Colorado 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Colorado

Colorado has 64 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Alamosa County to a high of $2,326,875 for a 4-bedroom unit in Eagle County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Colorado's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($2,326,875)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Colorado (64 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$833,750	$1,603,400	view details »
Alamosa County	$524,225	$1,008,300	view details »
Arapahoe County	$833,750	$1,603,400	view details »
Archuleta County	$524,225	$1,008,300	view details »
Baca County	$524,225	$1,008,300	view details »
Bent County	$524,225	$1,008,300	view details »
Boulder County	$862,500	$1,658,700	view details »
Broomfield County	$833,750	$1,603,400	view details »
Chaffee County	$667,000	$1,282,700	view details »
Cheyenne County	$524,225	$1,008,300	view details »
Clear Creek County	$833,750	$1,603,400	view details »
Conejos County	$524,225	$1,008,300	view details »
Costilla County	$524,225	$1,008,300	view details »
Crowley County	$524,225	$1,008,300	view details »
Custer County	$524,225	$1,008,300	view details »
Delta County	$524,225	$1,008,300	view details »
Denver County	$833,750	$1,603,400	view details »
Dolores County	$524,225	$1,008,300	view details »
Douglas County	$833,750	$1,603,400	view details »
Eagle County	$1,209,750	$2,326,875	view details »
Elbert County	$833,750	$1,603,400	view details »
El Paso County	$533,600	$1,026,150	view details »
Fremont County	$524,225	$1,008,300	view details »
Garfield County	$1,209,750	$2,326,875	view details »
Gilpin County	$833,750	$1,603,400	view details »
Grand County	$874,000	$1,680,800	view details »
Gunnison County	$747,500	$1,437,500	view details »
Hinsdale County	$524,225	$1,008,300	view details »
Huerfano County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$833,750	$1,603,400	view details »
Kiowa County	$524,225	$1,008,300	view details »
Kit Carson County	$524,225	$1,008,300	view details »
Lake County	$524,225	$1,008,300	view details »
La Plata County	$690,000	$1,326,950	view details »
Larimer County	$632,500	$1,216,350	view details »
Las Animas County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Logan County	$524,225	$1,008,300	view details »
Mesa County	$524,225	$1,008,300	view details »
Mineral County	$524,225	$1,008,300	view details »
Moffat County	$524,225	$1,008,300	view details »
Montezuma County	$524,225	$1,008,300	view details »
Montrose County	$750,950	$1,444,150	view details »
Morgan County	$524,225	$1,008,300	view details »
Otero County	$524,225	$1,008,300	view details »
Ouray County	$750,950	$1,444,150	view details »
Park County	$833,750	$1,603,400	view details »
Phillips County	$524,225	$1,008,300	view details »
Pitkin County	$1,209,750	$2,326,875	view details »
Prowers County	$524,225	$1,008,300	view details »
Pueblo County	$524,225	$1,008,300	view details »
Rio Blanco County	$524,225	$1,008,300	view details »
Rio Grande County	$524,225	$1,008,300	view details »
Routt County	$1,012,000	$1,946,200	view details »
Saguache County	$524,225	$1,008,300	view details »
San Juan County	$524,225	$1,008,300	view details »
San Miguel County	$1,045,350	$2,010,350	view details »
Sedgwick County	$524,225	$1,008,300	view details »
Summit County	$1,067,200	$2,052,350	view details »
Teller County	$533,600	$1,026,150	view details »
Washington County	$524,225	$1,008,300	view details »
Weld County	$563,500	$1,083,650	view details »
Yuma County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Colorado?

To qualify for an FHA loan in Colorado, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Colorado is $524,225 for a single-family home and $2,326,875 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Colorado. Additional restricts apply. Click on the Colorado map above or the table below to see loan limits in your area.

Colorado 2025 FHA Loan Limits

Loan Limits in Colorado

Loan Limits by County in Colorado (64 counties)

How to qualify for an FHA Loan in Colorado?

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