Nebraska 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Nebraska

Nebraska has 93 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $1,161,050 for a 4-bedroom unit in Dawson County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Nebraska's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,161,050)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Nebraska (93 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$524,225	$1,008,300	view details »
Antelope County	$524,225	$1,008,300	view details »
Arthur County	$524,225	$1,008,300	view details »
Banner County	$524,225	$1,008,300	view details »
Blaine County	$524,225	$1,008,300	view details »
Boone County	$524,225	$1,008,300	view details »
Box Butte County	$524,225	$1,008,300	view details »
Boyd County	$524,225	$1,008,300	view details »
Brown County	$524,225	$1,008,300	view details »
Buffalo County	$524,225	$1,008,300	view details »
Burt County	$524,225	$1,008,300	view details »
Butler County	$524,225	$1,008,300	view details »
Cass County	$524,225	$1,008,300	view details »
Cedar County	$524,225	$1,008,300	view details »
Chase County	$524,225	$1,008,300	view details »
Cherry County	$524,225	$1,008,300	view details »
Cheyenne County	$524,225	$1,008,300	view details »
Clay County	$524,225	$1,008,300	view details »
Colfax County	$524,225	$1,008,300	view details »
Cuming County	$524,225	$1,008,300	view details »
Custer County	$524,225	$1,008,300	view details »
Dakota County	$524,225	$1,008,300	view details »
Dawes County	$524,225	$1,008,300	view details »
Dawson County	$603,750	$1,161,050	view details »
Deuel County	$524,225	$1,008,300	view details »
Dixon County	$524,225	$1,008,300	view details »
Dodge County	$524,225	$1,008,300	view details »
Douglas County	$524,225	$1,008,300	view details »
Dundy County	$524,225	$1,008,300	view details »
Fillmore County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Frontier County	$524,225	$1,008,300	view details »
Furnas County	$524,225	$1,008,300	view details »
Gage County	$524,225	$1,008,300	view details »
Garden County	$524,225	$1,008,300	view details »
Garfield County	$524,225	$1,008,300	view details »
Gosper County	$603,750	$1,161,050	view details »
Grant County	$524,225	$1,008,300	view details »
Greeley County	$524,225	$1,008,300	view details »
Hall County	$524,225	$1,008,300	view details »
Hamilton County	$524,225	$1,008,300	view details »
Harlan County	$524,225	$1,008,300	view details »
Hayes County	$524,225	$1,008,300	view details »
Hitchcock County	$524,225	$1,008,300	view details »
Holt County	$524,225	$1,008,300	view details »
Hooker County	$524,225	$1,008,300	view details »
Howard County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Johnson County	$524,225	$1,008,300	view details »
Kearney County	$524,225	$1,008,300	view details »
Keith County	$524,225	$1,008,300	view details »
Keya Paha County	$524,225	$1,008,300	view details »
Kimball County	$524,225	$1,008,300	view details »
Knox County	$524,225	$1,008,300	view details »
Lancaster County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Logan County	$524,225	$1,008,300	view details »
Loup County	$524,225	$1,008,300	view details »
Mcpherson County	$524,225	$1,008,300	view details »
Madison County	$524,225	$1,008,300	view details »
Merrick County	$524,225	$1,008,300	view details »
Morrill County	$524,225	$1,008,300	view details »
Nance County	$524,225	$1,008,300	view details »
Nemaha County	$524,225	$1,008,300	view details »
Nuckolls County	$524,225	$1,008,300	view details »
Otoe County	$524,225	$1,008,300	view details »
Pawnee County	$524,225	$1,008,300	view details »
Perkins County	$524,225	$1,008,300	view details »
Phelps County	$524,225	$1,008,300	view details »
Pierce County	$524,225	$1,008,300	view details »
Platte County	$524,225	$1,008,300	view details »
Polk County	$524,225	$1,008,300	view details »
Red Willow County	$524,225	$1,008,300	view details »
Richardson County	$524,225	$1,008,300	view details »
Rock County	$524,225	$1,008,300	view details »
Saline County	$524,225	$1,008,300	view details »
Sarpy County	$524,225	$1,008,300	view details »
Saunders County	$524,225	$1,008,300	view details »
Scotts Bluff County	$524,225	$1,008,300	view details »
Seward County	$524,225	$1,008,300	view details »
Sheridan County	$524,225	$1,008,300	view details »
Sherman County	$524,225	$1,008,300	view details »
Sioux County	$524,225	$1,008,300	view details »
Stanton County	$524,225	$1,008,300	view details »
Thayer County	$524,225	$1,008,300	view details »
Thomas County	$524,225	$1,008,300	view details »
Thurston County	$524,225	$1,008,300	view details »
Valley County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Wayne County	$524,225	$1,008,300	view details »
Webster County	$524,225	$1,008,300	view details »
Wheeler County	$524,225	$1,008,300	view details »
York County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Nebraska?

To qualify for an FHA loan in Nebraska, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Nebraska is $524,225 for a single-family home and $1,161,050 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Nebraska. Additional restricts apply. Click on the Nebraska map above or the table below to see loan limits in your area.

Nebraska 2025 FHA Loan Limits

Loan Limits in Nebraska

Loan Limits by County in Nebraska (93 counties)

How to qualify for an FHA Loan in Nebraska?

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