Iowa 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adair County to a high of $958,350 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $498,257 $958,350 view details »
Adams County $498,257 $958,350 view details »
Allamakee County $498,257 $958,350 view details »
Appanoose County $498,257 $958,350 view details »
Audubon County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Black Hawk County $498,257 $958,350 view details »
Boone County $498,257 $958,350 view details »
Bremer County $498,257 $958,350 view details »
Buchanan County $498,257 $958,350 view details »
Buena Vista County $498,257 $958,350 view details »
Butler County $498,257 $958,350 view details »
Calhoun County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Cass County $498,257 $958,350 view details »
Cedar County $498,257 $958,350 view details »
Cerro Gordo County $498,257 $958,350 view details »
Cherokee County $498,257 $958,350 view details »
Chickasaw County $498,257 $958,350 view details »
Clarke County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Clayton County $498,257 $958,350 view details »
Clinton County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Dallas County $498,257 $958,350 view details »
Davis County $498,257 $958,350 view details »
Decatur County $498,257 $958,350 view details »
Delaware County $498,257 $958,350 view details »
Des Moines County $498,257 $958,350 view details »
Dickinson County $498,257 $958,350 view details »
Dubuque County $498,257 $958,350 view details »
Emmet County $498,257 $958,350 view details »
Fayette County $498,257 $958,350 view details »
Floyd County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Fremont County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Grundy County $498,257 $958,350 view details »
Guthrie County $498,257 $958,350 view details »
Hamilton County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Hardin County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Henry County $498,257 $958,350 view details »
Howard County $498,257 $958,350 view details »
Humboldt County $498,257 $958,350 view details »
Ida County $498,257 $958,350 view details »
Iowa County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Jones County $498,257 $958,350 view details »
Keokuk County $498,257 $958,350 view details »
Kossuth County $498,257 $958,350 view details »
Lee County $498,257 $958,350 view details »
Linn County $498,257 $958,350 view details »
Louisa County $498,257 $958,350 view details »
Lucas County $498,257 $958,350 view details »
Lyon County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Mahaska County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Marshall County $498,257 $958,350 view details »
Mills County $498,257 $958,350 view details »
Mitchell County $498,257 $958,350 view details »
Monona County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Muscatine County $498,257 $958,350 view details »
O'brien County $498,257 $958,350 view details »
Osceola County $498,257 $958,350 view details »
Page County $498,257 $958,350 view details »
Palo Alto County $498,257 $958,350 view details »
Plymouth County $498,257 $958,350 view details »
Pocahontas County $498,257 $958,350 view details »
Polk County $498,257 $958,350 view details »
Pottawattamie County $498,257 $958,350 view details »
Poweshiek County $498,257 $958,350 view details »
Ringgold County $498,257 $958,350 view details »
Sac County $498,257 $958,350 view details »
Scott County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Sioux County $498,257 $958,350 view details »
Story County $498,257 $958,350 view details »
Tama County $498,257 $958,350 view details »
Taylor County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Van Buren County $498,257 $958,350 view details »
Wapello County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Webster County $498,257 $958,350 view details »
Winnebago County $498,257 $958,350 view details »
Winneshiek County $498,257 $958,350 view details »
Woodbury County $498,257 $958,350 view details »
Worth County $498,257 $958,350 view details »
Wright County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Iowa is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa