Iowa 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adair County to a high of $685,400 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $356,362 $685,400 view details »
Adams County $356,362 $685,400 view details »
Allamakee County $356,362 $685,400 view details »
Appanoose County $356,362 $685,400 view details »
Audubon County $356,362 $685,400 view details »
Benton County $356,362 $685,400 view details »
Black Hawk County $356,362 $685,400 view details »
Boone County $356,362 $685,400 view details »
Bremer County $356,362 $685,400 view details »
Buchanan County $356,362 $685,400 view details »
Buena Vista County $356,362 $685,400 view details »
Butler County $356,362 $685,400 view details »
Calhoun County $356,362 $685,400 view details »
Carroll County $356,362 $685,400 view details »
Cass County $356,362 $685,400 view details »
Cedar County $356,362 $685,400 view details »
Cerro Gordo County $356,362 $685,400 view details »
Cherokee County $356,362 $685,400 view details »
Chickasaw County $356,362 $685,400 view details »
Clarke County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Clayton County $356,362 $685,400 view details »
Clinton County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Dallas County $356,362 $685,400 view details »
Davis County $356,362 $685,400 view details »
Decatur County $356,362 $685,400 view details »
Delaware County $356,362 $685,400 view details »
Des Moines County $356,362 $685,400 view details »
Dickinson County $356,362 $685,400 view details »
Dubuque County $356,362 $685,400 view details »
Emmet County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Floyd County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Fremont County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Grundy County $356,362 $685,400 view details »
Guthrie County $356,362 $685,400 view details »
Hamilton County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Hardin County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Henry County $356,362 $685,400 view details »
Howard County $356,362 $685,400 view details »
Humboldt County $356,362 $685,400 view details »
Ida County $356,362 $685,400 view details »
Iowa County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jasper County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Johnson County $356,362 $685,400 view details »
Jones County $356,362 $685,400 view details »
Keokuk County $356,362 $685,400 view details »
Kossuth County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Linn County $356,362 $685,400 view details »
Louisa County $356,362 $685,400 view details »
Lucas County $356,362 $685,400 view details »
Lyon County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Mahaska County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Mills County $356,362 $685,400 view details »
Mitchell County $356,362 $685,400 view details »
Monona County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Muscatine County $356,362 $685,400 view details »
O'brien County $356,362 $685,400 view details »
Osceola County $356,362 $685,400 view details »
Page County $356,362 $685,400 view details »
Palo Alto County $356,362 $685,400 view details »
Plymouth County $356,362 $685,400 view details »
Pocahontas County $356,362 $685,400 view details »
Polk County $356,362 $685,400 view details »
Pottawattamie County $356,362 $685,400 view details »
Poweshiek County $356,362 $685,400 view details »
Ringgold County $356,362 $685,400 view details »
Sac County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Shelby County $356,362 $685,400 view details »
Sioux County $356,362 $685,400 view details »
Story County $356,362 $685,400 view details »
Tama County $356,362 $685,400 view details »
Taylor County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Van Buren County $356,362 $685,400 view details »
Wapello County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Webster County $356,362 $685,400 view details »
Winnebago County $356,362 $685,400 view details »
Winneshiek County $356,362 $685,400 view details »
Woodbury County $356,362 $685,400 view details »
Worth County $356,362 $685,400 view details »
Wright County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Iowa is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa