Iowa 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adair County to a high of $958,350 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350) †

Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$498,257	$958,350	view details »
Adams County	$498,257	$958,350	view details »
Allamakee County	$498,257	$958,350	view details »
Appanoose County	$498,257	$958,350	view details »
Audubon County	$498,257	$958,350	view details »
Benton County	$498,257	$958,350	view details »
Black Hawk County	$498,257	$958,350	view details »
Boone County	$498,257	$958,350	view details »
Bremer County	$498,257	$958,350	view details »
Buchanan County	$498,257	$958,350	view details »
Buena Vista County	$498,257	$958,350	view details »
Butler County	$498,257	$958,350	view details »
Calhoun County	$498,257	$958,350	view details »
Carroll County	$498,257	$958,350	view details »
Cass County	$498,257	$958,350	view details »
Cedar County	$498,257	$958,350	view details »
Cerro Gordo County	$498,257	$958,350	view details »
Cherokee County	$498,257	$958,350	view details »
Chickasaw County	$498,257	$958,350	view details »
Clarke County	$498,257	$958,350	view details »
Clay County	$498,257	$958,350	view details »
Clayton County	$498,257	$958,350	view details »
Clinton County	$498,257	$958,350	view details »
Crawford County	$498,257	$958,350	view details »
Dallas County	$498,257	$958,350	view details »
Davis County	$498,257	$958,350	view details »
Decatur County	$498,257	$958,350	view details »
Delaware County	$498,257	$958,350	view details »
Des Moines County	$498,257	$958,350	view details »
Dickinson County	$498,257	$958,350	view details »
Dubuque County	$498,257	$958,350	view details »
Emmet County	$498,257	$958,350	view details »
Fayette County	$498,257	$958,350	view details »
Floyd County	$498,257	$958,350	view details »
Franklin County	$498,257	$958,350	view details »
Fremont County	$498,257	$958,350	view details »
Greene County	$498,257	$958,350	view details »
Grundy County	$498,257	$958,350	view details »
Guthrie County	$498,257	$958,350	view details »
Hamilton County	$498,257	$958,350	view details »
Hancock County	$498,257	$958,350	view details »
Hardin County	$498,257	$958,350	view details »
Harrison County	$498,257	$958,350	view details »
Henry County	$498,257	$958,350	view details »
Howard County	$498,257	$958,350	view details »
Humboldt County	$498,257	$958,350	view details »
Ida County	$498,257	$958,350	view details »
Iowa County	$498,257	$958,350	view details »
Jackson County	$498,257	$958,350	view details »
Jasper County	$498,257	$958,350	view details »
Jefferson County	$498,257	$958,350	view details »
Johnson County	$498,257	$958,350	view details »
Jones County	$498,257	$958,350	view details »
Keokuk County	$498,257	$958,350	view details »
Kossuth County	$498,257	$958,350	view details »
Lee County	$498,257	$958,350	view details »
Linn County	$498,257	$958,350	view details »
Louisa County	$498,257	$958,350	view details »
Lucas County	$498,257	$958,350	view details »
Lyon County	$498,257	$958,350	view details »
Madison County	$498,257	$958,350	view details »
Mahaska County	$498,257	$958,350	view details »
Marion County	$498,257	$958,350	view details »
Marshall County	$498,257	$958,350	view details »
Mills County	$498,257	$958,350	view details »
Mitchell County	$498,257	$958,350	view details »
Monona County	$498,257	$958,350	view details »
Monroe County	$498,257	$958,350	view details »
Montgomery County	$498,257	$958,350	view details »
Muscatine County	$498,257	$958,350	view details »
O'brien County	$498,257	$958,350	view details »
Osceola County	$498,257	$958,350	view details »
Page County	$498,257	$958,350	view details »
Palo Alto County	$498,257	$958,350	view details »
Plymouth County	$498,257	$958,350	view details »
Pocahontas County	$498,257	$958,350	view details »
Polk County	$498,257	$958,350	view details »
Pottawattamie County	$498,257	$958,350	view details »
Poweshiek County	$498,257	$958,350	view details »
Ringgold County	$498,257	$958,350	view details »
Sac County	$498,257	$958,350	view details »
Scott County	$498,257	$958,350	view details »
Shelby County	$498,257	$958,350	view details »
Sioux County	$498,257	$958,350	view details »
Story County	$498,257	$958,350	view details »
Tama County	$498,257	$958,350	view details »
Taylor County	$498,257	$958,350	view details »
Union County	$498,257	$958,350	view details »
Van Buren County	$498,257	$958,350	view details »
Wapello County	$498,257	$958,350	view details »
Warren County	$498,257	$958,350	view details »
Washington County	$498,257	$958,350	view details »
Wayne County	$498,257	$958,350	view details »
Webster County	$498,257	$958,350	view details »
Winnebago County	$498,257	$958,350	view details »
Winneshiek County	$498,257	$958,350	view details »
Woodbury County	$498,257	$958,350	view details »
Worth County	$498,257	$958,350	view details »
Wright County	$498,257	$958,350	view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Iowa is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.

Iowa 2024 FHA Loan Limits

Loan Limits in Iowa

Loan Limits by County in Iowa (99 counties)

How to qualify for an FHA Loan in Iowa?

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