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Puerto Rico 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adjuntas Municipio to a high of $740,850 for a 4-bedroom unit in Aguas Buenas Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($638,100) †
Highest Loan Limit ($740,850)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Puerto Rico (78 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adjuntas Municipio $331,760 $638,100 view details »
Aguada Municipio $331,760 $638,100 view details »
Aguadilla Municipio $331,760 $638,100 view details »
Aguas Buenas Municipio $385,250 $740,850 view details »
Aibonito Municipio $385,250 $740,850 view details »
Anasco Municipio $331,760 $638,100 view details »
Arecibo Municipio $331,760 $638,100 view details »
Arroyo Municipio $331,760 $638,100 view details »
Barceloneta Municipio $385,250 $740,850 view details »
Barranquitas Municipio $385,250 $740,850 view details »
Bayamon Municipio $385,250 $740,850 view details »
Cabo Rojo Municipio $331,760 $638,100 view details »
Caguas Municipio $385,250 $740,850 view details »
Camuy Municipio $331,760 $638,100 view details »
Canovanas Municipio $385,250 $740,850 view details »
Carolina Municipio $385,250 $740,850 view details »
Catano Municipio $385,250 $740,850 view details »
Cayey Municipio $385,250 $740,850 view details »
Ceiba Municipio $385,250 $740,850 view details »
Ciales Municipio $385,250 $740,850 view details »
Cidra Municipio $385,250 $740,850 view details »
Coamo Municipio $331,760 $638,100 view details »
Comerio Municipio $385,250 $740,850 view details »
Corozal Municipio $385,250 $740,850 view details »
Culebra Municipio $331,760 $638,100 view details »
Dorado Municipio $385,250 $740,850 view details »
Fajardo Municipio $385,250 $740,850 view details »
Florida Municipio $385,250 $740,850 view details »
Guanica Municipio $331,760 $638,100 view details »
Guayama Municipio $331,760 $638,100 view details »
Guayanilla Municipio $331,760 $638,100 view details »
Guaynabo Municipio $385,250 $740,850 view details »
Gurabo Municipio $385,250 $740,850 view details »
Hatillo Municipio $331,760 $638,100 view details »
Hormigueros Municipio $331,760 $638,100 view details »
Humacao Municipio $385,250 $740,850 view details »
Isabela Municipio $331,760 $638,100 view details »
Jayuya Municipio $331,760 $638,100 view details »
Juana Diaz Municipio $331,760 $638,100 view details »
Juncos Municipio $385,250 $740,850 view details »
Lajas Municipio $331,760 $638,100 view details »
Lares Municipio $331,760 $638,100 view details »
Las Marias Municipio $331,760 $638,100 view details »
Las Piedras Municipio $385,250 $740,850 view details »
Loiza Municipio $385,250 $740,850 view details »
Luquillo Municipio $385,250 $740,850 view details »
Manati Municipio $385,250 $740,850 view details »
Maricao Municipio $331,760 $638,100 view details »
Maunabo Municipio $385,250 $740,850 view details »
Mayaguez Municipio $331,760 $638,100 view details »
Moca Municipio $331,760 $638,100 view details »
Morovis Municipio $385,250 $740,850 view details »
Naguabo Municipio $385,250 $740,850 view details »
Naranjito Municipio $385,250 $740,850 view details »
Orocovis Municipio $385,250 $740,850 view details »
Patillas Municipio $331,760 $638,100 view details »
Penuelas Municipio $331,760 $638,100 view details »
Ponce Municipio $331,760 $638,100 view details »
Quebradillas Municipio $331,760 $638,100 view details »
Rincon Municipio $331,760 $638,100 view details »
Rio Grande Municipio $385,250 $740,850 view details »
Sabana Grande Municipio $331,760 $638,100 view details »
Salinas Municipio $331,760 $638,100 view details »
San German Municipio $331,760 $638,100 view details »
San Juan Municipio $385,250 $740,850 view details »
San Lorenzo Municipio $385,250 $740,850 view details »
San Sebastian Municipio $331,760 $638,100 view details »
Santa Isabel Municipio $331,760 $638,100 view details »
Toa Alta Municipio $385,250 $740,850 view details »
Toa Baja Municipio $385,250 $740,850 view details »
Trujillo Alto Municipio $385,250 $740,850 view details »
Utuado Municipio $331,760 $638,100 view details »
Vega Alta Municipio $385,250 $740,850 view details »
Vega Baja Municipio $385,250 $740,850 view details »
Vieques Municipio $331,760 $638,100 view details »
Villalba Municipio $331,760 $638,100 view details »
Yabucoa Municipio $385,250 $740,850 view details »
Yauco Municipio $331,760 $638,100 view details »

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Puerto Rico is $331,760 for a single-family home and $740,850 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Puerto Rico. Additional restricts apply. Click on the Puerto Rico map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Puerto Rico
FHA Inspectors in Puerto Rico
FHA Condos in Puerto Rico
FHA Lenders in Puerto Rico

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/puerto-rico