North Dakota 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Adams County to a high of $977,500 for a 4-bedroom unit in Billings County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($977,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $498,257 $958,350 view details »
Barnes County $498,257 $958,350 view details »
Benson County $498,257 $958,350 view details »
Billings County $508,300 $977,500 view details »
Bottineau County $498,257 $958,350 view details »
Bowman County $498,257 $958,350 view details »
Burke County $498,257 $958,350 view details »
Burleigh County $498,257 $958,350 view details »
Cass County $498,257 $958,350 view details »
Cavalier County $498,257 $958,350 view details »
Dickey County $498,257 $958,350 view details »
Divide County $498,257 $958,350 view details »
Dunn County $498,257 $958,350 view details »
Eddy County $498,257 $958,350 view details »
Emmons County $498,257 $958,350 view details »
Foster County $498,257 $958,350 view details »
Golden Valley County $498,257 $958,350 view details »
Grand Forks County $498,257 $958,350 view details »
Grant County $498,257 $958,350 view details »
Griggs County $498,257 $958,350 view details »
Hettinger County $498,257 $958,350 view details »
Kidder County $498,257 $958,350 view details »
Lamoure County $498,257 $958,350 view details »
Logan County $498,257 $958,350 view details »
Mchenry County $498,257 $958,350 view details »
Mcintosh County $498,257 $958,350 view details »
Mckenzie County $498,257 $958,350 view details »
Mclean County $498,257 $958,350 view details »
Mercer County $498,257 $958,350 view details »
Morton County $498,257 $958,350 view details »
Mountrail County $498,257 $958,350 view details »
Nelson County $498,257 $958,350 view details »
Oliver County $498,257 $958,350 view details »
Pembina County $498,257 $958,350 view details »
Pierce County $498,257 $958,350 view details »
Ramsey County $498,257 $958,350 view details »
Ransom County $498,257 $958,350 view details »
Renville County $498,257 $958,350 view details »
Richland County $498,257 $958,350 view details »
Rolette County $498,257 $958,350 view details »
Sargent County $498,257 $958,350 view details »
Sheridan County $498,257 $958,350 view details »
Sioux County $498,257 $958,350 view details »
Slope County $498,257 $958,350 view details »
Stark County $508,300 $977,500 view details »
Steele County $498,257 $958,350 view details »
Stutsman County $498,257 $958,350 view details »
Towner County $498,257 $958,350 view details »
Traill County $498,257 $958,350 view details »
Walsh County $498,257 $958,350 view details »
Ward County $498,257 $958,350 view details »
Wells County $498,257 $958,350 view details »
Williams County $498,257 $958,350 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in North Dakota is $498,257 for a single-family home and $977,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota