Louisiana 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Louisiana

Louisiana has 64 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Acadia Parish to a high of $685,400 for a 4-bedroom unit in Acadia Parish.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Louisiana's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Louisiana (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Acadia Parish $356,362 $685,400 view details »
Allen Parish $356,362 $685,400 view details »
Ascension Parish $356,362 $685,400 view details »
Assumption Parish $356,362 $685,400 view details »
Avoyelles Parish $356,362 $685,400 view details »
Beauregard Parish $356,362 $685,400 view details »
Bienville Parish $356,362 $685,400 view details »
Bossier Parish $356,362 $685,400 view details »
Caddo Parish $356,362 $685,400 view details »
Calcasieu Parish $356,362 $685,400 view details »
Caldwell Parish $356,362 $685,400 view details »
Cameron Parish $356,362 $685,400 view details »
Catahoula Parish $356,362 $685,400 view details »
Claiborne Parish $356,362 $685,400 view details »
Concordia Parish $356,362 $685,400 view details »
De Soto Parish $356,362 $685,400 view details »
East Baton Rouge Parish $356,362 $685,400 view details »
East Carroll Parish $356,362 $685,400 view details »
East Feliciana Parish $356,362 $685,400 view details »
Evangeline Parish $356,362 $685,400 view details »
Franklin Parish $356,362 $685,400 view details »
Grant Parish $356,362 $685,400 view details »
Iberia Parish $356,362 $685,400 view details »
Iberville Parish $356,362 $685,400 view details »
Jackson Parish $356,362 $685,400 view details »
Jefferson Parish $356,362 $685,400 view details »
Jefferson Davis Parish $356,362 $685,400 view details »
Lafayette Parish $356,362 $685,400 view details »
Lafourche Parish $356,362 $685,400 view details »
La Salle Parish $356,362 $685,400 view details »
Lincoln Parish $356,362 $685,400 view details »
Livingston Parish $356,362 $685,400 view details »
Madison Parish $356,362 $685,400 view details »
Morehouse Parish $356,362 $685,400 view details »
Natchitoches Parish $356,362 $685,400 view details »
Orleans Parish $356,362 $685,400 view details »
Ouachita Parish $356,362 $685,400 view details »
Plaquemines Parish $356,362 $685,400 view details »
Pointe Coupee Parish $356,362 $685,400 view details »
Rapides Parish $356,362 $685,400 view details »
Red River Parish $356,362 $685,400 view details »
Richland Parish $356,362 $685,400 view details »
Sabine Parish $356,362 $685,400 view details »
St. Bernard Parish $356,362 $685,400 view details »
St. Charles Parish $356,362 $685,400 view details »
St. Helena Parish $356,362 $685,400 view details »
St. James Parish $356,362 $685,400 view details »
St. John The Baptist Parish $356,362 $685,400 view details »
St. Landry Parish $356,362 $685,400 view details »
St. Martin Parish $356,362 $685,400 view details »
St. Mary Parish $356,362 $685,400 view details »
St. Tammany Parish $356,362 $685,400 view details »
Tangipahoa Parish $356,362 $685,400 view details »
Tensas Parish $356,362 $685,400 view details »
Terrebonne Parish $356,362 $685,400 view details »
Union Parish $356,362 $685,400 view details »
Vermilion Parish $356,362 $685,400 view details »
Vernon Parish $356,362 $685,400 view details »
Washington Parish $356,362 $685,400 view details »
Webster Parish $356,362 $685,400 view details »
West Baton Rouge Parish $356,362 $685,400 view details »
West Carroll Parish $356,362 $685,400 view details »
West Feliciana Parish $356,362 $685,400 view details »
Winn Parish $356,362 $685,400 view details »

How to qualify for an FHA Loan in Louisiana?

To qualify for an FHA loan in Louisiana, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Louisiana is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Louisiana. Additional restricts apply. Click on the Louisiana map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/louisiana