California FHA Loan Limits
Loan Limits in California
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of California's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,397,400)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
How to qualify for an FHA Loan in California?
To qualify for an FHA loan in California, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in California is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in California. Click on the California map above or the table below to see loan limits in your area.