Arkansas 2021 FHA Loan Limits

Last Updated: Sat, January 2, 2021

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $356,362 for a 1-bedroom unit in Arkansas County to a high of $685,400 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($685,400)
Highest Loan Limit ($685,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $356,362 $685,400 view details »
Ashley County $356,362 $685,400 view details »
Baxter County $356,362 $685,400 view details »
Benton County $356,362 $685,400 view details »
Boone County $356,362 $685,400 view details »
Bradley County $356,362 $685,400 view details »
Calhoun County $356,362 $685,400 view details »
Carroll County $356,362 $685,400 view details »
Chicot County $356,362 $685,400 view details »
Clark County $356,362 $685,400 view details »
Clay County $356,362 $685,400 view details »
Cleburne County $356,362 $685,400 view details »
Cleveland County $356,362 $685,400 view details »
Columbia County $356,362 $685,400 view details »
Conway County $356,362 $685,400 view details »
Craighead County $356,362 $685,400 view details »
Crawford County $356,362 $685,400 view details »
Crittenden County $356,362 $685,400 view details »
Cross County $356,362 $685,400 view details »
Dallas County $356,362 $685,400 view details »
Desha County $356,362 $685,400 view details »
Drew County $356,362 $685,400 view details »
Faulkner County $356,362 $685,400 view details »
Franklin County $356,362 $685,400 view details »
Fulton County $356,362 $685,400 view details »
Garland County $356,362 $685,400 view details »
Grant County $356,362 $685,400 view details »
Greene County $356,362 $685,400 view details »
Hempstead County $356,362 $685,400 view details »
Hot Spring County $356,362 $685,400 view details »
Howard County $356,362 $685,400 view details »
Independence County $356,362 $685,400 view details »
Izard County $356,362 $685,400 view details »
Jackson County $356,362 $685,400 view details »
Jefferson County $356,362 $685,400 view details »
Johnson County $356,362 $685,400 view details »
Lafayette County $356,362 $685,400 view details »
Lawrence County $356,362 $685,400 view details »
Lee County $356,362 $685,400 view details »
Lincoln County $356,362 $685,400 view details »
Little River County $356,362 $685,400 view details »
Logan County $356,362 $685,400 view details »
Lonoke County $356,362 $685,400 view details »
Madison County $356,362 $685,400 view details »
Marion County $356,362 $685,400 view details »
Miller County $356,362 $685,400 view details »
Mississippi County $356,362 $685,400 view details »
Monroe County $356,362 $685,400 view details »
Montgomery County $356,362 $685,400 view details »
Nevada County $356,362 $685,400 view details »
Newton County $356,362 $685,400 view details »
Ouachita County $356,362 $685,400 view details »
Perry County $356,362 $685,400 view details »
Phillips County $356,362 $685,400 view details »
Pike County $356,362 $685,400 view details »
Poinsett County $356,362 $685,400 view details »
Polk County $356,362 $685,400 view details »
Pope County $356,362 $685,400 view details »
Prairie County $356,362 $685,400 view details »
Pulaski County $356,362 $685,400 view details »
Randolph County $356,362 $685,400 view details »
St. Francis County $356,362 $685,400 view details »
Saline County $356,362 $685,400 view details »
Scott County $356,362 $685,400 view details »
Searcy County $356,362 $685,400 view details »
Sebastian County $356,362 $685,400 view details »
Sevier County $356,362 $685,400 view details »
Sharp County $356,362 $685,400 view details »
Stone County $356,362 $685,400 view details »
Union County $356,362 $685,400 view details »
Van Buren County $356,362 $685,400 view details »
Washington County $356,362 $685,400 view details »
White County $356,362 $685,400 view details »
Woodruff County $356,362 $685,400 view details »
Yell County $356,362 $685,400 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2021, the maximum loan limit in Arkansas is $356,362 for a single-family home and $685,400 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas