South Carolina 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Abbeville County to a high of $911,150 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($911,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Carolina (46 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Abbeville County $420,680 $809,150 view details »
Aiken County $420,680 $809,150 view details »
Allendale County $420,680 $809,150 view details »
Anderson County $420,680 $809,150 view details »
Bamberg County $420,680 $809,150 view details »
Barnwell County $420,680 $809,150 view details »
Beaufort County $420,680 $809,150 view details »
Berkeley County $473,800 $911,150 view details »
Calhoun County $420,680 $809,150 view details »
Charleston County $473,800 $911,150 view details »
Cherokee County $420,680 $809,150 view details »
Chester County $420,680 $809,150 view details »
Chesterfield County $420,680 $809,150 view details »
Clarendon County $420,680 $809,150 view details »
Colleton County $420,680 $809,150 view details »
Darlington County $420,680 $809,150 view details »
Dillon County $420,680 $809,150 view details »
Dorchester County $473,800 $911,150 view details »
Edgefield County $420,680 $809,150 view details »
Fairfield County $420,680 $809,150 view details »
Florence County $420,680 $809,150 view details »
Georgetown County $420,680 $809,150 view details »
Greenville County $420,680 $809,150 view details »
Greenwood County $420,680 $809,150 view details »
Hampton County $420,680 $809,150 view details »
Horry County $420,680 $809,150 view details »
Jasper County $420,680 $809,150 view details »
Kershaw County $420,680 $809,150 view details »
Lancaster County $420,680 $809,150 view details »
Laurens County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Lexington County $420,680 $809,150 view details »
Mccormick County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Marlboro County $420,680 $809,150 view details »
Newberry County $420,680 $809,150 view details »
Oconee County $420,680 $809,150 view details »
Orangeburg County $420,680 $809,150 view details »
Pickens County $420,680 $809,150 view details »
Richland County $420,680 $809,150 view details »
Saluda County $420,680 $809,150 view details »
Spartanburg County $420,680 $809,150 view details »
Sumter County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Williamsburg County $420,680 $809,150 view details »
York County $420,680 $809,150 view details »

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in South Carolina is $420,680 for a single-family home and $911,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Carolina. Additional restricts apply. Click on the South Carolina map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina