South Dakota 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in South Dakota

South Dakota has 65 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Aurora County to a high of $809,150 for a 4-bedroom unit in Aurora County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Dakota (65 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aurora County $420,680 $809,150 view details »
Beadle County $420,680 $809,150 view details »
Bennett County $420,680 $809,150 view details »
Bon Homme County $420,680 $809,150 view details »
Brookings County $420,680 $809,150 view details »
Brown County $420,680 $809,150 view details »
Brule County $420,680 $809,150 view details »
Buffalo County $420,680 $809,150 view details »
Butte County $420,680 $809,150 view details »
Campbell County $420,680 $809,150 view details »
Charles Mix County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Codington County $420,680 $809,150 view details »
Corson County $420,680 $809,150 view details »
Custer County $420,680 $809,150 view details »
Davison County $420,680 $809,150 view details »
Day County $420,680 $809,150 view details »
Deuel County $420,680 $809,150 view details »
Dewey County $420,680 $809,150 view details »
Douglas County $420,680 $809,150 view details »
Edmunds County $420,680 $809,150 view details »
Fall River County $420,680 $809,150 view details »
Faulk County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Gregory County $420,680 $809,150 view details »
Haakon County $420,680 $809,150 view details »
Hamlin County $420,680 $809,150 view details »
Hand County $420,680 $809,150 view details »
Hanson County $420,680 $809,150 view details »
Harding County $420,680 $809,150 view details »
Hughes County $420,680 $809,150 view details »
Hutchinson County $420,680 $809,150 view details »
Hyde County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jerauld County $420,680 $809,150 view details »
Jones County $420,680 $809,150 view details »
Kingsbury County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Lyman County $420,680 $809,150 view details »
Mccook County $420,680 $809,150 view details »
Mcpherson County $420,680 $809,150 view details »
Marshall County $420,680 $809,150 view details »
Meade County $420,680 $809,150 view details »
Mellette County $420,680 $809,150 view details »
Miner County $420,680 $809,150 view details »
Minnehaha County $420,680 $809,150 view details »
Moody County $420,680 $809,150 view details »
Pennington County $420,680 $809,150 view details »
Perkins County $420,680 $809,150 view details »
Potter County $420,680 $809,150 view details »
Roberts County $420,680 $809,150 view details »
Sanborn County $420,680 $809,150 view details »
Spink County $420,680 $809,150 view details »
Stanley County $420,680 $809,150 view details »
Sully County $420,680 $809,150 view details »
Todd County $420,680 $809,150 view details »
Tripp County $420,680 $809,150 view details »
Turner County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Walworth County $420,680 $809,150 view details »
Yankton County $420,680 $809,150 view details »
Ziebach County $420,680 $809,150 view details »

How to qualify for an FHA Loan in South Dakota?

To qualify for an FHA loan in South Dakota, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in South Dakota is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Dakota. Additional restricts apply. Click on the South Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-dakota