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Texas 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Anderson County to a high of $928,850 for a 4-bedroom unit in Bastrop County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($928,850)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $420,680 $809,150 view details »
Andrews County $420,680 $809,150 view details »
Angelina County $420,680 $809,150 view details »
Aransas County $420,680 $809,150 view details »
Archer County $420,680 $809,150 view details »
Armstrong County $420,680 $809,150 view details »
Atascosa County $449,650 $864,700 view details »
Austin County $420,680 $809,150 view details »
Bailey County $420,680 $809,150 view details »
Bandera County $449,650 $864,700 view details »
Bastrop County $483,000 $928,850 view details »
Baylor County $420,680 $809,150 view details »
Bee County $420,680 $809,150 view details »
Bell County $420,680 $809,150 view details »
Bexar County $449,650 $864,700 view details »
Blanco County $420,680 $809,150 view details »
Borden County $420,680 $809,150 view details »
Bosque County $420,680 $809,150 view details »
Bowie County $420,680 $809,150 view details »
Brazoria County $420,680 $809,150 view details »
Brazos County $420,680 $809,150 view details »
Brewster County $420,680 $809,150 view details »
Briscoe County $420,680 $809,150 view details »
Brooks County $420,680 $809,150 view details »
Brown County $420,680 $809,150 view details »
Burleson County $420,680 $809,150 view details »
Burnet County $420,680 $809,150 view details »
Caldwell County $483,000 $928,850 view details »
Calhoun County $420,680 $809,150 view details »
Callahan County $420,680 $809,150 view details »
Cameron County $420,680 $809,150 view details »
Camp County $420,680 $809,150 view details »
Carson County $420,680 $809,150 view details »
Cass County $420,680 $809,150 view details »
Castro County $420,680 $809,150 view details »
Chambers County $420,680 $809,150 view details »
Cherokee County $420,680 $809,150 view details »
Childress County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Cochran County $420,680 $809,150 view details »
Coke County $420,680 $809,150 view details »
Coleman County $420,680 $809,150 view details »
Collin County $450,800 $866,950 view details »
Collingsworth County $420,680 $809,150 view details »
Colorado County $420,680 $809,150 view details »
Comal County $449,650 $864,700 view details »
Comanche County $420,680 $809,150 view details »
Concho County $420,680 $809,150 view details »
Cooke County $420,680 $809,150 view details »
Coryell County $420,680 $809,150 view details »
Cottle County $420,680 $809,150 view details »
Crane County $420,680 $809,150 view details »
Crockett County $420,680 $809,150 view details »
Crosby County $420,680 $809,150 view details »
Culberson County $420,680 $809,150 view details »
Dallam County $420,680 $809,150 view details »
Dallas County $450,800 $866,950 view details »
Dawson County $420,680 $809,150 view details »
Deaf Smith County $420,680 $809,150 view details »
Delta County $420,680 $809,150 view details »
Denton County $450,800 $866,950 view details »
Dewitt County $420,680 $809,150 view details »
Dickens County $420,680 $809,150 view details »
Dimmit County $420,680 $809,150 view details »
Donley County $420,680 $809,150 view details »
Duval County $420,680 $809,150 view details »
Eastland County $420,680 $809,150 view details »
Ector County $420,680 $809,150 view details »
Edwards County $420,680 $809,150 view details »
Ellis County $450,800 $866,950 view details »
El Paso County $420,680 $809,150 view details »
Erath County $420,680 $809,150 view details »
Falls County $420,680 $809,150 view details »
Fannin County $420,680 $809,150 view details »
Fayette County $420,680 $809,150 view details »
Fisher County $420,680 $809,150 view details »
Floyd County $420,680 $809,150 view details »
Foard County $420,680 $809,150 view details »
Fort Bend County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Freestone County $420,680 $809,150 view details »
Frio County $420,680 $809,150 view details »
Gaines County $420,680 $809,150 view details »
Galveston County $420,680 $809,150 view details »
Garza County $420,680 $809,150 view details »
Gillespie County $420,680 $809,150 view details »
Glasscock County $420,680 $809,150 view details »
Goliad County $420,680 $809,150 view details »
Gonzales County $420,680 $809,150 view details »
Gray County $420,680 $809,150 view details »
Grayson County $420,680 $809,150 view details »
Gregg County $420,680 $809,150 view details »
Grimes County $420,680 $809,150 view details »
Guadalupe County $449,650 $864,700 view details »
Hale County $420,680 $809,150 view details »
Hall County $420,680 $809,150 view details »
Hamilton County $420,680 $809,150 view details »
Hansford County $420,680 $809,150 view details »
Hardeman County $420,680 $809,150 view details »
Hardin County $420,680 $809,150 view details »
Harris County $420,680 $809,150 view details »
Harrison County $420,680 $809,150 view details »
Hartley County $420,680 $809,150 view details »
Haskell County $420,680 $809,150 view details »
Hays County $483,000 $928,850 view details »
Hemphill County $420,680 $809,150 view details »
Henderson County $420,680 $809,150 view details »
Hidalgo County $420,680 $809,150 view details »
Hill County $420,680 $809,150 view details »
Hockley County $420,680 $809,150 view details »
Hood County $420,680 $809,150 view details »
Hopkins County $420,680 $809,150 view details »
Houston County $420,680 $809,150 view details »
Howard County $420,680 $809,150 view details »
Hudspeth County $420,680 $809,150 view details »
Hunt County $450,800 $866,950 view details »
Hutchinson County $420,680 $809,150 view details »
Irion County $420,680 $809,150 view details »
Jack County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jasper County $420,680 $809,150 view details »
Jeff Davis County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Jim Hogg County $420,680 $809,150 view details »
Jim Wells County $420,680 $809,150 view details »
Johnson County $450,800 $866,950 view details »
Jones County $420,680 $809,150 view details »
Karnes County $420,680 $809,150 view details »
Kaufman County $450,800 $866,950 view details »
Kendall County $449,650 $864,700 view details »
Kenedy County $420,680 $809,150 view details »
Kent County $420,680 $809,150 view details »
Kerr County $420,680 $809,150 view details »
Kimble County $420,680 $809,150 view details »
King County $420,680 $809,150 view details »
Kinney County $420,680 $809,150 view details »
Kleberg County $420,680 $809,150 view details »
Knox County $420,680 $809,150 view details »
Lamar County $420,680 $809,150 view details »
Lamb County $420,680 $809,150 view details »
Lampasas County $420,680 $809,150 view details »
La Salle County $420,680 $809,150 view details »
Lavaca County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Leon County $420,680 $809,150 view details »
Liberty County $420,680 $809,150 view details »
Limestone County $420,680 $809,150 view details »
Lipscomb County $420,680 $809,150 view details »
Live Oak County $420,680 $809,150 view details »
Llano County $420,680 $809,150 view details »
Loving County $420,680 $809,150 view details »
Lubbock County $420,680 $809,150 view details »
Lynn County $420,680 $809,150 view details »
Mcculloch County $420,680 $809,150 view details »
Mclennan County $420,680 $809,150 view details »
Mcmullen County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Martin County $420,680 $809,150 view details »
Mason County $420,680 $809,150 view details »
Matagorda County $420,680 $809,150 view details »
Maverick County $420,680 $809,150 view details »
Medina County $449,650 $864,700 view details »
Menard County $420,680 $809,150 view details »
Midland County $420,680 $809,150 view details »
Milam County $420,680 $809,150 view details »
Mills County $420,680 $809,150 view details »
Mitchell County $420,680 $809,150 view details »
Montague County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Moore County $420,680 $809,150 view details »
Morris County $420,680 $809,150 view details »
Motley County $420,680 $809,150 view details »
Nacogdoches County $420,680 $809,150 view details »
Navarro County $420,680 $809,150 view details »
Newton County $420,680 $809,150 view details »
Nolan County $420,680 $809,150 view details »
Nueces County $420,680 $809,150 view details »
Ochiltree County $420,680 $809,150 view details »
Oldham County $420,680 $809,150 view details »
Orange County $420,680 $809,150 view details »
Palo Pinto County $420,680 $809,150 view details »
Panola County $420,680 $809,150 view details »
Parker County $450,800 $866,950 view details »
Parmer County $420,680 $809,150 view details »
Pecos County $420,680 $809,150 view details »
Polk County $420,680 $809,150 view details »
Potter County $420,680 $809,150 view details »
Presidio County $420,680 $809,150 view details »
Rains County $420,680 $809,150 view details »
Randall County $420,680 $809,150 view details »
Reagan County $420,680 $809,150 view details »
Real County $420,680 $809,150 view details »
Red River County $420,680 $809,150 view details »
Reeves County $420,680 $809,150 view details »
Refugio County $420,680 $809,150 view details »
Roberts County $420,680 $809,150 view details »
Robertson County $420,680 $809,150 view details »
Rockwall County $450,800 $866,950 view details »
Runnels County $420,680 $809,150 view details »
Rusk County $420,680 $809,150 view details »
Sabine County $420,680 $809,150 view details »
San Augustine County $420,680 $809,150 view details »
San Jacinto County $420,680 $809,150 view details »
San Patricio County $420,680 $809,150 view details »
San Saba County $420,680 $809,150 view details »
Schleicher County $420,680 $809,150 view details »
Scurry County $420,680 $809,150 view details »
Shackelford County $420,680 $809,150 view details »
Shelby County $420,680 $809,150 view details »
Sherman County $420,680 $809,150 view details »
Smith County $420,680 $809,150 view details »
Somervell County $420,680 $809,150 view details »
Starr County $420,680 $809,150 view details »
Stephens County $420,680 $809,150 view details »
Sterling County $420,680 $809,150 view details »
Stonewall County $420,680 $809,150 view details »
Sutton County $420,680 $809,150 view details »
Swisher County $420,680 $809,150 view details »
Tarrant County $450,800 $866,950 view details »
Taylor County $420,680 $809,150 view details »
Terrell County $420,680 $809,150 view details »
Terry County $420,680 $809,150 view details »
Throckmorton County $420,680 $809,150 view details »
Titus County $420,680 $809,150 view details »
Tom Green County $420,680 $809,150 view details »
Travis County $483,000 $928,850 view details »
Trinity County $420,680 $809,150 view details »
Tyler County $420,680 $809,150 view details »
Upshur County $420,680 $809,150 view details »
Upton County $420,680 $809,150 view details »
Uvalde County $420,680 $809,150 view details »
Val Verde County $420,680 $809,150 view details »
Van Zandt County $420,680 $809,150 view details »
Victoria County $420,680 $809,150 view details »
Walker County $420,680 $809,150 view details »
Waller County $420,680 $809,150 view details »
Ward County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
Webb County $420,680 $809,150 view details »
Wharton County $420,680 $809,150 view details »
Wheeler County $420,680 $809,150 view details »
Wichita County $420,680 $809,150 view details »
Wilbarger County $420,680 $809,150 view details »
Willacy County $420,680 $809,150 view details »
Williamson County $483,000 $928,850 view details »
Wilson County $449,650 $864,700 view details »
Winkler County $420,680 $809,150 view details »
Wise County $450,800 $866,950 view details »
Wood County $420,680 $809,150 view details »
Yoakum County $420,680 $809,150 view details »
Young County $420,680 $809,150 view details »
Zapata County $420,680 $809,150 view details »
Zavala County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Texas is $420,680 for a single-family home and $928,850 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas
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