Washington State 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Washington State

Washington has 39 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $1,397,400 for a 4-bedroom unit in King County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Washington's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Washington State (39 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Asotin County $314,827 $605,525 view details »
Benton County $314,827 $605,525 view details »
Chelan County $342,700 $659,050 view details »
Clallam County $384,100 $738,650 view details »
Clark County $474,950 $913,350 view details »
Columbia County $314,827 $605,525 view details »
Cowlitz County $314,827 $605,525 view details »
Douglas County $342,700 $659,050 view details »
Ferry County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Garfield County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Grays Harbor County $314,827 $605,525 view details »
Island County $379,500 $729,800 view details »
Jefferson County $322,000 $619,250 view details »
King County $726,525 $1,397,400 view details »
Kitsap County $363,400 $698,850 view details »
Kittitas County $314,827 $605,525 view details »
Klickitat County $314,827 $605,525 view details »
Lewis County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Mason County $314,827 $605,525 view details »
Okanogan County $314,827 $605,525 view details »
Pacific County $314,827 $605,525 view details »
Pend Oreille County $314,827 $605,525 view details »
Pierce County $726,525 $1,397,400 view details »
San Juan County $483,000 $928,850 view details »
Skagit County $339,250 $652,400 view details »
Skamania County $474,950 $913,350 view details »
Snohomish County $726,525 $1,397,400 view details »
Spokane County $314,827 $605,525 view details »
Stevens County $314,827 $605,525 view details »
Thurston County $336,950 $648,000 view details »
Wahkiakum County $314,827 $605,525 view details »
Walla Walla County $314,827 $605,525 view details »
Whatcom County $381,800 $734,250 view details »
Whitman County $314,827 $605,525 view details »
Yakima County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Washington State?

To qualify for an FHA loan in Washington, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Washington is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Washington. Additional restricts apply. Click on the Washington map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/washington