Florida FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Florida

Florida has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Alachua County to a high of $1,017,300 for a 4-bedroom unit in Monroe County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Florida's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,017,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Florida?

To qualify for an FHA loan in Florida, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Florida is $1,017,300 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Florida. Click on the Florida map above or the table below to see loan limits in your area.

Loan Limits by County in Florida (67)

County Lowest Loan Limit Highest Loan Limit
Alachua County $314,827 $605,525 view loan limits »
Baker County $358,800 $690,000 view loan limits »
Bay County $314,827 $605,525 view loan limits »
Bradford County $314,827 $605,525 view loan limits »
Brevard County $314,827 $605,525 view loan limits »
Broward County $356,500 $685,550 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Charlotte County $314,827 $605,525 view loan limits »
Citrus County $314,827 $605,525 view loan limits »
Clay County $358,800 $690,000 view loan limits »
Collier County $450,800 $866,950 view loan limits »
Columbia County $314,827 $605,525 view loan limits »
Desoto County $314,827 $605,525 view loan limits »
Dixie County $314,827 $605,525 view loan limits »
Duval County $358,800 $690,000 view loan limits »
Escambia County $314,827 $605,525 view loan limits »
Flagler County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Gadsden County $314,827 $605,525 view loan limits »
Gilchrist County $314,827 $605,525 view loan limits »
Glades County $314,827 $605,525 view loan limits »
Gulf County $314,827 $605,525 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hardee County $314,827 $605,525 view loan limits »
Hendry County $314,827 $605,525 view loan limits »
Hernando County $314,827 $605,525 view loan limits »
Highlands County $314,827 $605,525 view loan limits »
Hillsborough County $314,827 $605,525 view loan limits »
Holmes County $314,827 $605,525 view loan limits »
Indian River County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Lafayette County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Leon County $314,827 $605,525 view loan limits »
Levy County $314,827 $605,525 view loan limits »
Liberty County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Manatee County $320,850 $617,000 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Martin County $327,750 $630,300 view loan limits »
Miami-Dade County $356,500 $685,550 view loan limits »
Monroe County $529,000 $1,017,300 view loan limits »
Nassau County $358,800 $690,000 view loan limits »
Okaloosa County $370,300 $712,100 view loan limits »
Okeechobee County $314,827 $605,525 view loan limits »
Orange County $314,827 $605,525 view loan limits »
Osceola County $314,827 $605,525 view loan limits »
Palm Beach County $356,500 $685,550 view loan limits »
Pasco County $314,827 $605,525 view loan limits »
Pinellas County $314,827 $605,525 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
St. Johns County $358,800 $690,000 view loan limits »
St. Lucie County $327,750 $630,300 view loan limits »
Santa Rosa County $314,827 $605,525 view loan limits »
Sarasota County $320,850 $617,000 view loan limits »
Seminole County $314,827 $605,525 view loan limits »
Sumter County $314,827 $605,525 view loan limits »
Suwannee County $314,827 $605,525 view loan limits »
Taylor County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Volusia County $314,827 $605,525 view loan limits »
Wakulla County $314,827 $605,525 view loan limits »
Walton County $370,300 $712,100 view loan limits »
Washington County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/florida