Iowa FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Adair County to a high of $566,425 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($566,425)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Iowa is $566,425 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Iowa. Click on the Iowa map above or the table below to see loan limits in your area.

Loan Limits by County in Iowa (99)

County Lowest Loan Limit Highest Loan Limit
Adair County $294,515 $566,425 view loan limits »
Adams County $294,515 $566,425 view loan limits »
Allamakee County $294,515 $566,425 view loan limits »
Appanoose County $294,515 $566,425 view loan limits »
Audubon County $294,515 $566,425 view loan limits »
Benton County $294,515 $566,425 view loan limits »
Black Hawk County $294,515 $566,425 view loan limits »
Boone County $294,515 $566,425 view loan limits »
Bremer County $294,515 $566,425 view loan limits »
Buchanan County $294,515 $566,425 view loan limits »
Buena Vista County $294,515 $566,425 view loan limits »
Butler County $294,515 $566,425 view loan limits »
Calhoun County $294,515 $566,425 view loan limits »
Carroll County $294,515 $566,425 view loan limits »
Cass County $294,515 $566,425 view loan limits »
Cedar County $294,515 $566,425 view loan limits »
Cerro Gordo County $294,515 $566,425 view loan limits »
Cherokee County $294,515 $566,425 view loan limits »
Chickasaw County $294,515 $566,425 view loan limits »
Clarke County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Clayton County $294,515 $566,425 view loan limits »
Clinton County $294,515 $566,425 view loan limits »
Crawford County $294,515 $566,425 view loan limits »
Dallas County $294,515 $566,425 view loan limits »
Davis County $294,515 $566,425 view loan limits »
Decatur County $294,515 $566,425 view loan limits »
Delaware County $294,515 $566,425 view loan limits »
Des Moines County $294,515 $566,425 view loan limits »
Dickinson County $294,515 $566,425 view loan limits »
Dubuque County $294,515 $566,425 view loan limits »
Emmet County $294,515 $566,425 view loan limits »
Fayette County $294,515 $566,425 view loan limits »
Floyd County $294,515 $566,425 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
Fremont County $294,515 $566,425 view loan limits »
Greene County $294,515 $566,425 view loan limits »
Grundy County $294,515 $566,425 view loan limits »
Guthrie County $294,515 $566,425 view loan limits »
Hamilton County $294,515 $566,425 view loan limits »
Hancock County $294,515 $566,425 view loan limits »
Hardin County $294,515 $566,425 view loan limits »
Harrison County $294,515 $566,425 view loan limits »
Henry County $294,515 $566,425 view loan limits »
Howard County $294,515 $566,425 view loan limits »
Humboldt County $294,515 $566,425 view loan limits »
Ida County $294,515 $566,425 view loan limits »
Iowa County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jasper County $294,515 $566,425 view loan limits »
Jefferson County $294,515 $566,425 view loan limits »
Johnson County $294,515 $566,425 view loan limits »
Jones County $294,515 $566,425 view loan limits »
Keokuk County $294,515 $566,425 view loan limits »
Kossuth County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Linn County $294,515 $566,425 view loan limits »
Louisa County $294,515 $566,425 view loan limits »
Lucas County $294,515 $566,425 view loan limits »
Lyon County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Mahaska County $294,515 $566,425 view loan limits »
Marion County $294,515 $566,425 view loan limits »
Marshall County $294,515 $566,425 view loan limits »
Mills County $294,515 $566,425 view loan limits »
Mitchell County $294,515 $566,425 view loan limits »
Monona County $294,515 $566,425 view loan limits »
Monroe County $294,515 $566,425 view loan limits »
Montgomery County $294,515 $566,425 view loan limits »
Muscatine County $294,515 $566,425 view loan limits »
O'brien County $294,515 $566,425 view loan limits »
Osceola County $294,515 $566,425 view loan limits »
Page County $294,515 $566,425 view loan limits »
Palo Alto County $294,515 $566,425 view loan limits »
Plymouth County $294,515 $566,425 view loan limits »
Pocahontas County $294,515 $566,425 view loan limits »
Polk County $294,515 $566,425 view loan limits »
Pottawattamie County $294,515 $566,425 view loan limits »
Poweshiek County $294,515 $566,425 view loan limits »
Ringgold County $294,515 $566,425 view loan limits »
Sac County $294,515 $566,425 view loan limits »
Scott County $294,515 $566,425 view loan limits »
Shelby County $294,515 $566,425 view loan limits »
Sioux County $294,515 $566,425 view loan limits »
Story County $294,515 $566,425 view loan limits »
Tama County $294,515 $566,425 view loan limits »
Taylor County $294,515 $566,425 view loan limits »
Union County $294,515 $566,425 view loan limits »
Van Buren County $294,515 $566,425 view loan limits »
Wapello County $294,515 $566,425 view loan limits »
Warren County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Wayne County $294,515 $566,425 view loan limits »
Webster County $294,515 $566,425 view loan limits »
Winnebago County $294,515 $566,425 view loan limits »
Winneshiek County $294,515 $566,425 view loan limits »
Woodbury County $294,515 $566,425 view loan limits »
Worth County $294,515 $566,425 view loan limits »
Wright County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa