Maryland FHA Loan Limits

Last Updated: Thu, December 28, 2017

Loan Limits in Maryland

Maryland has 24 counties with FHA Limits ranging from a low of $294,515 for a 1-bedroom unit in Allegany County to a high of $1,307,175 for a 4-bedroom unit in Calvert County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Maryland's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($566,425)
Highest Loan Limit ($1,307,175)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

How to qualify for an FHA Loan in Maryland?

To qualify for an FHA loan in Maryland, your home loan must be below the local FHA loan limits in your area. The maximum loan limit in Maryland is $1,307,175 for a 4 living-unit home. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. FHA loans cannot be used for real estate investment purposes or "flipping" homes in Maryland. Click on the Maryland map above or the table below to see loan limits in your area.

Loan Limits by County in Maryland (24)

County Lowest Loan Limit Highest Loan Limit
Allegany County $294,515 $566,425 view loan limits »
Anne Arundel County $517,500 $995,200 view loan limits »
Baltimore County $517,500 $995,200 view loan limits »
Calvert County $679,650 $1,307,175 view loan limits »
Caroline County $294,515 $566,425 view loan limits »
Carroll County $517,500 $995,200 view loan limits »
Cecil County $385,250 $740,850 view loan limits »
Charles County $679,650 $1,307,175 view loan limits »
Dorchester County $294,515 $566,425 view loan limits »
Frederick County $679,650 $1,307,175 view loan limits »
Garrett County $294,515 $566,425 view loan limits »
Harford County $517,500 $995,200 view loan limits »
Howard County $517,500 $995,200 view loan limits »
Kent County $294,515 $566,425 view loan limits »
Montgomery County $679,650 $1,307,175 view loan limits »
Prince George's County $679,650 $1,307,175 view loan limits »
Queen Anne's County $517,500 $995,200 view loan limits »
St. Mary's County $347,300 $667,900 view loan limits »
Somerset County $316,250 $608,150 view loan limits »
Talbot County $382,950 $736,450 view loan limits »
Washington County $294,515 $566,425 view loan limits »
Wicomico County $316,250 $608,150 view loan limits »
Worcester County $316,250 $608,150 view loan limits »
Baltimore City $517,500 $995,200 view loan limits »

** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/maryland