fhaloans.guide logo FHA Loan Limits By State for 2019

Last Updated: Wed, January 2, 2019
Lowest Loan Limit ($605,525) †
Highest Loan Limit ($1,397,400)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

State Lowest Loan Limit Highest Loan Limit
Alaska $314,827 $935,500 view rates »
Alabama $314,827 $636,900 view rates »
Arkansas $314,827 $605,525 view rates »
American Samoa $314,827 $605,525 view rates »
Arizona $314,827 $696,650 view rates »
California $314,827 $1,397,400 view rates »
Colorado $314,827 $1,397,400 view rates »
Connecticut $314,827 $1,156,650 view rates »
District Of Columbia $726,525 $1,397,400 view rates »
Delaware $314,827 $774,050 view rates »
Florida $314,827 $1,017,300 view rates »
Georgia $314,827 $990,800 view rates »
Guam $563,500 $1,083,650 view rates »
Hawaii $387,550 $1,386,650 view rates »
Iowa $314,827 $605,525 view rates »
Idaho $314,827 $1,397,400 view rates »
Illinois $314,827 $707,700 view rates »
Indiana $314,827 $707,700 view rates »
Kansas $314,827 $648,000 view rates »
Kentucky $314,827 $608,150 view rates »
Louisiana $314,827 $605,525 view rates »
Massachusetts $314,827 $1,397,400 view rates »
Maryland $314,827 $1,397,400 view rates »
Maine $314,827 $676,750 view rates »
Michigan $314,827 $608,150 view rates »
Minnesota $314,827 $705,500 view rates »
Missouri $314,827 $648,000 view rates »
Mariana Islands $410,550 $1,023,950 view rates »
Mississippi $314,827 $605,525 view rates »
Montana $314,827 $793,950 view rates »
North Carolina $314,827 $1,397,400 view rates »
North Dakota $314,827 $652,400 view rates »
Nebraska $314,827 $833,750 view rates »
New Hampshire $314,827 $1,324,750 view rates »
New Jersey $314,827 $1,397,400 view rates »
New Mexico $314,827 $789,500 view rates »
Nevada $314,827 $813,850 view rates »
New York $314,827 $1,397,400 view rates »
Ohio $314,827 $685,550 view rates »
Oklahoma $314,827 $605,525 view rates »
Oregon $314,827 $917,800 view rates »
Pennsylvania $314,827 $1,397,400 view rates »
Puerto Rico $314,827 $740,850 view rates »
Rhode Island $454,250 $873,550 view rates »
South Carolina $314,827 $747,500 view rates »
South Dakota $314,827 $605,525 view rates »
Tennessee $314,827 $1,028,350 view rates »
Texas $314,827 $760,750 view rates »
Utah $314,827 $1,397,400 view rates »
Virginia $314,827 $1,397,400 view rates »
Virgin Islands $327,750 $1,198,650 view rates »
Vermont $314,827 $676,750 view rates »
Washington $314,827 $1,397,400 view rates »
Wisconsin $314,827 $707,700 view rates »
West Virginia $314,827 $1,397,400 view rates »
Wyoming $314,827 $1,397,400 view rates »

What are loan limits?

FHA loan limits are the maximum allowed loan amount for Federal Housing Administration loans. FHA Loans are federally insured mortgages designed for middle- and working-class Americans. Because the loans are insured, lenders provide excellent rates for first time homeowners and those with poor or no credit history. FHA Loan limits are also used by the Department of Veterans Affairs as the cap on VA Loans.

Three types of loan limits:

  • FHA Loans — Federally insured mortgages for new homeowners.
  • HECM Loans — Home Equity Conversion Mortgages from seniors over 62.
  • Conventional Loans — Loans issued by Fannie Mae and Freddie Mac.

Learn more about how loan limits are determined »


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Source: https://fhaloans.guide/loan-limits