South Dakota FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in South Dakota

South Dakota has 65 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Aurora County to a high of $605,525 for a 4-bedroom unit in Aurora County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($605,525)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in South Dakota?

To qualify for an FHA loan in South Dakota, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in South Dakota is $605,525 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in South Dakota. Click on the South Dakota map above or the table below to see loan limits in your area.

Loan Limits by County in South Dakota (65)

County Lowest Loan Limit Highest Loan Limit
Aurora County $314,827 $605,525 view loan limits »
Beadle County $314,827 $605,525 view loan limits »
Bennett County $314,827 $605,525 view loan limits »
Bon Homme County $314,827 $605,525 view loan limits »
Brookings County $314,827 $605,525 view loan limits »
Brown County $314,827 $605,525 view loan limits »
Brule County $314,827 $605,525 view loan limits »
Buffalo County $314,827 $605,525 view loan limits »
Butte County $314,827 $605,525 view loan limits »
Campbell County $314,827 $605,525 view loan limits »
Charles Mix County $314,827 $605,525 view loan limits »
Clark County $314,827 $605,525 view loan limits »
Clay County $314,827 $605,525 view loan limits »
Codington County $314,827 $605,525 view loan limits »
Corson County $314,827 $605,525 view loan limits »
Custer County $314,827 $605,525 view loan limits »
Davison County $314,827 $605,525 view loan limits »
Day County $314,827 $605,525 view loan limits »
Deuel County $314,827 $605,525 view loan limits »
Dewey County $314,827 $605,525 view loan limits »
Douglas County $314,827 $605,525 view loan limits »
Edmunds County $314,827 $605,525 view loan limits »
Fall River County $314,827 $605,525 view loan limits »
Faulk County $314,827 $605,525 view loan limits »
Grant County $314,827 $605,525 view loan limits »
Gregory County $314,827 $605,525 view loan limits »
Haakon County $314,827 $605,525 view loan limits »
Hamlin County $314,827 $605,525 view loan limits »
Hand County $314,827 $605,525 view loan limits »
Hanson County $314,827 $605,525 view loan limits »
Harding County $314,827 $605,525 view loan limits »
Hughes County $314,827 $605,525 view loan limits »
Hutchinson County $314,827 $605,525 view loan limits »
Hyde County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jerauld County $314,827 $605,525 view loan limits »
Jones County $314,827 $605,525 view loan limits »
Kingsbury County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
Lawrence County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Lyman County $314,827 $605,525 view loan limits »
Mccook County $314,827 $605,525 view loan limits »
Mcpherson County $314,827 $605,525 view loan limits »
Marshall County $314,827 $605,525 view loan limits »
Meade County $314,827 $605,525 view loan limits »
Mellette County $314,827 $605,525 view loan limits »
Miner County $314,827 $605,525 view loan limits »
Minnehaha County $314,827 $605,525 view loan limits »
Moody County $314,827 $605,525 view loan limits »
Pennington County $314,827 $605,525 view loan limits »
Perkins County $314,827 $605,525 view loan limits »
Potter County $314,827 $605,525 view loan limits »
Roberts County $314,827 $605,525 view loan limits »
Sanborn County $314,827 $605,525 view loan limits »
Spink County $314,827 $605,525 view loan limits »
Stanley County $314,827 $605,525 view loan limits »
Sully County $314,827 $605,525 view loan limits »
Todd County $314,827 $605,525 view loan limits »
Tripp County $314,827 $605,525 view loan limits »
Turner County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Walworth County $314,827 $605,525 view loan limits »
Yankton County $314,827 $605,525 view loan limits »
Ziebach County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-dakota