Utah FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Utah

Utah has 29 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Beaver County to a high of $1,307,175 for a 4-bedroom unit in Summit County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Utah's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($1,307,175)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Utah?

To qualify for an FHA loan in Utah, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Utah is $1,307,175 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Utah. Click on the Utah map above or the table below to see loan limits in your area.

Loan Limits by County in Utah (29)

County Lowest Loan Limit Highest Loan Limit
Beaver County $294,515 $566,425 view loan limits »
Box Elder County $389,850 $749,700 view loan limits »
Cache County $294,515 $566,425 view loan limits »
Carbon County $294,515 $566,425 view loan limits »
Daggett County $302,450 $581,650 view loan limits »
Davis County $389,850 $749,700 view loan limits »
Duchesne County $294,515 $566,425 view loan limits »
Emery County $294,515 $566,425 view loan limits »
Garfield County $294,515 $566,425 view loan limits »
Grand County $294,515 $566,425 view loan limits »
Iron County $294,515 $566,425 view loan limits »
Juab County $341,550 $656,800 view loan limits »
Kane County $294,515 $566,425 view loan limits »
Millard County $294,515 $566,425 view loan limits »
Morgan County $389,850 $749,700 view loan limits »
Piute County $294,515 $566,425 view loan limits »
Rich County $296,700 $570,550 view loan limits »
Salt Lake County $356,500 $685,550 view loan limits »
San Juan County $294,515 $566,425 view loan limits »
Sanpete County $294,515 $566,425 view loan limits »
Sevier County $294,515 $566,425 view loan limits »
Summit County $679,650 $1,307,175 view loan limits »
Tooele County $356,500 $685,550 view loan limits »
Uintah County $294,515 $566,425 view loan limits »
Utah County $341,550 $656,800 view loan limits »
Wasatch County $428,950 $824,900 view loan limits »
Washington County $323,150 $621,450 view loan limits »
Wayne County $294,515 $566,425 view loan limits »
Weber County $389,850 $749,700 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/utah