Mississippi 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $638,100 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($638,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $331,760 $638,100 view details »
Alcorn County $331,760 $638,100 view details »
Amite County $331,760 $638,100 view details »
Attala County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Bolivar County $331,760 $638,100 view details »
Calhoun County $331,760 $638,100 view details »
Carroll County $331,760 $638,100 view details »
Chickasaw County $331,760 $638,100 view details »
Choctaw County $331,760 $638,100 view details »
Claiborne County $331,760 $638,100 view details »
Clarke County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Coahoma County $331,760 $638,100 view details »
Copiah County $331,760 $638,100 view details »
Covington County $331,760 $638,100 view details »
Desoto County $331,760 $638,100 view details »
Forrest County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
George County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Grenada County $331,760 $638,100 view details »
Hancock County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Hinds County $331,760 $638,100 view details »
Holmes County $331,760 $638,100 view details »
Humphreys County $331,760 $638,100 view details »
Issaquena County $331,760 $638,100 view details »
Itawamba County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jasper County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jefferson Davis County $331,760 $638,100 view details »
Jones County $331,760 $638,100 view details »
Kemper County $331,760 $638,100 view details »
Lafayette County $331,760 $638,100 view details »
Lamar County $331,760 $638,100 view details »
Lauderdale County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Leake County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Leflore County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Lowndes County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Neshoba County $331,760 $638,100 view details »
Newton County $331,760 $638,100 view details »
Noxubee County $331,760 $638,100 view details »
Oktibbeha County $331,760 $638,100 view details »
Panola County $331,760 $638,100 view details »
Pearl River County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Pike County $331,760 $638,100 view details »
Pontotoc County $331,760 $638,100 view details »
Prentiss County $331,760 $638,100 view details »
Quitman County $331,760 $638,100 view details »
Rankin County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Sharkey County $331,760 $638,100 view details »
Simpson County $331,760 $638,100 view details »
Smith County $331,760 $638,100 view details »
Stone County $331,760 $638,100 view details »
Sunflower County $331,760 $638,100 view details »
Tallahatchie County $331,760 $638,100 view details »
Tate County $331,760 $638,100 view details »
Tippah County $331,760 $638,100 view details »
Tishomingo County $331,760 $638,100 view details »
Tunica County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Walthall County $331,760 $638,100 view details »
Warren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Wayne County $331,760 $638,100 view details »
Webster County $331,760 $638,100 view details »
Wilkinson County $331,760 $638,100 view details »
Winston County $331,760 $638,100 view details »
Yalobusha County $331,760 $638,100 view details »
Yazoo County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Mississippi is $331,760 for a single-family home and $638,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi