Colorado 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Alamosa County to a high of $1,397,400 for a 4-bedroom unit in Eagle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $561,200 $1,079,250 view details »
Alamosa County $314,827 $605,525 view details »
Arapahoe County $561,200 $1,079,250 view details »
Archuleta County $314,827 $605,525 view details »
Baca County $314,827 $605,525 view details »
Bent County $314,827 $605,525 view details »
Boulder County $626,750 $1,205,300 view details »
Broomfield County $561,200 $1,079,250 view details »
Chaffee County $333,500 $641,350 view details »
Cheyenne County $314,827 $605,525 view details »
Clear Creek County $561,200 $1,079,250 view details »
Conejos County $314,827 $605,525 view details »
Costilla County $314,827 $605,525 view details »
Crowley County $314,827 $605,525 view details »
Custer County $314,827 $605,525 view details »
Delta County $314,827 $605,525 view details »
Denver County $561,200 $1,079,250 view details »
Dolores County $314,827 $605,525 view details »
Douglas County $561,200 $1,079,250 view details »
Eagle County $726,525 $1,397,400 view details »
Elbert County $561,200 $1,079,250 view details »
El Paso County $339,250 $652,400 view details »
Fremont County $314,827 $605,525 view details »
Garfield County $726,525 $1,397,400 view details »
Gilpin County $561,200 $1,079,250 view details »
Grand County $402,500 $774,050 view details »
Gunnison County $357,650 $687,800 view details »
Hinsdale County $427,800 $822,700 view details »
Huerfano County $314,827 $605,525 view details »
Jackson County $314,827 $605,525 view details »
Jefferson County $561,200 $1,079,250 view details »
Kiowa County $314,827 $605,525 view details »
Kit Carson County $314,827 $605,525 view details »
Lake County $314,827 $605,525 view details »
La Plata County $419,750 $807,200 view details »
Larimer County $437,000 $840,400 view details »
Las Animas County $314,827 $605,525 view details »
Lincoln County $314,827 $605,525 view details »
Logan County $314,827 $605,525 view details »
Mesa County $314,827 $605,525 view details »
Mineral County $314,827 $605,525 view details »
Moffat County $314,827 $605,525 view details »
Montezuma County $314,827 $605,525 view details »
Montrose County $314,827 $605,525 view details »
Morgan County $314,827 $605,525 view details »
Otero County $314,827 $605,525 view details »
Ouray County $425,500 $818,250 view details »
Park County $561,200 $1,079,250 view details »
Phillips County $314,827 $605,525 view details »
Pitkin County $726,525 $1,397,400 view details »
Prowers County $314,827 $605,525 view details »
Pueblo County $314,827 $605,525 view details »
Rio Blanco County $314,827 $605,525 view details »
Rio Grande County $314,827 $605,525 view details »
Routt County $634,800 $1,220,800 view details »
Saguache County $314,827 $605,525 view details »
San Juan County $314,827 $605,525 view details »
San Miguel County $726,525 $1,397,400 view details »
Sedgwick County $314,827 $605,525 view details »
Summit County $722,200 $1,388,850 view details »
Teller County $339,250 $652,400 view details »
Washington County $314,827 $605,525 view details »
Weld County $385,250 $740,850 view details »
Yuma County $314,827 $605,525 view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in Colorado is $314,827 for a single-family home and $1,397,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/colorado