Mississippi 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $685,400 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $356,362 $685,400 view details »
Alcorn County $356,362 $685,400 view details »
Amite County $356,362 $685,400 view details »
Attala County $356,362 $685,400 view details »
Benton County $356,362 $685,400 view details »
Bolivar County $356,362 $685,400 view details »
Calhoun County $356,362 $685,400 view details »
Carroll County $356,362 $685,400 view details »
Chickasaw County $356,362 $685,400 view details »
Choctaw County $356,362 $685,400 view details »
Claiborne County $356,362 $685,400 view details »
Clarke County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Coahoma County $356,362 $685,400 view details »
Copiah County $356,362 $685,400 view details »
Covington County $356,362 $685,400 view details »
Desoto County $356,362 $685,400 view details »
Forrest County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
George County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Grenada County $356,362 $685,400 view details »
Hancock County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Hinds County $356,362 $685,400 view details »
Holmes County $356,362 $685,400 view details »
Humphreys County $356,362 $685,400 view details »
Issaquena County $356,362 $685,400 view details »
Itawamba County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jasper County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Jefferson Davis County $356,362 $685,400 view details »
Jones County $356,362 $685,400 view details »
Kemper County $356,362 $685,400 view details »
Lafayette County $356,362 $685,400 view details »
Lamar County $356,362 $685,400 view details »
Lauderdale County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Leake County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Leflore County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Lowndes County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Neshoba County $356,362 $685,400 view details »
Newton County $356,362 $685,400 view details »
Noxubee County $356,362 $685,400 view details »
Oktibbeha County $356,362 $685,400 view details »
Panola County $356,362 $685,400 view details »
Pearl River County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Pike County $356,362 $685,400 view details »
Pontotoc County $356,362 $685,400 view details »
Prentiss County $356,362 $685,400 view details »
Quitman County $356,362 $685,400 view details »
Rankin County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Sharkey County $356,362 $685,400 view details »
Simpson County $356,362 $685,400 view details »
Smith County $356,362 $685,400 view details »
Stone County $356,362 $685,400 view details »
Sunflower County $356,362 $685,400 view details »
Tallahatchie County $356,362 $685,400 view details »
Tate County $356,362 $685,400 view details »
Tippah County $356,362 $685,400 view details »
Tishomingo County $356,362 $685,400 view details »
Tunica County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Walthall County $356,362 $685,400 view details »
Warren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Wayne County $356,362 $685,400 view details »
Webster County $356,362 $685,400 view details »
Wilkinson County $356,362 $685,400 view details »
Winston County $356,362 $685,400 view details »
Yalobusha County $356,362 $685,400 view details »
Yazoo County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Mississippi is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi