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South Carolina 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in South Carolina

South Carolina has 46 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Abbeville County to a high of $1,035,000 for a 4-bedroom unit in Berkeley County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of South Carolina's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($1,035,000)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in South Carolina (46 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Abbeville County $472,030 $907,900 view details »
Aiken County $472,030 $907,900 view details »
Allendale County $472,030 $907,900 view details »
Anderson County $472,030 $907,900 view details »
Bamberg County $472,030 $907,900 view details »
Barnwell County $472,030 $907,900 view details »
Beaufort County $485,300 $933,300 view details »
Berkeley County $538,200 $1,035,000 view details »
Calhoun County $472,030 $907,900 view details »
Charleston County $538,200 $1,035,000 view details »
Cherokee County $472,030 $907,900 view details »
Chester County $472,030 $907,900 view details »
Chesterfield County $472,030 $907,900 view details »
Clarendon County $472,030 $907,900 view details »
Colleton County $472,030 $907,900 view details »
Darlington County $472,030 $907,900 view details »
Dillon County $472,030 $907,900 view details »
Dorchester County $538,200 $1,035,000 view details »
Edgefield County $472,030 $907,900 view details »
Fairfield County $472,030 $907,900 view details »
Florence County $472,030 $907,900 view details »
Georgetown County $472,030 $907,900 view details »
Greenville County $472,030 $907,900 view details »
Greenwood County $472,030 $907,900 view details »
Hampton County $472,030 $907,900 view details »
Horry County $472,030 $907,900 view details »
Jasper County $485,300 $933,300 view details »
Kershaw County $472,030 $907,900 view details »
Lancaster County $472,030 $907,900 view details »
Laurens County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Lexington County $472,030 $907,900 view details »
Mccormick County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Marlboro County $472,030 $907,900 view details »
Newberry County $472,030 $907,900 view details »
Oconee County $472,030 $907,900 view details »
Orangeburg County $472,030 $907,900 view details »
Pickens County $472,030 $907,900 view details »
Richland County $472,030 $907,900 view details »
Saluda County $472,030 $907,900 view details »
Spartanburg County $472,030 $907,900 view details »
Sumter County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Williamsburg County $472,030 $907,900 view details »
York County $472,030 $907,900 view details »

How to qualify for an FHA Loan in South Carolina?

To qualify for an FHA loan in South Carolina, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in South Carolina is $472,030 for a single-family home and $1,035,000 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in South Carolina. Additional restricts apply. Click on the South Carolina map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/south-carolina
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