Oklahoma 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adair County	$472,030	$907,900	view details »
Alfalfa County	$472,030	$907,900	view details »
Atoka County	$472,030	$907,900	view details »
Beaver County	$472,030	$907,900	view details »
Beckham County	$472,030	$907,900	view details »
Blaine County	$472,030	$907,900	view details »
Bryan County	$472,030	$907,900	view details »
Caddo County	$472,030	$907,900	view details »
Canadian County	$472,030	$907,900	view details »
Carter County	$472,030	$907,900	view details »
Cherokee County	$472,030	$907,900	view details »
Choctaw County	$472,030	$907,900	view details »
Cimarron County	$472,030	$907,900	view details »
Cleveland County	$472,030	$907,900	view details »
Coal County	$472,030	$907,900	view details »
Comanche County	$472,030	$907,900	view details »
Cotton County	$472,030	$907,900	view details »
Craig County	$472,030	$907,900	view details »
Creek County	$472,030	$907,900	view details »
Custer County	$472,030	$907,900	view details »
Delaware County	$472,030	$907,900	view details »
Dewey County	$472,030	$907,900	view details »
Ellis County	$472,030	$907,900	view details »
Garfield County	$472,030	$907,900	view details »
Garvin County	$472,030	$907,900	view details »
Grady County	$472,030	$907,900	view details »
Grant County	$472,030	$907,900	view details »
Greer County	$472,030	$907,900	view details »
Harmon County	$472,030	$907,900	view details »
Harper County	$472,030	$907,900	view details »
Haskell County	$472,030	$907,900	view details »
Hughes County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Johnston County	$472,030	$907,900	view details »
Kay County	$472,030	$907,900	view details »
Kingfisher County	$472,030	$907,900	view details »
Kiowa County	$472,030	$907,900	view details »
Latimer County	$472,030	$907,900	view details »
Le Flore County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Logan County	$472,030	$907,900	view details »
Love County	$472,030	$907,900	view details »
Mcclain County	$472,030	$907,900	view details »
Mccurtain County	$472,030	$907,900	view details »
Mcintosh County	$472,030	$907,900	view details »
Major County	$472,030	$907,900	view details »
Marshall County	$472,030	$907,900	view details »
Mayes County	$472,030	$907,900	view details »
Murray County	$472,030	$907,900	view details »
Muskogee County	$472,030	$907,900	view details »
Noble County	$472,030	$907,900	view details »
Nowata County	$472,030	$907,900	view details »
Okfuskee County	$472,030	$907,900	view details »
Oklahoma County	$472,030	$907,900	view details »
Okmulgee County	$472,030	$907,900	view details »
Osage County	$472,030	$907,900	view details »
Ottawa County	$472,030	$907,900	view details »
Pawnee County	$472,030	$907,900	view details »
Payne County	$472,030	$907,900	view details »
Pittsburg County	$472,030	$907,900	view details »
Pontotoc County	$472,030	$907,900	view details »
Pottawatomie County	$472,030	$907,900	view details »
Pushmataha County	$472,030	$907,900	view details »
Roger Mills County	$472,030	$907,900	view details »
Rogers County	$472,030	$907,900	view details »
Seminole County	$472,030	$907,900	view details »
Sequoyah County	$472,030	$907,900	view details »
Stephens County	$472,030	$907,900	view details »
Texas County	$472,030	$907,900	view details »
Tillman County	$472,030	$907,900	view details »
Tulsa County	$472,030	$907,900	view details »
Wagoner County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Washita County	$472,030	$907,900	view details »
Woods County	$472,030	$907,900	view details »
Woodward County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Oklahoma is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.

Oklahoma 2023 FHA Loan Limits

Loan Limits in Oklahoma

Loan Limits by County in Oklahoma (77 counties)

How to qualify for an FHA Loan in Oklahoma?

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