Mississippi 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $907,900 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$472,030	$907,900	view details »
Alcorn County	$472,030	$907,900	view details »
Amite County	$472,030	$907,900	view details »
Attala County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Bolivar County	$472,030	$907,900	view details »
Calhoun County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Chickasaw County	$472,030	$907,900	view details »
Choctaw County	$472,030	$907,900	view details »
Claiborne County	$472,030	$907,900	view details »
Clarke County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Coahoma County	$472,030	$907,900	view details »
Copiah County	$472,030	$907,900	view details »
Covington County	$472,030	$907,900	view details »
Desoto County	$472,030	$907,900	view details »
Forrest County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
George County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Grenada County	$472,030	$907,900	view details »
Hancock County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Hinds County	$472,030	$907,900	view details »
Holmes County	$472,030	$907,900	view details »
Humphreys County	$472,030	$907,900	view details »
Issaquena County	$472,030	$907,900	view details »
Itawamba County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Jefferson Davis County	$472,030	$907,900	view details »
Jones County	$472,030	$907,900	view details »
Kemper County	$472,030	$907,900	view details »
Lafayette County	$472,030	$907,900	view details »
Lamar County	$472,030	$907,900	view details »
Lauderdale County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Leake County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Leflore County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Lowndes County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Neshoba County	$472,030	$907,900	view details »
Newton County	$472,030	$907,900	view details »
Noxubee County	$472,030	$907,900	view details »
Oktibbeha County	$472,030	$907,900	view details »
Panola County	$472,030	$907,900	view details »
Pearl River County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Pike County	$472,030	$907,900	view details »
Pontotoc County	$472,030	$907,900	view details »
Prentiss County	$472,030	$907,900	view details »
Quitman County	$472,030	$907,900	view details »
Rankin County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Sharkey County	$472,030	$907,900	view details »
Simpson County	$472,030	$907,900	view details »
Smith County	$472,030	$907,900	view details »
Stone County	$472,030	$907,900	view details »
Sunflower County	$472,030	$907,900	view details »
Tallahatchie County	$472,030	$907,900	view details »
Tate County	$472,030	$907,900	view details »
Tippah County	$472,030	$907,900	view details »
Tishomingo County	$472,030	$907,900	view details »
Tunica County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Walthall County	$472,030	$907,900	view details »
Warren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wayne County	$472,030	$907,900	view details »
Webster County	$472,030	$907,900	view details »
Wilkinson County	$472,030	$907,900	view details »
Winston County	$472,030	$907,900	view details »
Yalobusha County	$472,030	$907,900	view details »
Yazoo County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Mississippi is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.

Mississippi 2023 FHA Loan Limits

Loan Limits in Mississippi

Loan Limits by County in Mississippi (82 counties)

How to qualify for an FHA Loan in Mississippi?

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