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Alabama 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Alabama

Alabama has 67 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Autauga County to a high of $907,900 for a 4-bedroom unit in Autauga County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alabama's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alabama (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Autauga County $472,030 $907,900 view details »
Baldwin County $472,030 $907,900 view details »
Barbour County $472,030 $907,900 view details »
Bibb County $472,030 $907,900 view details »
Blount County $472,030 $907,900 view details »
Bullock County $472,030 $907,900 view details »
Butler County $472,030 $907,900 view details »
Calhoun County $472,030 $907,900 view details »
Chambers County $472,030 $907,900 view details »
Cherokee County $472,030 $907,900 view details »
Chilton County $472,030 $907,900 view details »
Choctaw County $472,030 $907,900 view details »
Clarke County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Cleburne County $472,030 $907,900 view details »
Coffee County $472,030 $907,900 view details »
Colbert County $472,030 $907,900 view details »
Conecuh County $472,030 $907,900 view details »
Coosa County $472,030 $907,900 view details »
Covington County $472,030 $907,900 view details »
Crenshaw County $472,030 $907,900 view details »
Cullman County $472,030 $907,900 view details »
Dale County $472,030 $907,900 view details »
Dallas County $472,030 $907,900 view details »
Dekalb County $472,030 $907,900 view details »
Elmore County $472,030 $907,900 view details »
Escambia County $472,030 $907,900 view details »
Etowah County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Geneva County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Hale County $472,030 $907,900 view details »
Henry County $472,030 $907,900 view details »
Houston County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Lamar County $472,030 $907,900 view details »
Lauderdale County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Limestone County $472,030 $907,900 view details »
Lowndes County $472,030 $907,900 view details »
Macon County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Marengo County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Mobile County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Pickens County $472,030 $907,900 view details »
Pike County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
Russell County $472,030 $907,900 view details »
St. Clair County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Sumter County $472,030 $907,900 view details »
Talladega County $472,030 $907,900 view details »
Tallapoosa County $472,030 $907,900 view details »
Tuscaloosa County $472,030 $907,900 view details »
Walker County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Wilcox County $472,030 $907,900 view details »
Winston County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Alabama?

To qualify for an FHA loan in Alabama, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Alabama is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alabama. Additional restricts apply. Click on the Alabama map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/alabama
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