1. Home
  2. Loan Limits
  3. Texas 2024

Texas 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Anderson County to a high of $1,099,150 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($958,350) †
Highest Loan Limit ($1,099,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $498,257 $958,350 view details »
Andrews County $498,257 $958,350 view details »
Angelina County $498,257 $958,350 view details »
Aransas County $498,257 $958,350 view details »
Archer County $498,257 $958,350 view details »
Armstrong County $498,257 $958,350 view details »
Atascosa County $557,750 $1,072,600 view details »
Austin County $498,257 $958,350 view details »
Bailey County $498,257 $958,350 view details »
Bandera County $557,750 $1,072,600 view details »
Bastrop County $571,550 $1,099,150 view details »
Baylor County $498,257 $958,350 view details »
Bee County $498,257 $958,350 view details »
Bell County $498,257 $958,350 view details »
Bexar County $557,750 $1,072,600 view details »
Blanco County $498,257 $958,350 view details »
Borden County $498,257 $958,350 view details »
Bosque County $498,257 $958,350 view details »
Bowie County $498,257 $958,350 view details »
Brazoria County $498,257 $958,350 view details »
Brazos County $498,257 $958,350 view details »
Brewster County $498,257 $958,350 view details »
Briscoe County $498,257 $958,350 view details »
Brooks County $498,257 $958,350 view details »
Brown County $498,257 $958,350 view details »
Burleson County $498,257 $958,350 view details »
Burnet County $498,257 $958,350 view details »
Caldwell County $571,550 $1,099,150 view details »
Calhoun County $498,257 $958,350 view details »
Callahan County $498,257 $958,350 view details »
Cameron County $498,257 $958,350 view details »
Camp County $498,257 $958,350 view details »
Carson County $498,257 $958,350 view details »
Cass County $498,257 $958,350 view details »
Castro County $498,257 $958,350 view details »
Chambers County $498,257 $958,350 view details »
Cherokee County $498,257 $958,350 view details »
Childress County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Cochran County $498,257 $958,350 view details »
Coke County $498,257 $958,350 view details »
Coleman County $498,257 $958,350 view details »
Collin County $563,500 $1,083,650 view details »
Collingsworth County $498,257 $958,350 view details »
Colorado County $498,257 $958,350 view details »
Comal County $557,750 $1,072,600 view details »
Comanche County $498,257 $958,350 view details »
Concho County $498,257 $958,350 view details »
Cooke County $498,257 $958,350 view details »
Coryell County $498,257 $958,350 view details »
Cottle County $498,257 $958,350 view details »
Crane County $498,257 $958,350 view details »
Crockett County $498,257 $958,350 view details »
Crosby County $498,257 $958,350 view details »
Culberson County $498,257 $958,350 view details »
Dallam County $498,257 $958,350 view details »
Dallas County $563,500 $1,083,650 view details »
Dawson County $498,257 $958,350 view details »
Deaf Smith County $498,257 $958,350 view details »
Delta County $498,257 $958,350 view details »
Denton County $563,500 $1,083,650 view details »
Dewitt County $498,257 $958,350 view details »
Dickens County $498,257 $958,350 view details »
Dimmit County $498,257 $958,350 view details »
Donley County $498,257 $958,350 view details »
Duval County $498,257 $958,350 view details »
Eastland County $498,257 $958,350 view details »
Ector County $498,257 $958,350 view details »
Edwards County $498,257 $958,350 view details »
Ellis County $563,500 $1,083,650 view details »
El Paso County $498,257 $958,350 view details »
Erath County $498,257 $958,350 view details »
Falls County $498,257 $958,350 view details »
Fannin County $498,257 $958,350 view details »
Fayette County $498,257 $958,350 view details »
Fisher County $498,257 $958,350 view details »
Floyd County $498,257 $958,350 view details »
Foard County $498,257 $958,350 view details »
Fort Bend County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Freestone County $498,257 $958,350 view details »
Frio County $498,257 $958,350 view details »
Gaines County $498,257 $958,350 view details »
Galveston County $498,257 $958,350 view details »
Garza County $498,257 $958,350 view details »
Gillespie County $498,257 $958,350 view details »
Glasscock County $498,257 $958,350 view details »
Goliad County $498,257 $958,350 view details »
Gonzales County $498,257 $958,350 view details »
Gray County $498,257 $958,350 view details »
Grayson County $498,257 $958,350 view details »
Gregg County $498,257 $958,350 view details »
Grimes County $498,257 $958,350 view details »
Guadalupe County $557,750 $1,072,600 view details »
Hale County $498,257 $958,350 view details »
Hall County $498,257 $958,350 view details »
Hamilton County $498,257 $958,350 view details »
Hansford County $498,257 $958,350 view details »
Hardeman County $498,257 $958,350 view details »
Hardin County $498,257 $958,350 view details »
Harris County $498,257 $958,350 view details »
Harrison County $498,257 $958,350 view details »
Hartley County $498,257 $958,350 view details »
Haskell County $498,257 $958,350 view details »
Hays County $571,550 $1,099,150 view details »
Hemphill County $498,257 $958,350 view details »
Henderson County $498,257 $958,350 view details »
Hidalgo County $498,257 $958,350 view details »
Hill County $498,257 $958,350 view details »
Hockley County $498,257 $958,350 view details »
Hood County $498,257 $958,350 view details »
Hopkins County $498,257 $958,350 view details »
Houston County $498,257 $958,350 view details »
Howard County $498,257 $958,350 view details »
Hudspeth County $498,257 $958,350 view details »
Hunt County $563,500 $1,083,650 view details »
Hutchinson County $498,257 $958,350 view details »
Irion County $498,257 $958,350 view details »
Jack County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jasper County $498,257 $958,350 view details »
Jeff Davis County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Jim Hogg County $498,257 $958,350 view details »
Jim Wells County $498,257 $958,350 view details »
Johnson County $563,500 $1,083,650 view details »
Jones County $498,257 $958,350 view details »
Karnes County $498,257 $958,350 view details »
Kaufman County $563,500 $1,083,650 view details »
Kendall County $557,750 $1,072,600 view details »
Kenedy County $498,257 $958,350 view details »
Kent County $498,257 $958,350 view details »
Kerr County $498,257 $958,350 view details »
Kimble County $498,257 $958,350 view details »
King County $498,257 $958,350 view details »
Kinney County $498,257 $958,350 view details »
Kleberg County $498,257 $958,350 view details »
Knox County $498,257 $958,350 view details »
Lamar County $498,257 $958,350 view details »
Lamb County $498,257 $958,350 view details »
Lampasas County $498,257 $958,350 view details »
La Salle County $498,257 $958,350 view details »
Lavaca County $498,257 $958,350 view details »
Lee County $498,257 $958,350 view details »
Leon County $498,257 $958,350 view details »
Liberty County $498,257 $958,350 view details »
Limestone County $498,257 $958,350 view details »
Lipscomb County $498,257 $958,350 view details »
Live Oak County $498,257 $958,350 view details »
Llano County $498,257 $958,350 view details »
Loving County $498,257 $958,350 view details »
Lubbock County $498,257 $958,350 view details »
Lynn County $498,257 $958,350 view details »
Mcculloch County $498,257 $958,350 view details »
Mclennan County $498,257 $958,350 view details »
Mcmullen County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Martin County $498,257 $958,350 view details »
Mason County $498,257 $958,350 view details »
Matagorda County $498,257 $958,350 view details »
Maverick County $498,257 $958,350 view details »
Medina County $557,750 $1,072,600 view details »
Menard County $498,257 $958,350 view details »
Midland County $498,257 $958,350 view details »
Milam County $498,257 $958,350 view details »
Mills County $498,257 $958,350 view details »
Mitchell County $498,257 $958,350 view details »
Montague County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Moore County $498,257 $958,350 view details »
Morris County $498,257 $958,350 view details »
Motley County $498,257 $958,350 view details »
Nacogdoches County $498,257 $958,350 view details »
Navarro County $498,257 $958,350 view details »
Newton County $498,257 $958,350 view details »
Nolan County $498,257 $958,350 view details »
Nueces County $498,257 $958,350 view details »
Ochiltree County $498,257 $958,350 view details »
Oldham County $498,257 $958,350 view details »
Orange County $498,257 $958,350 view details »
Palo Pinto County $498,257 $958,350 view details »
Panola County $498,257 $958,350 view details »
Parker County $563,500 $1,083,650 view details »
Parmer County $498,257 $958,350 view details »
Pecos County $498,257 $958,350 view details »
Polk County $498,257 $958,350 view details »
Potter County $498,257 $958,350 view details »
Presidio County $498,257 $958,350 view details »
Rains County $498,257 $958,350 view details »
Randall County $498,257 $958,350 view details »
Reagan County $498,257 $958,350 view details »
Real County $498,257 $958,350 view details »
Red River County $498,257 $958,350 view details »
Reeves County $498,257 $958,350 view details »
Refugio County $498,257 $958,350 view details »
Roberts County $498,257 $958,350 view details »
Robertson County $498,257 $958,350 view details »
Rockwall County $563,500 $1,083,650 view details »
Runnels County $498,257 $958,350 view details »
Rusk County $498,257 $958,350 view details »
Sabine County $498,257 $958,350 view details »
San Augustine County $498,257 $958,350 view details »
San Jacinto County $498,257 $958,350 view details »
San Patricio County $498,257 $958,350 view details »
San Saba County $498,257 $958,350 view details »
Schleicher County $498,257 $958,350 view details »
Scurry County $498,257 $958,350 view details »
Shackelford County $498,257 $958,350 view details »
Shelby County $498,257 $958,350 view details »
Sherman County $498,257 $958,350 view details »
Smith County $498,257 $958,350 view details »
Somervell County $498,257 $958,350 view details »
Starr County $498,257 $958,350 view details »
Stephens County $498,257 $958,350 view details »
Sterling County $498,257 $958,350 view details »
Stonewall County $498,257 $958,350 view details »
Sutton County $498,257 $958,350 view details »
Swisher County $498,257 $958,350 view details »
Tarrant County $563,500 $1,083,650 view details »
Taylor County $498,257 $958,350 view details »
Terrell County $498,257 $958,350 view details »
Terry County $498,257 $958,350 view details »
Throckmorton County $498,257 $958,350 view details »
Titus County $498,257 $958,350 view details »
Tom Green County $498,257 $958,350 view details »
Travis County $571,550 $1,099,150 view details »
Trinity County $498,257 $958,350 view details »
Tyler County $498,257 $958,350 view details »
Upshur County $498,257 $958,350 view details »
Upton County $498,257 $958,350 view details »
Uvalde County $498,257 $958,350 view details »
Val Verde County $498,257 $958,350 view details »
Van Zandt County $498,257 $958,350 view details »
Victoria County $498,257 $958,350 view details »
Walker County $498,257 $958,350 view details »
Waller County $498,257 $958,350 view details »
Ward County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
Webb County $498,257 $958,350 view details »
Wharton County $498,257 $958,350 view details »
Wheeler County $498,257 $958,350 view details »
Wichita County $498,257 $958,350 view details »
Wilbarger County $498,257 $958,350 view details »
Willacy County $498,257 $958,350 view details »
Williamson County $571,550 $1,099,150 view details »
Wilson County $557,750 $1,072,600 view details »
Winkler County $498,257 $958,350 view details »
Wise County $563,500 $1,083,650 view details »
Wood County $498,257 $958,350 view details »
Yoakum County $498,257 $958,350 view details »
Young County $498,257 $958,350 view details »
Zapata County $498,257 $958,350 view details »
Zavala County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Texas is $498,257 for a single-family home and $1,099,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Texas
FHA Inspectors in Texas
FHA Condos in Texas
FHA Lenders in Texas

Top

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas