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North Dakota 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Adams County to a high of $907,900 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $472,030 $907,900 view details »
Barnes County $472,030 $907,900 view details »
Benson County $472,030 $907,900 view details »
Billings County $472,030 $907,900 view details »
Bottineau County $472,030 $907,900 view details »
Bowman County $472,030 $907,900 view details »
Burke County $472,030 $907,900 view details »
Burleigh County $472,030 $907,900 view details »
Cass County $472,030 $907,900 view details »
Cavalier County $472,030 $907,900 view details »
Dickey County $472,030 $907,900 view details »
Divide County $472,030 $907,900 view details »
Dunn County $472,030 $907,900 view details »
Eddy County $472,030 $907,900 view details »
Emmons County $472,030 $907,900 view details »
Foster County $472,030 $907,900 view details »
Golden Valley County $472,030 $907,900 view details »
Grand Forks County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Griggs County $472,030 $907,900 view details »
Hettinger County $472,030 $907,900 view details »
Kidder County $472,030 $907,900 view details »
Lamoure County $472,030 $907,900 view details »
Logan County $472,030 $907,900 view details »
Mchenry County $472,030 $907,900 view details »
Mcintosh County $472,030 $907,900 view details »
Mckenzie County $472,030 $907,900 view details »
Mclean County $472,030 $907,900 view details »
Mercer County $472,030 $907,900 view details »
Morton County $472,030 $907,900 view details »
Mountrail County $472,030 $907,900 view details »
Nelson County $472,030 $907,900 view details »
Oliver County $472,030 $907,900 view details »
Pembina County $472,030 $907,900 view details »
Pierce County $472,030 $907,900 view details »
Ramsey County $472,030 $907,900 view details »
Ransom County $472,030 $907,900 view details »
Renville County $472,030 $907,900 view details »
Richland County $472,030 $907,900 view details »
Rolette County $472,030 $907,900 view details »
Sargent County $472,030 $907,900 view details »
Sheridan County $472,030 $907,900 view details »
Sioux County $472,030 $907,900 view details »
Slope County $472,030 $907,900 view details »
Stark County $472,030 $907,900 view details »
Steele County $472,030 $907,900 view details »
Stutsman County $472,030 $907,900 view details »
Towner County $472,030 $907,900 view details »
Traill County $472,030 $907,900 view details »
Walsh County $472,030 $907,900 view details »
Ward County $472,030 $907,900 view details »
Wells County $472,030 $907,900 view details »
Williams County $472,030 $907,900 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in North Dakota is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota
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