Georgia 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Appling County to a high of $990,800 for a 4-bedroom unit in Greene County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($990,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $314,827 $605,525 view details »
Atkinson County $314,827 $605,525 view details »
Bacon County $314,827 $605,525 view details »
Baker County $314,827 $605,525 view details »
Baldwin County $314,827 $605,525 view details »
Banks County $314,827 $605,525 view details »
Barrow County $379,500 $729,800 view details »
Bartow County $379,500 $729,800 view details »
Ben Hill County $314,827 $605,525 view details »
Berrien County $314,827 $605,525 view details »
Bibb County $314,827 $605,525 view details »
Bleckley County $314,827 $605,525 view details »
Brantley County $314,827 $605,525 view details »
Brooks County $314,827 $605,525 view details »
Bryan County $314,827 $605,525 view details »
Bulloch County $314,827 $605,525 view details »
Burke County $314,827 $605,525 view details »
Butts County $379,500 $729,800 view details »
Calhoun County $314,827 $605,525 view details »
Camden County $314,827 $605,525 view details »
Candler County $314,827 $605,525 view details »
Carroll County $379,500 $729,800 view details »
Catoosa County $314,827 $605,525 view details »
Charlton County $314,827 $605,525 view details »
Chatham County $314,827 $605,525 view details »
Chattahoochee County $314,827 $605,525 view details »
Chattooga County $314,827 $605,525 view details »
Cherokee County $379,500 $729,800 view details »
Clarke County $341,550 $656,800 view details »
Clay County $314,827 $605,525 view details »
Clayton County $379,500 $729,800 view details »
Clinch County $314,827 $605,525 view details »
Cobb County $379,500 $729,800 view details »
Coffee County $314,827 $605,525 view details »
Colquitt County $314,827 $605,525 view details »
Columbia County $314,827 $605,525 view details »
Cook County $314,827 $605,525 view details »
Coweta County $379,500 $729,800 view details »
Crawford County $314,827 $605,525 view details »
Crisp County $314,827 $605,525 view details »
Dade County $314,827 $605,525 view details »
Dawson County $379,500 $729,800 view details »
Decatur County $314,827 $605,525 view details »
Dekalb County $379,500 $729,800 view details »
Dodge County $314,827 $605,525 view details »
Dooly County $314,827 $605,525 view details »
Dougherty County $314,827 $605,525 view details »
Douglas County $379,500 $729,800 view details »
Early County $314,827 $605,525 view details »
Echols County $314,827 $605,525 view details »
Effingham County $314,827 $605,525 view details »
Elbert County $314,827 $605,525 view details »
Emanuel County $314,827 $605,525 view details »
Evans County $314,827 $605,525 view details »
Fannin County $314,827 $605,525 view details »
Fayette County $379,500 $729,800 view details »
Floyd County $314,827 $605,525 view details »
Forsyth County $379,500 $729,800 view details »
Franklin County $314,827 $605,525 view details »
Fulton County $379,500 $729,800 view details »
Gilmer County $314,827 $605,525 view details »
Glascock County $314,827 $605,525 view details »
Glynn County $314,827 $605,525 view details »
Gordon County $314,827 $605,525 view details »
Grady County $314,827 $605,525 view details »
Greene County $515,200 $990,800 view details »
Gwinnett County $379,500 $729,800 view details »
Habersham County $314,827 $605,525 view details »
Hall County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Haralson County $379,500 $729,800 view details »
Harris County $314,827 $605,525 view details »
Hart County $314,827 $605,525 view details »
Heard County $379,500 $729,800 view details »
Henry County $379,500 $729,800 view details »
Houston County $314,827 $605,525 view details »
Irwin County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jasper County $379,500 $729,800 view details »
Jeff Davis County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Jenkins County $314,827 $605,525 view details »
Johnson County $314,827 $605,525 view details »
Jones County $314,827 $605,525 view details »
Lamar County $379,500 $729,800 view details »
Lanier County $314,827 $605,525 view details »
Laurens County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Liberty County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Long County $314,827 $605,525 view details »
Lowndes County $314,827 $605,525 view details »
Lumpkin County $314,827 $605,525 view details »
Mcduffie County $314,827 $605,525 view details »
Mcintosh County $314,827 $605,525 view details »
Macon County $314,827 $605,525 view details »
Madison County $341,550 $656,800 view details »
Marion County $314,827 $605,525 view details »
Meriwether County $379,500 $729,800 view details »
Miller County $314,827 $605,525 view details »
Mitchell County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Morgan County $379,500 $729,800 view details »
Murray County $314,827 $605,525 view details »
Muscogee County $314,827 $605,525 view details »
Newton County $379,500 $729,800 view details »
Oconee County $341,550 $656,800 view details »
Oglethorpe County $341,550 $656,800 view details »
Paulding County $379,500 $729,800 view details »
Peach County $314,827 $605,525 view details »
Pickens County $379,500 $729,800 view details »
Pierce County $314,827 $605,525 view details »
Pike County $379,500 $729,800 view details »
Polk County $314,827 $605,525 view details »
Pulaski County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Quitman County $314,827 $605,525 view details »
Rabun County $314,827 $605,525 view details »
Randolph County $314,827 $605,525 view details »
Richmond County $314,827 $605,525 view details »
Rockdale County $379,500 $729,800 view details »
Schley County $314,827 $605,525 view details »
Screven County $314,827 $605,525 view details »
Seminole County $314,827 $605,525 view details »
Spalding County $379,500 $729,800 view details »
Stephens County $314,827 $605,525 view details »
Stewart County $314,827 $605,525 view details »
Sumter County $314,827 $605,525 view details »
Talbot County $314,827 $605,525 view details »
Taliaferro County $314,827 $605,525 view details »
Tattnall County $314,827 $605,525 view details »
Taylor County $314,827 $605,525 view details »
Telfair County $314,827 $605,525 view details »
Terrell County $314,827 $605,525 view details »
Thomas County $314,827 $605,525 view details »
Tift County $314,827 $605,525 view details »
Toombs County $314,827 $605,525 view details »
Towns County $314,827 $605,525 view details »
Treutlen County $314,827 $605,525 view details »
Troup County $314,827 $605,525 view details »
Turner County $314,827 $605,525 view details »
Twiggs County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Upson County $314,827 $605,525 view details »
Walker County $314,827 $605,525 view details »
Walton County $379,500 $729,800 view details »
Ware County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Webster County $314,827 $605,525 view details »
Wheeler County $314,827 $605,525 view details »
White County $314,827 $605,525 view details »
Whitfield County $314,827 $605,525 view details »
Wilcox County $314,827 $605,525 view details »
Wilkes County $314,827 $605,525 view details »
Wilkinson County $314,827 $605,525 view details »
Worth County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Georgia is $314,827 for a single-family home and $990,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia