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Oregon 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Baker County to a high of $1,326,950 for a 4-bedroom unit in Deschutes County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,326,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oregon (36 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Baker County $472,030 $907,900 view details »
Benton County $560,050 $1,077,050 view details »
Clackamas County $672,750 $1,293,750 view details »
Clatsop County $529,000 $1,017,300 view details »
Columbia County $672,750 $1,293,750 view details »
Coos County $472,030 $907,900 view details »
Crook County $472,030 $907,900 view details »
Curry County $472,030 $907,900 view details »
Deschutes County $690,000 $1,326,950 view details »
Douglas County $472,030 $907,900 view details »
Gilliam County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Harney County $472,030 $907,900 view details »
Hood River County $671,600 $1,291,550 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Josephine County $472,030 $907,900 view details »
Klamath County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
Lane County $481,850 $926,650 view details »
Lincoln County $472,030 $907,900 view details »
Linn County $472,030 $907,900 view details »
Malheur County $472,030 $907,900 view details »
Marion County $483,000 $928,850 view details »
Morrow County $472,030 $907,900 view details »
Multnomah County $672,750 $1,293,750 view details »
Polk County $483,000 $928,850 view details »
Sherman County $472,030 $907,900 view details »
Tillamook County $472,030 $907,900 view details »
Umatilla County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Wallowa County $472,030 $907,900 view details »
Wasco County $472,030 $907,900 view details »
Washington County $672,750 $1,293,750 view details »
Wheeler County $472,030 $907,900 view details »
Yamhill County $672,750 $1,293,750 view details »

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Oregon is $472,030 for a single-family home and $1,326,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oregon. Additional restricts apply. Click on the Oregon map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oregon
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