North Dakota 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $652,400 for a 4-bedroom unit in Billings County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($652,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Barnes County $314,827 $605,525 view details »
Benson County $314,827 $605,525 view details »
Billings County $339,250 $652,400 view details »
Bottineau County $314,827 $605,525 view details »
Bowman County $314,827 $605,525 view details »
Burke County $314,827 $605,525 view details »
Burleigh County $314,827 $605,525 view details »
Cass County $314,827 $605,525 view details »
Cavalier County $314,827 $605,525 view details »
Dickey County $314,827 $605,525 view details »
Divide County $314,827 $605,525 view details »
Dunn County $314,827 $605,525 view details »
Eddy County $314,827 $605,525 view details »
Emmons County $314,827 $605,525 view details »
Foster County $314,827 $605,525 view details »
Golden Valley County $314,827 $605,525 view details »
Grand Forks County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Griggs County $314,827 $605,525 view details »
Hettinger County $314,827 $605,525 view details »
Kidder County $314,827 $605,525 view details »
Lamoure County $314,827 $605,525 view details »
Logan County $314,827 $605,525 view details »
Mchenry County $314,827 $605,525 view details »
Mcintosh County $314,827 $605,525 view details »
Mckenzie County $314,827 $605,525 view details »
Mclean County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Morton County $314,827 $605,525 view details »
Mountrail County $314,827 $605,525 view details »
Nelson County $314,827 $605,525 view details »
Oliver County $314,827 $605,525 view details »
Pembina County $314,827 $605,525 view details »
Pierce County $314,827 $605,525 view details »
Ramsey County $314,827 $605,525 view details »
Ransom County $314,827 $605,525 view details »
Renville County $314,827 $605,525 view details »
Richland County $314,827 $605,525 view details »
Rolette County $314,827 $605,525 view details »
Sargent County $314,827 $605,525 view details »
Sheridan County $314,827 $605,525 view details »
Sioux County $314,827 $605,525 view details »
Slope County $314,827 $605,525 view details »
Stark County $314,827 $605,525 view details »
Steele County $314,827 $605,525 view details »
Stutsman County $314,827 $605,525 view details »
Towner County $314,827 $605,525 view details »
Traill County $314,827 $605,525 view details »
Walsh County $314,827 $605,525 view details »
Ward County $314,827 $605,525 view details »
Wells County $314,827 $605,525 view details »
Williams County $330,050 $634,700 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in North Dakota is $314,827 for a single-family home and $652,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota