Colorado 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Alamosa County to a high of $1,581,750 for a 4-bedroom unit in Garfield County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($1,581,750)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $596,850 $1,147,800 view details »
Alamosa County $356,362 $685,400 view details »
Arapahoe County $596,850 $1,147,800 view details »
Archuleta County $356,362 $685,400 view details »
Baca County $356,362 $685,400 view details »
Bent County $356,362 $685,400 view details »
Boulder County $654,350 $1,258,400 view details »
Broomfield County $596,850 $1,147,800 view details »
Chaffee County $391,000 $751,900 view details »
Cheyenne County $356,362 $685,400 view details »
Clear Creek County $596,850 $1,147,800 view details »
Conejos County $356,362 $685,400 view details »
Costilla County $356,362 $685,400 view details »
Crowley County $356,362 $685,400 view details »
Custer County $356,362 $685,400 view details »
Delta County $356,362 $685,400 view details »
Denver County $596,850 $1,147,800 view details »
Dolores County $356,362 $685,400 view details »
Douglas County $596,850 $1,147,800 view details »
Eagle County $822,250 $1,581,300 view details »
Elbert County $596,850 $1,147,800 view details »
El Paso County $393,300 $756,350 view details »
Fremont County $356,362 $685,400 view details »
Garfield County $822,375 $1,581,750 view details »
Gilpin County $596,850 $1,147,800 view details »
Grand County $529,000 $1,017,300 view details »
Gunnison County $408,250 $785,100 view details »
Hinsdale County $427,800 $822,700 view details »
Huerfano County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $596,850 $1,147,800 view details »
Kiowa County $356,362 $685,400 view details »
Kit Carson County $356,362 $685,400 view details »
Lake County $356,362 $685,400 view details »
La Plata County $448,500 $862,500 view details »
Larimer County $464,600 $893,450 view details »
Las Animas County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Logan County $356,362 $685,400 view details »
Mesa County $356,362 $685,400 view details »
Mineral County $356,362 $685,400 view details »
Moffat County $356,362 $685,400 view details »
Montezuma County $356,362 $685,400 view details »
Montrose County $425,500 $818,250 view details »
Morgan County $356,362 $685,400 view details »
Otero County $356,362 $685,400 view details »
Ouray County $425,500 $818,250 view details »
Park County $596,850 $1,147,800 view details »
Phillips County $356,362 $685,400 view details »
Pitkin County $822,375 $1,581,750 view details »
Prowers County $356,362 $685,400 view details »
Pueblo County $356,362 $685,400 view details »
Rio Blanco County $356,362 $685,400 view details »
Rio Grande County $356,362 $685,400 view details »
Routt County $678,500 $1,304,850 view details »
Saguache County $356,362 $685,400 view details »
San Juan County $356,362 $685,400 view details »
San Miguel County $822,375 $1,581,750 view details »
Sedgwick County $356,362 $685,400 view details »
Summit County $822,375 $1,581,750 view details »
Teller County $393,300 $756,350 view details »
Washington County $356,362 $685,400 view details »
Weld County $428,950 $824,900 view details »
Yuma County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Colorado is $356,362 for a single-family home and $1,581,750 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado