Oklahoma 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adair County to a high of $605,525 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $314,827 $605,525 view details »
Alfalfa County $314,827 $605,525 view details »
Atoka County $314,827 $605,525 view details »
Beaver County $314,827 $605,525 view details »
Beckham County $314,827 $605,525 view details »
Blaine County $314,827 $605,525 view details »
Bryan County $314,827 $605,525 view details »
Caddo County $314,827 $605,525 view details »
Canadian County $314,827 $605,525 view details »
Carter County $314,827 $605,525 view details »
Cherokee County $314,827 $605,525 view details »
Choctaw County $314,827 $605,525 view details »
Cimarron County $314,827 $605,525 view details »
Cleveland County $314,827 $605,525 view details »
Coal County $314,827 $605,525 view details »
Comanche County $314,827 $605,525 view details »
Cotton County $314,827 $605,525 view details »
Craig County $314,827 $605,525 view details »
Creek County $314,827 $605,525 view details »
Custer County $314,827 $605,525 view details »
Delaware County $314,827 $605,525 view details »
Dewey County $314,827 $605,525 view details »
Ellis County $314,827 $605,525 view details »
Garfield County $314,827 $605,525 view details »
Garvin County $314,827 $605,525 view details »
Grady County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Greer County $314,827 $605,525 view details »
Harmon County $314,827 $605,525 view details »
Harper County $314,827 $605,525 view details »
Haskell County $314,827 $605,525 view details »
Hughes County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Johnston County $314,827 $605,525 view details »
Kay County $314,827 $605,525 view details »
Kingfisher County $314,827 $605,525 view details »
Kiowa County $314,827 $605,525 view details »
Latimer County $314,827 $605,525 view details »
Le Flore County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Logan County $314,827 $605,525 view details »
Love County $314,827 $605,525 view details »
Mcclain County $314,827 $605,525 view details »
Mccurtain County $314,827 $605,525 view details »
Mcintosh County $314,827 $605,525 view details »
Major County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Mayes County $314,827 $605,525 view details »
Murray County $314,827 $605,525 view details »
Muskogee County $314,827 $605,525 view details »
Noble County $314,827 $605,525 view details »
Nowata County $314,827 $605,525 view details »
Okfuskee County $314,827 $605,525 view details »
Oklahoma County $314,827 $605,525 view details »
Okmulgee County $314,827 $605,525 view details »
Osage County $314,827 $605,525 view details »
Ottawa County $314,827 $605,525 view details »
Pawnee County $314,827 $605,525 view details »
Payne County $314,827 $605,525 view details »
Pittsburg County $314,827 $605,525 view details »
Pontotoc County $314,827 $605,525 view details »
Pottawatomie County $314,827 $605,525 view details »
Pushmataha County $314,827 $605,525 view details »
Roger Mills County $314,827 $605,525 view details »
Rogers County $314,827 $605,525 view details »
Seminole County $314,827 $605,525 view details »
Sequoyah County $314,827 $605,525 view details »
Stephens County $314,827 $605,525 view details »
Texas County $314,827 $605,525 view details »
Tillman County $314,827 $605,525 view details »
Tulsa County $314,827 $605,525 view details »
Wagoner County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Washita County $314,827 $605,525 view details »
Woods County $314,827 $605,525 view details »
Woodward County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Oklahoma is $314,827 for a single-family home and $605,525 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oklahoma