Iowa 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $605,525 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $314,827 $605,525 view details »
Adams County $314,827 $605,525 view details »
Allamakee County $314,827 $605,525 view details »
Appanoose County $314,827 $605,525 view details »
Audubon County $314,827 $605,525 view details »
Benton County $314,827 $605,525 view details »
Black Hawk County $314,827 $605,525 view details »
Boone County $314,827 $605,525 view details »
Bremer County $314,827 $605,525 view details »
Buchanan County $314,827 $605,525 view details »
Buena Vista County $314,827 $605,525 view details »
Butler County $314,827 $605,525 view details »
Calhoun County $314,827 $605,525 view details »
Carroll County $314,827 $605,525 view details »
Cass County $314,827 $605,525 view details »
Cedar County $314,827 $605,525 view details »
Cerro Gordo County $314,827 $605,525 view details »
Cherokee County $314,827 $605,525 view details »
Chickasaw County $314,827 $605,525 view details »
Clarke County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Clayton County $314,827 $605,525 view details »
Clinton County $314,827 $605,525 view details »
Crawford County $314,827 $605,525 view details »
Dallas County $314,827 $605,525 view details »
Davis County $314,827 $605,525 view details »
Decatur County $314,827 $605,525 view details »
Delaware County $314,827 $605,525 view details »
Des Moines County $314,827 $605,525 view details »
Dickinson County $314,827 $605,525 view details »
Dubuque County $314,827 $605,525 view details »
Emmet County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Floyd County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Fremont County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Grundy County $314,827 $605,525 view details »
Guthrie County $314,827 $605,525 view details »
Hamilton County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Hardin County $314,827 $605,525 view details »
Harrison County $314,827 $605,525 view details »
Henry County $314,827 $605,525 view details »
Howard County $314,827 $605,525 view details »
Humboldt County $314,827 $605,525 view details »
Ida County $314,827 $605,525 view details »
Iowa County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jasper County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Johnson County $314,827 $605,525 view details »
Jones County $314,827 $605,525 view details »
Keokuk County $314,827 $605,525 view details »
Kossuth County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Linn County $314,827 $605,525 view details »
Louisa County $314,827 $605,525 view details »
Lucas County $314,827 $605,525 view details »
Lyon County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Mahaska County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Mills County $314,827 $605,525 view details »
Mitchell County $314,827 $605,525 view details »
Monona County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Muscatine County $314,827 $605,525 view details »
O'brien County $314,827 $605,525 view details »
Osceola County $314,827 $605,525 view details »
Page County $314,827 $605,525 view details »
Palo Alto County $314,827 $605,525 view details »
Plymouth County $314,827 $605,525 view details »
Pocahontas County $314,827 $605,525 view details »
Polk County $314,827 $605,525 view details »
Pottawattamie County $314,827 $605,525 view details »
Poweshiek County $314,827 $605,525 view details »
Ringgold County $314,827 $605,525 view details »
Sac County $314,827 $605,525 view details »
Scott County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Sioux County $314,827 $605,525 view details »
Story County $314,827 $605,525 view details »
Tama County $314,827 $605,525 view details »
Taylor County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Van Buren County $314,827 $605,525 view details »
Wapello County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Webster County $314,827 $605,525 view details »
Winnebago County $314,827 $605,525 view details »
Winneshiek County $314,827 $605,525 view details »
Woodbury County $314,827 $605,525 view details »
Worth County $314,827 $605,525 view details »
Wright County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Iowa is $314,827 for a single-family home and $605,525 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa