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Colorado 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Alamosa County to a high of $2,095,200 for a 4-bedroom unit in Garfield County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $787,750 $1,514,950 view details »
Alamosa County $472,030 $907,900 view details »
Arapahoe County $787,750 $1,514,950 view details »
Archuleta County $472,030 $907,900 view details »
Baca County $472,030 $907,900 view details »
Bent County $472,030 $907,900 view details »
Boulder County $856,750 $1,647,650 view details »
Broomfield County $787,750 $1,514,950 view details »
Chaffee County $600,300 $1,154,450 view details »
Cheyenne County $472,030 $907,900 view details »
Clear Creek County $787,750 $1,514,950 view details »
Conejos County $472,030 $907,900 view details »
Costilla County $472,030 $907,900 view details »
Crowley County $472,030 $907,900 view details »
Custer County $472,030 $907,900 view details »
Delta County $472,030 $907,900 view details »
Denver County $787,750 $1,514,950 view details »
Dolores County $472,030 $907,900 view details »
Douglas County $787,750 $1,514,950 view details »
Eagle County $1,075,250 $2,067,850 view details »
Elbert County $787,750 $1,514,950 view details »
El Paso County $517,500 $995,200 view details »
Fremont County $472,030 $907,900 view details »
Garfield County $1,089,300 $2,095,200 view details »
Gilpin County $787,750 $1,514,950 view details »
Grand County $669,300 $1,287,150 view details »
Gunnison County $519,800 $999,600 view details »
Hinsdale County $472,030 $907,900 view details »
Huerfano County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $787,750 $1,514,950 view details »
Kiowa County $472,030 $907,900 view details »
Kit Carson County $472,030 $907,900 view details »
Lake County $472,030 $907,900 view details »
La Plata County $596,850 $1,147,800 view details »
Larimer County $614,100 $1,181,000 view details »
Las Animas County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Logan County $472,030 $907,900 view details »
Mesa County $472,030 $907,900 view details »
Mineral County $472,030 $907,900 view details »
Moffat County $472,030 $907,900 view details »
Montezuma County $472,030 $907,900 view details »
Montrose County $472,030 $907,900 view details »
Morgan County $472,030 $907,900 view details »
Otero County $472,030 $907,900 view details »
Ouray County $472,030 $907,900 view details »
Park County $787,750 $1,514,950 view details »
Phillips County $472,030 $907,900 view details »
Pitkin County $1,089,300 $2,095,200 view details »
Prowers County $472,030 $907,900 view details »
Pueblo County $472,030 $907,900 view details »
Rio Blanco County $472,030 $907,900 view details »
Rio Grande County $472,030 $907,900 view details »
Routt County $845,250 $1,625,500 view details »
Saguache County $472,030 $907,900 view details »
San Juan County $506,000 $973,100 view details »
San Miguel County $1,045,350 $2,010,350 view details »
Sedgwick County $472,030 $907,900 view details »
Summit County $953,350 $1,833,400 view details »
Teller County $517,500 $995,200 view details »
Washington County $472,030 $907,900 view details »
Weld County $555,450 $1,068,200 view details »
Yuma County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Colorado is $472,030 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado
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