Georgia 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Appling County to a high of $1,249,550 for a 4-bedroom unit in Barrow County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,249,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $498,257 $958,350 view details »
Atkinson County $498,257 $958,350 view details »
Bacon County $498,257 $958,350 view details »
Baker County $498,257 $958,350 view details »
Baldwin County $498,257 $958,350 view details »
Banks County $498,257 $958,350 view details »
Barrow County $649,750 $1,249,550 view details »
Bartow County $649,750 $1,249,550 view details »
Ben Hill County $498,257 $958,350 view details »
Berrien County $498,257 $958,350 view details »
Bibb County $498,257 $958,350 view details »
Bleckley County $498,257 $958,350 view details »
Brantley County $498,257 $958,350 view details »
Brooks County $498,257 $958,350 view details »
Bryan County $498,257 $958,350 view details »
Bulloch County $498,257 $958,350 view details »
Burke County $498,257 $958,350 view details »
Butts County $649,750 $1,249,550 view details »
Calhoun County $498,257 $958,350 view details »
Camden County $498,257 $958,350 view details »
Candler County $498,257 $958,350 view details »
Carroll County $649,750 $1,249,550 view details »
Catoosa County $498,257 $958,350 view details »
Charlton County $498,257 $958,350 view details »
Chatham County $498,257 $958,350 view details »
Chattahoochee County $498,257 $958,350 view details »
Chattooga County $498,257 $958,350 view details »
Cherokee County $649,750 $1,249,550 view details »
Clarke County $546,250 $1,050,500 view details »
Clay County $498,257 $958,350 view details »
Clayton County $649,750 $1,249,550 view details »
Clinch County $498,257 $958,350 view details »
Cobb County $649,750 $1,249,550 view details »
Coffee County $498,257 $958,350 view details »
Colquitt County $498,257 $958,350 view details »
Columbia County $498,257 $958,350 view details »
Cook County $498,257 $958,350 view details »
Coweta County $649,750 $1,249,550 view details »
Crawford County $498,257 $958,350 view details »
Crisp County $498,257 $958,350 view details »
Dade County $498,257 $958,350 view details »
Dawson County $649,750 $1,249,550 view details »
Decatur County $498,257 $958,350 view details »
Dekalb County $649,750 $1,249,550 view details »
Dodge County $498,257 $958,350 view details »
Dooly County $498,257 $958,350 view details »
Dougherty County $498,257 $958,350 view details »
Douglas County $649,750 $1,249,550 view details »
Early County $498,257 $958,350 view details »
Echols County $498,257 $958,350 view details »
Effingham County $498,257 $958,350 view details »
Elbert County $498,257 $958,350 view details »
Emanuel County $498,257 $958,350 view details »
Evans County $498,257 $958,350 view details »
Fannin County $498,257 $958,350 view details »
Fayette County $649,750 $1,249,550 view details »
Floyd County $498,257 $958,350 view details »
Forsyth County $649,750 $1,249,550 view details »
Franklin County $498,257 $958,350 view details »
Fulton County $649,750 $1,249,550 view details »
Gilmer County $498,257 $958,350 view details »
Glascock County $498,257 $958,350 view details »
Glynn County $498,257 $958,350 view details »
Gordon County $498,257 $958,350 view details »
Grady County $498,257 $958,350 view details »
Greene County $529,000 $1,017,300 view details »
Gwinnett County $649,750 $1,249,550 view details »
Habersham County $498,257 $958,350 view details »
Hall County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Haralson County $649,750 $1,249,550 view details »
Harris County $498,257 $958,350 view details »
Hart County $498,257 $958,350 view details »
Heard County $649,750 $1,249,550 view details »
Henry County $649,750 $1,249,550 view details »
Houston County $498,257 $958,350 view details »
Irwin County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $649,750 $1,249,550 view details »
Jeff Davis County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Jenkins County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Jones County $498,257 $958,350 view details »
Lamar County $649,750 $1,249,550 view details »
Lanier County $498,257 $958,350 view details »
Laurens County $498,257 $958,350 view details »
Lee County $498,257 $958,350 view details »
Liberty County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Long County $498,257 $958,350 view details »
Lowndes County $498,257 $958,350 view details »
Lumpkin County $498,257 $958,350 view details »
Mcduffie County $498,257 $958,350 view details »
Mcintosh County $498,257 $958,350 view details »
Macon County $498,257 $958,350 view details »
Madison County $546,250 $1,050,500 view details »
Marion County $498,257 $958,350 view details »
Meriwether County $649,750 $1,249,550 view details »
Miller County $498,257 $958,350 view details »
Mitchell County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Morgan County $649,750 $1,249,550 view details »
Murray County $498,257 $958,350 view details »
Muscogee County $498,257 $958,350 view details »
Newton County $649,750 $1,249,550 view details »
Oconee County $546,250 $1,050,500 view details »
Oglethorpe County $546,250 $1,050,500 view details »
Paulding County $649,750 $1,249,550 view details »
Peach County $498,257 $958,350 view details »
Pickens County $649,750 $1,249,550 view details »
Pierce County $498,257 $958,350 view details »
Pike County $649,750 $1,249,550 view details »
Polk County $498,257 $958,350 view details »
Pulaski County $498,257 $958,350 view details »
Putnam County $498,257 $958,350 view details »
Quitman County $498,257 $958,350 view details »
Rabun County $498,257 $958,350 view details »
Randolph County $498,257 $958,350 view details »
Richmond County $498,257 $958,350 view details »
Rockdale County $649,750 $1,249,550 view details »
Schley County $498,257 $958,350 view details »
Screven County $498,257 $958,350 view details »
Seminole County $498,257 $958,350 view details »
Spalding County $649,750 $1,249,550 view details »
Stephens County $498,257 $958,350 view details »
Stewart County $498,257 $958,350 view details »
Sumter County $498,257 $958,350 view details »
Talbot County $498,257 $958,350 view details »
Taliaferro County $498,257 $958,350 view details »
Tattnall County $498,257 $958,350 view details »
Taylor County $498,257 $958,350 view details »
Telfair County $498,257 $958,350 view details »
Terrell County $498,257 $958,350 view details »
Thomas County $498,257 $958,350 view details »
Tift County $498,257 $958,350 view details »
Toombs County $498,257 $958,350 view details »
Towns County $498,257 $958,350 view details »
Treutlen County $498,257 $958,350 view details »
Troup County $498,257 $958,350 view details »
Turner County $498,257 $958,350 view details »
Twiggs County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Upson County $498,257 $958,350 view details »
Walker County $498,257 $958,350 view details »
Walton County $649,750 $1,249,550 view details »
Ware County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Webster County $498,257 $958,350 view details »
Wheeler County $498,257 $958,350 view details »
White County $498,257 $958,350 view details »
Whitfield County $498,257 $958,350 view details »
Wilcox County $498,257 $958,350 view details »
Wilkes County $498,257 $958,350 view details »
Wilkinson County $498,257 $958,350 view details »
Worth County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Georgia is $498,257 for a single-family home and $1,249,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia