Oklahoma 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Oklahoma

Oklahoma has 77 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adair County to a high of $809,150 for a 4-bedroom unit in Adair County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Oklahoma's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Oklahoma (77 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adair County $420,680 $809,150 view details »
Alfalfa County $420,680 $809,150 view details »
Atoka County $420,680 $809,150 view details »
Beaver County $420,680 $809,150 view details »
Beckham County $420,680 $809,150 view details »
Blaine County $420,680 $809,150 view details »
Bryan County $420,680 $809,150 view details »
Caddo County $420,680 $809,150 view details »
Canadian County $420,680 $809,150 view details »
Carter County $420,680 $809,150 view details »
Cherokee County $420,680 $809,150 view details »
Choctaw County $420,680 $809,150 view details »
Cimarron County $420,680 $809,150 view details »
Cleveland County $420,680 $809,150 view details »
Coal County $420,680 $809,150 view details »
Comanche County $420,680 $809,150 view details »
Cotton County $420,680 $809,150 view details »
Craig County $420,680 $809,150 view details »
Creek County $420,680 $809,150 view details »
Custer County $420,680 $809,150 view details »
Delaware County $420,680 $809,150 view details »
Dewey County $420,680 $809,150 view details »
Ellis County $420,680 $809,150 view details »
Garfield County $420,680 $809,150 view details »
Garvin County $420,680 $809,150 view details »
Grady County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Greer County $420,680 $809,150 view details »
Harmon County $420,680 $809,150 view details »
Harper County $420,680 $809,150 view details »
Haskell County $420,680 $809,150 view details »
Hughes County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Johnston County $420,680 $809,150 view details »
Kay County $420,680 $809,150 view details »
Kingfisher County $420,680 $809,150 view details »
Kiowa County $420,680 $809,150 view details »
Latimer County $420,680 $809,150 view details »
Le Flore County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Logan County $420,680 $809,150 view details »
Love County $420,680 $809,150 view details »
Mcclain County $420,680 $809,150 view details »
Mccurtain County $420,680 $809,150 view details »
Mcintosh County $420,680 $809,150 view details »
Major County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Mayes County $420,680 $809,150 view details »
Murray County $420,680 $809,150 view details »
Muskogee County $420,680 $809,150 view details »
Noble County $420,680 $809,150 view details »
Nowata County $420,680 $809,150 view details »
Okfuskee County $420,680 $809,150 view details »
Oklahoma County $420,680 $809,150 view details »
Okmulgee County $420,680 $809,150 view details »
Osage County $420,680 $809,150 view details »
Ottawa County $420,680 $809,150 view details »
Pawnee County $420,680 $809,150 view details »
Payne County $420,680 $809,150 view details »
Pittsburg County $420,680 $809,150 view details »
Pontotoc County $420,680 $809,150 view details »
Pottawatomie County $420,680 $809,150 view details »
Pushmataha County $420,680 $809,150 view details »
Roger Mills County $420,680 $809,150 view details »
Rogers County $420,680 $809,150 view details »
Seminole County $420,680 $809,150 view details »
Sequoyah County $420,680 $809,150 view details »
Stephens County $420,680 $809,150 view details »
Texas County $420,680 $809,150 view details »
Tillman County $420,680 $809,150 view details »
Tulsa County $420,680 $809,150 view details »
Wagoner County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Washita County $420,680 $809,150 view details »
Woods County $420,680 $809,150 view details »
Woodward County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Oklahoma?

To qualify for an FHA loan in Oklahoma, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Oklahoma is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Oklahoma. Additional restricts apply. Click on the Oklahoma map above or the table below to see loan limits in your area.


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Source: https://fhaloans.guide/loan-limits/oklahoma