Puerto Rico 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adjuntas Municipio to a high of $1,023,950 for a 4-bedroom unit in Culebra Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,023,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Puerto Rico (78 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adjuntas Municipio $498,257 $958,350 view details »
Aguada Municipio $498,257 $958,350 view details »
Aguadilla Municipio $498,257 $958,350 view details »
Aguas Buenas Municipio $498,257 $958,350 view details »
Aibonito Municipio $498,257 $958,350 view details »
Anasco Municipio $498,257 $958,350 view details »
Arecibo Municipio $498,257 $958,350 view details »
Arroyo Municipio $498,257 $958,350 view details »
Barceloneta Municipio $498,257 $958,350 view details »
Barranquitas Municipio $498,257 $958,350 view details »
Bayamon Municipio $498,257 $958,350 view details »
Cabo Rojo Municipio $498,257 $958,350 view details »
Caguas Municipio $498,257 $958,350 view details »
Camuy Municipio $498,257 $958,350 view details »
Canovanas Municipio $498,257 $958,350 view details »
Carolina Municipio $498,257 $958,350 view details »
Catano Municipio $498,257 $958,350 view details »
Cayey Municipio $498,257 $958,350 view details »
Ceiba Municipio $498,257 $958,350 view details »
Ciales Municipio $498,257 $958,350 view details »
Cidra Municipio $498,257 $958,350 view details »
Coamo Municipio $498,257 $958,350 view details »
Comerio Municipio $498,257 $958,350 view details »
Corozal Municipio $498,257 $958,350 view details »
Culebra Municipio $532,450 $1,023,950 view details »
Dorado Municipio $498,257 $958,350 view details »
Fajardo Municipio $498,257 $958,350 view details »
Florida Municipio $498,257 $958,350 view details »
Guanica Municipio $498,257 $958,350 view details »
Guayama Municipio $498,257 $958,350 view details »
Guayanilla Municipio $498,257 $958,350 view details »
Guaynabo Municipio $498,257 $958,350 view details »
Gurabo Municipio $498,257 $958,350 view details »
Hatillo Municipio $498,257 $958,350 view details »
Hormigueros Municipio $498,257 $958,350 view details »
Humacao Municipio $498,257 $958,350 view details »
Isabela Municipio $498,257 $958,350 view details »
Jayuya Municipio $498,257 $958,350 view details »
Juana Diaz Municipio $498,257 $958,350 view details »
Juncos Municipio $498,257 $958,350 view details »
Lajas Municipio $498,257 $958,350 view details »
Lares Municipio $498,257 $958,350 view details »
Las Marias Municipio $498,257 $958,350 view details »
Las Piedras Municipio $498,257 $958,350 view details »
Loiza Municipio $498,257 $958,350 view details »
Luquillo Municipio $498,257 $958,350 view details »
Manati Municipio $498,257 $958,350 view details »
Maricao Municipio $498,257 $958,350 view details »
Maunabo Municipio $498,257 $958,350 view details »
Mayaguez Municipio $498,257 $958,350 view details »
Moca Municipio $498,257 $958,350 view details »
Morovis Municipio $498,257 $958,350 view details »
Naguabo Municipio $498,257 $958,350 view details »
Naranjito Municipio $498,257 $958,350 view details »
Orocovis Municipio $498,257 $958,350 view details »
Patillas Municipio $498,257 $958,350 view details »
Penuelas Municipio $498,257 $958,350 view details »
Ponce Municipio $498,257 $958,350 view details »
Quebradillas Municipio $498,257 $958,350 view details »
Rincon Municipio $498,257 $958,350 view details »
Rio Grande Municipio $498,257 $958,350 view details »
Sabana Grande Municipio $498,257 $958,350 view details »
Salinas Municipio $498,257 $958,350 view details »
San German Municipio $498,257 $958,350 view details »
San Juan Municipio $498,257 $958,350 view details »
San Lorenzo Municipio $498,257 $958,350 view details »
San Sebastian Municipio $498,257 $958,350 view details »
Santa Isabel Municipio $498,257 $958,350 view details »
Toa Alta Municipio $498,257 $958,350 view details »
Toa Baja Municipio $498,257 $958,350 view details »
Trujillo Alto Municipio $498,257 $958,350 view details »
Utuado Municipio $498,257 $958,350 view details »
Vega Alta Municipio $498,257 $958,350 view details »
Vega Baja Municipio $498,257 $958,350 view details »
Vieques Municipio $498,257 $958,350 view details »
Villalba Municipio $498,257 $958,350 view details »
Yabucoa Municipio $498,257 $958,350 view details »
Yauco Municipio $498,257 $958,350 view details »

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Puerto Rico is $498,257 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Puerto Rico. Additional restricts apply. Click on the Puerto Rico map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/puerto-rico