Oregon 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Baker County to a high of $944,350 for a 4-bedroom unit in Clackamas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($944,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oregon (36 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Baker County $331,760 $638,100 view details »
Benton County $402,500 $774,050 view details »
Clackamas County $491,050 $944,350 view details »
Clatsop County $345,000 $663,450 view details »
Columbia County $491,050 $944,350 view details »
Coos County $331,760 $638,100 view details »
Crook County $331,760 $638,100 view details »
Curry County $331,760 $638,100 view details »
Deschutes County $431,250 $829,350 view details »
Douglas County $331,760 $638,100 view details »
Gilliam County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Harney County $331,760 $638,100 view details »
Hood River County $477,250 $917,800 view details »
Jackson County $333,500 $641,350 view details »
Jefferson County $331,760 $638,100 view details »
Josephine County $331,760 $638,100 view details »
Klamath County $331,760 $638,100 view details »
Lake County $331,760 $638,100 view details »
Lane County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Linn County $331,760 $638,100 view details »
Malheur County $331,760 $638,100 view details »
Marion County $342,700 $659,050 view details »
Morrow County $331,760 $638,100 view details »
Multnomah County $491,050 $944,350 view details »
Polk County $342,700 $659,050 view details »
Sherman County $331,760 $638,100 view details »
Tillamook County $331,760 $638,100 view details »
Umatilla County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Wallowa County $331,760 $638,100 view details »
Wasco County $331,760 $638,100 view details »
Washington County $491,050 $944,350 view details »
Wheeler County $331,760 $638,100 view details »
Yamhill County $491,050 $944,350 view details »

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Oregon is $331,760 for a single-family home and $944,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oregon. Additional restricts apply. Click on the Oregon map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oregon