Utah 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Utah

Utah has 29 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Beaver County to a high of $1,867,275 for a 4-bedroom unit in Summit County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Utah's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,867,275)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Utah (29 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Beaver County $420,680 $809,150 view details »
Box Elder County $646,300 $1,242,900 view details »
Cache County $420,680 $809,150 view details »
Carbon County $420,680 $809,150 view details »
Daggett County $420,680 $809,150 view details »
Davis County $646,300 $1,242,900 view details »
Duchesne County $420,680 $809,150 view details »
Emery County $420,680 $809,150 view details »
Garfield County $420,680 $809,150 view details »
Grand County $420,680 $809,150 view details »
Iron County $420,680 $809,150 view details »
Juab County $508,300 $977,500 view details »
Kane County $420,680 $809,150 view details »
Millard County $420,680 $809,150 view details »
Morgan County $646,300 $1,242,900 view details »
Piute County $420,680 $809,150 view details »
Rich County $447,350 $860,300 view details »
Salt Lake County $523,250 $1,006,250 view details »
San Juan County $420,680 $809,150 view details »
Sanpete County $420,680 $809,150 view details »
Sevier County $420,680 $809,150 view details »
Summit County $970,800 $1,867,275 view details »
Tooele County $523,250 $1,006,250 view details »
Uintah County $420,680 $809,150 view details »
Utah County $508,300 $977,500 view details »
Wasatch County $970,800 $1,867,275 view details »
Washington County $481,850 $926,650 view details »
Wayne County $420,680 $809,150 view details »
Weber County $646,300 $1,242,900 view details »

How to qualify for an FHA Loan in Utah?

To qualify for an FHA loan in Utah, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Utah is $420,680 for a single-family home and $1,867,275 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Utah. Additional restricts apply. Click on the Utah map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/utah