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Arkansas 2023 FHA Loan Limits

Last Updated: Mon, January 2, 2023

Loan Limits in Arkansas

Arkansas has 75 counties with FHA Limits ranging from a low of $472,030 for a 1-bedroom unit in Arkansas County to a high of $907,900 for a 4-bedroom unit in Arkansas County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Arkansas's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($907,900)
Highest Loan Limit ($907,900)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Arkansas (75 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Arkansas County $472,030 $907,900 view details »
Ashley County $472,030 $907,900 view details »
Baxter County $472,030 $907,900 view details »
Benton County $472,030 $907,900 view details »
Boone County $472,030 $907,900 view details »
Bradley County $472,030 $907,900 view details »
Calhoun County $472,030 $907,900 view details »
Carroll County $472,030 $907,900 view details »
Chicot County $472,030 $907,900 view details »
Clark County $472,030 $907,900 view details »
Clay County $472,030 $907,900 view details »
Cleburne County $472,030 $907,900 view details »
Cleveland County $472,030 $907,900 view details »
Columbia County $472,030 $907,900 view details »
Conway County $472,030 $907,900 view details »
Craighead County $472,030 $907,900 view details »
Crawford County $472,030 $907,900 view details »
Crittenden County $472,030 $907,900 view details »
Cross County $472,030 $907,900 view details »
Dallas County $472,030 $907,900 view details »
Desha County $472,030 $907,900 view details »
Drew County $472,030 $907,900 view details »
Faulkner County $472,030 $907,900 view details »
Franklin County $472,030 $907,900 view details »
Fulton County $472,030 $907,900 view details »
Garland County $472,030 $907,900 view details »
Grant County $472,030 $907,900 view details »
Greene County $472,030 $907,900 view details »
Hempstead County $472,030 $907,900 view details »
Hot Spring County $472,030 $907,900 view details »
Howard County $472,030 $907,900 view details »
Independence County $472,030 $907,900 view details »
Izard County $472,030 $907,900 view details »
Jackson County $472,030 $907,900 view details »
Jefferson County $472,030 $907,900 view details »
Johnson County $472,030 $907,900 view details »
Lafayette County $472,030 $907,900 view details »
Lawrence County $472,030 $907,900 view details »
Lee County $472,030 $907,900 view details »
Lincoln County $472,030 $907,900 view details »
Little River County $472,030 $907,900 view details »
Logan County $472,030 $907,900 view details »
Lonoke County $472,030 $907,900 view details »
Madison County $472,030 $907,900 view details »
Marion County $472,030 $907,900 view details »
Miller County $472,030 $907,900 view details »
Mississippi County $472,030 $907,900 view details »
Monroe County $472,030 $907,900 view details »
Montgomery County $472,030 $907,900 view details »
Nevada County $472,030 $907,900 view details »
Newton County $472,030 $907,900 view details »
Ouachita County $472,030 $907,900 view details »
Perry County $472,030 $907,900 view details »
Phillips County $472,030 $907,900 view details »
Pike County $472,030 $907,900 view details »
Poinsett County $472,030 $907,900 view details »
Polk County $472,030 $907,900 view details »
Pope County $472,030 $907,900 view details »
Prairie County $472,030 $907,900 view details »
Pulaski County $472,030 $907,900 view details »
Randolph County $472,030 $907,900 view details »
St. Francis County $472,030 $907,900 view details »
Saline County $472,030 $907,900 view details »
Scott County $472,030 $907,900 view details »
Searcy County $472,030 $907,900 view details »
Sebastian County $472,030 $907,900 view details »
Sevier County $472,030 $907,900 view details »
Sharp County $472,030 $907,900 view details »
Stone County $472,030 $907,900 view details »
Union County $472,030 $907,900 view details »
Van Buren County $472,030 $907,900 view details »
Washington County $472,030 $907,900 view details »
White County $472,030 $907,900 view details »
Woodruff County $472,030 $907,900 view details »
Yell County $472,030 $907,900 view details »

How to qualify for an FHA Loan in Arkansas?

To qualify for an FHA loan in Arkansas, your home loan must be below the local FHA loan limits in your area. For 2023, the maximum loan limit in Arkansas is $472,030 for a single-family home and $907,900 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Arkansas. Additional restricts apply. Click on the Arkansas map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/arkansas
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