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Puerto Rico 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Puerto Rico

Puerto Rico has 78 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adjuntas Municipio to a high of $1,023,950 for a 4-bedroom unit in Culebra Municipio.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Puerto Rico's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,023,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Puerto Rico (78 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adjuntas Municipio $472,030 $907,900 view details »
Aguada Municipio $472,030 $907,900 view details »
Aguadilla Municipio $472,030 $907,900 view details »
Aguas Buenas Municipio $472,030 $907,900 view details »
Aibonito Municipio $472,030 $907,900 view details »
Anasco Municipio $472,030 $907,900 view details »
Arecibo Municipio $472,030 $907,900 view details »
Arroyo Municipio $472,030 $907,900 view details »
Barceloneta Municipio $472,030 $907,900 view details »
Barranquitas Municipio $472,030 $907,900 view details »
Bayamon Municipio $472,030 $907,900 view details »
Cabo Rojo Municipio $472,030 $907,900 view details »
Caguas Municipio $472,030 $907,900 view details »
Camuy Municipio $472,030 $907,900 view details »
Canovanas Municipio $472,030 $907,900 view details »
Carolina Municipio $472,030 $907,900 view details »
Catano Municipio $472,030 $907,900 view details »
Cayey Municipio $472,030 $907,900 view details »
Ceiba Municipio $472,030 $907,900 view details »
Ciales Municipio $472,030 $907,900 view details »
Cidra Municipio $472,030 $907,900 view details »
Coamo Municipio $472,030 $907,900 view details »
Comerio Municipio $472,030 $907,900 view details »
Corozal Municipio $472,030 $907,900 view details »
Culebra Municipio $532,450 $1,023,950 view details »
Dorado Municipio $472,030 $907,900 view details »
Fajardo Municipio $472,030 $907,900 view details »
Florida Municipio $472,030 $907,900 view details »
Guanica Municipio $472,030 $907,900 view details »
Guayama Municipio $472,030 $907,900 view details »
Guayanilla Municipio $472,030 $907,900 view details »
Guaynabo Municipio $472,030 $907,900 view details »
Gurabo Municipio $472,030 $907,900 view details »
Hatillo Municipio $472,030 $907,900 view details »
Hormigueros Municipio $472,030 $907,900 view details »
Humacao Municipio $472,030 $907,900 view details »
Isabela Municipio $472,030 $907,900 view details »
Jayuya Municipio $472,030 $907,900 view details »
Juana Diaz Municipio $472,030 $907,900 view details »
Juncos Municipio $472,030 $907,900 view details »
Lajas Municipio $472,030 $907,900 view details »
Lares Municipio $472,030 $907,900 view details »
Las Marias Municipio $472,030 $907,900 view details »
Las Piedras Municipio $472,030 $907,900 view details »
Loiza Municipio $472,030 $907,900 view details »
Luquillo Municipio $472,030 $907,900 view details »
Manati Municipio $472,030 $907,900 view details »
Maricao Municipio $472,030 $907,900 view details »
Maunabo Municipio $472,030 $907,900 view details »
Mayaguez Municipio $472,030 $907,900 view details »
Moca Municipio $472,030 $907,900 view details »
Morovis Municipio $472,030 $907,900 view details »
Naguabo Municipio $472,030 $907,900 view details »
Naranjito Municipio $472,030 $907,900 view details »
Orocovis Municipio $472,030 $907,900 view details »
Patillas Municipio $472,030 $907,900 view details »
Penuelas Municipio $472,030 $907,900 view details »
Ponce Municipio $472,030 $907,900 view details »
Quebradillas Municipio $472,030 $907,900 view details »
Rincon Municipio $472,030 $907,900 view details »
Rio Grande Municipio $472,030 $907,900 view details »
Sabana Grande Municipio $472,030 $907,900 view details »
Salinas Municipio $472,030 $907,900 view details »
San German Municipio $472,030 $907,900 view details »
San Juan Municipio $472,030 $907,900 view details »
San Lorenzo Municipio $472,030 $907,900 view details »
San Sebastian Municipio $472,030 $907,900 view details »
Santa Isabel Municipio $472,030 $907,900 view details »
Toa Alta Municipio $472,030 $907,900 view details »
Toa Baja Municipio $472,030 $907,900 view details »
Trujillo Alto Municipio $472,030 $907,900 view details »
Utuado Municipio $472,030 $907,900 view details »
Vega Alta Municipio $472,030 $907,900 view details »
Vega Baja Municipio $472,030 $907,900 view details »
Vieques Municipio $472,030 $907,900 view details »
Villalba Municipio $472,030 $907,900 view details »
Yabucoa Municipio $472,030 $907,900 view details »
Yauco Municipio $472,030 $907,900 view details »

How to qualify for an FHA Loan in Puerto Rico?

To qualify for an FHA loan in Puerto Rico, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Puerto Rico is $472,030 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Puerto Rico. Additional restricts apply. Click on the Puerto Rico map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/puerto-rico
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