Texas 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Anderson County to a high of $1,099,150 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($1,099,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Anderson County	$472,030	$907,900	view details »
Andrews County	$472,030	$907,900	view details »
Angelina County	$472,030	$907,900	view details »
Aransas County	$472,030	$907,900	view details »
Archer County	$472,030	$907,900	view details »
Armstrong County	$472,030	$907,900	view details »
Atascosa County	$524,400	$1,008,450	view details »
Austin County	$472,030	$907,900	view details »
Bailey County	$472,030	$907,900	view details »
Bandera County	$524,400	$1,008,450	view details »
Bastrop County	$571,550	$1,099,150	view details »
Baylor County	$472,030	$907,900	view details »
Bee County	$472,030	$907,900	view details »
Bell County	$472,030	$907,900	view details »
Bexar County	$524,400	$1,008,450	view details »
Blanco County	$472,030	$907,900	view details »
Borden County	$472,030	$907,900	view details »
Bosque County	$472,030	$907,900	view details »
Bowie County	$472,030	$907,900	view details »
Brazoria County	$472,030	$907,900	view details »
Brazos County	$472,030	$907,900	view details »
Brewster County	$472,030	$907,900	view details »
Briscoe County	$472,030	$907,900	view details »
Brooks County	$472,030	$907,900	view details »
Brown County	$472,030	$907,900	view details »
Burleson County	$472,030	$907,900	view details »
Burnet County	$472,030	$907,900	view details »
Caldwell County	$571,550	$1,099,150	view details »
Calhoun County	$472,030	$907,900	view details »
Callahan County	$472,030	$907,900	view details »
Cameron County	$472,030	$907,900	view details »
Camp County	$472,030	$907,900	view details »
Carson County	$472,030	$907,900	view details »
Cass County	$472,030	$907,900	view details »
Castro County	$472,030	$907,900	view details »
Chambers County	$472,030	$907,900	view details »
Cherokee County	$472,030	$907,900	view details »
Childress County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Cochran County	$472,030	$907,900	view details »
Coke County	$472,030	$907,900	view details »
Coleman County	$472,030	$907,900	view details »
Collin County	$531,300	$1,021,750	view details »
Collingsworth County	$472,030	$907,900	view details »
Colorado County	$472,030	$907,900	view details »
Comal County	$524,400	$1,008,450	view details »
Comanche County	$472,030	$907,900	view details »
Concho County	$472,030	$907,900	view details »
Cooke County	$472,030	$907,900	view details »
Coryell County	$472,030	$907,900	view details »
Cottle County	$472,030	$907,900	view details »
Crane County	$472,030	$907,900	view details »
Crockett County	$472,030	$907,900	view details »
Crosby County	$472,030	$907,900	view details »
Culberson County	$472,030	$907,900	view details »
Dallam County	$472,030	$907,900	view details »
Dallas County	$531,300	$1,021,750	view details »
Dawson County	$472,030	$907,900	view details »
Deaf Smith County	$472,030	$907,900	view details »
Delta County	$472,030	$907,900	view details »
Denton County	$531,300	$1,021,750	view details »
Dewitt County	$472,030	$907,900	view details »
Dickens County	$472,030	$907,900	view details »
Dimmit County	$472,030	$907,900	view details »
Donley County	$472,030	$907,900	view details »
Duval County	$472,030	$907,900	view details »
Eastland County	$472,030	$907,900	view details »
Ector County	$472,030	$907,900	view details »
Edwards County	$472,030	$907,900	view details »
Ellis County	$531,300	$1,021,750	view details »
El Paso County	$472,030	$907,900	view details »
Erath County	$472,030	$907,900	view details »
Falls County	$472,030	$907,900	view details »
Fannin County	$472,030	$907,900	view details »
Fayette County	$472,030	$907,900	view details »
Fisher County	$472,030	$907,900	view details »
Floyd County	$472,030	$907,900	view details »
Foard County	$472,030	$907,900	view details »
Fort Bend County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Freestone County	$472,030	$907,900	view details »
Frio County	$472,030	$907,900	view details »
Gaines County	$472,030	$907,900	view details »
Galveston County	$472,030	$907,900	view details »
Garza County	$472,030	$907,900	view details »
Gillespie County	$472,030	$907,900	view details »
Glasscock County	$472,030	$907,900	view details »
Goliad County	$472,030	$907,900	view details »
Gonzales County	$472,030	$907,900	view details »
Gray County	$472,030	$907,900	view details »
Grayson County	$472,030	$907,900	view details »
Gregg County	$472,030	$907,900	view details »
Grimes County	$472,030	$907,900	view details »
Guadalupe County	$524,400	$1,008,450	view details »
Hale County	$472,030	$907,900	view details »
Hall County	$472,030	$907,900	view details »
Hamilton County	$472,030	$907,900	view details »
Hansford County	$472,030	$907,900	view details »
Hardeman County	$472,030	$907,900	view details »
Hardin County	$472,030	$907,900	view details »
Harris County	$472,030	$907,900	view details »
Harrison County	$472,030	$907,900	view details »
Hartley County	$472,030	$907,900	view details »
Haskell County	$472,030	$907,900	view details »
Hays County	$571,550	$1,099,150	view details »
Hemphill County	$472,030	$907,900	view details »
Henderson County	$472,030	$907,900	view details »
Hidalgo County	$472,030	$907,900	view details »
Hill County	$472,030	$907,900	view details »
Hockley County	$472,030	$907,900	view details »
Hood County	$472,030	$907,900	view details »
Hopkins County	$472,030	$907,900	view details »
Houston County	$472,030	$907,900	view details »
Howard County	$472,030	$907,900	view details »
Hudspeth County	$472,030	$907,900	view details »
Hunt County	$531,300	$1,021,750	view details »
Hutchinson County	$472,030	$907,900	view details »
Irion County	$472,030	$907,900	view details »
Jack County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jasper County	$472,030	$907,900	view details »
Jeff Davis County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Jim Hogg County	$472,030	$907,900	view details »
Jim Wells County	$472,030	$907,900	view details »
Johnson County	$531,300	$1,021,750	view details »
Jones County	$472,030	$907,900	view details »
Karnes County	$472,030	$907,900	view details »
Kaufman County	$531,300	$1,021,750	view details »
Kendall County	$524,400	$1,008,450	view details »
Kenedy County	$472,030	$907,900	view details »
Kent County	$472,030	$907,900	view details »
Kerr County	$472,030	$907,900	view details »
Kimble County	$472,030	$907,900	view details »
King County	$472,030	$907,900	view details »
Kinney County	$472,030	$907,900	view details »
Kleberg County	$472,030	$907,900	view details »
Knox County	$472,030	$907,900	view details »
Lamar County	$472,030	$907,900	view details »
Lamb County	$472,030	$907,900	view details »
Lampasas County	$472,030	$907,900	view details »
La Salle County	$472,030	$907,900	view details »
Lavaca County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Leon County	$472,030	$907,900	view details »
Liberty County	$472,030	$907,900	view details »
Limestone County	$472,030	$907,900	view details »
Lipscomb County	$472,030	$907,900	view details »
Live Oak County	$472,030	$907,900	view details »
Llano County	$472,030	$907,900	view details »
Loving County	$472,030	$907,900	view details »
Lubbock County	$472,030	$907,900	view details »
Lynn County	$472,030	$907,900	view details »
Mcculloch County	$472,030	$907,900	view details »
Mclennan County	$472,030	$907,900	view details »
Mcmullen County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Martin County	$472,030	$907,900	view details »
Mason County	$472,030	$907,900	view details »
Matagorda County	$472,030	$907,900	view details »
Maverick County	$472,030	$907,900	view details »
Medina County	$524,400	$1,008,450	view details »
Menard County	$472,030	$907,900	view details »
Midland County	$472,030	$907,900	view details »
Milam County	$472,030	$907,900	view details »
Mills County	$472,030	$907,900	view details »
Mitchell County	$472,030	$907,900	view details »
Montague County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Moore County	$472,030	$907,900	view details »
Morris County	$472,030	$907,900	view details »
Motley County	$472,030	$907,900	view details »
Nacogdoches County	$472,030	$907,900	view details »
Navarro County	$472,030	$907,900	view details »
Newton County	$472,030	$907,900	view details »
Nolan County	$472,030	$907,900	view details »
Nueces County	$472,030	$907,900	view details »
Ochiltree County	$472,030	$907,900	view details »
Oldham County	$472,030	$907,900	view details »
Orange County	$472,030	$907,900	view details »
Palo Pinto County	$472,030	$907,900	view details »
Panola County	$472,030	$907,900	view details »
Parker County	$531,300	$1,021,750	view details »
Parmer County	$472,030	$907,900	view details »
Pecos County	$472,030	$907,900	view details »
Polk County	$472,030	$907,900	view details »
Potter County	$472,030	$907,900	view details »
Presidio County	$472,030	$907,900	view details »
Rains County	$472,030	$907,900	view details »
Randall County	$472,030	$907,900	view details »
Reagan County	$472,030	$907,900	view details »
Real County	$472,030	$907,900	view details »
Red River County	$472,030	$907,900	view details »
Reeves County	$472,030	$907,900	view details »
Refugio County	$472,030	$907,900	view details »
Roberts County	$472,030	$907,900	view details »
Robertson County	$472,030	$907,900	view details »
Rockwall County	$531,300	$1,021,750	view details »
Runnels County	$472,030	$907,900	view details »
Rusk County	$472,030	$907,900	view details »
Sabine County	$472,030	$907,900	view details »
San Augustine County	$472,030	$907,900	view details »
San Jacinto County	$472,030	$907,900	view details »
San Patricio County	$472,030	$907,900	view details »
San Saba County	$472,030	$907,900	view details »
Schleicher County	$472,030	$907,900	view details »
Scurry County	$472,030	$907,900	view details »
Shackelford County	$472,030	$907,900	view details »
Shelby County	$472,030	$907,900	view details »
Sherman County	$472,030	$907,900	view details »
Smith County	$472,030	$907,900	view details »
Somervell County	$472,030	$907,900	view details »
Starr County	$472,030	$907,900	view details »
Stephens County	$472,030	$907,900	view details »
Sterling County	$472,030	$907,900	view details »
Stonewall County	$472,030	$907,900	view details »
Sutton County	$472,030	$907,900	view details »
Swisher County	$472,030	$907,900	view details »
Tarrant County	$531,300	$1,021,750	view details »
Taylor County	$472,030	$907,900	view details »
Terrell County	$472,030	$907,900	view details »
Terry County	$472,030	$907,900	view details »
Throckmorton County	$472,030	$907,900	view details »
Titus County	$472,030	$907,900	view details »
Tom Green County	$472,030	$907,900	view details »
Travis County	$571,550	$1,099,150	view details »
Trinity County	$472,030	$907,900	view details »
Tyler County	$472,030	$907,900	view details »
Upshur County	$472,030	$907,900	view details »
Upton County	$472,030	$907,900	view details »
Uvalde County	$472,030	$907,900	view details »
Val Verde County	$472,030	$907,900	view details »
Van Zandt County	$472,030	$907,900	view details »
Victoria County	$472,030	$907,900	view details »
Walker County	$472,030	$907,900	view details »
Waller County	$472,030	$907,900	view details »
Ward County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
Webb County	$472,030	$907,900	view details »
Wharton County	$472,030	$907,900	view details »
Wheeler County	$472,030	$907,900	view details »
Wichita County	$472,030	$907,900	view details »
Wilbarger County	$472,030	$907,900	view details »
Willacy County	$472,030	$907,900	view details »
Williamson County	$571,550	$1,099,150	view details »
Wilson County	$524,400	$1,008,450	view details »
Winkler County	$472,030	$907,900	view details »
Wise County	$531,300	$1,021,750	view details »
Wood County	$472,030	$907,900	view details »
Yoakum County	$472,030	$907,900	view details »
Young County	$472,030	$907,900	view details »
Zapata County	$472,030	$907,900	view details »
Zavala County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Texas is $472,030 for a single-family home and $1,099,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.

Texas 2023 FHA Loan Limits

Loan Limits in Texas

Loan Limits by County in Texas (254 counties)

How to qualify for an FHA Loan in Texas?

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