Colorado 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Alamosa County to a high of $2,211,600 for a 4-bedroom unit in Eagle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($958,350)
Highest Loan Limit ($2,211,600)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $816,500 $1,570,200 view details »
Alamosa County $498,257 $958,350 view details »
Arapahoe County $816,500 $1,570,200 view details »
Archuleta County $498,257 $958,350 view details »
Baca County $498,257 $958,350 view details »
Bent County $498,257 $958,350 view details »
Boulder County $856,750 $1,647,650 view details »
Broomfield County $816,500 $1,570,200 view details »
Chaffee County $632,500 $1,216,350 view details »
Cheyenne County $498,257 $958,350 view details »
Clear Creek County $816,500 $1,570,200 view details »
Conejos County $498,257 $958,350 view details »
Costilla County $498,257 $958,350 view details »
Crowley County $498,257 $958,350 view details »
Custer County $498,257 $958,350 view details »
Delta County $498,257 $958,350 view details »
Denver County $816,500 $1,570,200 view details »
Dolores County $498,257 $958,350 view details »
Douglas County $816,500 $1,570,200 view details »
Eagle County $1,149,825 $2,211,600 view details »
Elbert County $816,500 $1,570,200 view details »
El Paso County $517,500 $995,200 view details »
Fremont County $498,257 $958,350 view details »
Garfield County $1,149,825 $2,211,600 view details »
Gilpin County $816,500 $1,570,200 view details »
Grand County $747,500 $1,437,500 view details »
Gunnison County $633,650 $1,218,550 view details »
Hinsdale County $498,257 $958,350 view details »
Huerfano County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jefferson County $816,500 $1,570,200 view details »
Kiowa County $498,257 $958,350 view details »
Kit Carson County $498,257 $958,350 view details »
Lake County $498,257 $958,350 view details »
La Plata County $655,500 $1,260,600 view details »
Larimer County $632,500 $1,216,350 view details »
Las Animas County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Logan County $498,257 $958,350 view details »
Mesa County $498,257 $958,350 view details »
Mineral County $498,257 $958,350 view details »
Moffat County $498,257 $958,350 view details »
Montezuma County $498,257 $958,350 view details »
Montrose County $561,200 $1,079,250 view details »
Morgan County $498,257 $958,350 view details »
Otero County $498,257 $958,350 view details »
Ouray County $561,200 $1,079,250 view details »
Park County $816,500 $1,570,200 view details »
Phillips County $498,257 $958,350 view details »
Pitkin County $1,149,825 $2,211,600 view details »
Prowers County $498,257 $958,350 view details »
Pueblo County $498,257 $958,350 view details »
Rio Blanco County $498,257 $958,350 view details »
Rio Grande County $498,257 $958,350 view details »
Routt County $1,012,000 $1,946,200 view details »
Saguache County $498,257 $958,350 view details »
San Juan County $517,500 $995,200 view details »
San Miguel County $1,045,350 $2,010,350 view details »
Sedgwick County $498,257 $958,350 view details »
Summit County $1,006,250 $1,935,150 view details »
Teller County $517,500 $995,200 view details »
Washington County $498,257 $958,350 view details »
Weld County $560,050 $1,077,050 view details »
Yuma County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Colorado is $498,257 for a single-family home and $2,211,600 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado