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Arkansas 2024 FHA Loan Limits

Last Updated: Tue, January 2, 2024

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $498,257 for a 1-bedroom unit in Arkansas County to a high of $958,350 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.


Lowest Loan Limit ($958,350) †
Highest Loan Limit ($958,350)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $498,257 $958,350 view details »
Ashley County $498,257 $958,350 view details »
Baxter County $498,257 $958,350 view details »
Benton County $498,257 $958,350 view details »
Boone County $498,257 $958,350 view details »
Bradley County $498,257 $958,350 view details »
Calhoun County $498,257 $958,350 view details »
Carroll County $498,257 $958,350 view details »
Chicot County $498,257 $958,350 view details »
Clark County $498,257 $958,350 view details »
Clay County $498,257 $958,350 view details »
Cleburne County $498,257 $958,350 view details »
Cleveland County $498,257 $958,350 view details »
Columbia County $498,257 $958,350 view details »
Conway County $498,257 $958,350 view details »
Craighead County $498,257 $958,350 view details »
Crawford County $498,257 $958,350 view details »
Crittenden County $498,257 $958,350 view details »
Cross County $498,257 $958,350 view details »
Dallas County $498,257 $958,350 view details »
Desha County $498,257 $958,350 view details »
Drew County $498,257 $958,350 view details »
Faulkner County $498,257 $958,350 view details »
Franklin County $498,257 $958,350 view details »
Fulton County $498,257 $958,350 view details »
Garland County $498,257 $958,350 view details »
Grant County $498,257 $958,350 view details »
Greene County $498,257 $958,350 view details »
Hempstead County $498,257 $958,350 view details »
Hot Spring County $498,257 $958,350 view details »
Howard County $498,257 $958,350 view details »
Independence County $498,257 $958,350 view details »
Izard County $498,257 $958,350 view details »
Jackson County $498,257 $958,350 view details »
Jefferson County $498,257 $958,350 view details »
Johnson County $498,257 $958,350 view details »
Lafayette County $498,257 $958,350 view details »
Lawrence County $498,257 $958,350 view details »
Lee County $498,257 $958,350 view details »
Lincoln County $498,257 $958,350 view details »
Little River County $498,257 $958,350 view details »
Logan County $498,257 $958,350 view details »
Lonoke County $498,257 $958,350 view details »
Madison County $498,257 $958,350 view details »
Marion County $498,257 $958,350 view details »
Miller County $498,257 $958,350 view details »
Mississippi County $498,257 $958,350 view details »
Monroe County $498,257 $958,350 view details »
Montgomery County $498,257 $958,350 view details »
Nevada County $498,257 $958,350 view details »
Newton County $498,257 $958,350 view details »
Ouachita County $498,257 $958,350 view details »
Perry County $498,257 $958,350 view details »
Phillips County $498,257 $958,350 view details »
Pike County $498,257 $958,350 view details »
Poinsett County $498,257 $958,350 view details »
Polk County $498,257 $958,350 view details »
Pope County $498,257 $958,350 view details »
Prairie County $498,257 $958,350 view details »
Pulaski County $498,257 $958,350 view details »
Randolph County $498,257 $958,350 view details »
St. Francis County $498,257 $958,350 view details »
Saline County $498,257 $958,350 view details »
Scott County $498,257 $958,350 view details »
Searcy County $498,257 $958,350 view details »
Sebastian County $498,257 $958,350 view details »
Sevier County $498,257 $958,350 view details »
Sharp County $498,257 $958,350 view details »
Stone County $498,257 $958,350 view details »
Union County $498,257 $958,350 view details »
Van Buren County $498,257 $958,350 view details »
Washington County $498,257 $958,350 view details »
White County $498,257 $958,350 view details »
Woodruff County $498,257 $958,350 view details »
Yell County $498,257 $958,350 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2024, the maximum loan limit in Arkansas is $498,257 for a single-family home and $958,350 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


RELATED LINKS 
FHA Appraisers in Arkansas
FHA Inspectors in Arkansas
FHA Condos in Arkansas
FHA Lenders in Arkansas

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** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas