North Dakota 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Adams County to a high of $652,400 for a 4-bedroom unit in Billings County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($652,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $331,760 $638,100 view details »
Barnes County $331,760 $638,100 view details »
Benson County $331,760 $638,100 view details »
Billings County $339,250 $652,400 view details »
Bottineau County $331,760 $638,100 view details »
Bowman County $331,760 $638,100 view details »
Burke County $331,760 $638,100 view details »
Burleigh County $331,760 $638,100 view details »
Cass County $331,760 $638,100 view details »
Cavalier County $331,760 $638,100 view details »
Dickey County $331,760 $638,100 view details »
Divide County $331,760 $638,100 view details »
Dunn County $331,760 $638,100 view details »
Eddy County $331,760 $638,100 view details »
Emmons County $331,760 $638,100 view details »
Foster County $331,760 $638,100 view details »
Golden Valley County $331,760 $638,100 view details »
Grand Forks County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Griggs County $331,760 $638,100 view details »
Hettinger County $331,760 $638,100 view details »
Kidder County $331,760 $638,100 view details »
Lamoure County $331,760 $638,100 view details »
Logan County $331,760 $638,100 view details »
Mchenry County $331,760 $638,100 view details »
Mcintosh County $331,760 $638,100 view details »
Mckenzie County $331,760 $638,100 view details »
Mclean County $331,760 $638,100 view details »
Mercer County $331,760 $638,100 view details »
Morton County $331,760 $638,100 view details »
Mountrail County $331,760 $638,100 view details »
Nelson County $331,760 $638,100 view details »
Oliver County $331,760 $638,100 view details »
Pembina County $331,760 $638,100 view details »
Pierce County $331,760 $638,100 view details »
Ramsey County $331,760 $638,100 view details »
Ransom County $331,760 $638,100 view details »
Renville County $331,760 $638,100 view details »
Richland County $331,760 $638,100 view details »
Rolette County $331,760 $638,100 view details »
Sargent County $331,760 $638,100 view details »
Sheridan County $331,760 $638,100 view details »
Sioux County $331,760 $638,100 view details »
Slope County $331,760 $638,100 view details »
Stark County $339,250 $652,400 view details »
Steele County $331,760 $638,100 view details »
Stutsman County $331,760 $638,100 view details »
Towner County $331,760 $638,100 view details »
Traill County $331,760 $638,100 view details »
Walsh County $331,760 $638,100 view details »
Ward County $331,760 $638,100 view details »
Wells County $331,760 $638,100 view details »
Williams County $331,760 $638,100 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in North Dakota is $331,760 for a single-family home and $652,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota