Oregon 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Baker County to a high of $1,466,250 for a 4-bedroom unit in Hood River County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oregon's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,466,250)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oregon (36 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Baker County	$524,225	$1,008,300	view details »
Benton County	$598,000	$1,150,000	view details »
Clackamas County	$695,750	$1,338,000	view details »
Clatsop County	$561,200	$1,079,250	view details »
Columbia County	$695,750	$1,338,000	view details »
Coos County	$524,225	$1,008,300	view details »
Crook County	$524,225	$1,008,300	view details »
Curry County	$524,225	$1,008,300	view details »
Deschutes County	$713,000	$1,371,150	view details »
Douglas County	$524,225	$1,008,300	view details »
Gilliam County	$524,225	$1,008,300	view details »
Grant County	$524,225	$1,008,300	view details »
Harney County	$524,225	$1,008,300	view details »
Hood River County	$762,450	$1,466,250	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Josephine County	$524,225	$1,008,300	view details »
Klamath County	$524,225	$1,008,300	view details »
Lake County	$524,225	$1,008,300	view details »
Lane County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Linn County	$524,225	$1,008,300	view details »
Malheur County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Morrow County	$524,225	$1,008,300	view details »
Multnomah County	$695,750	$1,338,000	view details »
Polk County	$524,225	$1,008,300	view details »
Sherman County	$524,225	$1,008,300	view details »
Tillamook County	$524,225	$1,008,300	view details »
Umatilla County	$524,225	$1,008,300	view details »
Union County	$524,225	$1,008,300	view details »
Wallowa County	$524,225	$1,008,300	view details »
Wasco County	$524,225	$1,008,300	view details »
Washington County	$695,750	$1,338,000	view details »
Wheeler County	$524,225	$1,008,300	view details »
Yamhill County	$695,750	$1,338,000	view details »

How to qualify for an FHA Loan in Oregon?

To qualify for an FHA loan in Oregon, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Oregon is $524,225 for a single-family home and $1,466,250 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oregon. Additional restricts apply. Click on the Oregon map above or the table below to see loan limits in your area.

Oregon 2025 FHA Loan Limits

Loan Limits in Oregon

Loan Limits by County in Oregon (36 counties)

How to qualify for an FHA Loan in Oregon?

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