Utah 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Utah

Utah has 29 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Beaver County to a high of $1,572,450 for a 4-bedroom unit in Summit County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Utah's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,572,450)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Utah (29 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaver County $356,362 $685,400 view details »
Box Elder County $646,300 $1,242,900 view details »
Cache County $356,362 $685,400 view details »
Carbon County $356,362 $685,400 view details »
Daggett County $356,362 $685,400 view details »
Davis County $646,300 $1,242,900 view details »
Duchesne County $356,362 $685,400 view details »
Emery County $356,362 $685,400 view details »
Garfield County $356,362 $685,400 view details »
Grand County $356,362 $685,400 view details »
Iron County $356,362 $685,400 view details »
Juab County $439,300 $844,800 view details »
Kane County $356,362 $685,400 view details »
Millard County $356,362 $685,400 view details »
Morgan County $646,300 $1,242,900 view details »
Piute County $356,362 $685,400 view details »
Rich County $374,900 $720,950 view details »
Salt Lake County $453,100 $871,350 view details »
San Juan County $356,362 $685,400 view details »
Sanpete County $356,362 $685,400 view details »
Sevier County $356,362 $685,400 view details »
Summit County $817,650 $1,572,450 view details »
Tooele County $453,100 $871,350 view details »
Uintah County $356,362 $685,400 view details »
Utah County $439,300 $844,800 view details »
Wasatch County $817,650 $1,572,450 view details »
Washington County $414,000 $796,150 view details »
Wayne County $356,362 $685,400 view details »
Weber County $646,300 $1,242,900 view details »

How to qualify for an FHA Loan in Utah?

To qualify for an FHA loan in Utah, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Utah is $356,362 for a single-family home and $1,572,450 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Utah. Additional restricts apply. Click on the Utah map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/utah