South Carolina FHA Loan Limits

Last Updated: Wed, January 2, 2019

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $314,827 for a 1-bedroom unit in Abbeville County to a high of $747,500 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($605,525)
Highest Loan Limit ($747,500)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in South Carolina is $747,500 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in South Carolina. Click on the South Carolina map above or the table below to see loan limits in your area.

Loan Limits by County in South Carolina (46)

County Lowest Loan Limit Highest Loan Limit
Abbeville County $314,827 $605,525 view loan limits »
Aiken County $314,827 $605,525 view loan limits »
Allendale County $314,827 $605,525 view loan limits »
Anderson County $314,827 $605,525 view loan limits »
Bamberg County $314,827 $605,525 view loan limits »
Barnwell County $314,827 $605,525 view loan limits »
Beaufort County $350,750 $674,500 view loan limits »
Berkeley County $388,700 $747,500 view loan limits »
Calhoun County $314,827 $605,525 view loan limits »
Charleston County $388,700 $747,500 view loan limits »
Cherokee County $314,827 $605,525 view loan limits »
Chester County $317,400 $610,400 view loan limits »
Chesterfield County $314,827 $605,525 view loan limits »
Clarendon County $314,827 $605,525 view loan limits »
Colleton County $314,827 $605,525 view loan limits »
Darlington County $314,827 $605,525 view loan limits »
Dillon County $314,827 $605,525 view loan limits »
Dorchester County $388,700 $747,500 view loan limits »
Edgefield County $314,827 $605,525 view loan limits »
Fairfield County $314,827 $605,525 view loan limits »
Florence County $314,827 $605,525 view loan limits »
Georgetown County $327,750 $630,300 view loan limits »
Greenville County $314,827 $605,525 view loan limits »
Greenwood County $314,827 $605,525 view loan limits »
Hampton County $314,827 $605,525 view loan limits »
Horry County $314,827 $605,525 view loan limits »
Jasper County $350,750 $674,500 view loan limits »
Kershaw County $314,827 $605,525 view loan limits »
Lancaster County $317,400 $610,400 view loan limits »
Laurens County $314,827 $605,525 view loan limits »
Lee County $314,827 $605,525 view loan limits »
Lexington County $314,827 $605,525 view loan limits »
Mccormick County $314,827 $605,525 view loan limits »
Marion County $314,827 $605,525 view loan limits »
Marlboro County $314,827 $605,525 view loan limits »
Newberry County $314,827 $605,525 view loan limits »
Oconee County $314,827 $605,525 view loan limits »
Orangeburg County $314,827 $605,525 view loan limits »
Pickens County $314,827 $605,525 view loan limits »
Richland County $314,827 $605,525 view loan limits »
Saluda County $314,827 $605,525 view loan limits »
Spartanburg County $314,827 $605,525 view loan limits »
Sumter County $314,827 $605,525 view loan limits »
Union County $314,827 $605,525 view loan limits »
Williamsburg County $314,827 $605,525 view loan limits »
York County $317,400 $610,400 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina