Utah FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Utah

Utah has 29 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Beaver County to a high of $1,397,400 for a 4-bedroom unit in Summit County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Utah's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Utah?

To qualify for an FHA loan in Utah, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Utah is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Utah. Click on the Utah map above or the table below to see loan limits in your area.

Loan Limits by County in Utah (29)

County Lowest Loan Limit Highest Loan Limit
Beaver County $314,827 $605,525 view loan limits »
Box Elder County $401,350 $771,850 view loan limits »
Cache County $314,827 $605,525 view loan limits »
Carbon County $314,827 $605,525 view loan limits »
Daggett County $314,827 $605,525 view loan limits »
Davis County $401,350 $771,850 view loan limits »
Duchesne County $314,827 $605,525 view loan limits »
Emery County $314,827 $605,525 view loan limits »
Garfield County $314,827 $605,525 view loan limits »
Grand County $314,827 $605,525 view loan limits »
Iron County $314,827 $605,525 view loan limits »
Juab County $377,200 $725,400 view loan limits »
Kane County $314,827 $605,525 view loan limits »
Millard County $314,827 $605,525 view loan limits »
Morgan County $401,350 $771,850 view loan limits »
Piute County $314,827 $605,525 view loan limits »
Rich County $314,827 $605,525 view loan limits »
Salt Lake County $388,700 $747,500 view loan limits »
San Juan County $314,827 $605,525 view loan limits »
Sanpete County $314,827 $605,525 view loan limits »
Sevier County $314,827 $605,525 view loan limits »
Summit County $726,525 $1,397,400 view loan limits »
Tooele County $388,700 $747,500 view loan limits »
Uintah County $314,827 $605,525 view loan limits »
Utah County $377,200 $725,400 view loan limits »
Wasatch County $462,300 $889,050 view loan limits »
Washington County $349,600 $672,300 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
Weber County $401,350 $771,850 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/utah