Illinois 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Illinois

Illinois has 102 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $707,700 for a 4-bedroom unit in Cook County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Illinois's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($707,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Illinois (102 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $314,827 $605,525 view details »
Alexander County $314,827 $605,525 view details »
Bond County $314,827 $605,525 view details »
Boone County $339,250 $652,400 view details »
Brown County $314,827 $605,525 view details »
Bureau County $314,827 $605,525 view details »
Calhoun County $314,827 $605,525 view details »
Carroll County $314,827 $605,525 view details »
Cass County $314,827 $605,525 view details »
Champaign County $314,827 $605,525 view details »
Christian County $314,827 $605,525 view details »
Clark County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Clinton County $314,827 $605,525 view details »
Coles County $314,827 $605,525 view details »
Cook County $368,000 $707,700 view details »
Crawford County $314,827 $605,525 view details »
Cumberland County $314,827 $605,525 view details »
Dekalb County $368,000 $707,700 view details »
De Witt County $314,827 $605,525 view details »
Douglas County $314,827 $605,525 view details »
Dupage County $368,000 $707,700 view details »
Edgar County $314,827 $605,525 view details »
Edwards County $314,827 $605,525 view details »
Effingham County $314,827 $605,525 view details »
Fayette County $314,827 $605,525 view details »
Ford County $314,827 $605,525 view details »
Franklin County $314,827 $605,525 view details »
Fulton County $314,827 $605,525 view details »
Gallatin County $314,827 $605,525 view details »
Greene County $314,827 $605,525 view details »
Grundy County $368,000 $707,700 view details »
Hamilton County $314,827 $605,525 view details »
Hancock County $314,827 $605,525 view details »
Hardin County $314,827 $605,525 view details »
Henderson County $314,827 $605,525 view details »
Henry County $314,827 $605,525 view details »
Iroquois County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jasper County $314,827 $605,525 view details »
Jefferson County $314,827 $605,525 view details »
Jersey County $314,827 $605,525 view details »
Jo Daviess County $314,827 $605,525 view details »
Johnson County $314,827 $605,525 view details »
Kane County $368,000 $707,700 view details »
Kankakee County $314,827 $605,525 view details »
Kendall County $368,000 $707,700 view details »
Knox County $314,827 $605,525 view details »
Lake County $368,000 $707,700 view details »
Lasalle County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Livingston County $314,827 $605,525 view details »
Logan County $314,827 $605,525 view details »
Mcdonough County $314,827 $605,525 view details »
Mchenry County $368,000 $707,700 view details »
Mclean County $314,827 $605,525 view details »
Macon County $314,827 $605,525 view details »
Macoupin County $314,827 $605,525 view details »
Madison County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Mason County $314,827 $605,525 view details »
Massac County $314,827 $605,525 view details »
Menard County $314,827 $605,525 view details »
Mercer County $314,827 $605,525 view details »
Monroe County $314,827 $605,525 view details »
Montgomery County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Moultrie County $314,827 $605,525 view details »
Ogle County $314,827 $605,525 view details »
Peoria County $314,827 $605,525 view details »
Perry County $314,827 $605,525 view details »
Piatt County $314,827 $605,525 view details »
Pike County $314,827 $605,525 view details »
Pope County $314,827 $605,525 view details »
Pulaski County $314,827 $605,525 view details »
Putnam County $314,827 $605,525 view details »
Randolph County $314,827 $605,525 view details »
Richland County $314,827 $605,525 view details »
Rock Island County $314,827 $605,525 view details »
St. Clair County $314,827 $605,525 view details »
Saline County $314,827 $605,525 view details »
Sangamon County $314,827 $605,525 view details »
Schuyler County $314,827 $605,525 view details »
Scott County $314,827 $605,525 view details »
Shelby County $314,827 $605,525 view details »
Stark County $314,827 $605,525 view details »
Stephenson County $314,827 $605,525 view details »
Tazewell County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Vermilion County $314,827 $605,525 view details »
Wabash County $314,827 $605,525 view details »
Warren County $314,827 $605,525 view details »
Washington County $314,827 $605,525 view details »
Wayne County $314,827 $605,525 view details »
White County $314,827 $605,525 view details »
Whiteside County $314,827 $605,525 view details »
Will County $368,000 $707,700 view details »
Williamson County $314,827 $605,525 view details »
Winnebago County $339,250 $652,400 view details »
Woodford County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Illinois?

To qualify for an FHA loan in Illinois, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Illinois is $314,827 for a single-family home and $707,700 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Illinois. Additional restricts apply. Click on the Illinois map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/illinois