Vermont FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Vermont

Vermont has 14 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Addison County to a high of $676,750 for a 4-bedroom unit in Chittenden County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Vermont's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($676,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Vermont?

To qualify for an FHA loan in Vermont, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Vermont is $676,750 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Vermont. Click on the Vermont map above or the table below to see loan limits in your area.

Loan Limits by County in Vermont (14)

County Lowest Loan Limit Highest Loan Limit
Addison County $314,827 $605,525 view loan limits »
Bennington County $314,827 $605,525 view loan limits »
Caledonia County $314,827 $605,525 view loan limits »
Chittenden County $351,900 $676,750 view loan limits »
Essex County $314,827 $605,525 view loan limits »
Franklin County $351,900 $676,750 view loan limits »
Grand Isle County $351,900 $676,750 view loan limits »
Lamoille County $314,827 $605,525 view loan limits »
Orange County $314,827 $605,525 view loan limits »
Orleans County $314,827 $605,525 view loan limits »
Rutland County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Windham County $314,827 $605,525 view loan limits »
Windsor County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/vermont