Mariana Islands 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Mariana Islands

Mariana Islands has 4 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Rota Municipality to a high of $1,023,950 for a 4-bedroom unit in Tinian Municipality.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Mariana Islands's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($958,350)
Highest Loan Limit ($1,023,950)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Mariana Islands (4 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Northern Islands Municipality $524,400 $1,008,450 view details »
Rota Municipality $498,257 $958,350 view details »
Saipan Municipality $529,000 $1,017,300 view details »
Tinian Municipality $532,450 $1,023,950 view details »

How to qualify for an FHA Loan in Mariana Islands?

To qualify for an FHA loan in Mariana Islands, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Mariana Islands is $498,257 for a single-family home and $1,023,950 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Mariana Islands. Additional restricts apply. Click on the Mariana Islands map above or the table below to see loan limits in your area.

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