Oregon 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Baker County to a high of $1,152,250 for a 4-bedroom unit in Hood River County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,152,250)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oregon (36 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Baker County $420,680 $809,150 view details »
Benton County $483,000 $928,850 view details »
Clackamas County $598,000 $1,150,000 view details »
Clatsop County $437,000 $840,400 view details »
Columbia County $598,000 $1,150,000 view details »
Coos County $420,680 $809,150 view details »
Crook County $420,680 $809,150 view details »
Curry County $420,680 $809,150 view details »
Deschutes County $569,250 $1,094,700 view details »
Douglas County $420,680 $809,150 view details »
Gilliam County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Harney County $420,680 $809,150 view details »
Hood River County $599,150 $1,152,250 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Josephine County $420,680 $809,150 view details »
Klamath County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Lane County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Linn County $420,680 $809,150 view details »
Malheur County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Morrow County $420,680 $809,150 view details »
Multnomah County $598,000 $1,150,000 view details »
Polk County $420,680 $809,150 view details »
Sherman County $420,680 $809,150 view details »
Tillamook County $420,680 $809,150 view details »
Umatilla County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Wallowa County $420,680 $809,150 view details »
Wasco County $420,680 $809,150 view details »
Washington County $598,000 $1,150,000 view details »
Wheeler County $420,680 $809,150 view details »
Yamhill County $598,000 $1,150,000 view details »

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Oregon is $420,680 for a single-family home and $1,152,250 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oregon. Additional restricts apply. Click on the Oregon map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oregon