Mariana Islands 2025 FHA Loan Limits
Loan Limits in Mariana Islands
Mariana Islands has 4 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Rota Municipality to a high of $1,023,950 for a 4-bedroom unit in Tinian Municipality.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mariana Islands's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,023,950)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in Mariana Islands (4 counties)
| County | Single Unit Limit (lowest) | Four-Plex Limit (highest) | |
|---|---|---|---|
| Northern Islands Municipality | $524,400 | $1,008,450 | view details » |
| Rota Municipality | $524,225 | $1,008,300 | view details » |
| Saipan Municipality | $529,000 | $1,017,300 | view details » |
| Tinian Municipality | $532,450 | $1,023,950 | view details » |
How to qualify for an FHA Loan in Mariana Islands?
To qualify for an FHA loan in Mariana Islands, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Mariana Islands is $524,225 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mariana Islands. Additional restricts apply. Click on the Mariana Islands map above or the table below to see loan limits in your area.