Georgia 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Appling County to a high of $1,249,550 for a 4-bedroom unit in Barrow County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350) †

Highest Loan Limit ($1,249,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Appling County	$498,257	$958,350	view details »
Atkinson County	$498,257	$958,350	view details »
Bacon County	$498,257	$958,350	view details »
Baker County	$498,257	$958,350	view details »
Baldwin County	$498,257	$958,350	view details »
Banks County	$498,257	$958,350	view details »
Barrow County	$649,750	$1,249,550	view details »
Bartow County	$649,750	$1,249,550	view details »
Ben Hill County	$498,257	$958,350	view details »
Berrien County	$498,257	$958,350	view details »
Bibb County	$498,257	$958,350	view details »
Bleckley County	$498,257	$958,350	view details »
Brantley County	$498,257	$958,350	view details »
Brooks County	$498,257	$958,350	view details »
Bryan County	$498,257	$958,350	view details »
Bulloch County	$498,257	$958,350	view details »
Burke County	$498,257	$958,350	view details »
Butts County	$649,750	$1,249,550	view details »
Calhoun County	$498,257	$958,350	view details »
Camden County	$498,257	$958,350	view details »
Candler County	$498,257	$958,350	view details »
Carroll County	$649,750	$1,249,550	view details »
Catoosa County	$498,257	$958,350	view details »
Charlton County	$498,257	$958,350	view details »
Chatham County	$498,257	$958,350	view details »
Chattahoochee County	$498,257	$958,350	view details »
Chattooga County	$498,257	$958,350	view details »
Cherokee County	$649,750	$1,249,550	view details »
Clarke County	$546,250	$1,050,500	view details »
Clay County	$498,257	$958,350	view details »
Clayton County	$649,750	$1,249,550	view details »
Clinch County	$498,257	$958,350	view details »
Cobb County	$649,750	$1,249,550	view details »
Coffee County	$498,257	$958,350	view details »
Colquitt County	$498,257	$958,350	view details »
Columbia County	$498,257	$958,350	view details »
Cook County	$498,257	$958,350	view details »
Coweta County	$649,750	$1,249,550	view details »
Crawford County	$498,257	$958,350	view details »
Crisp County	$498,257	$958,350	view details »
Dade County	$498,257	$958,350	view details »
Dawson County	$649,750	$1,249,550	view details »
Decatur County	$498,257	$958,350	view details »
Dekalb County	$649,750	$1,249,550	view details »
Dodge County	$498,257	$958,350	view details »
Dooly County	$498,257	$958,350	view details »
Dougherty County	$498,257	$958,350	view details »
Douglas County	$649,750	$1,249,550	view details »
Early County	$498,257	$958,350	view details »
Echols County	$498,257	$958,350	view details »
Effingham County	$498,257	$958,350	view details »
Elbert County	$498,257	$958,350	view details »
Emanuel County	$498,257	$958,350	view details »
Evans County	$498,257	$958,350	view details »
Fannin County	$498,257	$958,350	view details »
Fayette County	$649,750	$1,249,550	view details »
Floyd County	$498,257	$958,350	view details »
Forsyth County	$649,750	$1,249,550	view details »
Franklin County	$498,257	$958,350	view details »
Fulton County	$649,750	$1,249,550	view details »
Gilmer County	$498,257	$958,350	view details »
Glascock County	$498,257	$958,350	view details »
Glynn County	$498,257	$958,350	view details »
Gordon County	$498,257	$958,350	view details »
Grady County	$498,257	$958,350	view details »
Greene County	$529,000	$1,017,300	view details »
Gwinnett County	$649,750	$1,249,550	view details »
Habersham County	$498,257	$958,350	view details »
Hall County	$498,257	$958,350	view details »
Hancock County	$498,257	$958,350	view details »
Haralson County	$649,750	$1,249,550	view details »
Harris County	$498,257	$958,350	view details »
Hart County	$498,257	$958,350	view details »
Heard County	$649,750	$1,249,550	view details »
Henry County	$649,750	$1,249,550	view details »
Houston County	$498,257	$958,350	view details »
Irwin County	$498,257	$958,350	view details »
Jackson County	$498,257	$958,350	view details »
Jasper County	$649,750	$1,249,550	view details »
Jeff Davis County	$498,257	$958,350	view details »
Jefferson County	$498,257	$958,350	view details »
Jenkins County	$498,257	$958,350	view details »
Johnson County	$498,257	$958,350	view details »
Jones County	$498,257	$958,350	view details »
Lamar County	$649,750	$1,249,550	view details »
Lanier County	$498,257	$958,350	view details »
Laurens County	$498,257	$958,350	view details »
Lee County	$498,257	$958,350	view details »
Liberty County	$498,257	$958,350	view details »
Lincoln County	$498,257	$958,350	view details »
Long County	$498,257	$958,350	view details »
Lowndes County	$498,257	$958,350	view details »
Lumpkin County	$498,257	$958,350	view details »
Mcduffie County	$498,257	$958,350	view details »
Mcintosh County	$498,257	$958,350	view details »
Macon County	$498,257	$958,350	view details »
Madison County	$546,250	$1,050,500	view details »
Marion County	$498,257	$958,350	view details »
Meriwether County	$649,750	$1,249,550	view details »
Miller County	$498,257	$958,350	view details »
Mitchell County	$498,257	$958,350	view details »
Monroe County	$498,257	$958,350	view details »
Montgomery County	$498,257	$958,350	view details »
Morgan County	$649,750	$1,249,550	view details »
Murray County	$498,257	$958,350	view details »
Muscogee County	$498,257	$958,350	view details »
Newton County	$649,750	$1,249,550	view details »
Oconee County	$546,250	$1,050,500	view details »
Oglethorpe County	$546,250	$1,050,500	view details »
Paulding County	$649,750	$1,249,550	view details »
Peach County	$498,257	$958,350	view details »
Pickens County	$649,750	$1,249,550	view details »
Pierce County	$498,257	$958,350	view details »
Pike County	$649,750	$1,249,550	view details »
Polk County	$498,257	$958,350	view details »
Pulaski County	$498,257	$958,350	view details »
Putnam County	$498,257	$958,350	view details »
Quitman County	$498,257	$958,350	view details »
Rabun County	$498,257	$958,350	view details »
Randolph County	$498,257	$958,350	view details »
Richmond County	$498,257	$958,350	view details »
Rockdale County	$649,750	$1,249,550	view details »
Schley County	$498,257	$958,350	view details »
Screven County	$498,257	$958,350	view details »
Seminole County	$498,257	$958,350	view details »
Spalding County	$649,750	$1,249,550	view details »
Stephens County	$498,257	$958,350	view details »
Stewart County	$498,257	$958,350	view details »
Sumter County	$498,257	$958,350	view details »
Talbot County	$498,257	$958,350	view details »
Taliaferro County	$498,257	$958,350	view details »
Tattnall County	$498,257	$958,350	view details »
Taylor County	$498,257	$958,350	view details »
Telfair County	$498,257	$958,350	view details »
Terrell County	$498,257	$958,350	view details »
Thomas County	$498,257	$958,350	view details »
Tift County	$498,257	$958,350	view details »
Toombs County	$498,257	$958,350	view details »
Towns County	$498,257	$958,350	view details »
Treutlen County	$498,257	$958,350	view details »
Troup County	$498,257	$958,350	view details »
Turner County	$498,257	$958,350	view details »
Twiggs County	$498,257	$958,350	view details »
Union County	$498,257	$958,350	view details »
Upson County	$498,257	$958,350	view details »
Walker County	$498,257	$958,350	view details »
Walton County	$649,750	$1,249,550	view details »
Ware County	$498,257	$958,350	view details »
Warren County	$498,257	$958,350	view details »
Washington County	$498,257	$958,350	view details »
Wayne County	$498,257	$958,350	view details »
Webster County	$498,257	$958,350	view details »
Wheeler County	$498,257	$958,350	view details »
White County	$498,257	$958,350	view details »
Whitfield County	$498,257	$958,350	view details »
Wilcox County	$498,257	$958,350	view details »
Wilkes County	$498,257	$958,350	view details »
Wilkinson County	$498,257	$958,350	view details »
Worth County	$498,257	$958,350	view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Georgia is $498,257 for a single-family home and $1,249,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.

Georgia 2024 FHA Loan Limits

Loan Limits in Georgia

Loan Limits by County in Georgia (159 counties)

How to qualify for an FHA Loan in Georgia?

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