South Carolina 2019 FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Abbeville County to a high of $747,500 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($747,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Carolina (46 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Abbeville County $314,827 $605,525 view details »
Aiken County $314,827 $605,525 view details »
Allendale County $314,827 $605,525 view details »
Anderson County $314,827 $605,525 view details »
Bamberg County $314,827 $605,525 view details »
Barnwell County $314,827 $605,525 view details »
Beaufort County $350,750 $674,500 view details »
Berkeley County $388,700 $747,500 view details »
Calhoun County $314,827 $605,525 view details »
Charleston County $388,700 $747,500 view details »
Cherokee County $314,827 $605,525 view details »
Chester County $317,400 $610,400 view details »
Chesterfield County $314,827 $605,525 view details »
Clarendon County $314,827 $605,525 view details »
Colleton County $314,827 $605,525 view details »
Darlington County $314,827 $605,525 view details »
Dillon County $314,827 $605,525 view details »
Dorchester County $388,700 $747,500 view details »
Edgefield County $314,827 $605,525 view details »
Fairfield County $314,827 $605,525 view details »
Florence County $314,827 $605,525 view details »
Georgetown County $327,750 $630,300 view details »
Greenville County $314,827 $605,525 view details »
Greenwood County $314,827 $605,525 view details »
Hampton County $314,827 $605,525 view details »
Horry County $314,827 $605,525 view details »
Jasper County $350,750 $674,500 view details »
Kershaw County $314,827 $605,525 view details »
Lancaster County $317,400 $610,400 view details »
Laurens County $314,827 $605,525 view details »
Lee County $314,827 $605,525 view details »
Lexington County $314,827 $605,525 view details »
Mccormick County $314,827 $605,525 view details »
Marion County $314,827 $605,525 view details »
Marlboro County $314,827 $605,525 view details »
Newberry County $314,827 $605,525 view details »
Oconee County $314,827 $605,525 view details »
Orangeburg County $314,827 $605,525 view details »
Pickens County $314,827 $605,525 view details »
Richland County $314,827 $605,525 view details »
Saluda County $314,827 $605,525 view details »
Spartanburg County $314,827 $605,525 view details »
Sumter County $314,827 $605,525 view details »
Union County $314,827 $605,525 view details »
Williamsburg County $314,827 $605,525 view details »
York County $317,400 $610,400 view details »

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. For 2019, the maximum loan limit in South Carolina is $314,827 for a single-family home and $747,500 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Carolina. Additional restricts apply. Click on the South Carolina map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina