Arkansas 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Arkansas County to a high of $907,900 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($907,900) †

Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Arkansas County	$472,030	$907,900	view details »
Ashley County	$472,030	$907,900	view details »
Baxter County	$472,030	$907,900	view details »
Benton County	$472,030	$907,900	view details »
Boone County	$472,030	$907,900	view details »
Bradley County	$472,030	$907,900	view details »
Calhoun County	$472,030	$907,900	view details »
Carroll County	$472,030	$907,900	view details »
Chicot County	$472,030	$907,900	view details »
Clark County	$472,030	$907,900	view details »
Clay County	$472,030	$907,900	view details »
Cleburne County	$472,030	$907,900	view details »
Cleveland County	$472,030	$907,900	view details »
Columbia County	$472,030	$907,900	view details »
Conway County	$472,030	$907,900	view details »
Craighead County	$472,030	$907,900	view details »
Crawford County	$472,030	$907,900	view details »
Crittenden County	$472,030	$907,900	view details »
Cross County	$472,030	$907,900	view details »
Dallas County	$472,030	$907,900	view details »
Desha County	$472,030	$907,900	view details »
Drew County	$472,030	$907,900	view details »
Faulkner County	$472,030	$907,900	view details »
Franklin County	$472,030	$907,900	view details »
Fulton County	$472,030	$907,900	view details »
Garland County	$472,030	$907,900	view details »
Grant County	$472,030	$907,900	view details »
Greene County	$472,030	$907,900	view details »
Hempstead County	$472,030	$907,900	view details »
Hot Spring County	$472,030	$907,900	view details »
Howard County	$472,030	$907,900	view details »
Independence County	$472,030	$907,900	view details »
Izard County	$472,030	$907,900	view details »
Jackson County	$472,030	$907,900	view details »
Jefferson County	$472,030	$907,900	view details »
Johnson County	$472,030	$907,900	view details »
Lafayette County	$472,030	$907,900	view details »
Lawrence County	$472,030	$907,900	view details »
Lee County	$472,030	$907,900	view details »
Lincoln County	$472,030	$907,900	view details »
Little River County	$472,030	$907,900	view details »
Logan County	$472,030	$907,900	view details »
Lonoke County	$472,030	$907,900	view details »
Madison County	$472,030	$907,900	view details »
Marion County	$472,030	$907,900	view details »
Miller County	$472,030	$907,900	view details »
Mississippi County	$472,030	$907,900	view details »
Monroe County	$472,030	$907,900	view details »
Montgomery County	$472,030	$907,900	view details »
Nevada County	$472,030	$907,900	view details »
Newton County	$472,030	$907,900	view details »
Ouachita County	$472,030	$907,900	view details »
Perry County	$472,030	$907,900	view details »
Phillips County	$472,030	$907,900	view details »
Pike County	$472,030	$907,900	view details »
Poinsett County	$472,030	$907,900	view details »
Polk County	$472,030	$907,900	view details »
Pope County	$472,030	$907,900	view details »
Prairie County	$472,030	$907,900	view details »
Pulaski County	$472,030	$907,900	view details »
Randolph County	$472,030	$907,900	view details »
St. Francis County	$472,030	$907,900	view details »
Saline County	$472,030	$907,900	view details »
Scott County	$472,030	$907,900	view details »
Searcy County	$472,030	$907,900	view details »
Sebastian County	$472,030	$907,900	view details »
Sevier County	$472,030	$907,900	view details »
Sharp County	$472,030	$907,900	view details »
Stone County	$472,030	$907,900	view details »
Union County	$472,030	$907,900	view details »
Van Buren County	$472,030	$907,900	view details »
Washington County	$472,030	$907,900	view details »
White County	$472,030	$907,900	view details »
Woodruff County	$472,030	$907,900	view details »
Yell County	$472,030	$907,900	view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Arkansas is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.

Arkansas 2023 FHA Loan Limits

Loan Limits in Arkansas

Loan Limits by County in Arkansas (75 counties)

How to qualify for an FHA Loan in Arkansas?

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