Colorado FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Alamosa County to a high of $1,397,400 for a 4-bedroom unit in Eagle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Colorado is $1,397,400 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Colorado. Click on the Colorado map above or the table below to see loan limits in your area.

Loan Limits by County in Colorado (64)

County Lowest Loan Limit Highest Loan Limit
Adams County $561,200 $1,079,250 view loan limits »
Alamosa County $314,827 $605,525 view loan limits »
Arapahoe County $561,200 $1,079,250 view loan limits »
Archuleta County $314,827 $605,525 view loan limits »
Baca County $314,827 $605,525 view loan limits »
Bent County $314,827 $605,525 view loan limits »
Boulder County $626,750 $1,205,300 view loan limits »
Broomfield County $561,200 $1,079,250 view loan limits »
Chaffee County $333,500 $641,350 view loan limits »
Cheyenne County $314,827 $605,525 view loan limits »
Clear Creek County $561,200 $1,079,250 view loan limits »
Conejos County $314,827 $605,525 view loan limits »
Costilla County $314,827 $605,525 view loan limits »
Crowley County $314,827 $605,525 view loan limits »
Custer County $314,827 $605,525 view loan limits »
Delta County $314,827 $605,525 view loan limits »
Denver County $561,200 $1,079,250 view loan limits »
Dolores County $314,827 $605,525 view loan limits »
Douglas County $561,200 $1,079,250 view loan limits »
Eagle County $726,525 $1,397,400 view loan limits »
Elbert County $561,200 $1,079,250 view loan limits »
El Paso County $339,250 $652,400 view loan limits »
Fremont County $314,827 $605,525 view loan limits »
Garfield County $726,525 $1,397,400 view loan limits »
Gilpin County $561,200 $1,079,250 view loan limits »
Grand County $402,500 $774,050 view loan limits »
Gunnison County $357,650 $687,800 view loan limits »
Hinsdale County $427,800 $822,700 view loan limits »
Huerfano County $314,827 $605,525 view loan limits »
Jackson County $314,827 $605,525 view loan limits »
Jefferson County $561,200 $1,079,250 view loan limits »
Kiowa County $314,827 $605,525 view loan limits »
Kit Carson County $314,827 $605,525 view loan limits »
Lake County $314,827 $605,525 view loan limits »
La Plata County $419,750 $807,200 view loan limits »
Larimer County $437,000 $840,400 view loan limits »
Las Animas County $314,827 $605,525 view loan limits »
Lincoln County $314,827 $605,525 view loan limits »
Logan County $314,827 $605,525 view loan limits »
Mesa County $314,827 $605,525 view loan limits »
Mineral County $314,827 $605,525 view loan limits »
Moffat County $314,827 $605,525 view loan limits »
Montezuma County $314,827 $605,525 view loan limits »
Montrose County $314,827 $605,525 view loan limits »
Morgan County $314,827 $605,525 view loan limits »
Otero County $314,827 $605,525 view loan limits »
Ouray County $425,500 $818,250 view loan limits »
Park County $561,200 $1,079,250 view loan limits »
Phillips County $314,827 $605,525 view loan limits »
Pitkin County $726,525 $1,397,400 view loan limits »
Prowers County $314,827 $605,525 view loan limits »
Pueblo County $314,827 $605,525 view loan limits »
Rio Blanco County $314,827 $605,525 view loan limits »
Rio Grande County $314,827 $605,525 view loan limits »
Routt County $634,800 $1,220,800 view loan limits »
Saguache County $314,827 $605,525 view loan limits »
San Juan County $314,827 $605,525 view loan limits »
San Miguel County $726,525 $1,397,400 view loan limits »
Sedgwick County $314,827 $605,525 view loan limits »
Summit County $722,200 $1,388,850 view loan limits »
Teller County $339,250 $652,400 view loan limits »
Washington County $314,827 $605,525 view loan limits »
Weld County $385,250 $740,850 view loan limits »
Yuma County $314,827 $605,525 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado