South Carolina 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Abbeville County to a high of $796,150 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($796,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Carolina (46 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Abbeville County $356,362 $685,400 view details »
Aiken County $356,362 $685,400 view details »
Allendale County $356,362 $685,400 view details »
Anderson County $356,362 $685,400 view details »
Bamberg County $356,362 $685,400 view details »
Barnwell County $356,362 $685,400 view details »
Beaufort County $379,500 $729,800 view details »
Berkeley County $414,000 $796,150 view details »
Calhoun County $356,362 $685,400 view details »
Charleston County $414,000 $796,150 view details »
Cherokee County $356,362 $685,400 view details »
Chester County $356,362 $685,400 view details »
Chesterfield County $356,362 $685,400 view details »
Clarendon County $356,362 $685,400 view details »
Colleton County $356,362 $685,400 view details »
Darlington County $356,362 $685,400 view details »
Dillon County $356,362 $685,400 view details »
Dorchester County $414,000 $796,150 view details »
Edgefield County $356,362 $685,400 view details »
Fairfield County $356,362 $685,400 view details »
Florence County $356,362 $685,400 view details »
Georgetown County $356,362 $685,400 view details »
Greenville County $356,362 $685,400 view details »
Greenwood County $356,362 $685,400 view details »
Hampton County $356,362 $685,400 view details »
Horry County $356,362 $685,400 view details »
Jasper County $379,500 $729,800 view details »
Kershaw County $356,362 $685,400 view details »
Lancaster County $356,362 $685,400 view details »
Laurens County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Lexington County $356,362 $685,400 view details »
Mccormick County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Marlboro County $356,362 $685,400 view details »
Newberry County $356,362 $685,400 view details »
Oconee County $356,362 $685,400 view details »
Orangeburg County $356,362 $685,400 view details »
Pickens County $356,362 $685,400 view details »
Richland County $356,362 $685,400 view details »
Saluda County $356,362 $685,400 view details »
Spartanburg County $356,362 $685,400 view details »
Sumter County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Williamsburg County $356,362 $685,400 view details »
York County $356,362 $685,400 view details »

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in South Carolina is $356,362 for a single-family home and $796,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Carolina. Additional restricts apply. Click on the South Carolina map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina