Hawaii FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Hawaii

Hawaii has 5 counties with FHA Limits ranging from a low of $387,550 for a 1-bedroom unit in Hawaii County to a high of $1,386,650 for a 4-bedroom unit in Honolulu County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Hawaii's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($745,300)
Highest Loan Limit ($1,386,650)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Hawaii?

To qualify for an FHA loan in Hawaii, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Hawaii is $1,386,650 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Hawaii. Click on the Hawaii map above or the table below to see loan limits in your area.

Loan Limits by County in Hawaii (5)

County Lowest Loan Limit Highest Loan Limit
Hawaii County $387,550 $745,300 view loan limits »
Honolulu County $721,050 $1,386,650 view loan limits »
Kalawao County $678,500 $1,304,850 view loan limits »
Kauai County $713,000 $1,371,150 view loan limits »
Maui County $678,500 $1,304,850 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/hawaii