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Oklahoma 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adair County to a high of $907,900 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $472,030 $907,900 view details »
Alfalfa County $472,030 $907,900 view details »
Atoka County $472,030 $907,900 view details »
Beaver County $472,030 $907,900 view details »
Beckham County $472,030 $907,900 view details »
Blaine County $472,030 $907,900 view details »
Bryan County $472,030 $907,900 view details »
Caddo County $472,030 $907,900 view details »
Canadian County $472,030 $907,900 view details »
Carter County $472,030 $907,900 view details »
Cherokee County $472,030 $907,900 view details »
Choctaw County $472,030 $907,900 view details »
Cimarron County $472,030 $907,900 view details »
Cleveland County $472,030 $907,900 view details »
Coal County $472,030 $907,900 view details »
Comanche County $472,030 $907,900 view details »
Cotton County $472,030 $907,900 view details »
Craig County $472,030 $907,900 view details »
Creek County $472,030 $907,900 view details »
Custer County $472,030 $907,900 view details »
Delaware County $472,030 $907,900 view details »
Dewey County $472,030 $907,900 view details »
Ellis County $472,030 $907,900 view details »
Garfield County $472,030 $907,900 view details »
Garvin County $472,030 $907,900 view details »
Grady County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Greer County $472,030 $907,900 view details »
Harmon County $472,030 $907,900 view details »
Harper County $472,030 $907,900 view details »
Haskell County $472,030 $907,900 view details »
Hughes County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Johnston County $472,030 $907,900 view details »
Kay County $472,030 $907,900 view details »
Kingfisher County $472,030 $907,900 view details »
Kiowa County $472,030 $907,900 view details »
Latimer County $472,030 $907,900 view details »
Le Flore County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Logan County $472,030 $907,900 view details »
Love County $472,030 $907,900 view details »
Mcclain County $472,030 $907,900 view details »
Mccurtain County $472,030 $907,900 view details »
Mcintosh County $472,030 $907,900 view details »
Major County $472,030 $907,900 view details »
Marshall County $472,030 $907,900 view details »
Mayes County $472,030 $907,900 view details »
Murray County $472,030 $907,900 view details »
Muskogee County $472,030 $907,900 view details »
Noble County $472,030 $907,900 view details »
Nowata County $472,030 $907,900 view details »
Okfuskee County $472,030 $907,900 view details »
Oklahoma County $472,030 $907,900 view details »
Okmulgee County $472,030 $907,900 view details »
Osage County $472,030 $907,900 view details »
Ottawa County $472,030 $907,900 view details »
Pawnee County $472,030 $907,900 view details »
Payne County $472,030 $907,900 view details »
Pittsburg County $472,030 $907,900 view details »
Pontotoc County $472,030 $907,900 view details »
Pottawatomie County $472,030 $907,900 view details »
Pushmataha County $472,030 $907,900 view details »
Roger Mills County $472,030 $907,900 view details »
Rogers County $472,030 $907,900 view details »
Seminole County $472,030 $907,900 view details »
Sequoyah County $472,030 $907,900 view details »
Stephens County $472,030 $907,900 view details »
Texas County $472,030 $907,900 view details »
Tillman County $472,030 $907,900 view details »
Tulsa County $472,030 $907,900 view details »
Wagoner County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Washita County $472,030 $907,900 view details »
Woods County $472,030 $907,900 view details »
Woodward County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Oklahoma is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/oklahoma
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