Oklahoma 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adair County to a high of $638,100 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($638,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $331,760 $638,100 view details »
Alfalfa County $331,760 $638,100 view details »
Atoka County $331,760 $638,100 view details »
Beaver County $331,760 $638,100 view details »
Beckham County $331,760 $638,100 view details »
Blaine County $331,760 $638,100 view details »
Bryan County $331,760 $638,100 view details »
Caddo County $331,760 $638,100 view details »
Canadian County $331,760 $638,100 view details »
Carter County $331,760 $638,100 view details »
Cherokee County $331,760 $638,100 view details »
Choctaw County $331,760 $638,100 view details »
Cimarron County $331,760 $638,100 view details »
Cleveland County $331,760 $638,100 view details »
Coal County $331,760 $638,100 view details »
Comanche County $331,760 $638,100 view details »
Cotton County $331,760 $638,100 view details »
Craig County $331,760 $638,100 view details »
Creek County $331,760 $638,100 view details »
Custer County $331,760 $638,100 view details »
Delaware County $331,760 $638,100 view details »
Dewey County $331,760 $638,100 view details »
Ellis County $331,760 $638,100 view details »
Garfield County $331,760 $638,100 view details »
Garvin County $331,760 $638,100 view details »
Grady County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Greer County $331,760 $638,100 view details »
Harmon County $331,760 $638,100 view details »
Harper County $331,760 $638,100 view details »
Haskell County $331,760 $638,100 view details »
Hughes County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Johnston County $331,760 $638,100 view details »
Kay County $331,760 $638,100 view details »
Kingfisher County $331,760 $638,100 view details »
Kiowa County $331,760 $638,100 view details »
Latimer County $331,760 $638,100 view details »
Le Flore County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Logan County $331,760 $638,100 view details »
Love County $331,760 $638,100 view details »
Mcclain County $331,760 $638,100 view details »
Mccurtain County $331,760 $638,100 view details »
Mcintosh County $331,760 $638,100 view details »
Major County $331,760 $638,100 view details »
Marshall County $331,760 $638,100 view details »
Mayes County $331,760 $638,100 view details »
Murray County $331,760 $638,100 view details »
Muskogee County $331,760 $638,100 view details »
Noble County $331,760 $638,100 view details »
Nowata County $331,760 $638,100 view details »
Okfuskee County $331,760 $638,100 view details »
Oklahoma County $331,760 $638,100 view details »
Okmulgee County $331,760 $638,100 view details »
Osage County $331,760 $638,100 view details »
Ottawa County $331,760 $638,100 view details »
Pawnee County $331,760 $638,100 view details »
Payne County $331,760 $638,100 view details »
Pittsburg County $331,760 $638,100 view details »
Pontotoc County $331,760 $638,100 view details »
Pottawatomie County $331,760 $638,100 view details »
Pushmataha County $331,760 $638,100 view details »
Roger Mills County $331,760 $638,100 view details »
Rogers County $331,760 $638,100 view details »
Seminole County $331,760 $638,100 view details »
Sequoyah County $331,760 $638,100 view details »
Stephens County $331,760 $638,100 view details »
Texas County $331,760 $638,100 view details »
Tillman County $331,760 $638,100 view details »
Tulsa County $331,760 $638,100 view details »
Wagoner County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Washita County $331,760 $638,100 view details »
Woods County $331,760 $638,100 view details »
Woodward County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Oklahoma is $331,760 for a single-family home and $638,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oklahoma