Texas 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Texas

Texas has 254 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Anderson County to a high of $760,750 for a 4-bedroom unit in Collin County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Texas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($760,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Texas (254 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Anderson County $314,827 $605,525 view details »
Andrews County $314,827 $605,525 view details »
Angelina County $314,827 $605,525 view details »
Aransas County $314,827 $605,525 view details »
Archer County $314,827 $605,525 view details »
Armstrong County $314,827 $605,525 view details »
Atascosa County $359,950 $692,200 view details »
Austin County $331,200 $636,900 view details »
Bailey County $314,827 $605,525 view details »
Bandera County $359,950 $692,200 view details »
Bastrop County $389,850 $749,700 view details »
Baylor County $314,827 $605,525 view details »
Bee County $314,827 $605,525 view details »
Bell County $314,827 $605,525 view details »
Bexar County $359,950 $692,200 view details »
Blanco County $314,827 $605,525 view details »
Borden County $314,827 $605,525 view details »
Bosque County $314,827 $605,525 view details »
Bowie County $314,827 $605,525 view details »
Brazoria County $331,200 $636,900 view details »
Brazos County $314,827 $605,525 view details »
Brewster County $314,827 $605,525 view details »
Briscoe County $314,827 $605,525 view details »
Brooks County $314,827 $605,525 view details »
Brown County $314,827 $605,525 view details »
Burleson County $314,827 $605,525 view details »
Burnet County $314,827 $605,525 view details »
Caldwell County $389,850 $749,700 view details »
Calhoun County $314,827 $605,525 view details »
Callahan County $314,827 $605,525 view details »
Cameron County $314,827 $605,525 view details »
Camp County $314,827 $605,525 view details »
Carson County $314,827 $605,525 view details »
Cass County $314,827 $605,525 view details »
Castro County $314,827 $605,525 view details »
Chambers County $331,200 $636,900 view details »
Cherokee County $314,827 $605,525 view details »
Childress County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Cochran County $314,827 $605,525 view details »
Coke County $314,827 $605,525 view details »
Coleman County $314,827 $605,525 view details »
Collin County $395,600 $760,750 view details »
Collingsworth County $314,827 $605,525 view details »
Colorado County $314,827 $605,525 view details »
Comal County $359,950 $692,200 view details »
Comanche County $314,827 $605,525 view details »
Concho County $314,827 $605,525 view details »
Cooke County $314,827 $605,525 view details »
Coryell County $314,827 $605,525 view details »
Cottle County $314,827 $605,525 view details »
Crane County $314,827 $605,525 view details »
Crockett County $314,827 $605,525 view details »
Crosby County $314,827 $605,525 view details »
Culberson County $314,827 $605,525 view details »
Dallam County $314,827 $605,525 view details »
Dallas County $395,600 $760,750 view details »
Dawson County $314,827 $605,525 view details »
Deaf Smith County $314,827 $605,525 view details »
Delta County $314,827 $605,525 view details »
Denton County $395,600 $760,750 view details »
Dewitt County $314,827 $605,525 view details »
Dickens County $314,827 $605,525 view details »
Dimmit County $314,827 $605,525 view details »
Donley County $314,827 $605,525 view details »
Duval County $314,827 $605,525 view details »
Eastland County $314,827 $605,525 view details »
Ector County $314,827 $605,525 view details »
Edwards County $314,827 $605,525 view details »
Ellis County $395,600 $760,750 view details »
El Paso County $314,827 $605,525 view details »
Erath County $314,827 $605,525 view details »
Falls County $314,827 $605,525 view details »
Fannin County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Fisher County $314,827 $605,525 view details »
Floyd County $314,827 $605,525 view details »
Foard County $314,827 $605,525 view details »
Fort Bend County $331,200 $636,900 view details »
Franklin County $314,827 $605,525 view details »
Freestone County $314,827 $605,525 view details »
Frio County $314,827 $605,525 view details »
Gaines County $314,827 $605,525 view details »
Galveston County $331,200 $636,900 view details »
Garza County $314,827 $605,525 view details »
Gillespie County $324,300 $623,650 view details »
Glasscock County $314,827 $605,525 view details »
Goliad County $314,827 $605,525 view details »
Gonzales County $314,827 $605,525 view details »
Gray County $314,827 $605,525 view details »
Grayson County $314,827 $605,525 view details »
Gregg County $314,827 $605,525 view details »
Grimes County $314,827 $605,525 view details »
Guadalupe County $359,950 $692,200 view details »
Hale County $314,827 $605,525 view details »
Hall County $314,827 $605,525 view details »
Hamilton County $314,827 $605,525 view details »
Hansford County $314,827 $605,525 view details »
Hardeman County $314,827 $605,525 view details »
Hardin County $314,827 $605,525 view details »
Harris County $331,200 $636,900 view details »
Harrison County $314,827 $605,525 view details »
Hartley County $314,827 $605,525 view details »
Haskell County $314,827 $605,525 view details »
Hays County $389,850 $749,700 view details »
Hemphill County $314,827 $605,525 view details »
Henderson County $314,827 $605,525 view details »
Hidalgo County $314,827 $605,525 view details »
Hill County $314,827 $605,525 view details »
Hockley County $314,827 $605,525 view details »
Hood County $395,600 $760,750 view details »
Hopkins County $314,827 $605,525 view details »
Houston County $314,827 $605,525 view details »
Howard County $314,827 $605,525 view details »
Hudspeth County $314,827 $605,525 view details »
Hunt County $395,600 $760,750 view details »
Hutchinson County $314,827 $605,525 view details »
Irion County $314,827 $605,525 view details »
Jack County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jasper County $314,827 $605,525 view details »
Jeff Davis County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Jim Hogg County $314,827 $605,525 view details »
Jim Wells County $314,827 $605,525 view details »
Johnson County $395,600 $760,750 view details »
Jones County $314,827 $605,525 view details »
Karnes County $314,827 $605,525 view details »
Kaufman County $395,600 $760,750 view details »
Kendall County $359,950 $692,200 view details »
Kenedy County $314,827 $605,525 view details »
Kent County $314,827 $605,525 view details »
Kerr County $314,827 $605,525 view details »
Kimble County $314,827 $605,525 view details »
King County $314,827 $605,525 view details »
Kinney County $314,827 $605,525 view details »
Kleberg County $314,827 $605,525 view details »
Knox County $314,827 $605,525 view details »
Lamar County $314,827 $605,525 view details »
Lamb County $314,827 $605,525 view details »
Lampasas County $314,827 $605,525 view details »
La Salle County $314,827 $605,525 view details »
Lavaca County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Leon County $314,827 $605,525 view details »
Liberty County $331,200 $636,900 view details »
Limestone County $314,827 $605,525 view details »
Lipscomb County $314,827 $605,525 view details »
Live Oak County $314,827 $605,525 view details »
Llano County $314,827 $605,525 view details »
Loving County $314,827 $605,525 view details »
Lubbock County $314,827 $605,525 view details »
Lynn County $314,827 $605,525 view details »
Mcculloch County $314,827 $605,525 view details »
Mclennan County $314,827 $605,525 view details »
Mcmullen County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Martin County $318,550 $612,600 view details »
Mason County $314,827 $605,525 view details »
Matagorda County $314,827 $605,525 view details »
Maverick County $314,827 $605,525 view details »
Medina County $359,950 $692,200 view details »
Menard County $314,827 $605,525 view details »
Midland County $318,550 $612,600 view details »
Milam County $314,827 $605,525 view details »
Mills County $314,827 $605,525 view details »
Mitchell County $314,827 $605,525 view details »
Montague County $314,827 $605,525 view details »
Montgomery County $331,200 $636,900 view details »
Moore County $314,827 $605,525 view details »
Morris County $314,827 $605,525 view details »
Motley County $314,827 $605,525 view details »
Nacogdoches County $314,827 $605,525 view details »
Navarro County $314,827 $605,525 view details »
Newton County $314,827 $605,525 view details »
Nolan County $314,827 $605,525 view details »
Nueces County $314,827 $605,525 view details »
Ochiltree County $314,827 $605,525 view details »
Oldham County $314,827 $605,525 view details »
Orange County $314,827 $605,525 view details »
Palo Pinto County $314,827 $605,525 view details »
Panola County $314,827 $605,525 view details »
Parker County $395,600 $760,750 view details »
Parmer County $314,827 $605,525 view details »
Pecos County $314,827 $605,525 view details »
Polk County $314,827 $605,525 view details »
Potter County $314,827 $605,525 view details »
Presidio County $314,827 $605,525 view details »
Rains County $314,827 $605,525 view details »
Randall County $314,827 $605,525 view details »
Reagan County $314,827 $605,525 view details »
Real County $314,827 $605,525 view details »
Red River County $314,827 $605,525 view details »
Reeves County $314,827 $605,525 view details »
Refugio County $314,827 $605,525 view details »
Roberts County $314,827 $605,525 view details »
Robertson County $314,827 $605,525 view details »
Rockwall County $395,600 $760,750 view details »
Runnels County $314,827 $605,525 view details »
Rusk County $314,827 $605,525 view details »
Sabine County $314,827 $605,525 view details »
San Augustine County $314,827 $605,525 view details »
San Jacinto County $314,827 $605,525 view details »
San Patricio County $314,827 $605,525 view details »
San Saba County $314,827 $605,525 view details »
Schleicher County $314,827 $605,525 view details »
Scurry County $314,827 $605,525 view details »
Shackelford County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Sherman County $314,827 $605,525 view details »
Smith County $314,827 $605,525 view details »
Somervell County $395,600 $760,750 view details »
Starr County $314,827 $605,525 view details »
Stephens County $314,827 $605,525 view details »
Sterling County $314,827 $605,525 view details »
Stonewall County $314,827 $605,525 view details »
Sutton County $314,827 $605,525 view details »
Swisher County $314,827 $605,525 view details »
Tarrant County $395,600 $760,750 view details »
Taylor County $314,827 $605,525 view details »
Terrell County $314,827 $605,525 view details »
Terry County $314,827 $605,525 view details »
Throckmorton County $314,827 $605,525 view details »
Titus County $314,827 $605,525 view details »
Tom Green County $314,827 $605,525 view details »
Travis County $389,850 $749,700 view details »
Trinity County $314,827 $605,525 view details »
Tyler County $314,827 $605,525 view details »
Upshur County $314,827 $605,525 view details »
Upton County $314,827 $605,525 view details »
Uvalde County $314,827 $605,525 view details »
Val Verde County $314,827 $605,525 view details »
Van Zandt County $314,827 $605,525 view details »
Victoria County $314,827 $605,525 view details »
Walker County $314,827 $605,525 view details »
Waller County $331,200 $636,900 view details »
Ward County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Webb County $314,827 $605,525 view details »
Wharton County $314,827 $605,525 view details »
Wheeler County $314,827 $605,525 view details »
Wichita County $314,827 $605,525 view details »
Wilbarger County $314,827 $605,525 view details »
Willacy County $314,827 $605,525 view details »
Williamson County $389,850 $749,700 view details »
Wilson County $359,950 $692,200 view details »
Winkler County $314,827 $605,525 view details »
Wise County $395,600 $760,750 view details »
Wood County $314,827 $605,525 view details »
Yoakum County $314,827 $605,525 view details »
Young County $314,827 $605,525 view details »
Zapata County $314,827 $605,525 view details »
Zavala County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Texas?

To qualify for an FHA loan in Texas, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Texas is $314,827 for a single-family home and $760,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Texas. Additional restricts apply. Click on the Texas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/texas