North Dakota FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Adams County to a high of $652,400 for a 4-bedroom unit in Billings County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($652,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in North Dakota is $652,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in North Dakota. Click on the North Dakota map above or the table below to see loan limits in your area.

Loan Limits by County in North Dakota (53)

County Lowest Loan Limit Highest Loan Limit
Adams County $294,515 $566,425 view loan limits »
Barnes County $294,515 $566,425 view loan limits »
Benson County $294,515 $566,425 view loan limits »
Billings County $339,250 $652,400 view loan limits »
Bottineau County $294,515 $566,425 view loan limits »
Bowman County $294,515 $566,425 view loan limits »
Burke County $294,515 $566,425 view loan limits »
Burleigh County $309,350 $594,900 view loan limits »
Cass County $294,515 $566,425 view loan limits »
Cavalier County $294,515 $566,425 view loan limits »
Dickey County $294,515 $566,425 view loan limits »
Divide County $294,515 $566,425 view loan limits »
Dunn County $294,515 $566,425 view loan limits »
Eddy County $294,515 $566,425 view loan limits »
Emmons County $294,515 $566,425 view loan limits »
Foster County $294,515 $566,425 view loan limits »
Golden Valley County $294,515 $566,425 view loan limits »
Grand Forks County $294,515 $566,425 view loan limits »
Grant County $294,515 $566,425 view loan limits »
Griggs County $294,515 $566,425 view loan limits »
Hettinger County $294,515 $566,425 view loan limits »
Kidder County $294,515 $566,425 view loan limits »
Lamoure County $294,515 $566,425 view loan limits »
Logan County $294,515 $566,425 view loan limits »
Mchenry County $294,515 $566,425 view loan limits »
Mcintosh County $294,515 $566,425 view loan limits »
Mckenzie County $302,450 $581,650 view loan limits »
Mclean County $294,515 $566,425 view loan limits »
Mercer County $294,515 $566,425 view loan limits »
Morton County $309,350 $594,900 view loan limits »
Mountrail County $294,515 $566,425 view loan limits »
Nelson County $294,515 $566,425 view loan limits »
Oliver County $309,350 $594,900 view loan limits »
Pembina County $294,515 $566,425 view loan limits »
Pierce County $294,515 $566,425 view loan limits »
Ramsey County $294,515 $566,425 view loan limits »
Ransom County $294,515 $566,425 view loan limits »
Renville County $294,515 $566,425 view loan limits »
Richland County $294,515 $566,425 view loan limits »
Rolette County $294,515 $566,425 view loan limits »
Sargent County $294,515 $566,425 view loan limits »
Sheridan County $294,515 $566,425 view loan limits »
Sioux County $309,350 $594,900 view loan limits »
Slope County $294,515 $566,425 view loan limits »
Stark County $308,200 $592,700 view loan limits »
Steele County $294,515 $566,425 view loan limits »
Stutsman County $294,515 $566,425 view loan limits »
Towner County $294,515 $566,425 view loan limits »
Traill County $294,515 $566,425 view loan limits »
Walsh County $294,515 $566,425 view loan limits »
Ward County $294,515 $566,425 view loan limits »
Wells County $294,515 $566,425 view loan limits »
Williams County $330,050 $634,700 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota