North Dakota 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Adams County to a high of $685,400 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $356,362 $685,400 view details »
Barnes County $356,362 $685,400 view details »
Benson County $356,362 $685,400 view details »
Billings County $356,362 $685,400 view details »
Bottineau County $356,362 $685,400 view details »
Bowman County $356,362 $685,400 view details »
Burke County $356,362 $685,400 view details »
Burleigh County $356,362 $685,400 view details »
Cass County $356,362 $685,400 view details »
Cavalier County $356,362 $685,400 view details »
Dickey County $356,362 $685,400 view details »
Divide County $356,362 $685,400 view details »
Dunn County $356,362 $685,400 view details »
Eddy County $356,362 $685,400 view details »
Emmons County $356,362 $685,400 view details »
Foster County $356,362 $685,400 view details »
Golden Valley County $356,362 $685,400 view details »
Grand Forks County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Griggs County $356,362 $685,400 view details »
Hettinger County $356,362 $685,400 view details »
Kidder County $356,362 $685,400 view details »
Lamoure County $356,362 $685,400 view details »
Logan County $356,362 $685,400 view details »
Mchenry County $356,362 $685,400 view details »
Mcintosh County $356,362 $685,400 view details »
Mckenzie County $356,362 $685,400 view details »
Mclean County $356,362 $685,400 view details »
Mercer County $356,362 $685,400 view details »
Morton County $356,362 $685,400 view details »
Mountrail County $356,362 $685,400 view details »
Nelson County $356,362 $685,400 view details »
Oliver County $356,362 $685,400 view details »
Pembina County $356,362 $685,400 view details »
Pierce County $356,362 $685,400 view details »
Ramsey County $356,362 $685,400 view details »
Ransom County $356,362 $685,400 view details »
Renville County $356,362 $685,400 view details »
Richland County $356,362 $685,400 view details »
Rolette County $356,362 $685,400 view details »
Sargent County $356,362 $685,400 view details »
Sheridan County $356,362 $685,400 view details »
Sioux County $356,362 $685,400 view details »
Slope County $356,362 $685,400 view details »
Stark County $356,362 $685,400 view details »
Steele County $356,362 $685,400 view details »
Stutsman County $356,362 $685,400 view details »
Towner County $356,362 $685,400 view details »
Traill County $356,362 $685,400 view details »
Walsh County $356,362 $685,400 view details »
Ward County $356,362 $685,400 view details »
Wells County $356,362 $685,400 view details »
Williams County $356,362 $685,400 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in North Dakota is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota