Oklahoma 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adair County to a high of $685,400 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $356,362 $685,400 view details »
Alfalfa County $356,362 $685,400 view details »
Atoka County $356,362 $685,400 view details »
Beaver County $356,362 $685,400 view details »
Beckham County $356,362 $685,400 view details »
Blaine County $356,362 $685,400 view details »
Bryan County $356,362 $685,400 view details »
Caddo County $356,362 $685,400 view details »
Canadian County $356,362 $685,400 view details »
Carter County $356,362 $685,400 view details »
Cherokee County $356,362 $685,400 view details »
Choctaw County $356,362 $685,400 view details »
Cimarron County $356,362 $685,400 view details »
Cleveland County $356,362 $685,400 view details »
Coal County $356,362 $685,400 view details »
Comanche County $356,362 $685,400 view details »
Cotton County $356,362 $685,400 view details »
Craig County $356,362 $685,400 view details »
Creek County $356,362 $685,400 view details »
Custer County $356,362 $685,400 view details »
Delaware County $356,362 $685,400 view details »
Dewey County $356,362 $685,400 view details »
Ellis County $356,362 $685,400 view details »
Garfield County $356,362 $685,400 view details »
Garvin County $356,362 $685,400 view details »
Grady County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Greer County $356,362 $685,400 view details »
Harmon County $356,362 $685,400 view details »
Harper County $356,362 $685,400 view details »
Haskell County $356,362 $685,400 view details »
Hughes County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Johnston County $356,362 $685,400 view details »
Kay County $356,362 $685,400 view details »
Kingfisher County $356,362 $685,400 view details »
Kiowa County $356,362 $685,400 view details »
Latimer County $356,362 $685,400 view details »
Le Flore County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Logan County $356,362 $685,400 view details »
Love County $356,362 $685,400 view details »
Mcclain County $356,362 $685,400 view details »
Mccurtain County $356,362 $685,400 view details »
Mcintosh County $356,362 $685,400 view details »
Major County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Mayes County $356,362 $685,400 view details »
Murray County $356,362 $685,400 view details »
Muskogee County $356,362 $685,400 view details »
Noble County $356,362 $685,400 view details »
Nowata County $356,362 $685,400 view details »
Okfuskee County $356,362 $685,400 view details »
Oklahoma County $356,362 $685,400 view details »
Okmulgee County $356,362 $685,400 view details »
Osage County $356,362 $685,400 view details »
Ottawa County $356,362 $685,400 view details »
Pawnee County $356,362 $685,400 view details »
Payne County $356,362 $685,400 view details »
Pittsburg County $356,362 $685,400 view details »
Pontotoc County $356,362 $685,400 view details »
Pottawatomie County $356,362 $685,400 view details »
Pushmataha County $356,362 $685,400 view details »
Roger Mills County $356,362 $685,400 view details »
Rogers County $356,362 $685,400 view details »
Seminole County $356,362 $685,400 view details »
Sequoyah County $356,362 $685,400 view details »
Stephens County $356,362 $685,400 view details »
Texas County $356,362 $685,400 view details »
Tillman County $356,362 $685,400 view details »
Tulsa County $356,362 $685,400 view details »
Wagoner County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Washita County $356,362 $685,400 view details »
Woods County $356,362 $685,400 view details »
Woodward County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Oklahoma is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


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Source: https://fhaloans.guide/loan-limits/oklahoma