Oregon 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Baker County to a high of $995,200 for a 4-bedroom unit in Clackamas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($995,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oregon (36 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Baker County $356,362 $685,400 view details »
Benton County $430,100 $827,100 view details »
Clackamas County $517,500 $995,200 view details »
Clatsop County $379,500 $729,800 view details »
Columbia County $517,500 $995,200 view details »
Coos County $356,362 $685,400 view details »
Crook County $356,362 $685,400 view details »
Curry County $356,362 $685,400 view details »
Deschutes County $460,000 $884,600 view details »
Douglas County $356,362 $685,400 view details »
Gilliam County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Harney County $356,362 $685,400 view details »
Hood River County $477,250 $917,800 view details »
Jackson County $356,500 $685,550 view details »
Jefferson County $356,362 $685,400 view details »
Josephine County $356,362 $685,400 view details »
Klamath County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
Lane County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Linn County $356,362 $685,400 view details »
Malheur County $356,362 $685,400 view details »
Marion County $368,000 $707,700 view details »
Morrow County $356,362 $685,400 view details »
Multnomah County $517,500 $995,200 view details »
Polk County $368,000 $707,700 view details »
Sherman County $356,362 $685,400 view details »
Tillamook County $356,362 $685,400 view details »
Umatilla County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Wallowa County $356,362 $685,400 view details »
Wasco County $356,362 $685,400 view details »
Washington County $517,500 $995,200 view details »
Wheeler County $356,362 $685,400 view details »
Yamhill County $517,500 $995,200 view details »

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Oregon is $356,362 for a single-family home and $995,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oregon. Additional restricts apply. Click on the Oregon map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oregon