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District Of Columbia 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in District Of Columbia

District Of Columbia has 1 county with FHA Limits ranging from a low of $1,089,300 for a 1-bedroom unit in District Of Columbia to a high of $2,095,200 for a 4-bedroom unit in District Of Columbia.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of District Of Columbia's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($2,095,200)
Highest Loan Limit ($2,095,200)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in District Of Columbia (1 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
District Of Columbia $1,089,300 $2,095,200 view details »

How to qualify for an FHA Loan in District Of Columbia?

To qualify for an FHA loan in District Of Columbia, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in District Of Columbia is $1,089,300 for a single-family home and $2,095,200 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in District Of Columbia. Additional restricts apply. Click on the District Of Columbia map above or the table below to see loan limits in your area.

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