South Carolina 2020 FHA Loan Limits

Last Updated: Thu, January 2, 2020

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Abbeville County to a high of $751,900 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($751,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Carolina (46 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Abbeville County $331,760 $638,100 view details »
Aiken County $331,760 $638,100 view details »
Allendale County $331,760 $638,100 view details »
Anderson County $331,760 $638,100 view details »
Bamberg County $331,760 $638,100 view details »
Barnwell County $331,760 $638,100 view details »
Beaufort County $350,750 $674,500 view details »
Berkeley County $391,000 $751,900 view details »
Calhoun County $331,760 $638,100 view details »
Charleston County $391,000 $751,900 view details »
Cherokee County $331,760 $638,100 view details »
Chester County $331,760 $638,100 view details »
Chesterfield County $331,760 $638,100 view details »
Clarendon County $331,760 $638,100 view details »
Colleton County $331,760 $638,100 view details »
Darlington County $331,760 $638,100 view details »
Dillon County $331,760 $638,100 view details »
Dorchester County $391,000 $751,900 view details »
Edgefield County $331,760 $638,100 view details »
Fairfield County $331,760 $638,100 view details »
Florence County $331,760 $638,100 view details »
Georgetown County $331,760 $638,100 view details »
Greenville County $331,760 $638,100 view details »
Greenwood County $331,760 $638,100 view details »
Hampton County $331,760 $638,100 view details »
Horry County $331,760 $638,100 view details »
Jasper County $350,750 $674,500 view details »
Kershaw County $331,760 $638,100 view details »
Lancaster County $331,760 $638,100 view details »
Laurens County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Lexington County $331,760 $638,100 view details »
Mccormick County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Marlboro County $331,760 $638,100 view details »
Newberry County $331,760 $638,100 view details »
Oconee County $331,760 $638,100 view details »
Orangeburg County $331,760 $638,100 view details »
Pickens County $331,760 $638,100 view details »
Richland County $331,760 $638,100 view details »
Saluda County $331,760 $638,100 view details »
Spartanburg County $331,760 $638,100 view details »
Sumter County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Williamsburg County $331,760 $638,100 view details »
York County $331,760 $638,100 view details »

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in South Carolina is $331,760 for a single-family home and $751,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Carolina. Additional restricts apply. Click on the South Carolina map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina