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Texas 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Anderson County to a high of $1,099,150 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,099,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $472,030 $907,900 view details »
Andrews County $472,030 $907,900 view details »
Angelina County $472,030 $907,900 view details »
Aransas County $472,030 $907,900 view details »
Archer County $472,030 $907,900 view details »
Armstrong County $472,030 $907,900 view details »
Atascosa County $524,400 $1,008,450 view details »
Austin County $472,030 $907,900 view details »
Bailey County $472,030 $907,900 view details »
Bandera County $524,400 $1,008,450 view details »
Bastrop County $571,550 $1,099,150 view details »
Baylor County $472,030 $907,900 view details »
Bee County $472,030 $907,900 view details »
Bell County $472,030 $907,900 view details »
Bexar County $524,400 $1,008,450 view details »
Blanco County $472,030 $907,900 view details »
Borden County $472,030 $907,900 view details »
Bosque County $472,030 $907,900 view details »
Bowie County $472,030 $907,900 view details »
Brazoria County $472,030 $907,900 view details »
Brazos County $472,030 $907,900 view details »
Brewster County $472,030 $907,900 view details »
Briscoe County $472,030 $907,900 view details »
Brooks County $472,030 $907,900 view details »
Brown County $472,030 $907,900 view details »
Burleson County $472,030 $907,900 view details »
Burnet County $472,030 $907,900 view details »
Caldwell County $571,550 $1,099,150 view details »
Calhoun County $472,030 $907,900 view details »
Callahan County $472,030 $907,900 view details »
Cameron County $472,030 $907,900 view details »
Camp County $472,030 $907,900 view details »
Carson County $472,030 $907,900 view details »
Cass County $472,030 $907,900 view details »
Castro County $472,030 $907,900 view details »
Chambers County $472,030 $907,900 view details »
Cherokee County $472,030 $907,900 view details »
Childress County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Cochran County $472,030 $907,900 view details »
Coke County $472,030 $907,900 view details »
Coleman County $472,030 $907,900 view details »
Collin County $531,300 $1,021,750 view details »
Collingsworth County $472,030 $907,900 view details »
Colorado County $472,030 $907,900 view details »
Comal County $524,400 $1,008,450 view details »
Comanche County $472,030 $907,900 view details »
Concho County $472,030 $907,900 view details »
Cooke County $472,030 $907,900 view details »
Coryell County $472,030 $907,900 view details »
Cottle County $472,030 $907,900 view details »
Crane County $472,030 $907,900 view details »
Crockett County $472,030 $907,900 view details »
Crosby County $472,030 $907,900 view details »
Culberson County $472,030 $907,900 view details »
Dallam County $472,030 $907,900 view details »
Dallas County $531,300 $1,021,750 view details »
Dawson County $472,030 $907,900 view details »
Deaf Smith County $472,030 $907,900 view details »
Delta County $472,030 $907,900 view details »
Denton County $531,300 $1,021,750 view details »
Dewitt County $472,030 $907,900 view details »
Dickens County $472,030 $907,900 view details »
Dimmit County $472,030 $907,900 view details »
Donley County $472,030 $907,900 view details »
Duval County $472,030 $907,900 view details »
Eastland County $472,030 $907,900 view details »
Ector County $472,030 $907,900 view details »
Edwards County $472,030 $907,900 view details »
Ellis County $531,300 $1,021,750 view details »
El Paso County $472,030 $907,900 view details »
Erath County $472,030 $907,900 view details »
Falls County $472,030 $907,900 view details »
Fannin County $472,030 $907,900 view details »
Fayette County $472,030 $907,900 view details »
Fisher County $472,030 $907,900 view details »
Floyd County $472,030 $907,900 view details »
Foard County $472,030 $907,900 view details »
Fort Bend County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Freestone County $472,030 $907,900 view details »
Frio County $472,030 $907,900 view details »
Gaines County $472,030 $907,900 view details »
Galveston County $472,030 $907,900 view details »
Garza County $472,030 $907,900 view details »
Gillespie County $472,030 $907,900 view details »
Glasscock County $472,030 $907,900 view details »
Goliad County $472,030 $907,900 view details »
Gonzales County $472,030 $907,900 view details »
Gray County $472,030 $907,900 view details »
Grayson County $472,030 $907,900 view details »
Gregg County $472,030 $907,900 view details »
Grimes County $472,030 $907,900 view details »
Guadalupe County $524,400 $1,008,450 view details »
Hale County $472,030 $907,900 view details »
Hall County $472,030 $907,900 view details »
Hamilton County $472,030 $907,900 view details »
Hansford County $472,030 $907,900 view details »
Hardeman County $472,030 $907,900 view details »
Hardin County $472,030 $907,900 view details »
Harris County $472,030 $907,900 view details »
Harrison County $472,030 $907,900 view details »
Hartley County $472,030 $907,900 view details »
Haskell County $472,030 $907,900 view details »
Hays County $571,550 $1,099,150 view details »
Hemphill County $472,030 $907,900 view details »
Henderson County $472,030 $907,900 view details »
Hidalgo County $472,030 $907,900 view details »
Hill County $472,030 $907,900 view details »
Hockley County $472,030 $907,900 view details »
Hood County $472,030 $907,900 view details »
Hopkins County $472,030 $907,900 view details »
Houston County $472,030 $907,900 view details »
Howard County $472,030 $907,900 view details »
Hudspeth County $472,030 $907,900 view details »
Hunt County $531,300 $1,021,750 view details »
Hutchinson County $472,030 $907,900 view details »
Irion County $472,030 $907,900 view details »
Jack County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jasper County $472,030 $907,900 view details »
Jeff Davis County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Jim Hogg County $472,030 $907,900 view details »
Jim Wells County $472,030 $907,900 view details »
Johnson County $531,300 $1,021,750 view details »
Jones County $472,030 $907,900 view details »
Karnes County $472,030 $907,900 view details »
Kaufman County $531,300 $1,021,750 view details »
Kendall County $524,400 $1,008,450 view details »
Kenedy County $472,030 $907,900 view details »
Kent County $472,030 $907,900 view details »
Kerr County $472,030 $907,900 view details »
Kimble County $472,030 $907,900 view details »
King County $472,030 $907,900 view details »
Kinney County $472,030 $907,900 view details »
Kleberg County $472,030 $907,900 view details »
Knox County $472,030 $907,900 view details »
Lamar County $472,030 $907,900 view details »
Lamb County $472,030 $907,900 view details »
Lampasas County $472,030 $907,900 view details »
La Salle County $472,030 $907,900 view details »
Lavaca County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Leon County $472,030 $907,900 view details »
Liberty County $472,030 $907,900 view details »
Limestone County $472,030 $907,900 view details »
Lipscomb County $472,030 $907,900 view details »
Live Oak County $472,030 $907,900 view details »
Llano County $472,030 $907,900 view details »
Loving County $472,030 $907,900 view details »
Lubbock County $472,030 $907,900 view details »
Lynn County $472,030 $907,900 view details »
Mcculloch County $472,030 $907,900 view details »
Mclennan County $472,030 $907,900 view details »
Mcmullen County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Martin County $472,030 $907,900 view details »
Mason County $472,030 $907,900 view details »
Matagorda County $472,030 $907,900 view details »
Maverick County $472,030 $907,900 view details »
Medina County $524,400 $1,008,450 view details »
Menard County $472,030 $907,900 view details »
Midland County $472,030 $907,900 view details »
Milam County $472,030 $907,900 view details »
Mills County $472,030 $907,900 view details »
Mitchell County $472,030 $907,900 view details »
Montague County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Moore County $472,030 $907,900 view details »
Morris County $472,030 $907,900 view details »
Motley County $472,030 $907,900 view details »
Nacogdoches County $472,030 $907,900 view details »
Navarro County $472,030 $907,900 view details »
Newton County $472,030 $907,900 view details »
Nolan County $472,030 $907,900 view details »
Nueces County $472,030 $907,900 view details »
Ochiltree County $472,030 $907,900 view details »
Oldham County $472,030 $907,900 view details »
Orange County $472,030 $907,900 view details »
Palo Pinto County $472,030 $907,900 view details »
Panola County $472,030 $907,900 view details »
Parker County $531,300 $1,021,750 view details »
Parmer County $472,030 $907,900 view details »
Pecos County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Potter County $472,030 $907,900 view details »
Presidio County $472,030 $907,900 view details »
Rains County $472,030 $907,900 view details »
Randall County $472,030 $907,900 view details »
Reagan County $472,030 $907,900 view details »
Real County $472,030 $907,900 view details »
Red River County $472,030 $907,900 view details »
Reeves County $472,030 $907,900 view details »
Refugio County $472,030 $907,900 view details »
Roberts County $472,030 $907,900 view details »
Robertson County $472,030 $907,900 view details »
Rockwall County $531,300 $1,021,750 view details »
Runnels County $472,030 $907,900 view details »
Rusk County $472,030 $907,900 view details »
Sabine County $472,030 $907,900 view details »
San Augustine County $472,030 $907,900 view details »
San Jacinto County $472,030 $907,900 view details »
San Patricio County $472,030 $907,900 view details »
San Saba County $472,030 $907,900 view details »
Schleicher County $472,030 $907,900 view details »
Scurry County $472,030 $907,900 view details »
Shackelford County $472,030 $907,900 view details »
Shelby County $472,030 $907,900 view details »
Sherman County $472,030 $907,900 view details »
Smith County $472,030 $907,900 view details »
Somervell County $472,030 $907,900 view details »
Starr County $472,030 $907,900 view details »
Stephens County $472,030 $907,900 view details »
Sterling County $472,030 $907,900 view details »
Stonewall County $472,030 $907,900 view details »
Sutton County $472,030 $907,900 view details »
Swisher County $472,030 $907,900 view details »
Tarrant County $531,300 $1,021,750 view details »
Taylor County $472,030 $907,900 view details »
Terrell County $472,030 $907,900 view details »
Terry County $472,030 $907,900 view details »
Throckmorton County $472,030 $907,900 view details »
Titus County $472,030 $907,900 view details »
Tom Green County $472,030 $907,900 view details »
Travis County $571,550 $1,099,150 view details »
Trinity County $472,030 $907,900 view details »
Tyler County $472,030 $907,900 view details »
Upshur County $472,030 $907,900 view details »
Upton County $472,030 $907,900 view details »
Uvalde County $472,030 $907,900 view details »
Val Verde County $472,030 $907,900 view details »
Van Zandt County $472,030 $907,900 view details »
Victoria County $472,030 $907,900 view details »
Walker County $472,030 $907,900 view details »
Waller County $472,030 $907,900 view details »
Ward County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
Webb County $472,030 $907,900 view details »
Wharton County $472,030 $907,900 view details »
Wheeler County $472,030 $907,900 view details »
Wichita County $472,030 $907,900 view details »
Wilbarger County $472,030 $907,900 view details »
Willacy County $472,030 $907,900 view details »
Williamson County $571,550 $1,099,150 view details »
Wilson County $524,400 $1,008,450 view details »
Winkler County $472,030 $907,900 view details »
Wise County $531,300 $1,021,750 view details »
Wood County $472,030 $907,900 view details »
Yoakum County $472,030 $907,900 view details »
Young County $472,030 $907,900 view details »
Zapata County $472,030 $907,900 view details »
Zavala County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Texas is $472,030 for a single-family home and $1,099,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas
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