Louisiana 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Louisiana

Louisiana has 64 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Acadia Parish to a high of $1,008,300 for a 4-bedroom unit in Acadia Parish.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Louisiana's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Louisiana (64 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Acadia Parish	$524,225	$1,008,300	view details »
Allen Parish	$524,225	$1,008,300	view details »
Ascension Parish	$524,225	$1,008,300	view details »
Assumption Parish	$524,225	$1,008,300	view details »
Avoyelles Parish	$524,225	$1,008,300	view details »
Beauregard Parish	$524,225	$1,008,300	view details »
Bienville Parish	$524,225	$1,008,300	view details »
Bossier Parish	$524,225	$1,008,300	view details »
Caddo Parish	$524,225	$1,008,300	view details »
Calcasieu Parish	$524,225	$1,008,300	view details »
Caldwell Parish	$524,225	$1,008,300	view details »
Cameron Parish	$524,225	$1,008,300	view details »
Catahoula Parish	$524,225	$1,008,300	view details »
Claiborne Parish	$524,225	$1,008,300	view details »
Concordia Parish	$524,225	$1,008,300	view details »
De Soto Parish	$524,225	$1,008,300	view details »
East Baton Rouge Parish	$524,225	$1,008,300	view details »
East Carroll Parish	$524,225	$1,008,300	view details »
East Feliciana Parish	$524,225	$1,008,300	view details »
Evangeline Parish	$524,225	$1,008,300	view details »
Franklin Parish	$524,225	$1,008,300	view details »
Grant Parish	$524,225	$1,008,300	view details »
Iberia Parish	$524,225	$1,008,300	view details »
Iberville Parish	$524,225	$1,008,300	view details »
Jackson Parish	$524,225	$1,008,300	view details »
Jefferson Parish	$524,225	$1,008,300	view details »
Jefferson Davis Parish	$524,225	$1,008,300	view details »
Lafayette Parish	$524,225	$1,008,300	view details »
Lafourche Parish	$524,225	$1,008,300	view details »
La Salle Parish	$524,225	$1,008,300	view details »
Lincoln Parish	$524,225	$1,008,300	view details »
Livingston Parish	$524,225	$1,008,300	view details »
Madison Parish	$524,225	$1,008,300	view details »
Morehouse Parish	$524,225	$1,008,300	view details »
Natchitoches Parish	$524,225	$1,008,300	view details »
Orleans Parish	$524,225	$1,008,300	view details »
Ouachita Parish	$524,225	$1,008,300	view details »
Plaquemines Parish	$524,225	$1,008,300	view details »
Pointe Coupee Parish	$524,225	$1,008,300	view details »
Rapides Parish	$524,225	$1,008,300	view details »
Red River Parish	$524,225	$1,008,300	view details »
Richland Parish	$524,225	$1,008,300	view details »
Sabine Parish	$524,225	$1,008,300	view details »
St. Bernard Parish	$524,225	$1,008,300	view details »
St. Charles Parish	$524,225	$1,008,300	view details »
St. Helena Parish	$524,225	$1,008,300	view details »
St. James Parish	$524,225	$1,008,300	view details »
St. John The Baptist Parish	$524,225	$1,008,300	view details »
St. Landry Parish	$524,225	$1,008,300	view details »
St. Martin Parish	$524,225	$1,008,300	view details »
St. Mary Parish	$524,225	$1,008,300	view details »
St. Tammany Parish	$524,225	$1,008,300	view details »
Tangipahoa Parish	$524,225	$1,008,300	view details »
Tensas Parish	$524,225	$1,008,300	view details »
Terrebonne Parish	$524,225	$1,008,300	view details »
Union Parish	$524,225	$1,008,300	view details »
Vermilion Parish	$524,225	$1,008,300	view details »
Vernon Parish	$524,225	$1,008,300	view details »
Washington Parish	$524,225	$1,008,300	view details »
Webster Parish	$524,225	$1,008,300	view details »
West Baton Rouge Parish	$524,225	$1,008,300	view details »
West Carroll Parish	$524,225	$1,008,300	view details »
West Feliciana Parish	$524,225	$1,008,300	view details »
Winn Parish	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Louisiana?

To qualify for an FHA loan in Louisiana, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Louisiana is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Louisiana. Additional restricts apply. Click on the Louisiana map above or the table below to see loan limits in your area.

Louisiana 2025 FHA Loan Limits

Loan Limits in Louisiana

Loan Limits by County in Louisiana (64 counties)

How to qualify for an FHA Loan in Louisiana?

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