Alaska 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Alaska

Alaska has 28 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Aleutians East Borough to a high of $1,048,300 for a 4-bedroom unit in Aleutians West Census Area.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alaska's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,048,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alaska (28 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aleutians East Borough $356,362 $685,400 view details »
Aleutians West Census Area $545,100 $1,048,300 view details »
Anchorage Municipality $417,450 $802,800 view details »
Bethel Census Area $356,362 $685,400 view details »
Bristol Bay Borough $356,362 $685,400 view details »
Denali Borough $356,362 $685,400 view details »
Dillingham Census Area $356,362 $685,400 view details »
Fairbanks North Star Borough $356,362 $685,400 view details »
Haines Borough $356,362 $685,400 view details »
Hoonah-Angoon Census Area $356,362 $685,400 view details »
Juneau City And Borough $483,000 $928,850 view details »
Kenai Peninsula Borough $356,362 $685,400 view details »
Ketchikan Gateway Borough $407,100 $782,900 view details »
Kodiak Island Borough $417,450 $802,800 view details »
Lake And Peninsula Borough $356,362 $685,400 view details »
Matanuska-Susitna Borough $417,450 $802,800 view details »
Nome Census Area $440,450 $847,000 view details »
North Slope Borough $356,362 $685,400 view details »
Northwest Arctic Borough $356,362 $685,400 view details »
Petersburg Census Area $356,362 $685,400 view details »
Prince Of Wales-Hyder Census Area $356,362 $685,400 view details »
Sitka City And Borough $486,450 $935,500 view details »
Skagway Municipality $415,150 $798,350 view details »
Southeast Fairbanks Census Area $356,362 $685,400 view details »
Valdez-Cordova Census Area $356,362 $685,400 view details »
Wrangell City And Borough $356,362 $685,400 view details »
Yakutat City And Borough $420,900 $809,450 view details »
Yukon-Koyukuk Census Area $356,362 $685,400 view details »

How to qualify for an FHA Loan in Alaska?

To qualify for an FHA loan in Alaska, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Alaska is $356,362 for a single-family home and $1,048,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alaska. Additional restricts apply. Click on the Alaska map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/alaska