Illinois FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Illinois

Illinois has 102 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Adams County to a high of $707,700 for a 4-bedroom unit in Cook County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Illinois's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($707,700)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Illinois?

To qualify for an FHA loan in Illinois, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Illinois is $707,700 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Illinois. Click on the Illinois map above or the table below to see loan limits in your area.

Loan Limits by County in Illinois (102)

County Lowest Loan Limit Highest Loan Limit
Adams County $314,827 $605,525 view loan limits »
Alexander County $314,827 $605,525 view loan limits »
Bond County $314,827 $605,525 view loan limits »
Boone County $339,250 $652,400 view loan limits »
Brown County $314,827 $605,525 view loan limits »
Bureau County $314,827 $605,525 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Carroll County $314,827 $605,525 view loan limits »
Cass County $314,827 $605,525 view loan limits »
Champaign County $314,827 $605,525 view loan limits »
Christian County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Clinton County $314,827 $605,525 view loan limits »
Coles County $314,827 $605,525 view loan limits »
Cook County $368,000 $707,700 view loan limits »
Crawford County $314,827 $605,525 view loan limits »
Cumberland County $314,827 $605,525 view loan limits »
Dekalb County $368,000 $707,700 view loan limits »
De Witt County $314,827 $605,525 view loan limits »
Douglas County $314,827 $605,525 view loan limits »
Dupage County $368,000 $707,700 view loan limits »
Edgar County $314,827 $605,525 view loan limits »
Edwards County $314,827 $605,525 view loan limits »
Effingham County $314,827 $605,525 view loan limits »
Fayette County $314,827 $605,525 view loan limits »
Ford County $314,827 $605,525 view loan limits »
Franklin County $314,827 $605,525 view loan limits »
Fulton County $314,827 $605,525 view loan limits »
Gallatin County $314,827 $605,525 view loan limits »
Greene County $314,827 $605,525 view loan limits »
Grundy County $368,000 $707,700 view loan limits »
Hamilton County $314,827 $605,525 view loan limits »
Hancock County $314,827 $605,525 view loan limits »
Hardin County $314,827 $605,525 view loan limits »
Henderson County $314,827 $605,525 view loan limits »
Henry County $314,827 $605,525 view loan limits »
Iroquois County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jasper County $314,827 $605,525 view loan limits »
Jefferson County $314,827 $605,525 view loan limits »
Jersey County $314,827 $605,525 view loan limits »
Jo Daviess County $314,827 $605,525 view loan limits »
Johnson County $314,827 $605,525 view loan limits »
Kane County $368,000 $707,700 view loan limits »
Kankakee County $314,827 $605,525 view loan limits »
Kendall County $368,000 $707,700 view loan limits »
Knox County $314,827 $605,525 view loan limits »
Lake County $368,000 $707,700 view loan limits »
Lasalle County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Livingston County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Mcdonough County $314,827 $605,525 view loan limits »
Mchenry County $368,000 $707,700 view loan limits »
Mclean County $314,827 $605,525 view loan limits »
Macon County $314,827 $605,525 view loan limits »
Macoupin County $314,827 $605,525 view loan limits »
Madison County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Mason County $314,827 $605,525 view loan limits »
Massac County $314,827 $605,525 view loan limits »
Menard County $314,827 $605,525 view loan limits »
Mercer County $314,827 $605,525 view loan limits »
Monroe County $314,827 $605,525 view loan limits »
Montgomery County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Moultrie County $314,827 $605,525 view loan limits »
Ogle County $314,827 $605,525 view loan limits »
Peoria County $314,827 $605,525 view loan limits »
Perry County $314,827 $605,525 view loan limits »
Piatt County $314,827 $605,525 view loan limits »
Pike County $314,827 $605,525 view loan limits »
Pope County $314,827 $605,525 view loan limits »
Pulaski County $314,827 $605,525 view loan limits »
Putnam County $314,827 $605,525 view loan limits »
Randolph County $314,827 $605,525 view loan limits »
Richland County $314,827 $605,525 view loan limits »
Rock Island County $314,827 $605,525 view loan limits »
St. Clair County $314,827 $605,525 view loan limits »
Saline County $314,827 $605,525 view loan limits »
Sangamon County $314,827 $605,525 view loan limits »
Schuyler County $314,827 $605,525 view loan limits »
Scott County $314,827 $605,525 view loan limits »
Shelby County $314,827 $605,525 view loan limits »
Stark County $314,827 $605,525 view loan limits »
Stephenson County $314,827 $605,525 view loan limits »
Tazewell County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Vermilion County $314,827 $605,525 view loan limits »
Wabash County $314,827 $605,525 view loan limits »
Warren County $314,827 $605,525 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Wayne County $314,827 $605,525 view loan limits »
White County $314,827 $605,525 view loan limits »
Whiteside County $314,827 $605,525 view loan limits »
Will County $368,000 $707,700 view loan limits »
Williamson County $314,827 $605,525 view loan limits »
Winnebago County $339,250 $652,400 view loan limits »
Woodford County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/illinois