North Dakota FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $652,400 for a 4-bedroom unit in Billings County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($652,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in North Dakota is $652,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in North Dakota. Click on the North Dakota map above or the table below to see loan limits in your area.

Loan Limits by County in North Dakota (53)

County Lowest Loan Limit Highest Loan Limit
Adams County $314,827 $605,525 view loan limits »
Barnes County $314,827 $605,525 view loan limits »
Benson County $314,827 $605,525 view loan limits »
Billings County $339,250 $652,400 view loan limits »
Bottineau County $314,827 $605,525 view loan limits »
Bowman County $314,827 $605,525 view loan limits »
Burke County $314,827 $605,525 view loan limits »
Burleigh County $314,827 $605,525 view loan limits »
Cass County $314,827 $605,525 view loan limits »
Cavalier County $314,827 $605,525 view loan limits »
Dickey County $314,827 $605,525 view loan limits »
Divide County $314,827 $605,525 view loan limits »
Dunn County $314,827 $605,525 view loan limits »
Eddy County $314,827 $605,525 view loan limits »
Emmons County $314,827 $605,525 view loan limits »
Foster County $314,827 $605,525 view loan limits »
Golden Valley County $314,827 $605,525 view loan limits »
Grand Forks County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Griggs County $314,827 $605,525 view loan limits »
Hettinger County $314,827 $605,525 view loan limits »
Kidder County $314,827 $605,525 view loan limits »
Lamoure County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Mchenry County $314,827 $605,525 view loan limits »
Mcintosh County $314,827 $605,525 view loan limits »
Mckenzie County $314,827 $605,525 view loan limits »
Mclean County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Morton County $314,827 $605,525 view loan limits »
Mountrail County $314,827 $605,525 view loan limits »
Nelson County $314,827 $605,525 view loan limits »
Oliver County $314,827 $605,525 view loan limits »
Pembina County $314,827 $605,525 view loan limits »
Pierce County $314,827 $605,525 view loan limits »
Ramsey County $314,827 $605,525 view loan limits »
Ransom County $314,827 $605,525 view loan limits »
Renville County $314,827 $605,525 view loan limits »
Richland County $314,827 $605,525 view loan limits »
Rolette County $314,827 $605,525 view loan limits »
Sargent County $314,827 $605,525 view loan limits »
Sheridan County $314,827 $605,525 view loan limits »
Sioux County $314,827 $605,525 view loan limits »
Slope County $314,827 $605,525 view loan limits »
Stark County $314,827 $605,525 view loan limits »
Steele County $314,827 $605,525 view loan limits »
Stutsman County $314,827 $605,525 view loan limits »
Towner County $314,827 $605,525 view loan limits »
Traill County $314,827 $605,525 view loan limits »
Walsh County $314,827 $605,525 view loan limits »
Ward County $314,827 $605,525 view loan limits »
Wells County $314,827 $605,525 view loan limits »
Williams County $330,050 $634,700 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota