Oregon FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Baker County to a high of $917,800 for a 4-bedroom unit in Hood River County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($917,800)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Oregon is $917,800 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Oregon. Click on the Oregon map above or the table below to see loan limits in your area.

Loan Limits by County in Oregon (36)

County Lowest Loan Limit Highest Loan Limit
Baker County $314,827 $605,525 view loan limits »
Benton County $385,250 $740,850 view loan limits »
Clackamas County $474,950 $913,350 view loan limits »
Clatsop County $316,250 $608,150 view loan limits »
Columbia County $474,950 $913,350 view loan limits »
Coos County $314,827 $605,525 view loan limits »
Crook County $314,827 $605,525 view loan limits »
Curry County $327,750 $630,300 view loan limits »
Deschutes County $409,400 $787,300 view loan limits »
Douglas County $314,827 $605,525 view loan limits »
Gilliam County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Harney County $314,827 $605,525 view loan limits »
Hood River County $477,250 $917,800 view loan limits »
Jackson County $320,850 $617,000 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Josephine County $314,827 $605,525 view loan limits »
Klamath County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lane County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Linn County $314,827 $605,525 view loan limits »
Malheur County $314,827 $605,525 view loan limits »
Marion County $322,000 $619,250 view loan limits »
Morrow County $314,827 $605,525 view loan limits »
Multnomah County $474,950 $913,350 view loan limits »
Polk County $322,000 $619,250 view loan limits »
Sherman County $314,827 $605,525 view loan limits »
Tillamook County $314,827 $605,525 view loan limits »
Umatilla County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Wallowa County $314,827 $605,525 view loan limits »
Wasco County $314,827 $605,525 view loan limits »
Washington County $474,950 $913,350 view loan limits »
Wheeler County $314,827 $605,525 view loan limits »
Yamhill County $474,950 $913,350 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oregon