Georgia 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Appling County to a high of $1,138,950 for a 4-bedroom unit in Barrow County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($1,138,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Appling County	$472,030	$907,900	view details »
Atkinson County	$472,030	$907,900	view details »
Bacon County	$472,030	$907,900	view details »
Baker County	$472,030	$907,900	view details »
Baldwin County	$472,030	$907,900	view details »
Banks County	$472,030	$907,900	view details »
Barrow County	$592,250	$1,138,950	view details »
Bartow County	$592,250	$1,138,950	view details »
Ben Hill County	$472,030	$907,900	view details »
Berrien County	$472,030	$907,900	view details »
Bibb County	$472,030	$907,900	view details »
Bleckley County	$472,030	$907,900	view details »
Brantley County	$472,030	$907,900	view details »
Brooks County	$472,030	$907,900	view details »
Bryan County	$472,030	$907,900	view details »
Bulloch County	$472,030	$907,900	view details »
Burke County	$472,030	$907,900	view details »
Butts County	$592,250	$1,138,950	view details »
Calhoun County	$472,030	$907,900	view details »
Camden County	$472,030	$907,900	view details »
Candler County	$472,030	$907,900	view details »
Carroll County	$592,250	$1,138,950	view details »
Catoosa County	$472,030	$907,900	view details »
Charlton County	$472,030	$907,900	view details »
Chatham County	$472,030	$907,900	view details »
Chattahoochee County	$472,030	$907,900	view details »
Chattooga County	$472,030	$907,900	view details »
Cherokee County	$592,250	$1,138,950	view details »
Clarke County	$516,350	$993,000	view details »
Clay County	$472,030	$907,900	view details »
Clayton County	$592,250	$1,138,950	view details »
Clinch County	$472,030	$907,900	view details »
Cobb County	$592,250	$1,138,950	view details »
Coffee County	$472,030	$907,900	view details »
Colquitt County	$472,030	$907,900	view details »
Columbia County	$472,030	$907,900	view details »
Cook County	$472,030	$907,900	view details »
Coweta County	$592,250	$1,138,950	view details »
Crawford County	$472,030	$907,900	view details »
Crisp County	$472,030	$907,900	view details »
Dade County	$472,030	$907,900	view details »
Dawson County	$592,250	$1,138,950	view details »
Decatur County	$472,030	$907,900	view details »
Dekalb County	$592,250	$1,138,950	view details »
Dodge County	$472,030	$907,900	view details »
Dooly County	$472,030	$907,900	view details »
Dougherty County	$472,030	$907,900	view details »
Douglas County	$592,250	$1,138,950	view details »
Early County	$472,030	$907,900	view details »
Echols County	$472,030	$907,900	view details »
Effingham County	$472,030	$907,900	view details »
Elbert County	$472,030	$907,900	view details »
Emanuel County	$472,030	$907,900	view details »
Evans County	$472,030	$907,900	view details »
Fannin County	$472,030	$907,900	view details »
Fayette County	$592,250	$1,138,950	view details »
Floyd County	$472,030	$907,900	view details »
Forsyth County	$592,250	$1,138,950	view details »
Franklin County	$472,030	$907,900	view details »
Fulton County	$592,250	$1,138,950	view details »
Gilmer County	$472,030	$907,900	view details »
Glascock County	$472,030	$907,900	view details »
Glynn County	$472,030	$907,900	view details »
Gordon County	$472,030	$907,900	view details »
Grady County	$472,030	$907,900	view details »
Greene County	$515,200	$990,800	view details »
Gwinnett County	$592,250	$1,138,950	view details »
Habersham County	$472,030	$907,900	view details »
Hall County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Haralson County	$592,250	$1,138,950	view details »
Harris County	$472,030	$907,900	view details »
Hart County	$472,030	$907,900	view details »
Heard County	$592,250	$1,138,950	view details »
Henry County	$592,250	$1,138,950	view details »
Houston County	$472,030	$907,900	view details »
Irwin County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$592,250	$1,138,950	view details »
Jeff Davis County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Jenkins County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Jones County	$472,030	$907,900	view details »
Lamar County	$592,250	$1,138,950	view details »
Lanier County	$472,030	$907,900	view details »
Laurens County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Liberty County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Long County	$472,030	$907,900	view details »
Lowndes County	$472,030	$907,900	view details »
Lumpkin County	$472,030	$907,900	view details »
Mcduffie County	$472,030	$907,900	view details »
Mcintosh County	$472,030	$907,900	view details »
Macon County	$472,030	$907,900	view details »
Madison County	$516,350	$993,000	view details »
Marion County	$472,030	$907,900	view details »
Meriwether County	$592,250	$1,138,950	view details »
Miller County	$472,030	$907,900	view details »
Mitchell County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morgan County	$592,250	$1,138,950	view details »
Murray County	$472,030	$907,900	view details »
Muscogee County	$472,030	$907,900	view details »
Newton County	$592,250	$1,138,950	view details »
Oconee County	$516,350	$993,000	view details »
Oglethorpe County	$516,350	$993,000	view details »
Paulding County	$592,250	$1,138,950	view details »
Peach County	$472,030	$907,900	view details »
Pickens County	$592,250	$1,138,950	view details »
Pierce County	$472,030	$907,900	view details »
Pike County	$592,250	$1,138,950	view details »
Polk County	$472,030	$907,900	view details »
Pulaski County	$472,030	$907,900	view details »
Putnam County	$472,030	$907,900	view details »
Quitman County	$472,030	$907,900	view details »
Rabun County	$472,030	$907,900	view details »
Randolph County	$472,030	$907,900	view details »
Richmond County	$472,030	$907,900	view details »
Rockdale County	$592,250	$1,138,950	view details »
Schley County	$472,030	$907,900	view details »
Screven County	$472,030	$907,900	view details »
Seminole County	$472,030	$907,900	view details »
Spalding County	$592,250	$1,138,950	view details »
Stephens County	$472,030	$907,900	view details »
Stewart County	$472,030	$907,900	view details »
Sumter County	$472,030	$907,900	view details »
Talbot County	$472,030	$907,900	view details »
Taliaferro County	$472,030	$907,900	view details »
Tattnall County	$472,030	$907,900	view details »
Taylor County	$472,030	$907,900	view details »
Telfair County	$472,030	$907,900	view details »
Terrell County	$472,030	$907,900	view details »
Thomas County	$472,030	$907,900	view details »
Tift County	$472,030	$907,900	view details »
Toombs County	$472,030	$907,900	view details »
Towns County	$472,030	$907,900	view details »
Treutlen County	$472,030	$907,900	view details »
Troup County	$472,030	$907,900	view details »
Turner County	$472,030	$907,900	view details »
Twiggs County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Upson County	$472,030	$907,900	view details »
Walker County	$472,030	$907,900	view details »
Walton County	$592,250	$1,138,950	view details »
Ware County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Webster County	$472,030	$907,900	view details »
Wheeler County	$472,030	$907,900	view details »
White County	$472,030	$907,900	view details »
Whitfield County	$472,030	$907,900	view details »
Wilcox County	$472,030	$907,900	view details »
Wilkes County	$472,030	$907,900	view details »
Wilkinson County	$472,030	$907,900	view details »
Worth County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Georgia is $472,030 for a single-family home and $1,138,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.

Georgia 2023 FHA Loan Limits

Loan Limits in Georgia

Loan Limits by County in Georgia (159 counties)

How to qualify for an FHA Loan in Georgia?

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