South Dakota FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in South Dakota

South Dakota has 65 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Aurora County to a high of $566,425 for a 4-bedroom unit in Aurora County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($566,425)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in South Dakota?

To qualify for an FHA loan in South Dakota, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in South Dakota is $566,425 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in South Dakota. Click on the South Dakota map above or the table below to see loan limits in your area.

Loan Limits by County in South Dakota (65)

County Lowest Loan Limit Highest Loan Limit
Aurora County $294,515 $566,425 view loan limits »
Beadle County $294,515 $566,425 view loan limits »
Bennett County $294,515 $566,425 view loan limits »
Bon Homme County $294,515 $566,425 view loan limits »
Brookings County $294,515 $566,425 view loan limits »
Brown County $294,515 $566,425 view loan limits »
Brule County $294,515 $566,425 view loan limits »
Buffalo County $294,515 $566,425 view loan limits »
Butte County $294,515 $566,425 view loan limits »
Campbell County $294,515 $566,425 view loan limits »
Charles Mix County $294,515 $566,425 view loan limits »
Clark County $294,515 $566,425 view loan limits »
Clay County $294,515 $566,425 view loan limits »
Codington County $294,515 $566,425 view loan limits »
Corson County $294,515 $566,425 view loan limits »
Custer County $294,515 $566,425 view loan limits »
Davison County $294,515 $566,425 view loan limits »
Day County $294,515 $566,425 view loan limits »
Deuel County $294,515 $566,425 view loan limits »
Dewey County $294,515 $566,425 view loan limits »
Douglas County $294,515 $566,425 view loan limits »
Edmunds County $294,515 $566,425 view loan limits »
Fall River County $294,515 $566,425 view loan limits »
Faulk County $294,515 $566,425 view loan limits »
Grant County $294,515 $566,425 view loan limits »
Gregory County $294,515 $566,425 view loan limits »
Haakon County $294,515 $566,425 view loan limits »
Hamlin County $294,515 $566,425 view loan limits »
Hand County $294,515 $566,425 view loan limits »
Hanson County $294,515 $566,425 view loan limits »
Harding County $294,515 $566,425 view loan limits »
Hughes County $294,515 $566,425 view loan limits »
Hutchinson County $294,515 $566,425 view loan limits »
Hyde County $294,515 $566,425 view loan limits »
Jackson County $294,515 $566,425 view loan limits »
Jerauld County $294,515 $566,425 view loan limits »
Jones County $294,515 $566,425 view loan limits »
Kingsbury County $294,515 $566,425 view loan limits »
Lake County $294,515 $566,425 view loan limits »
Lawrence County $294,515 $566,425 view loan limits »
Lincoln County $294,515 $566,425 view loan limits »
Lyman County $294,515 $566,425 view loan limits »
Mccook County $294,515 $566,425 view loan limits »
Mcpherson County $294,515 $566,425 view loan limits »
Marshall County $294,515 $566,425 view loan limits »
Meade County $294,515 $566,425 view loan limits »
Mellette County $294,515 $566,425 view loan limits »
Miner County $294,515 $566,425 view loan limits »
Minnehaha County $294,515 $566,425 view loan limits »
Moody County $294,515 $566,425 view loan limits »
Pennington County $294,515 $566,425 view loan limits »
Perkins County $294,515 $566,425 view loan limits »
Potter County $294,515 $566,425 view loan limits »
Roberts County $294,515 $566,425 view loan limits »
Sanborn County $294,515 $566,425 view loan limits »
Spink County $294,515 $566,425 view loan limits »
Stanley County $294,515 $566,425 view loan limits »
Sully County $294,515 $566,425 view loan limits »
Todd County $294,515 $566,425 view loan limits »
Tripp County $294,515 $566,425 view loan limits »
Turner County $294,515 $566,425 view loan limits »
Union County $294,515 $566,425 view loan limits »
Walworth County $294,515 $566,425 view loan limits »
Yankton County $294,515 $566,425 view loan limits »
Ziebach County $294,515 $566,425 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-dakota