Arkansas 2020 FHA Loan Limits

Last Updated: Tue, August 18, 2020

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Arkansas County to a high of $638,100 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($638,100)
Highest Loan Limit ($638,100)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $331,760 $638,100 view details »
Ashley County $331,760 $638,100 view details »
Baxter County $331,760 $638,100 view details »
Benton County $331,760 $638,100 view details »
Boone County $331,760 $638,100 view details »
Bradley County $331,760 $638,100 view details »
Calhoun County $331,760 $638,100 view details »
Carroll County $331,760 $638,100 view details »
Chicot County $331,760 $638,100 view details »
Clark County $331,760 $638,100 view details »
Clay County $331,760 $638,100 view details »
Cleburne County $331,760 $638,100 view details »
Cleveland County $331,760 $638,100 view details »
Columbia County $331,760 $638,100 view details »
Conway County $331,760 $638,100 view details »
Craighead County $331,760 $638,100 view details »
Crawford County $331,760 $638,100 view details »
Crittenden County $331,760 $638,100 view details »
Cross County $331,760 $638,100 view details »
Dallas County $331,760 $638,100 view details »
Desha County $331,760 $638,100 view details »
Drew County $331,760 $638,100 view details »
Faulkner County $331,760 $638,100 view details »
Franklin County $331,760 $638,100 view details »
Fulton County $331,760 $638,100 view details »
Garland County $331,760 $638,100 view details »
Grant County $331,760 $638,100 view details »
Greene County $331,760 $638,100 view details »
Hempstead County $331,760 $638,100 view details »
Hot Spring County $331,760 $638,100 view details »
Howard County $331,760 $638,100 view details »
Independence County $331,760 $638,100 view details »
Izard County $331,760 $638,100 view details »
Jackson County $331,760 $638,100 view details »
Jefferson County $331,760 $638,100 view details »
Johnson County $331,760 $638,100 view details »
Lafayette County $331,760 $638,100 view details »
Lawrence County $331,760 $638,100 view details »
Lee County $331,760 $638,100 view details »
Lincoln County $331,760 $638,100 view details »
Little River County $331,760 $638,100 view details »
Logan County $331,760 $638,100 view details »
Lonoke County $331,760 $638,100 view details »
Madison County $331,760 $638,100 view details »
Marion County $331,760 $638,100 view details »
Miller County $331,760 $638,100 view details »
Mississippi County $331,760 $638,100 view details »
Monroe County $331,760 $638,100 view details »
Montgomery County $331,760 $638,100 view details »
Nevada County $331,760 $638,100 view details »
Newton County $331,760 $638,100 view details »
Ouachita County $331,760 $638,100 view details »
Perry County $331,760 $638,100 view details »
Phillips County $331,760 $638,100 view details »
Pike County $331,760 $638,100 view details »
Poinsett County $331,760 $638,100 view details »
Polk County $331,760 $638,100 view details »
Pope County $331,760 $638,100 view details »
Prairie County $331,760 $638,100 view details »
Pulaski County $331,760 $638,100 view details »
Randolph County $331,760 $638,100 view details »
St. Francis County $331,760 $638,100 view details »
Saline County $331,760 $638,100 view details »
Scott County $331,760 $638,100 view details »
Searcy County $331,760 $638,100 view details »
Sebastian County $331,760 $638,100 view details »
Sevier County $331,760 $638,100 view details »
Sharp County $331,760 $638,100 view details »
Stone County $331,760 $638,100 view details »
Union County $331,760 $638,100 view details »
Van Buren County $331,760 $638,100 view details »
Washington County $331,760 $638,100 view details »
White County $331,760 $638,100 view details »
Woodruff County $331,760 $638,100 view details »
Yell County $331,760 $638,100 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2020, the maximum loan limit in Arkansas is $331,760 for a single-family home and $638,100 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas