Louisiana 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Louisiana

Louisiana has 64 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Acadia Parish to a high of $638,100 for a 4-bedroom unit in Acadia Parish.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Louisiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($638,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Louisiana (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Acadia Parish $331,760 $638,100 view details »
Allen Parish $331,760 $638,100 view details »
Ascension Parish $331,760 $638,100 view details »
Assumption Parish $331,760 $638,100 view details »
Avoyelles Parish $331,760 $638,100 view details »
Beauregard Parish $331,760 $638,100 view details »
Bienville Parish $331,760 $638,100 view details »
Bossier Parish $331,760 $638,100 view details »
Caddo Parish $331,760 $638,100 view details »
Calcasieu Parish $331,760 $638,100 view details »
Caldwell Parish $331,760 $638,100 view details »
Cameron Parish $331,760 $638,100 view details »
Catahoula Parish $331,760 $638,100 view details »
Claiborne Parish $331,760 $638,100 view details »
Concordia Parish $331,760 $638,100 view details »
De Soto Parish $331,760 $638,100 view details »
East Baton Rouge Parish $331,760 $638,100 view details »
East Carroll Parish $331,760 $638,100 view details »
East Feliciana Parish $331,760 $638,100 view details »
Evangeline Parish $331,760 $638,100 view details »
Franklin Parish $331,760 $638,100 view details »
Grant Parish $331,760 $638,100 view details »
Iberia Parish $331,760 $638,100 view details »
Iberville Parish $331,760 $638,100 view details »
Jackson Parish $331,760 $638,100 view details »
Jefferson Parish $331,760 $638,100 view details »
Jefferson Davis Parish $331,760 $638,100 view details »
Lafayette Parish $331,760 $638,100 view details »
Lafourche Parish $331,760 $638,100 view details »
La Salle Parish $331,760 $638,100 view details »
Lincoln Parish $331,760 $638,100 view details »
Livingston Parish $331,760 $638,100 view details »
Madison Parish $331,760 $638,100 view details »
Morehouse Parish $331,760 $638,100 view details »
Natchitoches Parish $331,760 $638,100 view details »
Orleans Parish $331,760 $638,100 view details »
Ouachita Parish $331,760 $638,100 view details »
Plaquemines Parish $331,760 $638,100 view details »
Pointe Coupee Parish $331,760 $638,100 view details »
Rapides Parish $331,760 $638,100 view details »
Red River Parish $331,760 $638,100 view details »
Richland Parish $331,760 $638,100 view details »
Sabine Parish $331,760 $638,100 view details »
St. Bernard Parish $331,760 $638,100 view details »
St. Charles Parish $331,760 $638,100 view details »
St. Helena Parish $331,760 $638,100 view details »
St. James Parish $331,760 $638,100 view details »
St. John The Baptist Parish $331,760 $638,100 view details »
St. Landry Parish $331,760 $638,100 view details »
St. Martin Parish $331,760 $638,100 view details »
St. Mary Parish $331,760 $638,100 view details »
St. Tammany Parish $331,760 $638,100 view details »
Tangipahoa Parish $331,760 $638,100 view details »
Tensas Parish $331,760 $638,100 view details »
Terrebonne Parish $331,760 $638,100 view details »
Union Parish $331,760 $638,100 view details »
Vermilion Parish $331,760 $638,100 view details »
Vernon Parish $331,760 $638,100 view details »
Washington Parish $331,760 $638,100 view details »
Webster Parish $331,760 $638,100 view details »
West Baton Rouge Parish $331,760 $638,100 view details »
West Carroll Parish $331,760 $638,100 view details »
West Feliciana Parish $331,760 $638,100 view details »
Winn Parish $331,760 $638,100 view details »

How to qualify for an FHA Loan in Louisiana?

To qualify for an FHA loan in Louisiana, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Louisiana is $331,760 for a single-family home and $638,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Louisiana. Additional restricts apply. Click on the Louisiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/louisiana