Refinance or buy a home with a low 3.5% down payment! Get Started Now ➔

Mississippi 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Mississippi

Mississippi has 82 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $907,900 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mississippi's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mississippi (82 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $472,030 $907,900 view details »
Alcorn County $472,030 $907,900 view details »
Amite County $472,030 $907,900 view details »
Attala County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Bolivar County $472,030 $907,900 view details »
Calhoun County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Chickasaw County $472,030 $907,900 view details »
Choctaw County $472,030 $907,900 view details »
Claiborne County $472,030 $907,900 view details »
Clarke County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Coahoma County $472,030 $907,900 view details »
Copiah County $472,030 $907,900 view details »
Covington County $472,030 $907,900 view details »
Desoto County $472,030 $907,900 view details »
Forrest County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
George County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Grenada County $472,030 $907,900 view details »
Hancock County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Hinds County $472,030 $907,900 view details »
Holmes County $472,030 $907,900 view details »
Humphreys County $472,030 $907,900 view details »
Issaquena County $472,030 $907,900 view details »
Itawamba County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Jefferson Davis County $472,030 $907,900 view details »
Jones County $472,030 $907,900 view details »
Kemper County $472,030 $907,900 view details »
Lafayette County $472,030 $907,900 view details »
Lamar County $472,030 $907,900 view details »
Lauderdale County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Leake County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Leflore County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Lowndes County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Neshoba County $472,030 $907,900 view details »
Newton County $472,030 $907,900 view details »
Noxubee County $472,030 $907,900 view details »
Oktibbeha County $472,030 $907,900 view details »
Panola County $472,030 $907,900 view details »
Pearl River County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Pike County $472,030 $907,900 view details »
Pontotoc County $472,030 $907,900 view details »
Prentiss County $472,030 $907,900 view details »
Quitman County $472,030 $907,900 view details »
Rankin County $472,030 $907,900 view details »
Scott County $472,030 $907,900 view details »
Sharkey County $472,030 $907,900 view details »
Simpson County $472,030 $907,900 view details »
Smith County $472,030 $907,900 view details »
Stone County $472,030 $907,900 view details »
Sunflower County $472,030 $907,900 view details »
Tallahatchie County $472,030 $907,900 view details »
Tate County $472,030 $907,900 view details »
Tippah County $472,030 $907,900 view details »
Tishomingo County $472,030 $907,900 view details »
Tunica County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Walthall County $472,030 $907,900 view details »
Warren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wayne County $472,030 $907,900 view details »
Webster County $472,030 $907,900 view details »
Wilkinson County $472,030 $907,900 view details »
Winston County $472,030 $907,900 view details »
Yalobusha County $472,030 $907,900 view details »
Yazoo County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Mississippi?

To qualify for an FHA loan in Mississippi, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Mississippi is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mississippi. Additional restricts apply. Click on the Mississippi map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/mississippi
Refinance or buy a home with a low 3.5% down payment! Get Started Now ➔