Iowa 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$472,030	$907,900	view details »
Adams County	$472,030	$907,900	view details »
Allamakee County	$472,030	$907,900	view details »
Appanoose County	$472,030	$907,900	view details »
Audubon County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Black Hawk County	$472,030	$907,900	view details »
Boone County	$472,030	$907,900	view details »
Bremer County	$472,030	$907,900	view details »
Buchanan County	$472,030	$907,900	view details »
Buena Vista County	$472,030	$907,900	view details »
Butler County	$472,030	$907,900	view details »
Calhoun County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Cass County	$472,030	$907,900	view details »
Cedar County	$472,030	$907,900	view details »
Cerro Gordo County	$472,030	$907,900	view details »
Cherokee County	$472,030	$907,900	view details »
Chickasaw County	$472,030	$907,900	view details »
Clarke County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Clayton County	$472,030	$907,900	view details »
Clinton County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Dallas County	$472,030	$907,900	view details »
Davis County	$472,030	$907,900	view details »
Decatur County	$472,030	$907,900	view details »
Delaware County	$472,030	$907,900	view details »
Des Moines County	$472,030	$907,900	view details »
Dickinson County	$472,030	$907,900	view details »
Dubuque County	$472,030	$907,900	view details »
Emmet County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Floyd County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Fremont County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Grundy County	$472,030	$907,900	view details »
Guthrie County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Hardin County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Howard County	$472,030	$907,900	view details »
Humboldt County	$472,030	$907,900	view details »
Ida County	$472,030	$907,900	view details »
Iowa County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Jones County	$472,030	$907,900	view details »
Keokuk County	$472,030	$907,900	view details »
Kossuth County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Linn County	$472,030	$907,900	view details »
Louisa County	$472,030	$907,900	view details »
Lucas County	$472,030	$907,900	view details »
Lyon County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Mahaska County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Mills County	$472,030	$907,900	view details »
Mitchell County	$472,030	$907,900	view details »
Monona County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Muscatine County	$472,030	$907,900	view details »
O'brien County	$472,030	$907,900	view details »
Osceola County	$472,030	$907,900	view details »
Page County	$472,030	$907,900	view details »
Palo Alto County	$472,030	$907,900	view details »
Plymouth County	$472,030	$907,900	view details »
Pocahontas County	$472,030	$907,900	view details »
Polk County	$472,030	$907,900	view details »
Pottawattamie County	$472,030	$907,900	view details »
Poweshiek County	$472,030	$907,900	view details »
Ringgold County	$472,030	$907,900	view details »
Sac County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Sioux County	$472,030	$907,900	view details »
Story County	$472,030	$907,900	view details »
Tama County	$472,030	$907,900	view details »
Taylor County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Van Buren County	$472,030	$907,900	view details »
Wapello County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Webster County	$472,030	$907,900	view details »
Winnebago County	$472,030	$907,900	view details »
Winneshiek County	$472,030	$907,900	view details »
Woodbury County	$472,030	$907,900	view details »
Worth County	$472,030	$907,900	view details »
Wright County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Iowa is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.

Iowa 2023 FHA Loan Limits

Loan Limits in Iowa

Loan Limits by County in Iowa (99 counties)

How to qualify for an FHA Loan in Iowa?

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