Texas FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Anderson County to a high of $743,100 for a 4-bedroom unit in Collin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($743,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Texas is $743,100 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Texas. Click on the Texas map above or the table below to see loan limits in your area.

Loan Limits by County in Texas (254)

County Lowest Loan Limit Highest Loan Limit
Anderson County $294,515 $566,425 view loan limits »
Andrews County $294,515 $566,425 view loan limits »
Angelina County $294,515 $566,425 view loan limits »
Aransas County $294,515 $566,425 view loan limits »
Archer County $294,515 $566,425 view loan limits »
Armstrong County $294,515 $566,425 view loan limits »
Atascosa County $359,950 $692,200 view loan limits »
Austin County $331,200 $636,900 view loan limits »
Bailey County $294,515 $566,425 view loan limits »
Bandera County $359,950 $692,200 view loan limits »
Bastrop County $384,100 $738,650 view loan limits »
Baylor County $294,515 $566,425 view loan limits »
Bee County $294,515 $566,425 view loan limits »
Bell County $294,515 $566,425 view loan limits »
Bexar County $359,950 $692,200 view loan limits »
Blanco County $294,515 $566,425 view loan limits »
Borden County $294,515 $566,425 view loan limits »
Bosque County $294,515 $566,425 view loan limits »
Bowie County $294,515 $566,425 view loan limits »
Brazoria County $331,200 $636,900 view loan limits »
Brazos County $294,515 $566,425 view loan limits »
Brewster County $294,515 $566,425 view loan limits »
Briscoe County $294,515 $566,425 view loan limits »
Brooks County $294,515 $566,425 view loan limits »
Brown County $294,515 $566,425 view loan limits »
Burleson County $294,515 $566,425 view loan limits »
Burnet County $294,515 $566,425 view loan limits »
Caldwell County $384,100 $738,650 view loan limits »
Calhoun County $294,515 $566,425 view loan limits »
Callahan County $294,515 $566,425 view loan limits »
Cameron County $294,515 $566,425 view loan limits »
Camp County $294,515 $566,425 view loan limits »
Carson County $294,515 $566,425 view loan limits »
Cass County $294,515 $566,425 view loan limits »
Castro County $294,515 $566,425 view loan limits »
Chambers County $331,200 $636,900 view loan limits »
Cherokee County $294,515 $566,425 view loan limits »
Childress County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Cochran County $294,515 $566,425 view loan limits »
Coke County $294,515 $566,425 view loan limits »
Coleman County $294,515 $566,425 view loan limits »
Collin County $386,400 $743,100 view loan limits »
Collingsworth County $294,515 $566,425 view loan limits »
Colorado County $294,515 $566,425 view loan limits »
Comal County $359,950 $692,200 view loan limits »
Comanche County $294,515 $566,425 view loan limits »
Concho County $294,515 $566,425 view loan limits »
Cooke County $294,515 $566,425 view loan limits »
Coryell County $294,515 $566,425 view loan limits »
Cottle County $294,515 $566,425 view loan limits »
Crane County $294,515 $566,425 view loan limits »
Crockett County $294,515 $566,425 view loan limits »
Crosby County $294,515 $566,425 view loan limits »
Culberson County $294,515 $566,425 view loan limits »
Dallam County $294,515 $566,425 view loan limits »
Dallas County $386,400 $743,100 view loan limits »
Dawson County $294,515 $566,425 view loan limits »
Deaf Smith County $294,515 $566,425 view loan limits »
Delta County $294,515 $566,425 view loan limits »
Denton County $386,400 $743,100 view loan limits »
Dewitt County $294,515 $566,425 view loan limits »
Dickens County $294,515 $566,425 view loan limits »
Dimmit County $294,515 $566,425 view loan limits »
Donley County $294,515 $566,425 view loan limits »
Duval County $294,515 $566,425 view loan limits »
Eastland County $294,515 $566,425 view loan limits »
Ector County $294,515 $566,425 view loan limits »
Edwards County $294,515 $566,425 view loan limits »
Ellis County $386,400 $743,100 view loan limits »
El Paso County $294,515 $566,425 view loan limits »
Erath County $294,515 $566,425 view loan limits »
Falls County $294,515 $566,425 view loan limits »
Fannin County $294,515 $566,425 view loan limits »
Fayette County $294,515 $566,425 view loan limits »
Fisher County $294,515 $566,425 view loan limits »
Floyd County $294,515 $566,425 view loan limits »
Foard County $294,515 $566,425 view loan limits »
Fort Bend County $331,200 $636,900 view loan limits »
Franklin County $294,515 $566,425 view loan limits »
Freestone County $294,515 $566,425 view loan limits »
Frio County $294,515 $566,425 view loan limits »
Gaines County $294,515 $566,425 view loan limits »
Galveston County $331,200 $636,900 view loan limits »
Garza County $294,515 $566,425 view loan limits »
Gillespie County $294,515 $566,425 view loan limits »
Glasscock County $294,515 $566,425 view loan limits »
Goliad County $294,515 $566,425 view loan limits »
Gonzales County $294,515 $566,425 view loan limits »
Gray County $294,515 $566,425 view loan limits »
Grayson County $294,515 $566,425 view loan limits »
Gregg County $294,515 $566,425 view loan limits »
Grimes County $294,515 $566,425 view loan limits »
Guadalupe County $359,950 $692,200 view loan limits »
Hale County $294,515 $566,425 view loan limits »
Hall County $294,515 $566,425 view loan limits »
Hamilton County $294,515 $566,425 view loan limits »
Hansford County $294,515 $566,425 view loan limits »
Hardeman County $294,515 $566,425 view loan limits »
Hardin County $294,515 $566,425 view loan limits »
Harris County $331,200 $636,900 view loan limits »
Harrison County $294,515 $566,425 view loan limits »
Hartley County $294,515 $566,425 view loan limits »
Haskell County $294,515 $566,425 view loan limits »
Hays County $384,100 $738,650 view loan limits »
Hemphill County $294,515 $566,425 view loan limits »
Henderson County $294,515 $566,425 view loan limits »
Hidalgo County $294,515 $566,425 view loan limits »
Hill County $294,515 $566,425 view loan limits »
Hockley County $294,515 $566,425 view loan limits »
Hood County $386,400 $743,100 view loan limits »
Hopkins County $294,515 $566,425 view loan limits »
Houston County $294,515 $566,425 view loan limits »
Howard County $294,515 $566,425 view loan limits »
Hudspeth County $294,515 $566,425 view loan limits »
Hunt County $386,400 $743,100 view loan limits »
Hutchinson County $294,515 $566,425 view loan limits »
Irion County $294,515 $566,425 view loan limits »
Jack County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jasper County $294,515 $566,425 view loan limits »
Jeff Davis County $294,515 $566,425 view loan limits »
Jefferson County $294,515 $566,425 view loan limits »
Jim Hogg County $294,515 $566,425 view loan limits »
Jim Wells County $294,515 $566,425 view loan limits »
Johnson County $386,400 $743,100 view loan limits »
Jones County $294,515 $566,425 view loan limits »
Karnes County $294,515 $566,425 view loan limits »
Kaufman County $386,400 $743,100 view loan limits »
Kendall County $359,950 $692,200 view loan limits »
Kenedy County $294,515 $566,425 view loan limits »
Kent County $294,515 $566,425 view loan limits »
Kerr County $294,515 $566,425 view loan limits »
Kimble County $294,515 $566,425 view loan limits »
King County $294,515 $566,425 view loan limits »
Kinney County $294,515 $566,425 view loan limits »
Kleberg County $294,515 $566,425 view loan limits »
Knox County $294,515 $566,425 view loan limits »
Lamar County $294,515 $566,425 view loan limits »
Lamb County $294,515 $566,425 view loan limits »
Lampasas County $294,515 $566,425 view loan limits »
La Salle County $294,515 $566,425 view loan limits »
Lavaca County $294,515 $566,425 view loan limits »
Lee County $294,515 $566,425 view loan limits »
Leon County $294,515 $566,425 view loan limits »
Liberty County $331,200 $636,900 view loan limits »
Limestone County $294,515 $566,425 view loan limits »
Lipscomb County $294,515 $566,425 view loan limits »
Live Oak County $294,515 $566,425 view loan limits »
Llano County $294,515 $566,425 view loan limits »
Loving County $294,515 $566,425 view loan limits »
Lubbock County $294,515 $566,425 view loan limits »
Lynn County $294,515 $566,425 view loan limits »
Mcculloch County $294,515 $566,425 view loan limits »
Mclennan County $294,515 $566,425 view loan limits »
Mcmullen County $294,515 $566,425 view loan limits »
Madison County $294,515 $566,425 view loan limits »
Marion County $294,515 $566,425 view loan limits »
Martin County $294,515 $566,425 view loan limits »
Mason County $294,515 $566,425 view loan limits »
Matagorda County $294,515 $566,425 view loan limits »
Maverick County $294,515 $566,425 view loan limits »
Medina County $359,950 $692,200 view loan limits »
Menard County $294,515 $566,425 view loan limits »
Midland County $294,515 $566,425 view loan limits »
Milam County $294,515 $566,425 view loan limits »
Mills County $294,515 $566,425 view loan limits »
Mitchell County $294,515 $566,425 view loan limits »
Montague County $294,515 $566,425 view loan limits »
Montgomery County $331,200 $636,900 view loan limits »
Moore County $294,515 $566,425 view loan limits »
Morris County $294,515 $566,425 view loan limits »
Motley County $294,515 $566,425 view loan limits »
Nacogdoches County $294,515 $566,425 view loan limits »
Navarro County $294,515 $566,425 view loan limits »
Newton County $294,515 $566,425 view loan limits »
Nolan County $294,515 $566,425 view loan limits »
Nueces County $294,515 $566,425 view loan limits »
Ochiltree County $294,515 $566,425 view loan limits »
Oldham County $294,515 $566,425 view loan limits »
Orange County $294,515 $566,425 view loan limits »
Palo Pinto County $294,515 $566,425 view loan limits »
Panola County $294,515 $566,425 view loan limits »
Parker County $386,400 $743,100 view loan limits »
Parmer County $294,515 $566,425 view loan limits »
Pecos County $294,515 $566,425 view loan limits »
Polk County $294,515 $566,425 view loan limits »
Potter County $294,515 $566,425 view loan limits »
Presidio County $294,515 $566,425 view loan limits »
Rains County $294,515 $566,425 view loan limits »
Randall County $294,515 $566,425 view loan limits »
Reagan County $294,515 $566,425 view loan limits »
Real County $294,515 $566,425 view loan limits »
Red River County $294,515 $566,425 view loan limits »
Reeves County $294,515 $566,425 view loan limits »
Refugio County $294,515 $566,425 view loan limits »
Roberts County $294,515 $566,425 view loan limits »
Robertson County $294,515 $566,425 view loan limits »
Rockwall County $386,400 $743,100 view loan limits »
Runnels County $294,515 $566,425 view loan limits »
Rusk County $294,515 $566,425 view loan limits »
Sabine County $294,515 $566,425 view loan limits »
San Augustine County $294,515 $566,425 view loan limits »
San Jacinto County $294,515 $566,425 view loan limits »
San Patricio County $294,515 $566,425 view loan limits »
San Saba County $294,515 $566,425 view loan limits »
Schleicher County $294,515 $566,425 view loan limits »
Scurry County $294,515 $566,425 view loan limits »
Shackelford County $294,515 $566,425 view loan limits »
Shelby County $294,515 $566,425 view loan limits »
Sherman County $294,515 $566,425 view loan limits »
Smith County $294,515 $566,425 view loan limits »
Somervell County $386,400 $743,100 view loan limits »
Starr County $294,515 $566,425 view loan limits »
Stephens County $294,515 $566,425 view loan limits »
Sterling County $294,515 $566,425 view loan limits »
Stonewall County $294,515 $566,425 view loan limits »
Sutton County $294,515 $566,425 view loan limits »
Swisher County $294,515 $566,425 view loan limits »
Tarrant County $386,400 $743,100 view loan limits »
Taylor County $294,515 $566,425 view loan limits »
Terrell County $294,515 $566,425 view loan limits »
Terry County $294,515 $566,425 view loan limits »
Throckmorton County $294,515 $566,425 view loan limits »
Titus County $294,515 $566,425 view loan limits »
Tom Green County $294,515 $566,425 view loan limits »
Travis County $384,100 $738,650 view loan limits »
Trinity County $294,515 $566,425 view loan limits »
Tyler County $294,515 $566,425 view loan limits »
Upshur County $294,515 $566,425 view loan limits »
Upton County $294,515 $566,425 view loan limits »
Uvalde County $294,515 $566,425 view loan limits »
Val Verde County $294,515 $566,425 view loan limits »
Van Zandt County $294,515 $566,425 view loan limits »
Victoria County $294,515 $566,425 view loan limits »
Walker County $294,515 $566,425 view loan limits »
Waller County $331,200 $636,900 view loan limits »
Ward County $294,515 $566,425 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Webb County $294,515 $566,425 view loan limits »
Wharton County $294,515 $566,425 view loan limits »
Wheeler County $294,515 $566,425 view loan limits »
Wichita County $294,515 $566,425 view loan limits »
Wilbarger County $294,515 $566,425 view loan limits »
Willacy County $294,515 $566,425 view loan limits »
Williamson County $384,100 $738,650 view loan limits »
Wilson County $359,950 $692,200 view loan limits »
Winkler County $294,515 $566,425 view loan limits »
Wise County $386,400 $743,100 view loan limits »
Wood County $294,515 $566,425 view loan limits »
Yoakum County $294,515 $566,425 view loan limits »
Young County $294,515 $566,425 view loan limits »
Zapata County $294,515 $566,425 view loan limits »
Zavala County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas