fhaloans.guide logo FHA Loan Limits By State for 2018

Last Updated: Thu, December 28, 2017
Lowest Loan Limit ($566,425) †
Highest Loan Limit ($1,386,650)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

State Lowest Loan Limit Highest Loan Limit
Alaska $294,515 $882,400 view rates »
Alabama $294,515 $636,900 view rates »
Arkansas $294,515 $566,425 view rates »
American Samoa $294,515 $566,425 view rates »
Arizona $294,515 $696,650 view rates »
California $294,515 $1,307,175 view rates »
Colorado $294,515 $1,307,175 view rates »
Connecticut $294,515 $1,156,650 view rates »
District Of Columbia $679,650 $1,307,175 view rates »
Delaware $294,515 $740,850 view rates »
Florida $294,515 $1,017,300 view rates »
Georgia $294,515 $990,800 view rates »
Guam $563,500 $1,083,650 view rates »
Hawaii $368,000 $1,386,650 view rates »
Iowa $294,515 $566,425 view rates »
Idaho $294,515 $1,307,175 view rates »
Illinois $294,515 $703,250 view rates »
Indiana $294,515 $703,250 view rates »
Kansas $294,515 $612,600 view rates »
Kentucky $294,515 $586,050 view rates »
Louisiana $294,515 $566,425 view rates »
Massachusetts $294,515 $1,307,175 view rates »
Maryland $294,515 $1,307,175 view rates »
Maine $294,515 $634,700 view rates »
Michigan $294,515 $566,425 view rates »
Minnesota $294,515 $685,550 view rates »
Missouri $294,515 $612,600 view rates »
Mariana Islands $410,550 $1,023,950 view rates »
Mississippi $294,515 $566,425 view rates »
Montana $294,515 $734,250 view rates »
North Carolina $294,515 $1,307,175 view rates »
North Dakota $294,515 $652,400 view rates »
Nebraska $294,515 $833,750 view rates »
New Hampshire $294,515 $1,161,050 view rates »
New Jersey $294,515 $1,307,175 view rates »
New Mexico $294,515 $771,850 view rates »
Nevada $294,515 $712,100 view rates »
New York $294,515 $1,307,175 view rates »
Ohio $294,515 $663,450 view rates »
Oklahoma $294,515 $566,425 view rates »
Oregon $294,515 $873,550 view rates »
Pennsylvania $294,515 $1,307,175 view rates »
Puerto Rico $294,515 $740,850 view rates »
Rhode Island $431,250 $829,350 view rates »
South Carolina $294,515 $707,700 view rates »
South Dakota $294,515 $566,425 view rates »
Tennessee $294,515 $950,950 view rates »
Texas $294,515 $743,100 view rates »
Utah $294,515 $1,307,175 view rates »
Virginia $294,515 $1,307,175 view rates »
U.S. Virgin Islands $327,750 $1,198,650 view rates »
Vermont $294,515 $659,050 view rates »
Washington $294,515 $1,282,700 view rates »
Wisconsin $294,515 $703,250 view rates »
West Virginia $294,515 $1,307,175 view rates »
Wyoming $294,515 $1,307,175 view rates »

What are loan limits?

FHA loan limits are the maximum allowed loan amount for Federal Housing Administration loans. FHA Loans are federally insured mortgages designed for middle- and working-class Americans. Because the loans are insured, lenders provide excellent rates for first time homeowners and those with poor or no credit history. FHA Loan limits are also used by the Department of Veterans Affairs as the cap on VA Loans.

Three types of loan limits:

  • FHA Loans — Federally insured mortgages for new homeowners.
  • HECM Loans — Home Equity Conversion Mortgages from seniors over 62.
  • Conventional Loans — Loans issued by Fannie Mae and Freddie Mac.

Learn more about how loan limits are determined »


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Source: https://fhaloans.guide/loan-limits