900 view details »
Madison County $516,350 $993,000 view details »
Marion County $472,030 $907,900 view details »
Meriwether County $592,250 $1,138,950 view details »
Miller County $472,030 $907,900 view details »
Mitchell County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Morgan County $592,250 $1,138,950 view details »
Murray County $472,030 $907,900 view details »
Muscogee County $472,030 $907,900 view details »
Newton County $592,250 $1,138,950 view details »
Oconee County $516,350 $993,000 view details »
Oglethorpe County $516,350 $993,000 view details »
Paulding County $592,250 $1,138,950 view details »
Peach County $472,030 $907,900 view details »
Pickens County $592,250 $1,138,950 view details »
Pierce County $472,030 $907,900 view details »
Pike County $592,250 $1,138,950 view details »
Polk County $472,030 $907,900 view details »
Pulaski County $472,030 $907,900 view details »
Putnam County $472,030 $907,900 view details »
Quitman County $472,030 $907,900 view details »
Rabun County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
Richmond County $472,030 $907,900 view details »
Rockdale County $592,250 $1,138,950 view details »
Schley County $472,030 $907,900 view details »
Screven County $472,030 $907,900 view details »
Seminole County $472,030 $907,900 view details »
Spalding County $592,250 $1,138,950 view details »
Stephens County $472,030 $907,900 view details »
Stewart County $472,030 $907,900 view details »
Sumter County $472,030 $907,900 view details »
Talbot County $472,030 $907,900 view details »
Taliaferro County $472,030 $907,900 view details »
Tattnall County $472,030 $907,900 view details »
Taylor County $472,030 $907,900 view details »
Telfair County $472,030 $907,900 view details »
Terrell County $472,030 $907,900 view details »
Thomas County $472,030 $907,900 view details »
Tift County $472,030 $907,900 view details »
Toombs County $472,030 $907,900 view details »
Towns County $472,030 $907,900 view details »
Treutlen County $472,030 $907,900 view details »
Troup County $472,030 $907,900 view details »
Turner County $472,030 $907,900 view details »
Twiggs County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Upson County $472,030 $907,900 view details »
Walker County $472,030 $907,900 view details »
Walton County $592,250 $1,138,950 view details »
Ware County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Webster County $472,030 $907,900 view details »
Wheeler County $472,030 $907,900 view details »
White County $472,030 $907,900 view details »
Whitfield County $472,030 $907,900 view details »
Wilcox County $472,030 $907,900 view details »
Wilkes County $472,030 $907,900 view details »
Wilkinson County $472,030 $907,900 view details »
Worth County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Georgia is $472,030 for a single-family home and $1,138,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia
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