Oklahoma FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $605,525 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Oklahoma is $605,525 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Oklahoma. Click on the Oklahoma map above or the table below to see loan limits in your area.

Loan Limits by County in Oklahoma (77)

County Lowest Loan Limit Highest Loan Limit
Adair County $314,827 $605,525 view loan limits »
Alfalfa County $314,827 $605,525 view loan limits »
Atoka County $314,827 $605,525 view loan limits »
Beaver County $314,827 $605,525 view loan limits »
Beckham County $314,827 $605,525 view loan limits »
Blaine County $314,827 $605,525 view loan limits »
Bryan County $314,827 $605,525 view loan limits »
Caddo County $314,827 $605,525 view loan limits »
Canadian County $314,827 $605,525 view loan limits »
Carter County $314,827 $605,525 view loan limits »
Cherokee County $314,827 $605,525 view loan limits »
Choctaw County $314,827 $605,525 view loan limits »
Cimarron County $314,827 $605,525 view loan limits »
Cleveland County $314,827 $605,525 view loan limits »
Coal County $314,827 $605,525 view loan limits »
Comanche County $314,827 $605,525 view loan limits »
Cotton County $314,827 $605,525 view loan limits »
Craig County $314,827 $605,525 view loan limits »
Creek County $314,827 $605,525 view loan limits »
Custer County $314,827 $605,525 view loan limits »
Delaware County $314,827 $605,525 view loan limits »
Dewey County $314,827 $605,525 view loan limits »
Ellis County $314,827 $605,525 view loan limits »
Garfield County $314,827 $605,525 view loan limits »
Garvin County $314,827 $605,525 view loan limits »
Grady County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Greer County $314,827 $605,525 view loan limits »
Harmon County $314,827 $605,525 view loan limits »
Harper County $314,827 $605,525 view loan limits »
Haskell County $314,827 $605,525 view loan limits »
Hughes County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Johnston County $314,827 $605,525 view loan limits »
Kay County $314,827 $605,525 view loan limits »
Kingfisher County $314,827 $605,525 view loan limits »
Kiowa County $314,827 $605,525 view loan limits »
Latimer County $314,827 $605,525 view loan limits »
Le Flore County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Love County $314,827 $605,525 view loan limits »
Mcclain County $314,827 $605,525 view loan limits »
Mccurtain County $314,827 $605,525 view loan limits »
Mcintosh County $314,827 $605,525 view loan limits »
Major County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Mayes County $314,827 $605,525 view loan limits »
Murray County $314,827 $605,525 view loan limits »
Muskogee County $314,827 $605,525 view loan limits »
Noble County $314,827 $605,525 view loan limits »
Nowata County $314,827 $605,525 view loan limits »
Okfuskee County $314,827 $605,525 view loan limits »
Oklahoma County $314,827 $605,525 view loan limits »
Okmulgee County $314,827 $605,525 view loan limits »
Osage County $314,827 $605,525 view loan limits »
Ottawa County $314,827 $605,525 view loan limits »
Pawnee County $314,827 $605,525 view loan limits »
Payne County $314,827 $605,525 view loan limits »
Pittsburg County $314,827 $605,525 view loan limits »
Pontotoc County $314,827 $605,525 view loan limits »
Pottawatomie County $314,827 $605,525 view loan limits »
Pushmataha County $314,827 $605,525 view loan limits »
Roger Mills County $314,827 $605,525 view loan limits »
Rogers County $314,827 $605,525 view loan limits »
Seminole County $314,827 $605,525 view loan limits »
Sequoyah County $314,827 $605,525 view loan limits »
Stephens County $314,827 $605,525 view loan limits »
Texas County $314,827 $605,525 view loan limits »
Tillman County $314,827 $605,525 view loan limits »
Tulsa County $314,827 $605,525 view loan limits »
Wagoner County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Washita County $314,827 $605,525 view loan limits »
Woods County $314,827 $605,525 view loan limits »
Woodward County $314,827 $605,525 view loan limits »

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Source: https://fhaloans.guide/loan-limits/oklahoma