Mississippi 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $809,150 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $420,680 $809,150 view details »
Alcorn County $420,680 $809,150 view details »
Amite County $420,680 $809,150 view details »
Attala County $420,680 $809,150 view details »
Benton County $420,680 $809,150 view details »
Bolivar County $420,680 $809,150 view details »
Calhoun County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Chickasaw County $420,680 $809,150 view details »
Choctaw County $420,680 $809,150 view details »
Claiborne County $420,680 $809,150 view details »
Clarke County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Coahoma County $420,680 $809,150 view details »
Copiah County $420,680 $809,150 view details »
Covington County $420,680 $809,150 view details »
Desoto County $420,680 $809,150 view details »
Forrest County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
George County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Grenada County $420,680 $809,150 view details »
Hancock County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Hinds County $420,680 $809,150 view details »
Holmes County $420,680 $809,150 view details »
Humphreys County $420,680 $809,150 view details »
Issaquena County $420,680 $809,150 view details »
Itawamba County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jasper County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Jefferson Davis County $420,680 $809,150 view details »
Jones County $420,680 $809,150 view details »
Kemper County $420,680 $809,150 view details »
Lafayette County $420,680 $809,150 view details »
Lamar County $420,680 $809,150 view details »
Lauderdale County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Leake County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Leflore County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Lowndes County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Neshoba County $420,680 $809,150 view details »
Newton County $420,680 $809,150 view details »
Noxubee County $420,680 $809,150 view details »
Oktibbeha County $420,680 $809,150 view details »
Panola County $420,680 $809,150 view details »
Pearl River County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Pike County $420,680 $809,150 view details »
Pontotoc County $420,680 $809,150 view details »
Prentiss County $420,680 $809,150 view details »
Quitman County $420,680 $809,150 view details »
Rankin County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Sharkey County $420,680 $809,150 view details »
Simpson County $420,680 $809,150 view details »
Smith County $420,680 $809,150 view details »
Stone County $420,680 $809,150 view details »
Sunflower County $420,680 $809,150 view details »
Tallahatchie County $420,680 $809,150 view details »
Tate County $420,680 $809,150 view details »
Tippah County $420,680 $809,150 view details »
Tishomingo County $420,680 $809,150 view details »
Tunica County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Walthall County $420,680 $809,150 view details »
Warren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Wayne County $420,680 $809,150 view details »
Webster County $420,680 $809,150 view details »
Wilkinson County $420,680 $809,150 view details »
Winston County $420,680 $809,150 view details »
Yalobusha County $420,680 $809,150 view details »
Yazoo County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Mississippi is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi