Idaho 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Idaho

Idaho has 44 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $1,397,400 for a 4-bedroom unit in Teton County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Idaho's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Idaho (44 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Ada County $331,200 $636,900 view details »
Adams County $314,827 $605,525 view details »
Bannock County $314,827 $605,525 view details »
Bear Lake County $314,827 $605,525 view details »
Benewah County $314,827 $605,525 view details »
Bingham County $314,827 $605,525 view details »
Blaine County $646,300 $1,242,900 view details »
Boise County $331,200 $636,900 view details »
Bonner County $314,827 $605,525 view details »
Bonneville County $314,827 $605,525 view details »
Boundary County $314,827 $605,525 view details »
Butte County $314,827 $605,525 view details »
Camas County $646,300 $1,242,900 view details »
Canyon County $331,200 $636,900 view details »
Caribou County $314,827 $605,525 view details »
Cassia County $314,827 $605,525 view details »
Clark County $314,827 $605,525 view details »
Clearwater County $314,827 $605,525 view details »
Custer County $314,827 $605,525 view details »
Elmore County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Fremont County $314,827 $605,525 view details »
Gem County $331,200 $636,900 view details »
Gooding County $314,827 $605,525 view details »
Idaho County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Jerome County $314,827 $605,525 view details »
Kootenai County $314,827 $605,525 view details »
Latah County $314,827 $605,525 view details »
Lemhi County $314,827 $605,525 view details »
Lewis County $314,827 $605,525 view details »
Lincoln County $646,300 $1,242,900 view details »
Madison County $314,827 $605,525 view details »
Minidoka County $314,827 $605,525 view details »
Nez Perce County $314,827 $605,525 view details »
Oneida County $314,827 $605,525 view details »
Owyhee County $331,200 $636,900 view details »
Payette County $314,827 $605,525 view details »
Power County $314,827 $605,525 view details »
Shoshone County $314,827 $605,525 view details »
Teton County $726,525 $1,397,400 view details »
Twin Falls County $314,827 $605,525 view details »
Valley County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Idaho?

To qualify for an FHA loan in Idaho, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Idaho is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Idaho. Additional restricts apply. Click on the Idaho map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/idaho