Iowa 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adair County to a high of $809,150 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $420,680 $809,150 view details »
Adams County $420,680 $809,150 view details »
Allamakee County $420,680 $809,150 view details »
Appanoose County $420,680 $809,150 view details »
Audubon County $420,680 $809,150 view details »
Benton County $420,680 $809,150 view details »
Black Hawk County $420,680 $809,150 view details »
Boone County $420,680 $809,150 view details »
Bremer County $420,680 $809,150 view details »
Buchanan County $420,680 $809,150 view details »
Buena Vista County $420,680 $809,150 view details »
Butler County $420,680 $809,150 view details »
Calhoun County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Cass County $420,680 $809,150 view details »
Cedar County $420,680 $809,150 view details »
Cerro Gordo County $420,680 $809,150 view details »
Cherokee County $420,680 $809,150 view details »
Chickasaw County $420,680 $809,150 view details »
Clarke County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Clayton County $420,680 $809,150 view details »
Clinton County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Dallas County $420,680 $809,150 view details »
Davis County $420,680 $809,150 view details »
Decatur County $420,680 $809,150 view details »
Delaware County $420,680 $809,150 view details »
Des Moines County $420,680 $809,150 view details »
Dickinson County $420,680 $809,150 view details »
Dubuque County $420,680 $809,150 view details »
Emmet County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Floyd County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Fremont County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Grundy County $420,680 $809,150 view details »
Guthrie County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Hardin County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Henry County $420,680 $809,150 view details »
Howard County $420,680 $809,150 view details »
Humboldt County $420,680 $809,150 view details »
Ida County $420,680 $809,150 view details »
Iowa County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jasper County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Jones County $420,680 $809,150 view details »
Keokuk County $420,680 $809,150 view details »
Kossuth County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Linn County $420,680 $809,150 view details »
Louisa County $420,680 $809,150 view details »
Lucas County $420,680 $809,150 view details »
Lyon County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Mahaska County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Mills County $420,680 $809,150 view details »
Mitchell County $420,680 $809,150 view details »
Monona County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Muscatine County $420,680 $809,150 view details »
O'brien County $420,680 $809,150 view details »
Osceola County $420,680 $809,150 view details »
Page County $420,680 $809,150 view details »
Palo Alto County $420,680 $809,150 view details »
Plymouth County $420,680 $809,150 view details »
Pocahontas County $420,680 $809,150 view details »
Polk County $420,680 $809,150 view details »
Pottawattamie County $420,680 $809,150 view details »
Poweshiek County $420,680 $809,150 view details »
Ringgold County $420,680 $809,150 view details »
Sac County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Sioux County $420,680 $809,150 view details »
Story County $420,680 $809,150 view details »
Tama County $420,680 $809,150 view details »
Taylor County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Van Buren County $420,680 $809,150 view details »
Wapello County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Webster County $420,680 $809,150 view details »
Winnebago County $420,680 $809,150 view details »
Winneshiek County $420,680 $809,150 view details »
Woodbury County $420,680 $809,150 view details »
Worth County $420,680 $809,150 view details »
Wright County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Iowa is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa