South Dakota 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in South Dakota

South Dakota has 65 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Aurora County to a high of $605,525 for a 4-bedroom unit in Aurora County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Dakota (65 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aurora County $314,827 $605,525 view details »
Beadle County $314,827 $605,525 view details »
Bennett County $314,827 $605,525 view details »
Bon Homme County $314,827 $605,525 view details »
Brookings County $314,827 $605,525 view details »
Brown County $314,827 $605,525 view details »
Brule County $314,827 $605,525 view details »
Buffalo County $314,827 $605,525 view details »
Butte County $314,827 $605,525 view details »
Campbell County $314,827 $605,525 view details »
Charles Mix County $314,827 $605,525 view details »
Clark County $314,827 $605,525 view details »
Clay County $314,827 $605,525 view details »
Codington County $314,827 $605,525 view details »
Corson County $314,827 $605,525 view details »
Custer County $314,827 $605,525 view details »
Davison County $314,827 $605,525 view details »
Day County $314,827 $605,525 view details »
Deuel County $314,827 $605,525 view details »
Dewey County $314,827 $605,525 view details »
Douglas County $314,827 $605,525 view details »
Edmunds County $314,827 $605,525 view details »
Fall River County $314,827 $605,525 view details »
Faulk County $314,827 $605,525 view details »
Grant County $314,827 $605,525 view details »
Gregory County $314,827 $605,525 view details »
Haakon County $314,827 $605,525 view details »
Hamlin County $314,827 $605,525 view details »
Hand County $314,827 $605,525 view details »
Hanson County $314,827 $605,525 view details »
Harding County $314,827 $605,525 view details »
Hughes County $314,827 $605,525 view details »
Hutchinson County $314,827 $605,525 view details »
Hyde County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jerauld County $314,827 $605,525 view details »
Jones County $314,827 $605,525 view details »
Kingsbury County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
Lawrence County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Lyman County $314,827 $605,525 view details »
Mccook County $314,827 $605,525 view details »
Mcpherson County $314,827 $605,525 view details »
Marshall County $314,827 $605,525 view details »
Meade County $314,827 $605,525 view details »
Mellette County $314,827 $605,525 view details »
Miner County $314,827 $605,525 view details »
Minnehaha County $314,827 $605,525 view details »
Moody County $314,827 $605,525 view details »
Pennington County $314,827 $605,525 view details »
Perkins County $314,827 $605,525 view details »
Potter County $314,827 $605,525 view details »
Roberts County $314,827 $605,525 view details »
Sanborn County $314,827 $605,525 view details »
Spink County $314,827 $605,525 view details »
Stanley County $314,827 $605,525 view details »
Sully County $314,827 $605,525 view details »
Todd County $314,827 $605,525 view details »
Tripp County $314,827 $605,525 view details »
Turner County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Walworth County $314,827 $605,525 view details »
Yankton County $314,827 $605,525 view details »
Ziebach County $314,827 $605,525 view details »

How to qualify for an FHA Loan in South Dakota?

To qualify for an FHA loan in South Dakota, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in South Dakota is $314,827 for a single-family home and $605,525 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Dakota. Additional restricts apply. Click on the South Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-dakota