Oklahoma 2024 FHA Loan Limits
Loan Limits in Oklahoma
Oklahoma has 77 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adair County to a high of $958,350 for a 4-bedroom unit in Adair County.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($958,350)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in Oklahoma (77 counties)
How to qualify for an FHA Loan in Oklahoma?
To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Oklahoma is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.