North Dakota 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in North Dakota

North Dakota has 53 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Adams County to a high of $809,150 for a 4-bedroom unit in Adams County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of North Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in North Dakota (53 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $420,680 $809,150 view details »
Barnes County $420,680 $809,150 view details »
Benson County $420,680 $809,150 view details »
Billings County $420,680 $809,150 view details »
Bottineau County $420,680 $809,150 view details »
Bowman County $420,680 $809,150 view details »
Burke County $420,680 $809,150 view details »
Burleigh County $420,680 $809,150 view details »
Cass County $420,680 $809,150 view details »
Cavalier County $420,680 $809,150 view details »
Dickey County $420,680 $809,150 view details »
Divide County $420,680 $809,150 view details »
Dunn County $420,680 $809,150 view details »
Eddy County $420,680 $809,150 view details »
Emmons County $420,680 $809,150 view details »
Foster County $420,680 $809,150 view details »
Golden Valley County $420,680 $809,150 view details »
Grand Forks County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Griggs County $420,680 $809,150 view details »
Hettinger County $420,680 $809,150 view details »
Kidder County $420,680 $809,150 view details »
Lamoure County $420,680 $809,150 view details »
Logan County $420,680 $809,150 view details »
Mchenry County $420,680 $809,150 view details »
Mcintosh County $420,680 $809,150 view details »
Mckenzie County $420,680 $809,150 view details »
Mclean County $420,680 $809,150 view details »
Mercer County $420,680 $809,150 view details »
Morton County $420,680 $809,150 view details »
Mountrail County $420,680 $809,150 view details »
Nelson County $420,680 $809,150 view details »
Oliver County $420,680 $809,150 view details »
Pembina County $420,680 $809,150 view details »
Pierce County $420,680 $809,150 view details »
Ramsey County $420,680 $809,150 view details »
Ransom County $420,680 $809,150 view details »
Renville County $420,680 $809,150 view details »
Richland County $420,680 $809,150 view details »
Rolette County $420,680 $809,150 view details »
Sargent County $420,680 $809,150 view details »
Sheridan County $420,680 $809,150 view details »
Sioux County $420,680 $809,150 view details »
Slope County $420,680 $809,150 view details »
Stark County $420,680 $809,150 view details »
Steele County $420,680 $809,150 view details »
Stutsman County $420,680 $809,150 view details »
Towner County $420,680 $809,150 view details »
Traill County $420,680 $809,150 view details »
Walsh County $420,680 $809,150 view details »
Ward County $420,680 $809,150 view details »
Wells County $420,680 $809,150 view details »
Williams County $420,680 $809,150 view details »

How to qualify for an FHA Loan in North Dakota?

To qualify for an FHA loan in North Dakota, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in North Dakota is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in North Dakota. Additional restricts apply. Click on the North Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/north-dakota