Colorado 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Alamosa County to a high of $1,867,275 for a 4-bedroom unit in Garfield County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($1,867,275)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $684,250 $1,315,900 view details »
Alamosa County $420,680 $809,150 view details »
Arapahoe County $684,250 $1,315,900 view details »
Archuleta County $420,680 $809,150 view details »
Baca County $420,680 $809,150 view details »
Bent County $420,680 $809,150 view details »
Boulder County $747,500 $1,437,500 view details »
Broomfield County $684,250 $1,315,900 view details »
Chaffee County $461,150 $886,850 view details »
Cheyenne County $420,680 $809,150 view details »
Clear Creek County $684,250 $1,315,900 view details »
Conejos County $420,680 $809,150 view details »
Costilla County $420,680 $809,150 view details »
Crowley County $420,680 $809,150 view details »
Custer County $420,680 $809,150 view details »
Delta County $420,680 $809,150 view details »
Denver County $684,250 $1,315,900 view details »
Dolores County $420,680 $809,150 view details »
Douglas County $684,250 $1,315,900 view details »
Eagle County $862,500 $1,658,700 view details »
Elbert County $684,250 $1,315,900 view details »
El Paso County $460,000 $884,600 view details »
Fremont County $420,680 $809,150 view details »
Garfield County $970,800 $1,867,275 view details »
Gilpin County $684,250 $1,315,900 view details »
Grand County $534,750 $1,028,350 view details »
Gunnison County $431,250 $829,350 view details »
Hinsdale County $427,800 $822,700 view details »
Huerfano County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $684,250 $1,315,900 view details »
Kiowa County $420,680 $809,150 view details »
Kit Carson County $420,680 $809,150 view details »
Lake County $420,680 $809,150 view details »
La Plata County $494,500 $950,950 view details »
Larimer County $522,100 $1,004,050 view details »
Las Animas County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Logan County $420,680 $809,150 view details »
Mesa County $420,680 $809,150 view details »
Mineral County $420,680 $809,150 view details »
Moffat County $420,680 $809,150 view details »
Montezuma County $420,680 $809,150 view details »
Montrose County $425,500 $818,250 view details »
Morgan County $420,680 $809,150 view details »
Otero County $420,680 $809,150 view details »
Ouray County $425,500 $818,250 view details »
Park County $684,250 $1,315,900 view details »
Phillips County $420,680 $809,150 view details »
Pitkin County $970,800 $1,867,275 view details »
Prowers County $420,680 $809,150 view details »
Pueblo County $420,680 $809,150 view details »
Rio Blanco County $420,680 $809,150 view details »
Rio Grande County $420,680 $809,150 view details »
Routt County $678,500 $1,304,850 view details »
Saguache County $420,680 $809,150 view details »
San Juan County $420,680 $809,150 view details »
San Miguel County $970,800 $1,867,275 view details »
Sedgwick County $420,680 $809,150 view details »
Summit County $925,750 $1,780,300 view details »
Teller County $460,000 $884,600 view details »
Washington County $420,680 $809,150 view details »
Weld County $483,000 $928,850 view details »
Yuma County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Colorado is $420,680 for a single-family home and $1,867,275 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado