Alabama FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Alabama

Alabama has 67 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Autauga County to a high of $636,900 for a 4-bedroom unit in Hale County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alabama's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($636,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Alabama?

To qualify for an FHA loan in Alabama, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Alabama is $636,900 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Alabama. Click on the Alabama map above or the table below to see loan limits in your area.

Loan Limits by County in Alabama (67)

County Lowest Loan Limit Highest Loan Limit
Autauga County $294,515 $566,425 view loan limits »
Baldwin County $294,515 $566,425 view loan limits »
Barbour County $294,515 $566,425 view loan limits »
Bibb County $294,515 $566,425 view loan limits »
Blount County $294,515 $566,425 view loan limits »
Bullock County $294,515 $566,425 view loan limits »
Butler County $294,515 $566,425 view loan limits »
Calhoun County $294,515 $566,425 view loan limits »
Chambers County $294,515 $566,425 view loan limits »
Cherokee County $294,515 $566,425 view loan limits »
Chilton County $294,515 $566,425 view loan limits »
Choctaw County $294,515 $566,425 view loan limits »
Clarke County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Cleburne County $294,515 $566,425 view loan limits »
Coffee County $294,515 $566,425 view loan limits »
Colbert County $294,515 $566,425 view loan limits »
Conecuh County $294,515 $566,425 view loan limits »
Coosa County $294,515 $566,425 view loan limits »
Covington County $294,515 $566,425 view loan limits »
Crenshaw County $294,515 $566,425 view loan limits »
Cullman County $294,515 $566,425 view loan limits »
Dale County $294,515 $566,425 view loan limits »
Dallas County $294,515 $566,425 view loan limits »
Dekalb County $294,515 $566,425 view loan limits »
Elmore County $294,515 $566,425 view loan limits »
Escambia County $294,515 $566,425 view loan limits »
Etowah County $294,515 $566,425 view loan limits »
Fayette County $294,515 $566,425 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
Geneva County $294,515 $566,425 view loan limits »
Greene County $294,515 $566,425 view loan limits »
Hale County $331,200 $636,900 view loan limits »
Henry County $294,515 $566,425 view loan limits »
Houston County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jefferson County $294,515 $566,425 view loan limits »
Lamar County $294,515 $566,425 view loan limits »
Lauderdale County $294,515 $566,425 view loan limits »
Lawrence County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Limestone County $294,515 $566,425 view loan limits »
Lowndes County $294,515 $566,425 view loan limits »
Macon County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Marengo County $294,515 $566,425 view loan limits »
Marion County $294,515 $566,425 view loan limits »
Marshall County $294,515 $566,425 view loan limits »
Mobile County $294,515 $566,425 view loan limits »
Monroe County $294,515 $566,425 view loan limits »
Montgomery County $294,515 $566,425 view loan limits »
Morgan County $294,515 $566,425 view loan limits »
Perry County $294,515 $566,425 view loan limits »
Pickens County $331,200 $636,900 view loan limits »
Pike County $294,515 $566,425 view loan limits »
Randolph County $294,515 $566,425 view loan limits »
Russell County $294,515 $566,425 view loan limits »
St. Clair County $294,515 $566,425 view loan limits »
Shelby County $294,515 $566,425 view loan limits »
Sumter County $294,515 $566,425 view loan limits »
Talladega County $294,515 $566,425 view loan limits »
Tallapoosa County $294,515 $566,425 view loan limits »
Tuscaloosa County $331,200 $636,900 view loan limits »
Walker County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Wilcox County $294,515 $566,425 view loan limits »
Winston County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/alabama