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Oklahoma 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adair County to a high of $1,008,300 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($1,008,300) †
Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $524,225 $1,008,300 view details »
Alfalfa County $524,225 $1,008,300 view details »
Atoka County $524,225 $1,008,300 view details »
Beaver County $524,225 $1,008,300 view details »
Beckham County $524,225 $1,008,300 view details »
Blaine County $524,225 $1,008,300 view details »
Bryan County $524,225 $1,008,300 view details »
Caddo County $524,225 $1,008,300 view details »
Canadian County $524,225 $1,008,300 view details »
Carter County $524,225 $1,008,300 view details »
Cherokee County $524,225 $1,008,300 view details »
Choctaw County $524,225 $1,008,300 view details »
Cimarron County $524,225 $1,008,300 view details »
Cleveland County $524,225 $1,008,300 view details »
Coal County $524,225 $1,008,300 view details »
Comanche County $524,225 $1,008,300 view details »
Cotton County $524,225 $1,008,300 view details »
Craig County $524,225 $1,008,300 view details »
Creek County $524,225 $1,008,300 view details »
Custer County $524,225 $1,008,300 view details »
Delaware County $524,225 $1,008,300 view details »
Dewey County $524,225 $1,008,300 view details »
Ellis County $524,225 $1,008,300 view details »
Garfield County $524,225 $1,008,300 view details »
Garvin County $524,225 $1,008,300 view details »
Grady County $524,225 $1,008,300 view details »
Grant County $524,225 $1,008,300 view details »
Greer County $524,225 $1,008,300 view details »
Harmon County $524,225 $1,008,300 view details »
Harper County $524,225 $1,008,300 view details »
Haskell County $524,225 $1,008,300 view details »
Hughes County $524,225 $1,008,300 view details »
Jackson County $524,225 $1,008,300 view details »
Jefferson County $524,225 $1,008,300 view details »
Johnston County $524,225 $1,008,300 view details »
Kay County $524,225 $1,008,300 view details »
Kingfisher County $524,225 $1,008,300 view details »
Kiowa County $524,225 $1,008,300 view details »
Latimer County $524,225 $1,008,300 view details »
Le Flore County $524,225 $1,008,300 view details »
Lincoln County $524,225 $1,008,300 view details »
Logan County $524,225 $1,008,300 view details »
Love County $524,225 $1,008,300 view details »
Mcclain County $524,225 $1,008,300 view details »
Mccurtain County $524,225 $1,008,300 view details »
Mcintosh County $524,225 $1,008,300 view details »
Major County $524,225 $1,008,300 view details »
Marshall County $524,225 $1,008,300 view details »
Mayes County $524,225 $1,008,300 view details »
Murray County $524,225 $1,008,300 view details »
Muskogee County $524,225 $1,008,300 view details »
Noble County $524,225 $1,008,300 view details »
Nowata County $524,225 $1,008,300 view details »
Okfuskee County $524,225 $1,008,300 view details »
Oklahoma County $524,225 $1,008,300 view details »
Okmulgee County $524,225 $1,008,300 view details »
Osage County $524,225 $1,008,300 view details »
Ottawa County $524,225 $1,008,300 view details »
Pawnee County $524,225 $1,008,300 view details »
Payne County $524,225 $1,008,300 view details »
Pittsburg County $524,225 $1,008,300 view details »
Pontotoc County $524,225 $1,008,300 view details »
Pottawatomie County $524,225 $1,008,300 view details »
Pushmataha County $524,225 $1,008,300 view details »
Roger Mills County $524,225 $1,008,300 view details »
Rogers County $524,225 $1,008,300 view details »
Seminole County $524,225 $1,008,300 view details »
Sequoyah County $524,225 $1,008,300 view details »
Stephens County $524,225 $1,008,300 view details »
Texas County $524,225 $1,008,300 view details »
Tillman County $524,225 $1,008,300 view details »
Tulsa County $524,225 $1,008,300 view details »
Wagoner County $524,225 $1,008,300 view details »
Washington County $524,225 $1,008,300 view details »
Washita County $524,225 $1,008,300 view details »
Woods County $524,225 $1,008,300 view details »
Woodward County $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Oklahoma is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Oklahoma
FHA Inspectors in Oklahoma
FHA Condos in Oklahoma
FHA Lenders in Oklahoma

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oklahoma