Texas FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Anderson County to a high of $760,750 for a 4-bedroom unit in Collin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($760,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Texas is $760,750 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Texas. Click on the Texas map above or the table below to see loan limits in your area.

Loan Limits by County in Texas (254)

County Lowest Loan Limit Highest Loan Limit
Anderson County $314,827 $605,525 view loan limits »
Andrews County $314,827 $605,525 view loan limits »
Angelina County $314,827 $605,525 view loan limits »
Aransas County $314,827 $605,525 view loan limits »
Archer County $314,827 $605,525 view loan limits »
Armstrong County $314,827 $605,525 view loan limits »
Atascosa County $359,950 $692,200 view loan limits »
Austin County $331,200 $636,900 view loan limits »
Bailey County $314,827 $605,525 view loan limits »
Bandera County $359,950 $692,200 view loan limits »
Bastrop County $389,850 $749,700 view loan limits »
Baylor County $314,827 $605,525 view loan limits »
Bee County $314,827 $605,525 view loan limits »
Bell County $314,827 $605,525 view loan limits »
Bexar County $359,950 $692,200 view loan limits »
Blanco County $314,827 $605,525 view loan limits »
Borden County $314,827 $605,525 view loan limits »
Bosque County $314,827 $605,525 view loan limits »
Bowie County $314,827 $605,525 view loan limits »
Brazoria County $331,200 $636,900 view loan limits »
Brazos County $314,827 $605,525 view loan limits »
Brewster County $314,827 $605,525 view loan limits »
Briscoe County $314,827 $605,525 view loan limits »
Brooks County $314,827 $605,525 view loan limits »
Brown County $314,827 $605,525 view loan limits »
Burleson County $314,827 $605,525 view loan limits »
Burnet County $314,827 $605,525 view loan limits »
Caldwell County $389,850 $749,700 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Callahan County $314,827 $605,525 view loan limits »
Cameron County $314,827 $605,525 view loan limits »
Camp County $314,827 $605,525 view loan limits »
Carson County $314,827 $605,525 view loan limits »
Cass County $314,827 $605,525 view loan limits »
Castro County $314,827 $605,525 view loan limits »
Chambers County $331,200 $636,900 view loan limits »
Cherokee County $314,827 $605,525 view loan limits »
Childress County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Cochran County $314,827 $605,525 view loan limits »
Coke County $314,827 $605,525 view loan limits »
Coleman County $314,827 $605,525 view loan limits »
Collin County $395,600 $760,750 view loan limits »
Collingsworth County $314,827 $605,525 view loan limits »
Colorado County $314,827 $605,525 view loan limits »
Comal County $359,950 $692,200 view loan limits »
Comanche County $314,827 $605,525 view loan limits »
Concho County $314,827 $605,525 view loan limits »
Cooke County $314,827 $605,525 view loan limits »
Coryell County $314,827 $605,525 view loan limits »
Cottle County $314,827 $605,525 view loan limits »
Crane County $314,827 $605,525 view loan limits »
Crockett County $314,827 $605,525 view loan limits »
Crosby County $314,827 $605,525 view loan limits »
Culberson County $314,827 $605,525 view loan limits »
Dallam County $314,827 $605,525 view loan limits »
Dallas County $395,600 $760,750 view loan limits »
Dawson County $314,827 $605,525 view loan limits »
Deaf Smith County $314,827 $605,525 view loan limits »
Delta County $314,827 $605,525 view loan limits »
Denton County $395,600 $760,750 view loan limits »
Dewitt County $314,827 $605,525 view loan limits »
Dickens County $314,827 $605,525 view loan limits »
Dimmit County $314,827 $605,525 view loan limits »
Donley County $314,827 $605,525 view loan limits »
Duval County $314,827 $605,525 view loan limits »
Eastland County $314,827 $605,525 view loan limits »
Ector County $314,827 $605,525 view loan limits »
Edwards County $314,827 $605,525 view loan limits »
Ellis County $395,600 $760,750 view loan limits »
El Paso County $314,827 $605,525 view loan limits »
Erath County $314,827 $605,525 view loan limits »
Falls County $314,827 $605,525 view loan limits »
Fannin County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Fisher County $314,827 $605,525 view loan limits »
Floyd County $314,827 $605,525 view loan limits »
Foard County $314,827 $605,525 view loan limits »
Fort Bend County $331,200 $636,900 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Freestone County $314,827 $605,525 view loan limits »
Frio County $314,827 $605,525 view loan limits »
Gaines County $314,827 $605,525 view loan limits »
Galveston County $331,200 $636,900 view loan limits »
Garza County $314,827 $605,525 view loan limits »
Gillespie County $324,300 $623,650 view loan limits »
Glasscock County $314,827 $605,525 view loan limits »
Goliad County $314,827 $605,525 view loan limits »
Gonzales County $314,827 $605,525 view loan limits »
Gray County $314,827 $605,525 view loan limits »
Grayson County $314,827 $605,525 view loan limits »
Gregg County $314,827 $605,525 view loan limits »
Grimes County $314,827 $605,525 view loan limits »
Guadalupe County $359,950 $692,200 view loan limits »
Hale County $314,827 $605,525 view loan limits »
Hall County $314,827 $605,525 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hansford County $314,827 $605,525 view loan limits »
Hardeman County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Harris County $331,200 $636,900 view loan limits »
Harrison County $314,827 $605,525 view loan limits »
Hartley County $314,827 $605,525 view loan limits »
Haskell County $314,827 $605,525 view loan limits »
Hays County $389,850 $749,700 view loan limits »
Hemphill County $314,827 $605,525 view loan limits »
Henderson County $314,827 $605,525 view loan limits »
Hidalgo County $314,827 $605,525 view loan limits »
Hill County $314,827 $605,525 view loan limits »
Hockley County $314,827 $605,525 view loan limits »
Hood County $395,600 $760,750 view loan limits »
Hopkins County $314,827 $605,525 view loan limits »
Houston County $314,827 $605,525 view loan limits »
Howard County $314,827 $605,525 view loan limits »
Hudspeth County $314,827 $605,525 view loan limits »
Hunt County $395,600 $760,750 view loan limits »
Hutchinson County $314,827 $605,525 view loan limits »
Irion County $314,827 $605,525 view loan limits »
Jack County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jasper County $314,827 $605,525 view loan limits »
Jeff Davis County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Jim Hogg County $314,827 $605,525 view loan limits »
Jim Wells County $314,827 $605,525 view loan limits »
Johnson County $395,600 $760,750 view loan limits »
Jones County $314,827 $605,525 view loan limits »
Karnes County $314,827 $605,525 view loan limits »
Kaufman County $395,600 $760,750 view loan limits »
Kendall County $359,950 $692,200 view loan limits »
Kenedy County $314,827 $605,525 view loan limits »
Kent County $314,827 $605,525 view loan limits »
Kerr County $314,827 $605,525 view loan limits »
Kimble County $314,827 $605,525 view loan limits »
King County $314,827 $605,525 view loan limits »
Kinney County $314,827 $605,525 view loan limits »
Kleberg County $314,827 $605,525 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Lamar County $314,827 $605,525 view loan limits »
Lamb County $314,827 $605,525 view loan limits »
Lampasas County $314,827 $605,525 view loan limits »
La Salle County $314,827 $605,525 view loan limits »
Lavaca County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Leon County $314,827 $605,525 view loan limits »
Liberty County $331,200 $636,900 view loan limits »
Limestone County $314,827 $605,525 view loan limits »
Lipscomb County $314,827 $605,525 view loan limits »
Live Oak County $314,827 $605,525 view loan limits »
Llano County $314,827 $605,525 view loan limits »
Loving County $314,827 $605,525 view loan limits »
Lubbock County $314,827 $605,525 view loan limits »
Lynn County $314,827 $605,525 view loan limits »
Mcculloch County $314,827 $605,525 view loan limits »
Mclennan County $314,827 $605,525 view loan limits »
Mcmullen County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Martin County $318,550 $612,600 view loan limits »
Mason County $314,827 $605,525 view loan limits »
Matagorda County $314,827 $605,525 view loan limits »
Maverick County $314,827 $605,525 view loan limits »
Medina County $359,950 $692,200 view loan limits »
Menard County $314,827 $605,525 view loan limits »
Midland County $318,550 $612,600 view loan limits »
Milam County $314,827 $605,525 view loan limits »
Mills County $314,827 $605,525 view loan limits »
Mitchell County $314,827 $605,525 view loan limits »
Montague County $314,827 $605,525 view loan limits »
Montgomery County $331,200 $636,900 view loan limits »
Moore County $314,827 $605,525 view loan limits »
Morris County $314,827 $605,525 view loan limits »
Motley County $314,827 $605,525 view loan limits »
Nacogdoches County $314,827 $605,525 view loan limits »
Navarro County $314,827 $605,525 view loan limits »
Newton County $314,827 $605,525 view loan limits »
Nolan County $314,827 $605,525 view loan limits »
Nueces County $314,827 $605,525 view loan limits »
Ochiltree County $314,827 $605,525 view loan limits »
Oldham County $314,827 $605,525 view loan limits »
Orange County $314,827 $605,525 view loan limits »
Palo Pinto County $314,827 $605,525 view loan limits »
Panola County $314,827 $605,525 view loan limits »
Parker County $395,600 $760,750 view loan limits »
Parmer County $314,827 $605,525 view loan limits »
Pecos County $314,827 $605,525 view loan limits »
Polk County $314,827 $605,525 view loan limits »
Potter County $314,827 $605,525 view loan limits »
Presidio County $314,827 $605,525 view loan limits »
Rains County $314,827 $605,525 view loan limits »
Randall County $314,827 $605,525 view loan limits »
Reagan County $314,827 $605,525 view loan limits »
Real County $314,827 $605,525 view loan limits »
Red River County $314,827 $605,525 view loan limits »
Reeves County $314,827 $605,525 view loan limits »
Refugio County $314,827 $605,525 view loan limits »
Roberts County $314,827 $605,525 view loan limits »
Robertson County $314,827 $605,525 view loan limits »
Rockwall County $395,600 $760,750 view loan limits »
Runnels County $314,827 $605,525 view loan limits »
Rusk County $314,827 $605,525 view loan limits »
Sabine County $314,827 $605,525 view loan limits »
San Augustine County $314,827 $605,525 view loan limits »
San Jacinto County $314,827 $605,525 view loan limits »
San Patricio County $314,827 $605,525 view loan limits »
San Saba County $314,827 $605,525 view loan limits »
Schleicher County $314,827 $605,525 view loan limits »
Scurry County $314,827 $605,525 view loan limits »
Shackelford County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Sherman County $314,827 $605,525 view loan limits »
Smith County $314,827 $605,525 view loan limits »
Somervell County $395,600 $760,750 view loan limits »
Starr County $314,827 $605,525 view loan limits »
Stephens County $314,827 $605,525 view loan limits »
Sterling County $314,827 $605,525 view loan limits »
Stonewall County $314,827 $605,525 view loan limits »
Sutton County $314,827 $605,525 view loan limits »
Swisher County $314,827 $605,525 view loan limits »
Tarrant County $395,600 $760,750 view loan limits »
Taylor County $314,827 $605,525 view loan limits »
Terrell County $314,827 $605,525 view loan limits »
Terry County $314,827 $605,525 view loan limits »
Throckmorton County $314,827 $605,525 view loan limits »
Titus County $314,827 $605,525 view loan limits »
Tom Green County $314,827 $605,525 view loan limits »
Travis County $389,850 $749,700 view loan limits »
Trinity County $314,827 $605,525 view loan limits »
Tyler County $314,827 $605,525 view loan limits »
Upshur County $314,827 $605,525 view loan limits »
Upton County $314,827 $605,525 view loan limits »
Uvalde County $314,827 $605,525 view loan limits »
Val Verde County $314,827 $605,525 view loan limits »
Van Zandt County $314,827 $605,525 view loan limits »
Victoria County $314,827 $605,525 view loan limits »
Walker County $314,827 $605,525 view loan limits »
Waller County $331,200 $636,900 view loan limits »
Ward County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Webb County $314,827 $605,525 view loan limits »
Wharton County $314,827 $605,525 view loan limits »
Wheeler County $314,827 $605,525 view loan limits »
Wichita County $314,827 $605,525 view loan limits »
Wilbarger County $314,827 $605,525 view loan limits »
Willacy County $314,827 $605,525 view loan limits »
Williamson County $389,850 $749,700 view loan limits »
Wilson County $359,950 $692,200 view loan limits »
Winkler County $314,827 $605,525 view loan limits »
Wise County $395,600 $760,750 view loan limits »
Wood County $314,827 $605,525 view loan limits »
Yoakum County $314,827 $605,525 view loan limits »
Young County $314,827 $605,525 view loan limits »
Zapata County $314,827 $605,525 view loan limits »
Zavala County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas