Alaska 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Alaska

Alaska has 27 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Aleutians East Borough to a high of $1,127,900 for a 4-bedroom unit in Sitka City And Borough.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Alaska's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,127,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Alaska (27 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aleutians East Borough $498,257 $958,350 view details »
Aleutians West Census Area $545,100 $1,048,300 view details »
Anchorage Municipality $498,257 $958,350 view details »
Bethel Census Area $498,257 $958,350 view details »
Bristol Bay Borough $498,257 $958,350 view details »
Denali Borough $498,257 $958,350 view details »
Dillingham Census Area $498,257 $958,350 view details »
Fairbanks North Star Borough $498,257 $958,350 view details »
Haines Borough $498,257 $958,350 view details »
Hoonah-Angoon Census Area $524,400 $1,008,450 view details »
Juneau City And Borough $553,150 $1,063,750 view details »
Kenai Peninsula Borough $498,257 $958,350 view details »
Ketchikan Gateway Borough $498,257 $958,350 view details »
Kodiak Island Borough $517,500 $995,200 view details »
Lake And Peninsula Borough $498,257 $958,350 view details »
Matanuska-Susitna Borough $498,257 $958,350 view details »
Nome Census Area $498,257 $958,350 view details »
North Slope Borough $498,257 $958,350 view details »
Northwest Arctic Borough $498,257 $958,350 view details »
Petersburg Census Area $498,257 $958,350 view details »
Prince Of Wales-Hyder Census Area $498,257 $958,350 view details »
Sitka City And Borough $586,500 $1,127,900 view details »
Skagway Municipality $524,400 $1,008,450 view details »
Southeast Fairbanks Census Area $498,257 $958,350 view details »
Wrangell City And Borough $498,257 $958,350 view details »
Yakutat City And Borough $498,257 $958,350 view details »
Yukon-Koyukuk Census Area $498,257 $958,350 view details »

How to qualify for an FHA Loan in Alaska?

To qualify for an FHA loan in Alaska, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Alaska is $498,257 for a single-family home and $1,127,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Alaska. Additional restricts apply. Click on the Alaska map above or the table below to see loan limits in your area.

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