Texas 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Anderson County to a high of $800,600 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($800,600)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $356,362 $685,400 view details »
Andrews County $356,362 $685,400 view details »
Angelina County $356,362 $685,400 view details »
Aransas County $356,362 $685,400 view details »
Archer County $356,362 $685,400 view details »
Armstrong County $356,362 $685,400 view details »
Atascosa County $403,650 $776,250 view details »
Austin County $356,362 $685,400 view details »
Bailey County $356,362 $685,400 view details »
Bandera County $403,650 $776,250 view details »
Bastrop County $416,300 $800,600 view details »
Baylor County $356,362 $685,400 view details »
Bee County $356,362 $685,400 view details »
Bell County $356,362 $685,400 view details »
Bexar County $403,650 $776,250 view details »
Blanco County $356,362 $685,400 view details »
Borden County $356,362 $685,400 view details »
Bosque County $356,362 $685,400 view details »
Bowie County $356,362 $685,400 view details »
Brazoria County $356,362 $685,400 view details »
Brazos County $356,362 $685,400 view details »
Brewster County $356,362 $685,400 view details »
Briscoe County $356,362 $685,400 view details »
Brooks County $356,362 $685,400 view details »
Brown County $356,362 $685,400 view details »
Burleson County $356,362 $685,400 view details »
Burnet County $356,362 $685,400 view details »
Caldwell County $416,300 $800,600 view details »
Calhoun County $356,362 $685,400 view details »
Callahan County $356,362 $685,400 view details »
Cameron County $356,362 $685,400 view details »
Camp County $356,362 $685,400 view details »
Carson County $356,362 $685,400 view details »
Cass County $356,362 $685,400 view details »
Castro County $356,362 $685,400 view details »
Chambers County $356,362 $685,400 view details »
Cherokee County $356,362 $685,400 view details »
Childress County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Cochran County $356,362 $685,400 view details »
Coke County $356,362 $685,400 view details »
Coleman County $356,362 $685,400 view details »
Collin County $411,700 $791,750 view details »
Collingsworth County $356,362 $685,400 view details »
Colorado County $356,362 $685,400 view details »
Comal County $403,650 $776,250 view details »
Comanche County $356,362 $685,400 view details »
Concho County $356,362 $685,400 view details »
Cooke County $356,362 $685,400 view details »
Coryell County $356,362 $685,400 view details »
Cottle County $356,362 $685,400 view details »
Crane County $356,362 $685,400 view details »
Crockett County $356,362 $685,400 view details »
Crosby County $356,362 $685,400 view details »
Culberson County $356,362 $685,400 view details »
Dallam County $356,362 $685,400 view details »
Dallas County $411,700 $791,750 view details »
Dawson County $356,362 $685,400 view details »
Deaf Smith County $356,362 $685,400 view details »
Delta County $356,362 $685,400 view details »
Denton County $411,700 $791,750 view details »
Dewitt County $356,362 $685,400 view details »
Dickens County $356,362 $685,400 view details »
Dimmit County $356,362 $685,400 view details »
Donley County $356,362 $685,400 view details »
Duval County $356,362 $685,400 view details »
Eastland County $356,362 $685,400 view details »
Ector County $356,362 $685,400 view details »
Edwards County $356,362 $685,400 view details »
Ellis County $411,700 $791,750 view details »
El Paso County $356,362 $685,400 view details »
Erath County $356,362 $685,400 view details »
Falls County $356,362 $685,400 view details »
Fannin County $356,362 $685,400 view details »
Fayette County $356,362 $685,400 view details »
Fisher County $356,362 $685,400 view details »
Floyd County $356,362 $685,400 view details »
Foard County $356,362 $685,400 view details »
Fort Bend County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Freestone County $356,362 $685,400 view details »
Frio County $356,362 $685,400 view details »
Gaines County $356,362 $685,400 view details »
Galveston County $356,362 $685,400 view details »
Garza County $356,362 $685,400 view details »
Gillespie County $356,362 $685,400 view details »
Glasscock County $356,362 $685,400 view details »
Goliad County $356,362 $685,400 view details »
Gonzales County $356,362 $685,400 view details »
Gray County $356,362 $685,400 view details »
Grayson County $356,362 $685,400 view details »
Gregg County $356,362 $685,400 view details »
Grimes County $356,362 $685,400 view details »
Guadalupe County $403,650 $776,250 view details »
Hale County $356,362 $685,400 view details »
Hall County $356,362 $685,400 view details »
Hamilton County $356,362 $685,400 view details »
Hansford County $356,362 $685,400 view details »
Hardeman County $356,362 $685,400 view details »
Hardin County $356,362 $685,400 view details »
Harris County $356,362 $685,400 view details »
Harrison County $356,362 $685,400 view details »
Hartley County $356,362 $685,400 view details »
Haskell County $356,362 $685,400 view details »
Hays County $416,300 $800,600 view details »
Hemphill County $356,362 $685,400 view details »
Henderson County $356,362 $685,400 view details »
Hidalgo County $356,362 $685,400 view details »
Hill County $356,362 $685,400 view details »
Hockley County $356,362 $685,400 view details »
Hood County $356,362 $685,400 view details »
Hopkins County $356,362 $685,400 view details »
Houston County $356,362 $685,400 view details »
Howard County $356,362 $685,400 view details »
Hudspeth County $356,362 $685,400 view details »
Hunt County $411,700 $791,750 view details »
Hutchinson County $356,362 $685,400 view details »
Irion County $356,362 $685,400 view details »
Jack County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jasper County $356,362 $685,400 view details »
Jeff Davis County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Jim Hogg County $356,362 $685,400 view details »
Jim Wells County $356,362 $685,400 view details »
Johnson County $411,700 $791,750 view details »
Jones County $356,362 $685,400 view details »
Karnes County $356,362 $685,400 view details »
Kaufman County $411,700 $791,750 view details »
Kendall County $403,650 $776,250 view details »
Kenedy County $356,362 $685,400 view details »
Kent County $356,362 $685,400 view details »
Kerr County $356,362 $685,400 view details »
Kimble County $356,362 $685,400 view details »
King County $356,362 $685,400 view details »
Kinney County $356,362 $685,400 view details »
Kleberg County $356,362 $685,400 view details »
Knox County $356,362 $685,400 view details »
Lamar County $356,362 $685,400 view details »
Lamb County $356,362 $685,400 view details »
Lampasas County $356,362 $685,400 view details »
La Salle County $356,362 $685,400 view details »
Lavaca County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Leon County $356,362 $685,400 view details »
Liberty County $356,362 $685,400 view details »
Limestone County $356,362 $685,400 view details »
Lipscomb County $356,362 $685,400 view details »
Live Oak County $356,362 $685,400 view details »
Llano County $356,362 $685,400 view details »
Loving County $356,362 $685,400 view details »
Lubbock County $356,362 $685,400 view details »
Lynn County $356,362 $685,400 view details »
Mcculloch County $356,362 $685,400 view details »
Mclennan County $356,362 $685,400 view details »
Mcmullen County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Martin County $356,362 $685,400 view details »
Mason County $356,362 $685,400 view details »
Matagorda County $356,362 $685,400 view details »
Maverick County $356,362 $685,400 view details »
Medina County $403,650 $776,250 view details »
Menard County $356,362 $685,400 view details »
Midland County $356,362 $685,400 view details »
Milam County $356,362 $685,400 view details »
Mills County $356,362 $685,400 view details »
Mitchell County $356,362 $685,400 view details »
Montague County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Moore County $356,362 $685,400 view details »
Morris County $356,362 $685,400 view details »
Motley County $356,362 $685,400 view details »
Nacogdoches County $356,362 $685,400 view details »
Navarro County $356,362 $685,400 view details »
Newton County $356,362 $685,400 view details »
Nolan County $356,362 $685,400 view details »
Nueces County $356,362 $685,400 view details »
Ochiltree County $356,362 $685,400 view details »
Oldham County $356,362 $685,400 view details »
Orange County $356,362 $685,400 view details »
Palo Pinto County $356,362 $685,400 view details »
Panola County $356,362 $685,400 view details »
Parker County $411,700 $791,750 view details »
Parmer County $356,362 $685,400 view details »
Pecos County $356,362 $685,400 view details »
Polk County $356,362 $685,400 view details »
Potter County $356,362 $685,400 view details »
Presidio County $356,362 $685,400 view details »
Rains County $356,362 $685,400 view details »
Randall County $356,362 $685,400 view details »
Reagan County $356,362 $685,400 view details »
Real County $356,362 $685,400 view details »
Red River County $356,362 $685,400 view details »
Reeves County $356,362 $685,400 view details »
Refugio County $356,362 $685,400 view details »
Roberts County $356,362 $685,400 view details »
Robertson County $356,362 $685,400 view details »
Rockwall County $411,700 $791,750 view details »
Runnels County $356,362 $685,400 view details »
Rusk County $356,362 $685,400 view details »
Sabine County $356,362 $685,400 view details »
San Augustine County $356,362 $685,400 view details »
San Jacinto County $356,362 $685,400 view details »
San Patricio County $356,362 $685,400 view details »
San Saba County $356,362 $685,400 view details »
Schleicher County $356,362 $685,400 view details »
Scurry County $356,362 $685,400 view details »
Shackelford County $356,362 $685,400 view details »
Shelby County $356,362 $685,400 view details »
Sherman County $356,362 $685,400 view details »
Smith County $356,362 $685,400 view details »
Somervell County $356,362 $685,400 view details »
Starr County $356,362 $685,400 view details »
Stephens County $356,362 $685,400 view details »
Sterling County $356,362 $685,400 view details »
Stonewall County $356,362 $685,400 view details »
Sutton County $356,362 $685,400 view details »
Swisher County $356,362 $685,400 view details »
Tarrant County $411,700 $791,750 view details »
Taylor County $356,362 $685,400 view details »
Terrell County $356,362 $685,400 view details »
Terry County $356,362 $685,400 view details »
Throckmorton County $356,362 $685,400 view details »
Titus County $356,362 $685,400 view details »
Tom Green County $356,362 $685,400 view details »
Travis County $416,300 $800,600 view details »
Trinity County $356,362 $685,400 view details »
Tyler County $356,362 $685,400 view details »
Upshur County $356,362 $685,400 view details »
Upton County $356,362 $685,400 view details »
Uvalde County $356,362 $685,400 view details »
Val Verde County $356,362 $685,400 view details »
Van Zandt County $356,362 $685,400 view details »
Victoria County $356,362 $685,400 view details »
Walker County $356,362 $685,400 view details »
Waller County $356,362 $685,400 view details »
Ward County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
Webb County $356,362 $685,400 view details »
Wharton County $356,362 $685,400 view details »
Wheeler County $356,362 $685,400 view details »
Wichita County $356,362 $685,400 view details »
Wilbarger County $356,362 $685,400 view details »
Willacy County $356,362 $685,400 view details »
Williamson County $416,300 $800,600 view details »
Wilson County $403,650 $776,250 view details »
Winkler County $356,362 $685,400 view details »
Wise County $411,700 $791,750 view details »
Wood County $356,362 $685,400 view details »
Yoakum County $356,362 $685,400 view details »
Young County $356,362 $685,400 view details »
Zapata County $356,362 $685,400 view details »
Zavala County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Texas is $356,362 for a single-family home and $800,600 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas