Mississippi 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $605,525 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Alcorn County $314,827 $605,525 view details »
Amite County $314,827 $605,525 view details »
Attala County $314,827 $605,525 view details »
Benton County $314,827 $605,525 view details »
Bolivar County $314,827 $605,525 view details »
Calhoun County $314,827 $605,525 view details »
Carroll County $314,827 $605,525 view details »
Chickasaw County $314,827 $605,525 view details »
Choctaw County $314,827 $605,525 view details »
Claiborne County $314,827 $605,525 view details »
Clarke County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Coahoma County $314,827 $605,525 view details »
Copiah County $314,827 $605,525 view details »
Covington County $314,827 $605,525 view details »
Desoto County $314,827 $605,525 view details »
Forrest County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
George County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Grenada County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Harrison County $314,827 $605,525 view details »
Hinds County $314,827 $605,525 view details »
Holmes County $314,827 $605,525 view details »
Humphreys County $314,827 $605,525 view details »
Issaquena County $314,827 $605,525 view details »
Itawamba County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jasper County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Jefferson Davis County $314,827 $605,525 view details »
Jones County $314,827 $605,525 view details »
Kemper County $314,827 $605,525 view details »
Lafayette County $314,827 $605,525 view details »
Lamar County $314,827 $605,525 view details »
Lauderdale County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Leake County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Leflore County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Lowndes County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Neshoba County $314,827 $605,525 view details »
Newton County $314,827 $605,525 view details »
Noxubee County $314,827 $605,525 view details »
Oktibbeha County $314,827 $605,525 view details »
Panola County $314,827 $605,525 view details »
Pearl River County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Pike County $314,827 $605,525 view details »
Pontotoc County $314,827 $605,525 view details »
Prentiss County $314,827 $605,525 view details »
Quitman County $314,827 $605,525 view details »
Rankin County $314,827 $605,525 view details »
Scott County $314,827 $605,525 view details »
Sharkey County $314,827 $605,525 view details »
Simpson County $314,827 $605,525 view details »
Smith County $314,827 $605,525 view details »
Stone County $314,827 $605,525 view details »
Sunflower County $314,827 $605,525 view details »
Tallahatchie County $314,827 $605,525 view details »
Tate County $314,827 $605,525 view details »
Tippah County $314,827 $605,525 view details »
Tishomingo County $314,827 $605,525 view details »
Tunica County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Walthall County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
Webster County $314,827 $605,525 view details »
Wilkinson County $314,827 $605,525 view details »
Winston County $314,827 $605,525 view details »
Yalobusha County $314,827 $605,525 view details »
Yazoo County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Mississippi is $314,827 for a single-family home and $605,525 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi