Iowa FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $605,525 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Iowa is $605,525 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Iowa. Click on the Iowa map above or the table below to see loan limits in your area.

Loan Limits by County in Iowa (99)

County Lowest Loan Limit Highest Loan Limit
Adair County $314,827 $605,525 view loan limits »
Adams County $314,827 $605,525 view loan limits »
Allamakee County $314,827 $605,525 view loan limits »
Appanoose County $314,827 $605,525 view loan limits »
Audubon County $314,827 $605,525 view loan limits »
Benton County $314,827 $605,525 view loan limits »
Black Hawk County $314,827 $605,525 view loan limits »
Boone County $314,827 $605,525 view loan limits »
Bremer County $314,827 $605,525 view loan limits »
Buchanan County $314,827 $605,525 view loan limits »
Buena Vista County $314,827 $605,525 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Cass County $314,827 $605,525 view loan limits »
Cedar County $314,827 $605,525 view loan limits »
Cerro Gordo County $314,827 $605,525 view loan limits »
Cherokee County $314,827 $605,525 view loan limits »
Chickasaw County $314,827 $605,525 view loan limits »
Clarke County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Clayton County $314,827 $605,525 view loan limits »
Clinton County $314,827 $605,525 view loan limits »
Crawford County $314,827 $605,525 view loan limits »
Dallas County $314,827 $605,525 view loan limits »
Davis County $314,827 $605,525 view loan limits »
Decatur County $314,827 $605,525 view loan limits »
Delaware County $314,827 $605,525 view loan limits »
Des Moines County $314,827 $605,525 view loan limits »
Dickinson County $314,827 $605,525 view loan limits »
Dubuque County $314,827 $605,525 view loan limits »
Emmet County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Floyd County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Fremont County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Grundy County $314,827 $605,525 view loan limits »
Guthrie County $314,827 $605,525 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Howard County $314,827 $605,525 view loan limits »
Humboldt County $314,827 $605,525 view loan limits »
Ida County $314,827 $605,525 view loan limits »
Iowa County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jasper County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Johnson County $314,827 $605,525 view loan limits »
Jones County $314,827 $605,525 view loan limits »
Keokuk County $314,827 $605,525 view loan limits »
Kossuth County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Linn County $314,827 $605,525 view loan limits »
Louisa County $314,827 $605,525 view loan limits »
Lucas County $314,827 $605,525 view loan limits »
Lyon County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Mahaska County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Mills County $314,827 $605,525 view loan limits »
Mitchell County $314,827 $605,525 view loan limits »
Monona County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Muscatine County $314,827 $605,525 view loan limits »
O'brien County $314,827 $605,525 view loan limits »
Osceola County $314,827 $605,525 view loan limits »
Page County $314,827 $605,525 view loan limits »
Palo Alto County $314,827 $605,525 view loan limits »
Plymouth County $314,827 $605,525 view loan limits »
Pocahontas County $314,827 $605,525 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Pottawattamie County $314,827 $605,525 view loan limits »
Poweshiek County $314,827 $605,525 view loan limits »
Ringgold County $314,827 $605,525 view loan limits »
Sac County $314,827 $605,525 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Sioux County $314,827 $605,525 view loan limits »
Story County $314,827 $605,525 view loan limits »
Tama County $314,827 $605,525 view loan limits »
Taylor County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Van Buren County $314,827 $605,525 view loan limits »
Wapello County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Webster County $314,827 $605,525 view loan limits »
Winnebago County $314,827 $605,525 view loan limits »
Winneshiek County $314,827 $605,525 view loan limits »
Woodbury County $314,827 $605,525 view loan limits »
Worth County $314,827 $605,525 view loan limits »
Wright County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa