American Samoa 2025 FHA Loan Limits
Loan Limits in American Samoa
American Samoa has 5 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Eastern District to a high of $1,008,300 for a 4-bedroom unit in Eastern District.
For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of American Samoa's counties, choose the county from the interactive map or the list below.
Highest Loan Limit ($1,008,300)
† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.
Loan Limits by County in American Samoa (5 counties)
| County | Single Unit Limit (lowest) | Four-Plex Limit (highest) | |
|---|---|---|---|
| Eastern District | $524,225 | $1,008,300 | view details » |
| Manu'a District | $524,225 | $1,008,300 | view details » |
| Rose Island | $524,225 | $1,008,300 | view details » |
| Swains Island | $524,225 | $1,008,300 | view details » |
| Western District | $524,225 | $1,008,300 | view details » |
How to qualify for an FHA Loan in American Samoa?
To qualify for an FHA loan in American Samoa, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in American Samoa is $524,225 for a single-family home and $1,008,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.
Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in American Samoa. Additional restricts apply. Click on the American Samoa map above or the table below to see loan limits in your area.