Idaho 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in Idaho

Idaho has 44 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $1,472,550 for a 4-bedroom unit in Teton County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Idaho's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($1,472,550)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Idaho (44 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Ada County $366,850 $705,500 view details »
Adams County $331,760 $638,100 view details »
Bannock County $331,760 $638,100 view details »
Bear Lake County $331,760 $638,100 view details »
Benewah County $331,760 $638,100 view details »
Bingham County $331,760 $638,100 view details »
Blaine County $646,300 $1,242,900 view details »
Boise County $366,850 $705,500 view details »
Bonner County $331,760 $638,100 view details »
Bonneville County $331,760 $638,100 view details »
Boundary County $331,760 $638,100 view details »
Butte County $331,760 $638,100 view details »
Camas County $646,300 $1,242,900 view details »
Canyon County $366,850 $705,500 view details »
Caribou County $331,760 $638,100 view details »
Cassia County $331,760 $638,100 view details »
Clark County $331,760 $638,100 view details »
Clearwater County $331,760 $638,100 view details »
Custer County $331,760 $638,100 view details »
Elmore County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Fremont County $331,760 $638,100 view details »
Gem County $366,850 $705,500 view details »
Gooding County $331,760 $638,100 view details »
Idaho County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jerome County $331,760 $638,100 view details »
Kootenai County $335,800 $645,750 view details »
Latah County $331,760 $638,100 view details »
Lemhi County $331,760 $638,100 view details »
Lewis County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Minidoka County $331,760 $638,100 view details »
Nez Perce County $331,760 $638,100 view details »
Oneida County $331,760 $638,100 view details »
Owyhee County $366,850 $705,500 view details »
Payette County $331,760 $638,100 view details »
Power County $331,760 $638,100 view details »
Shoshone County $331,760 $638,100 view details »
Teton County $765,600 $1,472,550 view details »
Twin Falls County $331,760 $638,100 view details »
Valley County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Idaho?

To qualify for an FHA loan in Idaho, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Idaho is $331,760 for a single-family home and $1,472,550 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Idaho. Additional restricts apply. Click on the Idaho map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/idaho