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Puerto Rico 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adjuntas Municipio to a high of $1,023,950 for a 4-bedroom unit in Culebra Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($809,150) †
Highest Loan Limit ($1,023,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Puerto Rico (78 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adjuntas Municipio $420,680 $809,150 view details »
Aguada Municipio $420,680 $809,150 view details »
Aguadilla Municipio $420,680 $809,150 view details »
Aguas Buenas Municipio $420,680 $809,150 view details »
Aibonito Municipio $420,680 $809,150 view details »
Anasco Municipio $420,680 $809,150 view details »
Arecibo Municipio $420,680 $809,150 view details »
Arroyo Municipio $420,680 $809,150 view details »
Barceloneta Municipio $420,680 $809,150 view details »
Barranquitas Municipio $420,680 $809,150 view details »
Bayamon Municipio $420,680 $809,150 view details »
Cabo Rojo Municipio $420,680 $809,150 view details »
Caguas Municipio $420,680 $809,150 view details »
Camuy Municipio $420,680 $809,150 view details »
Canovanas Municipio $420,680 $809,150 view details »
Carolina Municipio $420,680 $809,150 view details »
Catano Municipio $420,680 $809,150 view details »
Cayey Municipio $420,680 $809,150 view details »
Ceiba Municipio $420,680 $809,150 view details »
Ciales Municipio $420,680 $809,150 view details »
Cidra Municipio $420,680 $809,150 view details »
Coamo Municipio $420,680 $809,150 view details »
Comerio Municipio $420,680 $809,150 view details »
Corozal Municipio $420,680 $809,150 view details »
Culebra Municipio $532,450 $1,023,950 view details »
Dorado Municipio $420,680 $809,150 view details »
Fajardo Municipio $420,680 $809,150 view details »
Florida Municipio $420,680 $809,150 view details »
Guanica Municipio $420,680 $809,150 view details »
Guayama Municipio $420,680 $809,150 view details »
Guayanilla Municipio $420,680 $809,150 view details »
Guaynabo Municipio $420,680 $809,150 view details »
Gurabo Municipio $420,680 $809,150 view details »
Hatillo Municipio $420,680 $809,150 view details »
Hormigueros Municipio $420,680 $809,150 view details »
Humacao Municipio $420,680 $809,150 view details »
Isabela Municipio $420,680 $809,150 view details »
Jayuya Municipio $420,680 $809,150 view details »
Juana Diaz Municipio $420,680 $809,150 view details »
Juncos Municipio $420,680 $809,150 view details »
Lajas Municipio $420,680 $809,150 view details »
Lares Municipio $420,680 $809,150 view details »
Las Marias Municipio $420,680 $809,150 view details »
Las Piedras Municipio $420,680 $809,150 view details »
Loiza Municipio $420,680 $809,150 view details »
Luquillo Municipio $420,680 $809,150 view details »
Manati Municipio $420,680 $809,150 view details »
Maricao Municipio $420,680 $809,150 view details »
Maunabo Municipio $420,680 $809,150 view details »
Mayaguez Municipio $420,680 $809,150 view details »
Moca Municipio $420,680 $809,150 view details »
Morovis Municipio $420,680 $809,150 view details »
Naguabo Municipio $420,680 $809,150 view details »
Naranjito Municipio $420,680 $809,150 view details »
Orocovis Municipio $420,680 $809,150 view details »
Patillas Municipio $420,680 $809,150 view details »
Penuelas Municipio $420,680 $809,150 view details »
Ponce Municipio $420,680 $809,150 view details »
Quebradillas Municipio $420,680 $809,150 view details »
Rincon Municipio $420,680 $809,150 view details »
Rio Grande Municipio $420,680 $809,150 view details »
Sabana Grande Municipio $420,680 $809,150 view details »
Salinas Municipio $420,680 $809,150 view details »
San German Municipio $420,680 $809,150 view details »
San Juan Municipio $420,680 $809,150 view details »
San Lorenzo Municipio $420,680 $809,150 view details »
San Sebastian Municipio $420,680 $809,150 view details »
Santa Isabel Municipio $420,680 $809,150 view details »
Toa Alta Municipio $420,680 $809,150 view details »
Toa Baja Municipio $420,680 $809,150 view details »
Trujillo Alto Municipio $420,680 $809,150 view details »
Utuado Municipio $420,680 $809,150 view details »
Vega Alta Municipio $420,680 $809,150 view details »
Vega Baja Municipio $420,680 $809,150 view details »
Vieques Municipio $420,680 $809,150 view details »
Villalba Municipio $420,680 $809,150 view details »
Yabucoa Municipio $420,680 $809,150 view details »
Yauco Municipio $420,680 $809,150 view details »

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Puerto Rico is $420,680 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Puerto Rico. Additional restricts apply. Click on the Puerto Rico map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Puerto Rico
FHA Inspectors in Puerto Rico
FHA Condos in Puerto Rico
FHA Lenders in Puerto Rico

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/puerto-rico