Idaho FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Idaho

Idaho has 44 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $1,397,400 for a 4-bedroom unit in Teton County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Idaho's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Idaho?

To qualify for an FHA loan in Idaho, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Idaho is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Idaho. Click on the Idaho map above or the table below to see loan limits in your area.

Loan Limits by County in Idaho (44)

County Lowest Loan Limit Highest Loan Limit
Ada County $331,200 $636,900 view loan limits »
Adams County $314,827 $605,525 view loan limits »
Bannock County $314,827 $605,525 view loan limits »
Bear Lake County $314,827 $605,525 view loan limits »
Benewah County $314,827 $605,525 view loan limits »
Bingham County $314,827 $605,525 view loan limits »
Blaine County $646,300 $1,242,900 view loan limits »
Boise County $331,200 $636,900 view loan limits »
Bonner County $314,827 $605,525 view loan limits »
Bonneville County $314,827 $605,525 view loan limits »
Boundary County $314,827 $605,525 view loan limits »
Butte County $314,827 $605,525 view loan limits »
Camas County $646,300 $1,242,900 view loan limits »
Canyon County $331,200 $636,900 view loan limits »
Caribou County $314,827 $605,525 view loan limits »
Cassia County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clearwater County $314,827 $605,525 view loan limits »
Custer County $314,827 $605,525 view loan limits »
Elmore County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Fremont County $314,827 $605,525 view loan limits »
Gem County $331,200 $636,900 view loan limits »
Gooding County $314,827 $605,525 view loan limits »
Idaho County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Jerome County $314,827 $605,525 view loan limits »
Kootenai County $314,827 $605,525 view loan limits »
Latah County $314,827 $605,525 view loan limits »
Lemhi County $314,827 $605,525 view loan limits »
Lewis County $314,827 $605,525 view loan limits »
Lincoln County $646,300 $1,242,900 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Minidoka County $314,827 $605,525 view loan limits »
Nez Perce County $314,827 $605,525 view loan limits »
Oneida County $314,827 $605,525 view loan limits »
Owyhee County $331,200 $636,900 view loan limits »
Payette County $314,827 $605,525 view loan limits »
Power County $314,827 $605,525 view loan limits »
Shoshone County $314,827 $605,525 view loan limits »
Teton County $726,525 $1,397,400 view loan limits »
Twin Falls County $314,827 $605,525 view loan limits »
Valley County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/idaho