Louisiana 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Louisiana

Louisiana has 64 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Acadia Parish to a high of $1,008,300 for a 4-bedroom unit in Acadia Parish.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Louisiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($1,008,300)
Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Louisiana (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Acadia Parish $524,225 $1,008,300 view details »
Allen Parish $524,225 $1,008,300 view details »
Ascension Parish $524,225 $1,008,300 view details »
Assumption Parish $524,225 $1,008,300 view details »
Avoyelles Parish $524,225 $1,008,300 view details »
Beauregard Parish $524,225 $1,008,300 view details »
Bienville Parish $524,225 $1,008,300 view details »
Bossier Parish $524,225 $1,008,300 view details »
Caddo Parish $524,225 $1,008,300 view details »
Calcasieu Parish $524,225 $1,008,300 view details »
Caldwell Parish $524,225 $1,008,300 view details »
Cameron Parish $524,225 $1,008,300 view details »
Catahoula Parish $524,225 $1,008,300 view details »
Claiborne Parish $524,225 $1,008,300 view details »
Concordia Parish $524,225 $1,008,300 view details »
De Soto Parish $524,225 $1,008,300 view details »
East Baton Rouge Parish $524,225 $1,008,300 view details »
East Carroll Parish $524,225 $1,008,300 view details »
East Feliciana Parish $524,225 $1,008,300 view details »
Evangeline Parish $524,225 $1,008,300 view details »
Franklin Parish $524,225 $1,008,300 view details »
Grant Parish $524,225 $1,008,300 view details »
Iberia Parish $524,225 $1,008,300 view details »
Iberville Parish $524,225 $1,008,300 view details »
Jackson Parish $524,225 $1,008,300 view details »
Jefferson Parish $524,225 $1,008,300 view details »
Jefferson Davis Parish $524,225 $1,008,300 view details »
Lafayette Parish $524,225 $1,008,300 view details »
Lafourche Parish $524,225 $1,008,300 view details »
La Salle Parish $524,225 $1,008,300 view details »
Lincoln Parish $524,225 $1,008,300 view details »
Livingston Parish $524,225 $1,008,300 view details »
Madison Parish $524,225 $1,008,300 view details »
Morehouse Parish $524,225 $1,008,300 view details »
Natchitoches Parish $524,225 $1,008,300 view details »
Orleans Parish $524,225 $1,008,300 view details »
Ouachita Parish $524,225 $1,008,300 view details »
Plaquemines Parish $524,225 $1,008,300 view details »
Pointe Coupee Parish $524,225 $1,008,300 view details »
Rapides Parish $524,225 $1,008,300 view details »
Red River Parish $524,225 $1,008,300 view details »
Richland Parish $524,225 $1,008,300 view details »
Sabine Parish $524,225 $1,008,300 view details »
St. Bernard Parish $524,225 $1,008,300 view details »
St. Charles Parish $524,225 $1,008,300 view details »
St. Helena Parish $524,225 $1,008,300 view details »
St. James Parish $524,225 $1,008,300 view details »
St. John The Baptist Parish $524,225 $1,008,300 view details »
St. Landry Parish $524,225 $1,008,300 view details »
St. Martin Parish $524,225 $1,008,300 view details »
St. Mary Parish $524,225 $1,008,300 view details »
St. Tammany Parish $524,225 $1,008,300 view details »
Tangipahoa Parish $524,225 $1,008,300 view details »
Tensas Parish $524,225 $1,008,300 view details »
Terrebonne Parish $524,225 $1,008,300 view details »
Union Parish $524,225 $1,008,300 view details »
Vermilion Parish $524,225 $1,008,300 view details »
Vernon Parish $524,225 $1,008,300 view details »
Washington Parish $524,225 $1,008,300 view details »
Webster Parish $524,225 $1,008,300 view details »
West Baton Rouge Parish $524,225 $1,008,300 view details »
West Carroll Parish $524,225 $1,008,300 view details »
West Feliciana Parish $524,225 $1,008,300 view details »
Winn Parish $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Louisiana?

To qualify for an FHA loan in Louisiana, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Louisiana is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Louisiana. Additional restricts apply. Click on the Louisiana map above or the table below to see loan limits in your area.


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Source: https://fhaloans.guide/loan-limits/louisiana