Alabama FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Alabama

Alabama has 67 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Autauga County to a high of $636,900 for a 4-bedroom unit in Hale County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alabama's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($636,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Alabama?

To qualify for an FHA loan in Alabama, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Alabama is $636,900 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Alabama. Click on the Alabama map above or the table below to see loan limits in your area.

Loan Limits by County in Alabama (67)

County Lowest Loan Limit Highest Loan Limit
Autauga County $314,827 $605,525 view loan limits »
Baldwin County $314,827 $605,525 view loan limits »
Barbour County $314,827 $605,525 view loan limits »
Bibb County $314,827 $605,525 view loan limits »
Blount County $314,827 $605,525 view loan limits »
Bullock County $314,827 $605,525 view loan limits »
Butler County $314,827 $605,525 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Chambers County $314,827 $605,525 view loan limits »
Cherokee County $314,827 $605,525 view loan limits »
Chilton County $314,827 $605,525 view loan limits »
Choctaw County $314,827 $605,525 view loan limits »
Clarke County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Cleburne County $314,827 $605,525 view loan limits »
Coffee County $314,827 $605,525 view loan limits »
Colbert County $314,827 $605,525 view loan limits »
Conecuh County $314,827 $605,525 view loan limits »
Coosa County $314,827 $605,525 view loan limits »
Covington County $314,827 $605,525 view loan limits »
Crenshaw County $314,827 $605,525 view loan limits »
Cullman County $314,827 $605,525 view loan limits »
Dale County $314,827 $605,525 view loan limits »
Dallas County $314,827 $605,525 view loan limits »
Dekalb County $314,827 $605,525 view loan limits »
Elmore County $314,827 $605,525 view loan limits »
Escambia County $314,827 $605,525 view loan limits »
Etowah County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Geneva County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Hale County $331,200 $636,900 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Houston County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Lamar County $314,827 $605,525 view loan limits »
Lauderdale County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Limestone County $314,827 $605,525 view loan limits »
Lowndes County $314,827 $605,525 view loan limits »
Macon County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Marengo County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Mobile County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Pickens County $331,200 $636,900 view loan limits »
Pike County $314,827 $605,525 view loan limits »
Randolph County $314,827 $605,525 view loan limits »
Russell County $314,827 $605,525 view loan limits »
St. Clair County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Sumter County $314,827 $605,525 view loan limits »
Talladega County $314,827 $605,525 view loan limits »
Tallapoosa County $314,827 $605,525 view loan limits »
Tuscaloosa County $331,200 $636,900 view loan limits »
Walker County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wilcox County $314,827 $605,525 view loan limits »
Winston County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/alabama