Wisconsin 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Wisconsin

Wisconsin has 72 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $1,017,300 for a 4-bedroom unit in Pierce County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Wisconsin's counties, choose the county from the interactive map or the list below.

Lowest Loan Limit ($1,008,300) †

Highest Loan Limit ($1,017,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Wisconsin (72 counties)

County	Single Unit Limit (lowest)	Four-Plex Limit (highest)
Adams County	$524,225	$1,008,300	view details »
Ashland County	$524,225	$1,008,300	view details »
Barron County	$524,225	$1,008,300	view details »
Bayfield County	$524,225	$1,008,300	view details »
Brown County	$524,225	$1,008,300	view details »
Buffalo County	$524,225	$1,008,300	view details »
Burnett County	$524,225	$1,008,300	view details »
Calumet County	$524,225	$1,008,300	view details »
Chippewa County	$524,225	$1,008,300	view details »
Clark County	$524,225	$1,008,300	view details »
Columbia County	$524,225	$1,008,300	view details »
Crawford County	$524,225	$1,008,300	view details »
Dane County	$524,225	$1,008,300	view details »
Dodge County	$524,225	$1,008,300	view details »
Door County	$524,225	$1,008,300	view details »
Douglas County	$524,225	$1,008,300	view details »
Dunn County	$524,225	$1,008,300	view details »
Eau Claire County	$524,225	$1,008,300	view details »
Florence County	$524,225	$1,008,300	view details »
Fond Du Lac County	$524,225	$1,008,300	view details »
Forest County	$524,225	$1,008,300	view details »
Grant County	$524,225	$1,008,300	view details »
Green County	$524,225	$1,008,300	view details »
Green Lake County	$524,225	$1,008,300	view details »
Iowa County	$524,225	$1,008,300	view details »
Iron County	$524,225	$1,008,300	view details »
Jackson County	$524,225	$1,008,300	view details »
Jefferson County	$524,225	$1,008,300	view details »
Juneau County	$524,225	$1,008,300	view details »
Kenosha County	$524,225	$1,008,300	view details »
Kewaunee County	$524,225	$1,008,300	view details »
La Crosse County	$524,225	$1,008,300	view details »
Lafayette County	$524,225	$1,008,300	view details »
Langlade County	$524,225	$1,008,300	view details »
Lincoln County	$524,225	$1,008,300	view details »
Manitowoc County	$524,225	$1,008,300	view details »
Marathon County	$524,225	$1,008,300	view details »
Marinette County	$524,225	$1,008,300	view details »
Marquette County	$524,225	$1,008,300	view details »
Menominee County	$524,225	$1,008,300	view details »
Milwaukee County	$524,225	$1,008,300	view details »
Monroe County	$524,225	$1,008,300	view details »
Oconto County	$524,225	$1,008,300	view details »
Oneida County	$524,225	$1,008,300	view details »
Outagamie County	$524,225	$1,008,300	view details »
Ozaukee County	$524,225	$1,008,300	view details »
Pepin County	$524,225	$1,008,300	view details »
Pierce County	$529,000	$1,017,300	view details »
Polk County	$524,225	$1,008,300	view details »
Portage County	$524,225	$1,008,300	view details »
Price County	$524,225	$1,008,300	view details »
Racine County	$524,225	$1,008,300	view details »
Richland County	$524,225	$1,008,300	view details »
Rock County	$524,225	$1,008,300	view details »
Rusk County	$524,225	$1,008,300	view details »
St. Croix County	$529,000	$1,017,300	view details »
Sauk County	$524,225	$1,008,300	view details »
Sawyer County	$524,225	$1,008,300	view details »
Shawano County	$524,225	$1,008,300	view details »
Sheboygan County	$524,225	$1,008,300	view details »
Taylor County	$524,225	$1,008,300	view details »
Trempealeau County	$524,225	$1,008,300	view details »
Vernon County	$524,225	$1,008,300	view details »
Vilas County	$524,225	$1,008,300	view details »
Walworth County	$524,225	$1,008,300	view details »
Washburn County	$524,225	$1,008,300	view details »
Washington County	$524,225	$1,008,300	view details »
Waukesha County	$524,225	$1,008,300	view details »
Waupaca County	$524,225	$1,008,300	view details »
Waushara County	$524,225	$1,008,300	view details »
Winnebago County	$524,225	$1,008,300	view details »
Wood County	$524,225	$1,008,300	view details »

How to qualify for an FHA Loan in Wisconsin?

To qualify for an FHA loan in Wisconsin, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Wisconsin is $524,225 for a single-family home and $1,017,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Wisconsin. Additional restricts apply. Click on the Wisconsin map above or the table below to see loan limits in your area.

Wisconsin 2025 FHA Loan Limits

Loan Limits in Wisconsin

Loan Limits by County in Wisconsin (72 counties)

How to qualify for an FHA Loan in Wisconsin?

RELATED LINKS