Georgia 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Georgia

Georgia has 159 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Appling County to a high of $990,800 for a 4-bedroom unit in Greene County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Georgia's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($990,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Georgia (159 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Appling County $420,680 $809,150 view details »
Atkinson County $420,680 $809,150 view details »
Bacon County $420,680 $809,150 view details »
Baker County $420,680 $809,150 view details »
Baldwin County $420,680 $809,150 view details »
Banks County $420,680 $809,150 view details »
Barrow County $471,500 $906,750 view details »
Bartow County $471,500 $906,750 view details »
Ben Hill County $420,680 $809,150 view details »
Berrien County $420,680 $809,150 view details »
Bibb County $420,680 $809,150 view details »
Bleckley County $420,680 $809,150 view details »
Brantley County $420,680 $809,150 view details »
Brooks County $420,680 $809,150 view details »
Bryan County $420,680 $809,150 view details »
Bulloch County $420,680 $809,150 view details »
Burke County $420,680 $809,150 view details »
Butts County $471,500 $906,750 view details »
Calhoun County $420,680 $809,150 view details »
Camden County $420,680 $809,150 view details »
Candler County $420,680 $809,150 view details »
Carroll County $471,500 $906,750 view details »
Catoosa County $420,680 $809,150 view details »
Charlton County $420,680 $809,150 view details »
Chatham County $420,680 $809,150 view details »
Chattahoochee County $420,680 $809,150 view details »
Chattooga County $420,680 $809,150 view details »
Cherokee County $471,500 $906,750 view details »
Clarke County $457,700 $880,200 view details »
Clay County $420,680 $809,150 view details »
Clayton County $471,500 $906,750 view details »
Clinch County $420,680 $809,150 view details »
Cobb County $471,500 $906,750 view details »
Coffee County $420,680 $809,150 view details »
Colquitt County $420,680 $809,150 view details »
Columbia County $420,680 $809,150 view details »
Cook County $420,680 $809,150 view details »
Coweta County $471,500 $906,750 view details »
Crawford County $420,680 $809,150 view details »
Crisp County $420,680 $809,150 view details »
Dade County $420,680 $809,150 view details »
Dawson County $471,500 $906,750 view details »
Decatur County $420,680 $809,150 view details »
Dekalb County $471,500 $906,750 view details »
Dodge County $420,680 $809,150 view details »
Dooly County $420,680 $809,150 view details »
Dougherty County $420,680 $809,150 view details »
Douglas County $471,500 $906,750 view details »
Early County $420,680 $809,150 view details »
Echols County $420,680 $809,150 view details »
Effingham County $420,680 $809,150 view details »
Elbert County $420,680 $809,150 view details »
Emanuel County $420,680 $809,150 view details »
Evans County $420,680 $809,150 view details »
Fannin County $420,680 $809,150 view details »
Fayette County $471,500 $906,750 view details »
Floyd County $420,680 $809,150 view details »
Forsyth County $471,500 $906,750 view details »
Franklin County $420,680 $809,150 view details »
Fulton County $471,500 $906,750 view details »
Gilmer County $420,680 $809,150 view details »
Glascock County $420,680 $809,150 view details »
Glynn County $420,680 $809,150 view details »
Gordon County $420,680 $809,150 view details »
Grady County $420,680 $809,150 view details »
Greene County $515,200 $990,800 view details »
Gwinnett County $471,500 $906,750 view details »
Habersham County $420,680 $809,150 view details »
Hall County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Haralson County $471,500 $906,750 view details »
Harris County $420,680 $809,150 view details »
Hart County $420,680 $809,150 view details »
Heard County $471,500 $906,750 view details »
Henry County $471,500 $906,750 view details »
Houston County $420,680 $809,150 view details »
Irwin County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jasper County $471,500 $906,750 view details »
Jeff Davis County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Jenkins County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Jones County $420,680 $809,150 view details »
Lamar County $471,500 $906,750 view details »
Lanier County $420,680 $809,150 view details »
Laurens County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Liberty County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Long County $420,680 $809,150 view details »
Lowndes County $420,680 $809,150 view details »
Lumpkin County $420,680 $809,150 view details »
Mcduffie County $420,680 $809,150 view details »
Mcintosh County $420,680 $809,150 view details »
Macon County $420,680 $809,150 view details »
Madison County $457,700 $880,200 view details »
Marion County $420,680 $809,150 view details »
Meriwether County $471,500 $906,750 view details »
Miller County $420,680 $809,150 view details »
Mitchell County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Morgan County $471,500 $906,750 view details »
Murray County $420,680 $809,150 view details »
Muscogee County $420,680 $809,150 view details »
Newton County $471,500 $906,750 view details »
Oconee County $457,700 $880,200 view details »
Oglethorpe County $457,700 $880,200 view details »
Paulding County $471,500 $906,750 view details »
Peach County $420,680 $809,150 view details »
Pickens County $471,500 $906,750 view details »
Pierce County $420,680 $809,150 view details »
Pike County $471,500 $906,750 view details »
Polk County $420,680 $809,150 view details »
Pulaski County $420,680 $809,150 view details »
Putnam County $420,680 $809,150 view details »
Quitman County $420,680 $809,150 view details »
Rabun County $420,680 $809,150 view details »
Randolph County $420,680 $809,150 view details »
Richmond County $420,680 $809,150 view details »
Rockdale County $471,500 $906,750 view details »
Schley County $420,680 $809,150 view details »
Screven County $420,680 $809,150 view details »
Seminole County $420,680 $809,150 view details »
Spalding County $471,500 $906,750 view details »
Stephens County $420,680 $809,150 view details »
Stewart County $420,680 $809,150 view details »
Sumter County $420,680 $809,150 view details »
Talbot County $420,680 $809,150 view details »
Taliaferro County $420,680 $809,150 view details »
Tattnall County $420,680 $809,150 view details »
Taylor County $420,680 $809,150 view details »
Telfair County $420,680 $809,150 view details »
Terrell County $420,680 $809,150 view details »
Thomas County $420,680 $809,150 view details »
Tift County $420,680 $809,150 view details »
Toombs County $420,680 $809,150 view details »
Towns County $420,680 $809,150 view details »
Treutlen County $420,680 $809,150 view details »
Troup County $420,680 $809,150 view details »
Turner County $420,680 $809,150 view details »
Twiggs County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Upson County $420,680 $809,150 view details »
Walker County $420,680 $809,150 view details »
Walton County $471,500 $906,750 view details »
Ware County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Webster County $420,680 $809,150 view details »
Wheeler County $420,680 $809,150 view details »
White County $420,680 $809,150 view details »
Whitfield County $420,680 $809,150 view details »
Wilcox County $420,680 $809,150 view details »
Wilkes County $420,680 $809,150 view details »
Wilkinson County $420,680 $809,150 view details »
Worth County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Georgia?

To qualify for an FHA loan in Georgia, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Georgia is $420,680 for a single-family home and $990,800 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Georgia. Additional restricts apply. Click on the Georgia map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/georgia