Mississippi FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Adams County to a high of $566,425 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($566,425)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Mississippi is $566,425 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Mississippi. Click on the Mississippi map above or the table below to see loan limits in your area.

Loan Limits by County in Mississippi (82)

County Lowest Loan Limit Highest Loan Limit
Adams County $294,515 $566,425 view loan limits »
Alcorn County $294,515 $566,425 view loan limits »
Amite County $294,515 $566,425 view loan limits »
Attala County $294,515 $566,425 view loan limits »
Benton County $294,515 $566,425 view loan limits »
Bolivar County $294,515 $566,425 view loan limits »
Calhoun County $294,515 $566,425 view loan limits »
Carroll County $294,515 $566,425 view loan limits »
Chickasaw County $294,515 $566,425 view loan limits »
Choctaw County $294,515 $566,425 view loan limits »
Claiborne County $294,515 $566,425 view loan limits »
Clarke County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Coahoma County $294,515 $566,425 view loan limits »
Copiah County $294,515 $566,425 view loan limits »
Covington County $294,515 $566,425 view loan limits »
Desoto County $294,515 $566,425 view loan limits »
Forrest County $294,515 $566,425 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
George County $294,515 $566,425 view loan limits »
Greene County $294,515 $566,425 view loan limits »
Grenada County $294,515 $566,425 view loan limits »
Hancock County $294,515 $566,425 view loan limits »
Harrison County $294,515 $566,425 view loan limits »
Hinds County $294,515 $566,425 view loan limits »
Holmes County $294,515 $566,425 view loan limits »
Humphreys County $294,515 $566,425 view loan limits »
Issaquena County $294,515 $566,425 view loan limits »
Itawamba County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jasper County $294,515 $566,425 view loan limits »
Jefferson County $294,515 $566,425 view loan limits »
Jefferson Davis County $294,515 $566,425 view loan limits »
Jones County $294,515 $566,425 view loan limits »
Kemper County $294,515 $566,425 view loan limits »
Lafayette County $294,515 $566,425 view loan limits »
Lamar County $294,515 $566,425 view loan limits »
Lauderdale County $294,515 $566,425 view loan limits »
Lawrence County $294,515 $566,425 view loan limits »
Leake County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Leflore County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Lowndes County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Marion County $294,515 $566,425 view loan limits »
Marshall County $294,515 $566,425 view loan limits »
Monroe County $294,515 $566,425 view loan limits »
Montgomery County $294,515 $566,425 view loan limits »
Neshoba County $294,515 $566,425 view loan limits »
Newton County $294,515 $566,425 view loan limits »
Noxubee County $294,515 $566,425 view loan limits »
Oktibbeha County $294,515 $566,425 view loan limits »
Panola County $294,515 $566,425 view loan limits »
Pearl River County $294,515 $566,425 view loan limits »
Perry County $294,515 $566,425 view loan limits »
Pike County $294,515 $566,425 view loan limits »
Pontotoc County $294,515 $566,425 view loan limits »
Prentiss County $294,515 $566,425 view loan limits »
Quitman County $294,515 $566,425 view loan limits »
Rankin County $294,515 $566,425 view loan limits »
Scott County $294,515 $566,425 view loan limits »
Sharkey County $294,515 $566,425 view loan limits »
Simpson County $294,515 $566,425 view loan limits »
Smith County $294,515 $566,425 view loan limits »
Stone County $294,515 $566,425 view loan limits »
Sunflower County $294,515 $566,425 view loan limits »
Tallahatchie County $294,515 $566,425 view loan limits »
Tate County $294,515 $566,425 view loan limits »
Tippah County $294,515 $566,425 view loan limits »
Tishomingo County $294,515 $566,425 view loan limits »
Tunica County $294,515 $566,425 view loan limits »
Union County $294,515 $566,425 view loan limits »
Walthall County $294,515 $566,425 view loan limits »
Warren County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Wayne County $294,515 $566,425 view loan limits »
Webster County $294,515 $566,425 view loan limits »
Wilkinson County $294,515 $566,425 view loan limits »
Winston County $294,515 $566,425 view loan limits »
Yalobusha County $294,515 $566,425 view loan limits »
Yazoo County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi