Arkansas 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Arkansas County to a high of $1,008,300 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($1,008,300)
Highest Loan Limit ($1,008,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $524,225 $1,008,300 view details »
Ashley County $524,225 $1,008,300 view details »
Baxter County $524,225 $1,008,300 view details »
Benton County $524,225 $1,008,300 view details »
Boone County $524,225 $1,008,300 view details »
Bradley County $524,225 $1,008,300 view details »
Calhoun County $524,225 $1,008,300 view details »
Carroll County $524,225 $1,008,300 view details »
Chicot County $524,225 $1,008,300 view details »
Clark County $524,225 $1,008,300 view details »
Clay County $524,225 $1,008,300 view details »
Cleburne County $524,225 $1,008,300 view details »
Cleveland County $524,225 $1,008,300 view details »
Columbia County $524,225 $1,008,300 view details »
Conway County $524,225 $1,008,300 view details »
Craighead County $524,225 $1,008,300 view details »
Crawford County $524,225 $1,008,300 view details »
Crittenden County $524,225 $1,008,300 view details »
Cross County $524,225 $1,008,300 view details »
Dallas County $524,225 $1,008,300 view details »
Desha County $524,225 $1,008,300 view details »
Drew County $524,225 $1,008,300 view details »
Faulkner County $524,225 $1,008,300 view details »
Franklin County $524,225 $1,008,300 view details »
Fulton County $524,225 $1,008,300 view details »
Garland County $524,225 $1,008,300 view details »
Grant County $524,225 $1,008,300 view details »
Greene County $524,225 $1,008,300 view details »
Hempstead County $524,225 $1,008,300 view details »
Hot Spring County $524,225 $1,008,300 view details »
Howard County $524,225 $1,008,300 view details »
Independence County $524,225 $1,008,300 view details »
Izard County $524,225 $1,008,300 view details »
Jackson County $524,225 $1,008,300 view details »
Jefferson County $524,225 $1,008,300 view details »
Johnson County $524,225 $1,008,300 view details »
Lafayette County $524,225 $1,008,300 view details »
Lawrence County $524,225 $1,008,300 view details »
Lee County $524,225 $1,008,300 view details »
Lincoln County $524,225 $1,008,300 view details »
Little River County $524,225 $1,008,300 view details »
Logan County $524,225 $1,008,300 view details »
Lonoke County $524,225 $1,008,300 view details »
Madison County $524,225 $1,008,300 view details »
Marion County $524,225 $1,008,300 view details »
Miller County $524,225 $1,008,300 view details »
Mississippi County $524,225 $1,008,300 view details »
Monroe County $524,225 $1,008,300 view details »
Montgomery County $524,225 $1,008,300 view details »
Nevada County $524,225 $1,008,300 view details »
Newton County $524,225 $1,008,300 view details »
Ouachita County $524,225 $1,008,300 view details »
Perry County $524,225 $1,008,300 view details »
Phillips County $524,225 $1,008,300 view details »
Pike County $524,225 $1,008,300 view details »
Poinsett County $524,225 $1,008,300 view details »
Polk County $524,225 $1,008,300 view details »
Pope County $524,225 $1,008,300 view details »
Prairie County $524,225 $1,008,300 view details »
Pulaski County $524,225 $1,008,300 view details »
Randolph County $524,225 $1,008,300 view details »
St. Francis County $524,225 $1,008,300 view details »
Saline County $524,225 $1,008,300 view details »
Scott County $524,225 $1,008,300 view details »
Searcy County $524,225 $1,008,300 view details »
Sebastian County $524,225 $1,008,300 view details »
Sevier County $524,225 $1,008,300 view details »
Sharp County $524,225 $1,008,300 view details »
Stone County $524,225 $1,008,300 view details »
Union County $524,225 $1,008,300 view details »
Van Buren County $524,225 $1,008,300 view details »
Washington County $524,225 $1,008,300 view details »
White County $524,225 $1,008,300 view details »
Woodruff County $524,225 $1,008,300 view details »
Yell County $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Arkansas is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas