Arkansas 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Arkansas County to a high of $1,008,300 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Arkansas County	$524,225	$1,008,300	view details »
Ashley County	$524,225	$1,008,300	view details »
Baxter County	$524,225	$1,008,300	view details »
Benton County	$524,225	$1,008,300	view details »
Boone County	$524,225	$1,008,300	view details »
Bradley County	$524,225	$1,008,300	view details »
Calhoun County	$524,225	$1,008,300	view details »
Carroll County	$524,225	$1,008,300	view details »
Chicot County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Clay County	$524,225	$1,008,300	view details »
Cleburne County	$524,225	$1,008,300	view details »
Cleveland County	$524,225	$1,008,300	view details »
Columbia County	$524,225	$1,008,300	view details »
Conway County	$524,225	$1,008,300	view details »
Craighead County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Crittenden County	$524,225	$1,008,300	view details »
Cross County	$524,225	$1,008,300	view details »
Dallas County	$524,225	$1,008,300	view details »
Desha County	$524,225	$1,008,300	view details »
Drew County	$524,225	$1,008,300	view details »
Faulkner County	$524,225	$1,008,300	view details »
Franklin County	$524,225	$1,008,300	view details »
Fulton County	$524,225	$1,008,300	view details »
Garland County	$524,225	$1,008,300	view details »
Grant County	$524,225	$1,008,300	view details »
Greene County	$524,225	$1,008,300	view details »
Hempstead County	$524,225	$1,008,300	view details »
Hot Spring County	$524,225	$1,008,300	view details »
Howard County	$524,225	$1,008,300	view details »
Independence County	$524,225	$1,008,300	view details »
Izard County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Johnson County	$524,225	$1,008,300	view details »
Lafayette County	$524,225	$1,008,300	view details »
Lawrence County	$524,225	$1,008,300	view details »
Lee County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Little River County	$524,225	$1,008,300	view details »
Logan County	$524,225	$1,008,300	view details »
Lonoke County	$524,225	$1,008,300	view details »
Madison County	$524,225	$1,008,300	view details »
Marion County	$524,225	$1,008,300	view details »
Miller County	$524,225	$1,008,300	view details »
Mississippi County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Montgomery County	$524,225	$1,008,300	view details »
Nevada County	$524,225	$1,008,300	view details »
Newton County	$524,225	$1,008,300	view details »
Ouachita County	$524,225	$1,008,300	view details »
Perry County	$524,225	$1,008,300	view details »
Phillips County	$524,225	$1,008,300	view details »
Pike County	$524,225	$1,008,300	view details »
Poinsett County	$524,225	$1,008,300	view details »
Polk County	$524,225	$1,008,300	view details »
Pope County	$524,225	$1,008,300	view details »
Prairie County	$524,225	$1,008,300	view details »
Pulaski County	$524,225	$1,008,300	view details »
Randolph County	$524,225	$1,008,300	view details »
St. Francis County	$524,225	$1,008,300	view details »
Saline County	$524,225	$1,008,300	view details »
Scott County	$524,225	$1,008,300	view details »
Searcy County	$524,225	$1,008,300	view details »
Sebastian County	$524,225	$1,008,300	view details »
Sevier County	$524,225	$1,008,300	view details »
Sharp County	$524,225	$1,008,300	view details »
Stone County	$524,225	$1,008,300	view details »
Union County	$524,225	$1,008,300	view details »
Van Buren County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
White County	$524,225	$1,008,300	view details »
Woodruff County	$524,225	$1,008,300	view details »
Yell County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Arkansas is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.

Arkansas 2025 FHA Loan Limits

Loan Limits in Arkansas

Loan Limits by County in Arkansas (75 counties)

How to qualify for an FHA Loan in Arkansas?

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