Alabama 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Alabama

Alabama has 67 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Autauga County to a high of $907,900 for a 4-bedroom unit in Autauga County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alabama's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alabama (67 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Autauga County	$472,030	$907,900	view details »
Baldwin County	$472,030	$907,900	view details »
Barbour County	$472,030	$907,900	view details »
Bibb County	$472,030	$907,900	view details »
Blount County	$472,030	$907,900	view details »
Bullock County	$472,030	$907,900	view details »
Butler County	$472,030	$907,900	view details »
Calhoun County	$472,030	$907,900	view details »
Chambers County	$472,030	$907,900	view details »
Cherokee County	$472,030	$907,900	view details »
Chilton County	$472,030	$907,900	view details »
Choctaw County	$472,030	$907,900	view details »
Clarke County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Cleburne County	$472,030	$907,900	view details »
Coffee County	$472,030	$907,900	view details »
Colbert County	$472,030	$907,900	view details »
Conecuh County	$472,030	$907,900	view details »
Coosa County	$472,030	$907,900	view details »
Covington County	$472,030	$907,900	view details »
Crenshaw County	$472,030	$907,900	view details »
Cullman County	$472,030	$907,900	view details »
Dale County	$472,030	$907,900	view details »
Dallas County	$472,030	$907,900	view details »
Dekalb County	$472,030	$907,900	view details »
Elmore County	$472,030	$907,900	view details »
Escambia County	$472,030	$907,900	view details »
Etowah County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Geneva County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Hale County	$472,030	$907,900	view details »
Henry County	$472,030	$907,900	view details »
Houston County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Lamar County	$472,030	$907,900	view details »
Lauderdale County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Limestone County	$472,030	$907,900	view details »
Lowndes County	$472,030	$907,900	view details »
Macon County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Marengo County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Mobile County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Pickens County	$472,030	$907,900	view details »
Pike County	$472,030	$907,900	view details »
Randolph County	$472,030	$907,900	view details »
Russell County	$472,030	$907,900	view details »
St. Clair County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Sumter County	$472,030	$907,900	view details »
Talladega County	$472,030	$907,900	view details »
Tallapoosa County	$472,030	$907,900	view details »
Tuscaloosa County	$472,030	$907,900	view details »
Walker County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Wilcox County	$472,030	$907,900	view details »
Winston County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Alabama?

To qualify for an FHA loan in Alabama, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Alabama is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alabama. Additional restricts apply. Click on the Alabama map above or the table below to see loan limits in your area.

Alabama 2023 FHA Loan Limits

Loan Limits in Alabama

Loan Limits by County in Alabama (67 counties)

How to qualify for an FHA Loan in Alabama?

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