Arkansas 2022 FHA Loan Limits

Last Updated: Sun, January 2, 2022

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $420,680 for a 1-bedroom unit in Arkansas County to a high of $809,150 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($809,150)
Highest Loan Limit ($809,150)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $420,680 $809,150 view details »
Ashley County $420,680 $809,150 view details »
Baxter County $420,680 $809,150 view details »
Benton County $420,680 $809,150 view details »
Boone County $420,680 $809,150 view details »
Bradley County $420,680 $809,150 view details »
Calhoun County $420,680 $809,150 view details »
Carroll County $420,680 $809,150 view details »
Chicot County $420,680 $809,150 view details »
Clark County $420,680 $809,150 view details »
Clay County $420,680 $809,150 view details »
Cleburne County $420,680 $809,150 view details »
Cleveland County $420,680 $809,150 view details »
Columbia County $420,680 $809,150 view details »
Conway County $420,680 $809,150 view details »
Craighead County $420,680 $809,150 view details »
Crawford County $420,680 $809,150 view details »
Crittenden County $420,680 $809,150 view details »
Cross County $420,680 $809,150 view details »
Dallas County $420,680 $809,150 view details »
Desha County $420,680 $809,150 view details »
Drew County $420,680 $809,150 view details »
Faulkner County $420,680 $809,150 view details »
Franklin County $420,680 $809,150 view details »
Fulton County $420,680 $809,150 view details »
Garland County $420,680 $809,150 view details »
Grant County $420,680 $809,150 view details »
Greene County $420,680 $809,150 view details »
Hempstead County $420,680 $809,150 view details »
Hot Spring County $420,680 $809,150 view details »
Howard County $420,680 $809,150 view details »
Independence County $420,680 $809,150 view details »
Izard County $420,680 $809,150 view details »
Jackson County $420,680 $809,150 view details »
Jefferson County $420,680 $809,150 view details »
Johnson County $420,680 $809,150 view details »
Lafayette County $420,680 $809,150 view details »
Lawrence County $420,680 $809,150 view details »
Lee County $420,680 $809,150 view details »
Lincoln County $420,680 $809,150 view details »
Little River County $420,680 $809,150 view details »
Logan County $420,680 $809,150 view details »
Lonoke County $420,680 $809,150 view details »
Madison County $420,680 $809,150 view details »
Marion County $420,680 $809,150 view details »
Miller County $420,680 $809,150 view details »
Mississippi County $420,680 $809,150 view details »
Monroe County $420,680 $809,150 view details »
Montgomery County $420,680 $809,150 view details »
Nevada County $420,680 $809,150 view details »
Newton County $420,680 $809,150 view details »
Ouachita County $420,680 $809,150 view details »
Perry County $420,680 $809,150 view details »
Phillips County $420,680 $809,150 view details »
Pike County $420,680 $809,150 view details »
Poinsett County $420,680 $809,150 view details »
Polk County $420,680 $809,150 view details »
Pope County $420,680 $809,150 view details »
Prairie County $420,680 $809,150 view details »
Pulaski County $420,680 $809,150 view details »
Randolph County $420,680 $809,150 view details »
St. Francis County $420,680 $809,150 view details »
Saline County $420,680 $809,150 view details »
Scott County $420,680 $809,150 view details »
Searcy County $420,680 $809,150 view details »
Sebastian County $420,680 $809,150 view details »
Sevier County $420,680 $809,150 view details »
Sharp County $420,680 $809,150 view details »
Stone County $420,680 $809,150 view details »
Union County $420,680 $809,150 view details »
Van Buren County $420,680 $809,150 view details »
Washington County $420,680 $809,150 view details »
White County $420,680 $809,150 view details »
Woodruff County $420,680 $809,150 view details »
Yell County $420,680 $809,150 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2022, the maximum loan limit in Arkansas is $420,680 for a single-family home and $809,150 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas