Puerto Rico 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adjuntas Municipio to a high of $1,023,950 for a 4-bedroom unit in Culebra Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($1,023,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Puerto Rico (78 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adjuntas Municipio	$472,030	$907,900	view details »
Aguada Municipio	$472,030	$907,900	view details »
Aguadilla Municipio	$472,030	$907,900	view details »
Aguas Buenas Municipio	$472,030	$907,900	view details »
Aibonito Municipio	$472,030	$907,900	view details »
Anasco Municipio	$472,030	$907,900	view details »
Arecibo Municipio	$472,030	$907,900	view details »
Arroyo Municipio	$472,030	$907,900	view details »
Barceloneta Municipio	$472,030	$907,900	view details »
Barranquitas Municipio	$472,030	$907,900	view details »
Bayamon Municipio	$472,030	$907,900	view details »
Cabo Rojo Municipio	$472,030	$907,900	view details »
Caguas Municipio	$472,030	$907,900	view details »
Camuy Municipio	$472,030	$907,900	view details »
Canovanas Municipio	$472,030	$907,900	view details »
Carolina Municipio	$472,030	$907,900	view details »
Catano Municipio	$472,030	$907,900	view details »
Cayey Municipio	$472,030	$907,900	view details »
Ceiba Municipio	$472,030	$907,900	view details »
Ciales Municipio	$472,030	$907,900	view details »
Cidra Municipio	$472,030	$907,900	view details »
Coamo Municipio	$472,030	$907,900	view details »
Comerio Municipio	$472,030	$907,900	view details »
Corozal Municipio	$472,030	$907,900	view details »
Culebra Municipio	$532,450	$1,023,950	view details »
Dorado Municipio	$472,030	$907,900	view details »
Fajardo Municipio	$472,030	$907,900	view details »
Florida Municipio	$472,030	$907,900	view details »
Guanica Municipio	$472,030	$907,900	view details »
Guayama Municipio	$472,030	$907,900	view details »
Guayanilla Municipio	$472,030	$907,900	view details »
Guaynabo Municipio	$472,030	$907,900	view details »
Gurabo Municipio	$472,030	$907,900	view details »
Hatillo Municipio	$472,030	$907,900	view details »
Hormigueros Municipio	$472,030	$907,900	view details »
Humacao Municipio	$472,030	$907,900	view details »
Isabela Municipio	$472,030	$907,900	view details »
Jayuya Municipio	$472,030	$907,900	view details »
Juana Diaz Municipio	$472,030	$907,900	view details »
Juncos Municipio	$472,030	$907,900	view details »
Lajas Municipio	$472,030	$907,900	view details »
Lares Municipio	$472,030	$907,900	view details »
Las Marias Municipio	$472,030	$907,900	view details »
Las Piedras Municipio	$472,030	$907,900	view details »
Loiza Municipio	$472,030	$907,900	view details »
Luquillo Municipio	$472,030	$907,900	view details »
Manati Municipio	$472,030	$907,900	view details »
Maricao Municipio	$472,030	$907,900	view details »
Maunabo Municipio	$472,030	$907,900	view details »
Mayaguez Municipio	$472,030	$907,900	view details »
Moca Municipio	$472,030	$907,900	view details »
Morovis Municipio	$472,030	$907,900	view details »
Naguabo Municipio	$472,030	$907,900	view details »
Naranjito Municipio	$472,030	$907,900	view details »
Orocovis Municipio	$472,030	$907,900	view details »
Patillas Municipio	$472,030	$907,900	view details »
Penuelas Municipio	$472,030	$907,900	view details »
Ponce Municipio	$472,030	$907,900	view details »
Quebradillas Municipio	$472,030	$907,900	view details »
Rincon Municipio	$472,030	$907,900	view details »
Rio Grande Municipio	$472,030	$907,900	view details »
Sabana Grande Municipio	$472,030	$907,900	view details »
Salinas Municipio	$472,030	$907,900	view details »
San German Municipio	$472,030	$907,900	view details »
San Juan Municipio	$472,030	$907,900	view details »
San Lorenzo Municipio	$472,030	$907,900	view details »
San Sebastian Municipio	$472,030	$907,900	view details »
Santa Isabel Municipio	$472,030	$907,900	view details »
Toa Alta Municipio	$472,030	$907,900	view details »
Toa Baja Municipio	$472,030	$907,900	view details »
Trujillo Alto Municipio	$472,030	$907,900	view details »
Utuado Municipio	$472,030	$907,900	view details »
Vega Alta Municipio	$472,030	$907,900	view details »
Vega Baja Municipio	$472,030	$907,900	view details »
Vieques Municipio	$472,030	$907,900	view details »
Villalba Municipio	$472,030	$907,900	view details »
Yabucoa Municipio	$472,030	$907,900	view details »
Yauco Municipio	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Puerto Rico is $472,030 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Puerto Rico. Additional restricts apply. Click on the Puerto Rico map above or the table below to see loan limits in your area.

Puerto Rico 2023 FHA Loan Limits

Loan Limits in Puerto Rico

Loan Limits by County in Puerto Rico (78 counties)

How to qualify for an FHA Loan in Puerto Rico?

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