Alaska 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Alaska

Alaska has 27 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Aleutians East Borough to a high of $1,127,900 for a 4-bedroom unit in Sitka City And Borough.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alaska's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,127,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alaska (27 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Aleutians East Borough	$524,225	$1,008,300	view details »
Aleutians West Census Area	$585,350	$1,125,700	view details »
Anchorage Municipality	$524,225	$1,008,300	view details »
Bethel Census Area	$524,225	$1,008,300	view details »
Bristol Bay Borough	$524,225	$1,008,300	view details »
Denali Borough	$524,225	$1,008,300	view details »
Dillingham Census Area	$524,225	$1,008,300	view details »
Fairbanks North Star Borough	$524,225	$1,008,300	view details »
Haines Borough	$524,225	$1,008,300	view details »
Hoonah-Angoon Census Area	$524,400	$1,008,450	view details »
Juneau City And Borough	$553,150	$1,063,750	view details »
Kenai Peninsula Borough	$524,225	$1,008,300	view details »
Ketchikan Gateway Borough	$524,225	$1,008,300	view details »
Kodiak Island Borough	$541,650	$1,041,650	view details »
Lake And Peninsula Borough	$524,225	$1,008,300	view details »
Matanuska-Susitna Borough	$524,225	$1,008,300	view details »
Nome Census Area	$524,225	$1,008,300	view details »
North Slope Borough	$524,225	$1,008,300	view details »
Northwest Arctic Borough	$524,225	$1,008,300	view details »
Petersburg Census Area	$524,225	$1,008,300	view details »
Prince Of Wales-Hyder Census Area	$524,225	$1,008,300	view details »
Sitka City And Borough	$586,500	$1,127,900	view details »
Skagway Municipality	$524,400	$1,008,450	view details »
Southeast Fairbanks Census Area	$524,225	$1,008,300	view details »
Wrangell City And Borough	$524,225	$1,008,300	view details »
Yakutat City And Borough	$524,225	$1,008,300	view details »
Yukon-Koyukuk Census Area	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Alaska?

To qualify for an FHA loan in Alaska, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Alaska is $524,225 for a single-family home and $1,127,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alaska. Additional restricts apply. Click on the Alaska map above or the table below to see loan limits in your area.

Alaska 2025 FHA Loan Limits

Loan Limits in Alaska

Loan Limits by County in Alaska (27 counties)

How to qualify for an FHA Loan in Alaska?

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