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Iowa 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $472,030 $907,900 view details »
Adams County $472,030 $907,900 view details »
Allamakee County $472,030 $907,900 view details »
Appanoose County $472,030 $907,900 view details »
Audubon County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Black Hawk County $472,030 $907,900 view details »
Boone County $472,030 $907,900 view details »
Bremer County $472,030 $907,900 view details »
Buchanan County $472,030 $907,900 view details »
Buena Vista County $472,030 $907,900 view details »
Butler County $472,030 $907,900 view details »
Calhoun County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Cass County $472,030 $907,900 view details »
Cedar County $472,030 $907,900 view details »
Cerro Gordo County $472,030 $907,900 view details »
Cherokee County $472,030 $907,900 view details »
Chickasaw County $472,030 $907,900 view details »
Clarke County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Clayton County $472,030 $907,900 view details »
Clinton County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Dallas County $472,030 $907,900 view details »
Davis County $472,030 $907,900 view details »
Decatur County $472,030 $907,900 view details »
Delaware County $472,030 $907,900 view details »
Des Moines County $472,030 $907,900 view details »
Dickinson County $472,030 $907,900 view details »
Dubuque County $472,030 $907,900 view details »
Emmet County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Floyd County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Fremont County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Grundy County $472,030 $907,900 view details »
Guthrie County $472,030 $907,900 view details »
Hamilton County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Hardin County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Howard County $472,030 $907,900 view details »
Humboldt County $472,030 $907,900 view details »
Ida County $472,030 $907,900 view details »
Iowa County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Jones County $472,030 $907,900 view details »
Keokuk County $472,030 $907,900 view details »
Kossuth County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Linn County $472,030 $907,900 view details »
Louisa County $472,030 $907,900 view details »
Lucas County $472,030 $907,900 view details »
Lyon County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Mahaska County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Mills County $472,030 $907,900 view details »
Mitchell County $472,030 $907,900 view details »
Monona County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Muscatine County $472,030 $907,900 view details »
O'brien County $472,030 $907,900 view details »
Osceola County $472,030 $907,900 view details »
Page County $472,030 $907,900 view details »
Palo Alto County $472,030 $907,900 view details »
Plymouth County $472,030 $907,900 view details »
Pocahontas County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Pottawattamie County $472,030 $907,900 view details »
Poweshiek County $472,030 $907,900 view details »
Ringgold County $472,030 $907,900 view details »
Sac County $472,030 $907,900 view details »
Scott County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Sioux County $472,030 $907,900 view details »
Story County $472,030 $907,900 view details »
Tama County $472,030 $907,900 view details »
Taylor County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Van Buren County $472,030 $907,900 view details »
Wapello County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Webster County $472,030 $907,900 view details »
Winnebago County $472,030 $907,900 view details »
Winneshiek County $472,030 $907,900 view details »
Woodbury County $472,030 $907,900 view details »
Worth County $472,030 $907,900 view details »
Wright County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Iowa is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa
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