Texas 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Anderson County to a high of $778,450 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($778,450)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $331,760 $638,100 view details »
Andrews County $331,760 $638,100 view details »
Angelina County $331,760 $638,100 view details »
Aransas County $331,760 $638,100 view details »
Archer County $331,760 $638,100 view details »
Armstrong County $331,760 $638,100 view details »
Atascosa County $393,300 $756,350 view details »
Austin County $331,760 $638,100 view details »
Bailey County $331,760 $638,100 view details »
Bandera County $393,300 $756,350 view details »
Bastrop County $404,800 $778,450 view details »
Baylor County $331,760 $638,100 view details »
Bee County $331,760 $638,100 view details »
Bell County $331,760 $638,100 view details »
Bexar County $393,300 $756,350 view details »
Blanco County $331,760 $638,100 view details »
Borden County $331,760 $638,100 view details »
Bosque County $331,760 $638,100 view details »
Bowie County $331,760 $638,100 view details »
Brazoria County $331,760 $638,100 view details »
Brazos County $331,760 $638,100 view details »
Brewster County $331,760 $638,100 view details »
Briscoe County $331,760 $638,100 view details »
Brooks County $331,760 $638,100 view details »
Brown County $331,760 $638,100 view details »
Burleson County $331,760 $638,100 view details »
Burnet County $331,760 $638,100 view details »
Caldwell County $404,800 $778,450 view details »
Calhoun County $331,760 $638,100 view details »
Callahan County $331,760 $638,100 view details »
Cameron County $331,760 $638,100 view details »
Camp County $331,760 $638,100 view details »
Carson County $331,760 $638,100 view details »
Cass County $331,760 $638,100 view details »
Castro County $331,760 $638,100 view details »
Chambers County $331,760 $638,100 view details »
Cherokee County $331,760 $638,100 view details »
Childress County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Cochran County $331,760 $638,100 view details »
Coke County $331,760 $638,100 view details »
Coleman County $331,760 $638,100 view details »
Collin County $404,800 $778,450 view details »
Collingsworth County $331,760 $638,100 view details »
Colorado County $331,760 $638,100 view details »
Comal County $393,300 $756,350 view details »
Comanche County $331,760 $638,100 view details »
Concho County $331,760 $638,100 view details »
Cooke County $331,760 $638,100 view details »
Coryell County $331,760 $638,100 view details »
Cottle County $331,760 $638,100 view details »
Crane County $331,760 $638,100 view details »
Crockett County $331,760 $638,100 view details »
Crosby County $331,760 $638,100 view details »
Culberson County $331,760 $638,100 view details »
Dallam County $331,760 $638,100 view details »
Dallas County $404,800 $778,450 view details »
Dawson County $331,760 $638,100 view details »
Deaf Smith County $331,760 $638,100 view details »
Delta County $331,760 $638,100 view details »
Denton County $404,800 $778,450 view details »
Dewitt County $331,760 $638,100 view details »
Dickens County $331,760 $638,100 view details »
Dimmit County $331,760 $638,100 view details »
Donley County $331,760 $638,100 view details »
Duval County $331,760 $638,100 view details »
Eastland County $331,760 $638,100 view details »
Ector County $331,760 $638,100 view details »
Edwards County $331,760 $638,100 view details »
Ellis County $404,800 $778,450 view details »
El Paso County $331,760 $638,100 view details »
Erath County $331,760 $638,100 view details »
Falls County $331,760 $638,100 view details »
Fannin County $331,760 $638,100 view details »
Fayette County $331,760 $638,100 view details »
Fisher County $331,760 $638,100 view details »
Floyd County $331,760 $638,100 view details »
Foard County $331,760 $638,100 view details »
Fort Bend County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Freestone County $331,760 $638,100 view details »
Frio County $331,760 $638,100 view details »
Gaines County $331,760 $638,100 view details »
Galveston County $331,760 $638,100 view details »
Garza County $331,760 $638,100 view details »
Gillespie County $331,760 $638,100 view details »
Glasscock County $331,760 $638,100 view details »
Goliad County $331,760 $638,100 view details »
Gonzales County $331,760 $638,100 view details »
Gray County $331,760 $638,100 view details »
Grayson County $331,760 $638,100 view details »
Gregg County $331,760 $638,100 view details »
Grimes County $331,760 $638,100 view details »
Guadalupe County $393,300 $756,350 view details »
Hale County $331,760 $638,100 view details »
Hall County $331,760 $638,100 view details »
Hamilton County $331,760 $638,100 view details »
Hansford County $331,760 $638,100 view details »
Hardeman County $331,760 $638,100 view details »
Hardin County $331,760 $638,100 view details »
Harris County $331,760 $638,100 view details »
Harrison County $331,760 $638,100 view details »
Hartley County $331,760 $638,100 view details »
Haskell County $331,760 $638,100 view details »
Hays County $404,800 $778,450 view details »
Hemphill County $331,760 $638,100 view details »
Henderson County $331,760 $638,100 view details »
Hidalgo County $331,760 $638,100 view details »
Hill County $331,760 $638,100 view details »
Hockley County $331,760 $638,100 view details »
Hood County $331,760 $638,100 view details »
Hopkins County $331,760 $638,100 view details »
Houston County $331,760 $638,100 view details »
Howard County $331,760 $638,100 view details »
Hudspeth County $331,760 $638,100 view details »
Hunt County $404,800 $778,450 view details »
Hutchinson County $331,760 $638,100 view details »
Irion County $331,760 $638,100 view details »
Jack County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jasper County $331,760 $638,100 view details »
Jeff Davis County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Jim Hogg County $331,760 $638,100 view details »
Jim Wells County $331,760 $638,100 view details »
Johnson County $404,800 $778,450 view details »
Jones County $331,760 $638,100 view details »
Karnes County $331,760 $638,100 view details »
Kaufman County $404,800 $778,450 view details »
Kendall County $393,300 $756,350 view details »
Kenedy County $331,760 $638,100 view details »
Kent County $331,760 $638,100 view details »
Kerr County $331,760 $638,100 view details »
Kimble County $331,760 $638,100 view details »
King County $331,760 $638,100 view details »
Kinney County $331,760 $638,100 view details »
Kleberg County $331,760 $638,100 view details »
Knox County $331,760 $638,100 view details »
Lamar County $331,760 $638,100 view details »
Lamb County $331,760 $638,100 view details »
Lampasas County $331,760 $638,100 view details »
La Salle County $331,760 $638,100 view details »
Lavaca County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Leon County $331,760 $638,100 view details »
Liberty County $331,760 $638,100 view details »
Limestone County $331,760 $638,100 view details »
Lipscomb County $331,760 $638,100 view details »
Live Oak County $331,760 $638,100 view details »
Llano County $331,760 $638,100 view details »
Loving County $331,760 $638,100 view details »
Lubbock County $331,760 $638,100 view details »
Lynn County $331,760 $638,100 view details »
Mcculloch County $331,760 $638,100 view details »
Mclennan County $331,760 $638,100 view details »
Mcmullen County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Martin County $341,550 $656,800 view details »
Mason County $331,760 $638,100 view details »
Matagorda County $331,760 $638,100 view details »
Maverick County $331,760 $638,100 view details »
Medina County $393,300 $756,350 view details »
Menard County $331,760 $638,100 view details »
Midland County $341,550 $656,800 view details »
Milam County $331,760 $638,100 view details »
Mills County $331,760 $638,100 view details »
Mitchell County $331,760 $638,100 view details »
Montague County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Moore County $331,760 $638,100 view details »
Morris County $331,760 $638,100 view details »
Motley County $331,760 $638,100 view details »
Nacogdoches County $331,760 $638,100 view details »
Navarro County $331,760 $638,100 view details »
Newton County $331,760 $638,100 view details »
Nolan County $331,760 $638,100 view details »
Nueces County $331,760 $638,100 view details »
Ochiltree County $331,760 $638,100 view details »
Oldham County $331,760 $638,100 view details »
Orange County $331,760 $638,100 view details »
Palo Pinto County $331,760 $638,100 view details »
Panola County $331,760 $638,100 view details »
Parker County $404,800 $778,450 view details »
Parmer County $331,760 $638,100 view details »
Pecos County $331,760 $638,100 view details »
Polk County $331,760 $638,100 view details »
Potter County $331,760 $638,100 view details »
Presidio County $331,760 $638,100 view details »
Rains County $331,760 $638,100 view details »
Randall County $331,760 $638,100 view details »
Reagan County $331,760 $638,100 view details »
Real County $331,760 $638,100 view details »
Red River County $331,760 $638,100 view details »
Reeves County $331,760 $638,100 view details »
Refugio County $331,760 $638,100 view details »
Roberts County $331,760 $638,100 view details »
Robertson County $331,760 $638,100 view details »
Rockwall County $404,800 $778,450 view details »
Runnels County $331,760 $638,100 view details »
Rusk County $331,760 $638,100 view details »
Sabine County $331,760 $638,100 view details »
San Augustine County $331,760 $638,100 view details »
San Jacinto County $331,760 $638,100 view details »
San Patricio County $331,760 $638,100 view details »
San Saba County $331,760 $638,100 view details »
Schleicher County $331,760 $638,100 view details »
Scurry County $331,760 $638,100 view details »
Shackelford County $331,760 $638,100 view details »
Shelby County $331,760 $638,100 view details »
Sherman County $331,760 $638,100 view details »
Smith County $331,760 $638,100 view details »
Somervell County $331,760 $638,100 view details »
Starr County $331,760 $638,100 view details »
Stephens County $331,760 $638,100 view details »
Sterling County $331,760 $638,100 view details »
Stonewall County $331,760 $638,100 view details »
Sutton County $331,760 $638,100 view details »
Swisher County $331,760 $638,100 view details »
Tarrant County $404,800 $778,450 view details »
Taylor County $331,760 $638,100 view details »
Terrell County $331,760 $638,100 view details »
Terry County $331,760 $638,100 view details »
Throckmorton County $331,760 $638,100 view details »
Titus County $331,760 $638,100 view details »
Tom Green County $331,760 $638,100 view details »
Travis County $404,800 $778,450 view details »
Trinity County $331,760 $638,100 view details »
Tyler County $331,760 $638,100 view details »
Upshur County $331,760 $638,100 view details »
Upton County $331,760 $638,100 view details »
Uvalde County $331,760 $638,100 view details »
Val Verde County $331,760 $638,100 view details »
Van Zandt County $331,760 $638,100 view details »
Victoria County $331,760 $638,100 view details »
Walker County $331,760 $638,100 view details »
Waller County $331,760 $638,100 view details »
Ward County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
Webb County $331,760 $638,100 view details »
Wharton County $331,760 $638,100 view details »
Wheeler County $331,760 $638,100 view details »
Wichita County $331,760 $638,100 view details »
Wilbarger County $331,760 $638,100 view details »
Willacy County $331,760 $638,100 view details »
Williamson County $404,800 $778,450 view details »
Wilson County $393,300 $756,350 view details »
Winkler County $331,760 $638,100 view details »
Wise County $404,800 $778,450 view details »
Wood County $331,760 $638,100 view details »
Yoakum County $331,760 $638,100 view details »
Young County $331,760 $638,100 view details »
Zapata County $331,760 $638,100 view details »
Zavala County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Texas is $331,760 for a single-family home and $778,450 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas