South Dakota 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in South Dakota

South Dakota has 65 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Aurora County to a high of $685,400 for a 4-bedroom unit in Aurora County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Dakota's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Dakota (65 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Aurora County $356,362 $685,400 view details »
Beadle County $356,362 $685,400 view details »
Bennett County $356,362 $685,400 view details »
Bon Homme County $356,362 $685,400 view details »
Brookings County $356,362 $685,400 view details »
Brown County $356,362 $685,400 view details »
Brule County $356,362 $685,400 view details »
Buffalo County $356,362 $685,400 view details »
Butte County $356,362 $685,400 view details »
Campbell County $356,362 $685,400 view details »
Charles Mix County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Codington County $356,362 $685,400 view details »
Corson County $356,362 $685,400 view details »
Custer County $356,362 $685,400 view details »
Davison County $356,362 $685,400 view details »
Day County $356,362 $685,400 view details »
Deuel County $356,362 $685,400 view details »
Dewey County $356,362 $685,400 view details »
Douglas County $356,362 $685,400 view details »
Edmunds County $356,362 $685,400 view details »
Fall River County $356,362 $685,400 view details »
Faulk County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Gregory County $356,362 $685,400 view details »
Haakon County $356,362 $685,400 view details »
Hamlin County $356,362 $685,400 view details »
Hand County $356,362 $685,400 view details »
Hanson County $356,362 $685,400 view details »
Harding County $356,362 $685,400 view details »
Hughes County $356,362 $685,400 view details »
Hutchinson County $356,362 $685,400 view details »
Hyde County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jerauld County $356,362 $685,400 view details »
Jones County $356,362 $685,400 view details »
Kingsbury County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Lyman County $356,362 $685,400 view details »
Mccook County $356,362 $685,400 view details »
Mcpherson County $356,362 $685,400 view details »
Marshall County $356,362 $685,400 view details »
Meade County $356,362 $685,400 view details »
Mellette County $356,362 $685,400 view details »
Miner County $356,362 $685,400 view details »
Minnehaha County $356,362 $685,400 view details »
Moody County $356,362 $685,400 view details »
Pennington County $356,362 $685,400 view details »
Perkins County $356,362 $685,400 view details »
Potter County $356,362 $685,400 view details »
Roberts County $356,362 $685,400 view details »
Sanborn County $356,362 $685,400 view details »
Spink County $356,362 $685,400 view details »
Stanley County $356,362 $685,400 view details »
Sully County $356,362 $685,400 view details »
Todd County $356,362 $685,400 view details »
Tripp County $356,362 $685,400 view details »
Turner County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Walworth County $356,362 $685,400 view details »
Yankton County $356,362 $685,400 view details »
Ziebach County $356,362 $685,400 view details »

How to qualify for an FHA Loan in South Dakota?

To qualify for an FHA loan in South Dakota, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in South Dakota is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Dakota. Additional restricts apply. Click on the South Dakota map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-dakota