Alabama 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Alabama

Alabama has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Autauga County to a high of $636,900 for a 4-bedroom unit in Hale County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alabama's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($636,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alabama (67 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Autauga County $314,827 $605,525 view details »
Baldwin County $314,827 $605,525 view details »
Barbour County $314,827 $605,525 view details »
Bibb County $314,827 $605,525 view details »
Blount County $314,827 $605,525 view details »
Bullock County $314,827 $605,525 view details »
Butler County $314,827 $605,525 view details »
Calhoun County $314,827 $605,525 view details »
Chambers County $314,827 $605,525 view details »
Cherokee County $314,827 $605,525 view details »
Chilton County $314,827 $605,525 view details »
Choctaw County $314,827 $605,525 view details »
Clarke County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Cleburne County $314,827 $605,525 view details »
Coffee County $314,827 $605,525 view details »
Colbert County $314,827 $605,525 view details »
Conecuh County $314,827 $605,525 view details »
Coosa County $314,827 $605,525 view details »
Covington County $314,827 $605,525 view details »
Crenshaw County $314,827 $605,525 view details »
Cullman County $314,827 $605,525 view details »
Dale County $314,827 $605,525 view details »
Dallas County $314,827 $605,525 view details »
Dekalb County $314,827 $605,525 view details »
Elmore County $314,827 $605,525 view details »
Escambia County $314,827 $605,525 view details »
Etowah County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Geneva County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Hale County $331,200 $636,900 view details »
Henry County $314,827 $605,525 view details »
Houston County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Lamar County $314,827 $605,525 view details »
Lauderdale County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Limestone County $314,827 $605,525 view details »
Lowndes County $314,827 $605,525 view details »
Macon County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Marengo County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Mobile County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Pickens County $331,200 $636,900 view details »
Pike County $314,827 $605,525 view details »
Randolph County $314,827 $605,525 view details »
Russell County $314,827 $605,525 view details »
St. Clair County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Sumter County $314,827 $605,525 view details »
Talladega County $314,827 $605,525 view details »
Tallapoosa County $314,827 $605,525 view details »
Tuscaloosa County $331,200 $636,900 view details »
Walker County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wilcox County $314,827 $605,525 view details »
Winston County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Alabama?

To qualify for an FHA loan in Alabama, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Alabama is $314,827 for a single-family home and $636,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alabama. Additional restricts apply. Click on the Alabama map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/alabama