Mississippi 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $958,350 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $498,257 $958,350 view details »
Alcorn County $498,257 $958,350 view details »
Amite County $498,257 $958,350 view details »
Attala County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Bolivar County $498,257 $958,350 view details »
Calhoun County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Chickasaw County $498,257 $958,350 view details »
Choctaw County $498,257 $958,350 view details »
Claiborne County $498,257 $958,350 view details »
Clarke County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Coahoma County $498,257 $958,350 view details »
Copiah County $498,257 $958,350 view details »
Covington County $498,257 $958,350 view details »
Desoto County $498,257 $958,350 view details »
Forrest County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
George County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Grenada County $498,257 $958,350 view details »
Hancock County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Hinds County $498,257 $958,350 view details »
Holmes County $498,257 $958,350 view details »
Humphreys County $498,257 $958,350 view details »
Issaquena County $498,257 $958,350 view details »
Itawamba County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Jefferson Davis County $498,257 $958,350 view details »
Jones County $498,257 $958,350 view details »
Kemper County $498,257 $958,350 view details »
Lafayette County $498,257 $958,350 view details »
Lamar County $498,257 $958,350 view details »
Lauderdale County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Leake County $498,257 $958,350 view details »
Lee County $498,257 $958,350 view details »
Leflore County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Lowndes County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Marshall County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Neshoba County $498,257 $958,350 view details »
Newton County $498,257 $958,350 view details »
Noxubee County $498,257 $958,350 view details »
Oktibbeha County $498,257 $958,350 view details »
Panola County $498,257 $958,350 view details »
Pearl River County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Pike County $498,257 $958,350 view details »
Pontotoc County $498,257 $958,350 view details »
Prentiss County $498,257 $958,350 view details »
Quitman County $498,257 $958,350 view details »
Rankin County $498,257 $958,350 view details »
Scott County $498,257 $958,350 view details »
Sharkey County $498,257 $958,350 view details »
Simpson County $498,257 $958,350 view details »
Smith County $498,257 $958,350 view details »
Stone County $498,257 $958,350 view details »
Sunflower County $498,257 $958,350 view details »
Tallahatchie County $498,257 $958,350 view details »
Tate County $498,257 $958,350 view details »
Tippah County $498,257 $958,350 view details »
Tishomingo County $498,257 $958,350 view details »
Tunica County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Walthall County $498,257 $958,350 view details »
Warren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Wayne County $498,257 $958,350 view details »
Webster County $498,257 $958,350 view details »
Wilkinson County $498,257 $958,350 view details »
Winston County $498,257 $958,350 view details »
Yalobusha County $498,257 $958,350 view details »
Yazoo County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Mississippi is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi