Iowa 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Iowa

Iowa has 99 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $638,100 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Iowa's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($638,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Iowa (99 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $331,760 $638,100 view details »
Adams County $331,760 $638,100 view details »
Allamakee County $331,760 $638,100 view details »
Appanoose County $331,760 $638,100 view details »
Audubon County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Black Hawk County $331,760 $638,100 view details »
Boone County $331,760 $638,100 view details »
Bremer County $331,760 $638,100 view details »
Buchanan County $331,760 $638,100 view details »
Buena Vista County $331,760 $638,100 view details »
Butler County $331,760 $638,100 view details »
Calhoun County $331,760 $638,100 view details »
Carroll County $331,760 $638,100 view details »
Cass County $331,760 $638,100 view details »
Cedar County $331,760 $638,100 view details »
Cerro Gordo County $331,760 $638,100 view details »
Cherokee County $331,760 $638,100 view details »
Chickasaw County $331,760 $638,100 view details »
Clarke County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Clayton County $331,760 $638,100 view details »
Clinton County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Dallas County $331,760 $638,100 view details »
Davis County $331,760 $638,100 view details »
Decatur County $331,760 $638,100 view details »
Delaware County $331,760 $638,100 view details »
Des Moines County $331,760 $638,100 view details »
Dickinson County $331,760 $638,100 view details »
Dubuque County $331,760 $638,100 view details »
Emmet County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Floyd County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Fremont County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Grundy County $331,760 $638,100 view details »
Guthrie County $331,760 $638,100 view details »
Hamilton County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Hardin County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Henry County $331,760 $638,100 view details »
Howard County $331,760 $638,100 view details »
Humboldt County $331,760 $638,100 view details »
Ida County $331,760 $638,100 view details »
Iowa County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jasper County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Johnson County $331,760 $638,100 view details »
Jones County $331,760 $638,100 view details »
Keokuk County $331,760 $638,100 view details »
Kossuth County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Linn County $331,760 $638,100 view details »
Louisa County $331,760 $638,100 view details »
Lucas County $331,760 $638,100 view details »
Lyon County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Mahaska County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Mills County $331,760 $638,100 view details »
Mitchell County $331,760 $638,100 view details »
Monona County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Muscatine County $331,760 $638,100 view details »
O'brien County $331,760 $638,100 view details »
Osceola County $331,760 $638,100 view details »
Page County $331,760 $638,100 view details »
Palo Alto County $331,760 $638,100 view details »
Plymouth County $331,760 $638,100 view details »
Pocahontas County $331,760 $638,100 view details »
Polk County $331,760 $638,100 view details »
Pottawattamie County $331,760 $638,100 view details »
Poweshiek County $331,760 $638,100 view details »
Ringgold County $331,760 $638,100 view details »
Sac County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Shelby County $331,760 $638,100 view details »
Sioux County $331,760 $638,100 view details »
Story County $331,760 $638,100 view details »
Tama County $331,760 $638,100 view details »
Taylor County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Van Buren County $331,760 $638,100 view details »
Wapello County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Webster County $331,760 $638,100 view details »
Winnebago County $331,760 $638,100 view details »
Winneshiek County $331,760 $638,100 view details »
Woodbury County $331,760 $638,100 view details »
Worth County $331,760 $638,100 view details »
Wright County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Iowa?

To qualify for an FHA loan in Iowa, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Iowa is $331,760 for a single-family home and $638,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Iowa. Additional restricts apply. Click on the Iowa map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/iowa