Florida 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Florida

Florida has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Alachua County to a high of $1,017,300 for a 4-bedroom unit in Monroe County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Florida's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,017,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Florida (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Alachua County $314,827 $605,525 view details »
Baker County $358,800 $690,000 view details »
Bay County $314,827 $605,525 view details »
Bradford County $314,827 $605,525 view details »
Brevard County $314,827 $605,525 view details »
Broward County $356,500 $685,550 view details »
Calhoun County $314,827 $605,525 view details »
Charlotte County $314,827 $605,525 view details »
Citrus County $314,827 $605,525 view details »
Clay County $358,800 $690,000 view details »
Collier County $450,800 $866,950 view details »
Columbia County $314,827 $605,525 view details »
Desoto County $314,827 $605,525 view details »
Dixie County $314,827 $605,525 view details »
Duval County $358,800 $690,000 view details »
Escambia County $314,827 $605,525 view details »
Flagler County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Gadsden County $314,827 $605,525 view details »
Gilchrist County $314,827 $605,525 view details »
Glades County $314,827 $605,525 view details »
Gulf County $314,827 $605,525 view details »
Hamilton County $314,827 $605,525 view details »
Hardee County $314,827 $605,525 view details »
Hendry County $314,827 $605,525 view details »
Hernando County $314,827 $605,525 view details »
Highlands County $314,827 $605,525 view details »
Hillsborough County $314,827 $605,525 view details »
Holmes County $314,827 $605,525 view details »
Indian River County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Lafayette County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Leon County $314,827 $605,525 view details »
Levy County $314,827 $605,525 view details »
Liberty County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Manatee County $320,850 $617,000 view details »
Marion County $314,827 $605,525 view details »
Martin County $327,750 $630,300 view details »
Miami-Dade County $356,500 $685,550 view details »
Monroe County $529,000 $1,017,300 view details »
Nassau County $358,800 $690,000 view details »
Okaloosa County $370,300 $712,100 view details »
Okeechobee County $314,827 $605,525 view details »
Orange County $314,827 $605,525 view details »
Osceola County $314,827 $605,525 view details »
Palm Beach County $356,500 $685,550 view details »
Pasco County $314,827 $605,525 view details »
Pinellas County $314,827 $605,525 view details »
Polk County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
St. Johns County $358,800 $690,000 view details »
St. Lucie County $327,750 $630,300 view details »
Santa Rosa County $314,827 $605,525 view details »
Sarasota County $320,850 $617,000 view details »
Seminole County $314,827 $605,525 view details »
Sumter County $314,827 $605,525 view details »
Suwannee County $314,827 $605,525 view details »
Taylor County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Volusia County $314,827 $605,525 view details »
Wakulla County $314,827 $605,525 view details »
Walton County $370,300 $712,100 view details »
Washington County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Florida?

To qualify for an FHA loan in Florida, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Florida is $314,827 for a single-family home and $1,017,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Florida. Additional restricts apply. Click on the Florida map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/florida