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Puerto Rico FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adjuntas Municipio to a high of $740,850 for a 4-bedroom unit in Aguas Buenas Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($605,525) †
Highest Loan Limit ($740,850)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Puerto Rico is $740,850 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Puerto Rico. Click on the Puerto Rico map above or the table below to see loan limits in your area.

Loan Limits by County in Puerto Rico (78)

County Lowest Loan Limit Highest Loan Limit
Adjuntas Municipio $314,827 $605,525 view loan limits »
Aguada Municipio $314,827 $605,525 view loan limits »
Aguadilla Municipio $314,827 $605,525 view loan limits »
Aguas Buenas Municipio $385,250 $740,850 view loan limits »
Aibonito Municipio $385,250 $740,850 view loan limits »
Anasco Municipio $314,827 $605,525 view loan limits »
Arecibo Municipio $314,827 $605,525 view loan limits »
Arroyo Municipio $314,827 $605,525 view loan limits »
Barceloneta Municipio $385,250 $740,850 view loan limits »
Barranquitas Municipio $385,250 $740,850 view loan limits »
Bayamon Municipio $385,250 $740,850 view loan limits »
Cabo Rojo Municipio $314,827 $605,525 view loan limits »
Caguas Municipio $385,250 $740,850 view loan limits »
Camuy Municipio $314,827 $605,525 view loan limits »
Canovanas Municipio $385,250 $740,850 view loan limits »
Carolina Municipio $385,250 $740,850 view loan limits »
Catano Municipio $385,250 $740,850 view loan limits »
Cayey Municipio $385,250 $740,850 view loan limits »
Ceiba Municipio $385,250 $740,850 view loan limits »
Ciales Municipio $385,250 $740,850 view loan limits »
Cidra Municipio $385,250 $740,850 view loan limits »
Coamo Municipio $314,827 $605,525 view loan limits »
Comerio Municipio $385,250 $740,850 view loan limits »
Corozal Municipio $385,250 $740,850 view loan limits »
Culebra Municipio $314,827 $605,525 view loan limits »
Dorado Municipio $385,250 $740,850 view loan limits »
Fajardo Municipio $385,250 $740,850 view loan limits »
Florida Municipio $385,250 $740,850 view loan limits »
Guanica Municipio $314,827 $605,525 view loan limits »
Guayama Municipio $314,827 $605,525 view loan limits »
Guayanilla Municipio $314,827 $605,525 view loan limits »
Guaynabo Municipio $385,250 $740,850 view loan limits »
Gurabo Municipio $385,250 $740,850 view loan limits »
Hatillo Municipio $314,827 $605,525 view loan limits »
Hormigueros Municipio $314,827 $605,525 view loan limits »
Humacao Municipio $385,250 $740,850 view loan limits »
Isabela Municipio $314,827 $605,525 view loan limits »
Jayuya Municipio $314,827 $605,525 view loan limits »
Juana Diaz Municipio $314,827 $605,525 view loan limits »
Juncos Municipio $385,250 $740,850 view loan limits »
Lajas Municipio $314,827 $605,525 view loan limits »
Lares Municipio $314,827 $605,525 view loan limits »
Las Marias Municipio $314,827 $605,525 view loan limits »
Las Piedras Municipio $385,250 $740,850 view loan limits »
Loiza Municipio $385,250 $740,850 view loan limits »
Luquillo Municipio $385,250 $740,850 view loan limits »
Manati Municipio $385,250 $740,850 view loan limits »
Maricao Municipio $314,827 $605,525 view loan limits »
Maunabo Municipio $385,250 $740,850 view loan limits »
Mayaguez Municipio $314,827 $605,525 view loan limits »
Moca Municipio $314,827 $605,525 view loan limits »
Morovis Municipio $385,250 $740,850 view loan limits »
Naguabo Municipio $385,250 $740,850 view loan limits »
Naranjito Municipio $385,250 $740,850 view loan limits »
Orocovis Municipio $385,250 $740,850 view loan limits »
Patillas Municipio $314,827 $605,525 view loan limits »
Penuelas Municipio $314,827 $605,525 view loan limits »
Ponce Municipio $314,827 $605,525 view loan limits »
Quebradillas Municipio $314,827 $605,525 view loan limits »
Rincon Municipio $314,827 $605,525 view loan limits »
Rio Grande Municipio $385,250 $740,850 view loan limits »
Sabana Grande Municipio $314,827 $605,525 view loan limits »
Salinas Municipio $314,827 $605,525 view loan limits »
San German Municipio $314,827 $605,525 view loan limits »
San Juan Municipio $385,250 $740,850 view loan limits »
San Lorenzo Municipio $385,250 $740,850 view loan limits »
San Sebastian Municipio $314,827 $605,525 view loan limits »
Santa Isabel Municipio $314,827 $605,525 view loan limits »
Toa Alta Municipio $385,250 $740,850 view loan limits »
Toa Baja Municipio $385,250 $740,850 view loan limits »
Trujillo Alto Municipio $385,250 $740,850 view loan limits »
Utuado Municipio $314,827 $605,525 view loan limits »
Vega Alta Municipio $385,250 $740,850 view loan limits »
Vega Baja Municipio $385,250 $740,850 view loan limits »
Vieques Municipio $314,827 $605,525 view loan limits »
Villalba Municipio $314,827 $605,525 view loan limits »
Yabucoa Municipio $385,250 $740,850 view loan limits »
Yauco Municipio $314,827 $605,525 view loan limits »

RELATED LINKS 
FHA Appraisers in Puerto Rico
FHA Inspectors in Puerto Rico
FHA Condos in Puerto Rico
FHA Lenders in Puerto Rico

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/puerto-rico