Colorado 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Alamosa County to a high of $2,095,200 for a 4-bedroom unit in Garfield County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$787,750	$1,514,950	view details »
Alamosa County	$472,030	$907,900	view details »
Arapahoe County	$787,750	$1,514,950	view details »
Archuleta County	$472,030	$907,900	view details »
Baca County	$472,030	$907,900	view details »
Bent County	$472,030	$907,900	view details »
Boulder County	$856,750	$1,647,650	view details »
Broomfield County	$787,750	$1,514,950	view details »
Chaffee County	$600,300	$1,154,450	view details »
Cheyenne County	$472,030	$907,900	view details »
Clear Creek County	$787,750	$1,514,950	view details »
Conejos County	$472,030	$907,900	view details »
Costilla County	$472,030	$907,900	view details »
Crowley County	$472,030	$907,900	view details »
Custer County	$472,030	$907,900	view details »
Delta County	$472,030	$907,900	view details »
Denver County	$787,750	$1,514,950	view details »
Dolores County	$472,030	$907,900	view details »
Douglas County	$787,750	$1,514,950	view details »
Eagle County	$1,075,250	$2,067,850	view details »
Elbert County	$787,750	$1,514,950	view details »
El Paso County	$517,500	$995,200	view details »
Fremont County	$472,030	$907,900	view details »
Garfield County	$1,089,300	$2,095,200	view details »
Gilpin County	$787,750	$1,514,950	view details »
Grand County	$669,300	$1,287,150	view details »
Gunnison County	$519,800	$999,600	view details »
Hinsdale County	$472,030	$907,900	view details »
Huerfano County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$787,750	$1,514,950	view details »
Kiowa County	$472,030	$907,900	view details »
Kit Carson County	$472,030	$907,900	view details »
Lake County	$472,030	$907,900	view details »
La Plata County	$596,850	$1,147,800	view details »
Larimer County	$614,100	$1,181,000	view details »
Las Animas County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Logan County	$472,030	$907,900	view details »
Mesa County	$472,030	$907,900	view details »
Mineral County	$472,030	$907,900	view details »
Moffat County	$472,030	$907,900	view details »
Montezuma County	$472,030	$907,900	view details »
Montrose County	$472,030	$907,900	view details »
Morgan County	$472,030	$907,900	view details »
Otero County	$472,030	$907,900	view details »
Ouray County	$472,030	$907,900	view details »
Park County	$787,750	$1,514,950	view details »
Phillips County	$472,030	$907,900	view details »
Pitkin County	$1,089,300	$2,095,200	view details »
Prowers County	$472,030	$907,900	view details »
Pueblo County	$472,030	$907,900	view details »
Rio Blanco County	$472,030	$907,900	view details »
Rio Grande County	$472,030	$907,900	view details »
Routt County	$845,250	$1,625,500	view details »
Saguache County	$472,030	$907,900	view details »
San Juan County	$506,000	$973,100	view details »
San Miguel County	$1,045,350	$2,010,350	view details »
Sedgwick County	$472,030	$907,900	view details »
Summit County	$953,350	$1,833,400	view details »
Teller County	$517,500	$995,200	view details »
Washington County	$472,030	$907,900	view details »
Weld County	$555,450	$1,068,200	view details »
Yuma County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Colorado is $472,030 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.

Colorado 2023 FHA Loan Limits

Loan Limits in Colorado

Loan Limits by County in Colorado (64 counties)

How to qualify for an FHA Loan in Colorado?

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