Wisconsin 2025 FHA Loan Limits

Last Updated: Sun, January 5, 2025

Loan Limits in Wisconsin

Wisconsin has 72 counties with FHA Limits ranging from a low of $524,225 for a 1-bedroom unit in Adams County to a high of $1,017,300 for a 4-bedroom unit in Pierce County.

For more details about the loan limits (including FHA Limits, HECM Limits, and Fannie Mae & Freddie Mac loan limits) in any of Wisconsin's counties, choose the county from the interactive map or the list below.



Lowest Loan Limit ($1,008,300)
Highest Loan Limit ($1,017,300)

† Lowest limit for homes with four living-units. There are lower limits for homes with fewer living-units.

Loan Limits by County in Wisconsin (72 counties)

County Single Unit Limit (lowest) Four-Plex Limit (highest)
Adams County $524,225 $1,008,300 view details »
Ashland County $524,225 $1,008,300 view details »
Barron County $524,225 $1,008,300 view details »
Bayfield County $524,225 $1,008,300 view details »
Brown County $524,225 $1,008,300 view details »
Buffalo County $524,225 $1,008,300 view details »
Burnett County $524,225 $1,008,300 view details »
Calumet County $524,225 $1,008,300 view details »
Chippewa County $524,225 $1,008,300 view details »
Clark County $524,225 $1,008,300 view details »
Columbia County $524,225 $1,008,300 view details »
Crawford County $524,225 $1,008,300 view details »
Dane County $524,225 $1,008,300 view details »
Dodge County $524,225 $1,008,300 view details »
Door County $524,225 $1,008,300 view details »
Douglas County $524,225 $1,008,300 view details »
Dunn County $524,225 $1,008,300 view details »
Eau Claire County $524,225 $1,008,300 view details »
Florence County $524,225 $1,008,300 view details »
Fond Du Lac County $524,225 $1,008,300 view details »
Forest County $524,225 $1,008,300 view details »
Grant County $524,225 $1,008,300 view details »
Green County $524,225 $1,008,300 view details »
Green Lake County $524,225 $1,008,300 view details »
Iowa County $524,225 $1,008,300 view details »
Iron County $524,225 $1,008,300 view details »
Jackson County $524,225 $1,008,300 view details »
Jefferson County $524,225 $1,008,300 view details »
Juneau County $524,225 $1,008,300 view details »
Kenosha County $524,225 $1,008,300 view details »
Kewaunee County $524,225 $1,008,300 view details »
La Crosse County $524,225 $1,008,300 view details »
Lafayette County $524,225 $1,008,300 view details »
Langlade County $524,225 $1,008,300 view details »
Lincoln County $524,225 $1,008,300 view details »
Manitowoc County $524,225 $1,008,300 view details »
Marathon County $524,225 $1,008,300 view details »
Marinette County $524,225 $1,008,300 view details »
Marquette County $524,225 $1,008,300 view details »
Menominee County $524,225 $1,008,300 view details »
Milwaukee County $524,225 $1,008,300 view details »
Monroe County $524,225 $1,008,300 view details »
Oconto County $524,225 $1,008,300 view details »
Oneida County $524,225 $1,008,300 view details »
Outagamie County $524,225 $1,008,300 view details »
Ozaukee County $524,225 $1,008,300 view details »
Pepin County $524,225 $1,008,300 view details »
Pierce County $529,000 $1,017,300 view details »
Polk County $524,225 $1,008,300 view details »
Portage County $524,225 $1,008,300 view details »
Price County $524,225 $1,008,300 view details »
Racine County $524,225 $1,008,300 view details »
Richland County $524,225 $1,008,300 view details »
Rock County $524,225 $1,008,300 view details »
Rusk County $524,225 $1,008,300 view details »
St. Croix County $529,000 $1,017,300 view details »
Sauk County $524,225 $1,008,300 view details »
Sawyer County $524,225 $1,008,300 view details »
Shawano County $524,225 $1,008,300 view details »
Sheboygan County $524,225 $1,008,300 view details »
Taylor County $524,225 $1,008,300 view details »
Trempealeau County $524,225 $1,008,300 view details »
Vernon County $524,225 $1,008,300 view details »
Vilas County $524,225 $1,008,300 view details »
Walworth County $524,225 $1,008,300 view details »
Washburn County $524,225 $1,008,300 view details »
Washington County $524,225 $1,008,300 view details »
Waukesha County $524,225 $1,008,300 view details »
Waupaca County $524,225 $1,008,300 view details »
Waushara County $524,225 $1,008,300 view details »
Winnebago County $524,225 $1,008,300 view details »
Wood County $524,225 $1,008,300 view details »

How to qualify for an FHA Loan in Wisconsin?

To qualify for an FHA loan in Wisconsin, your home loan must be below the local FHA loan limits in your area. For 2025, the maximum loan limit in Wisconsin is $524,225 for a single-family home and $1,017,300 for a four-plex. Limits varies by county. The minimum loan limit is $5,000.

Loan limits vary by county and home size. In addition to loan limits, to qualify for an FHA loan you must live in the home as your primary residence. If you're purchasing a multi-family home, the monthly Fair Market Rent (FMR) for the property must exceed 1% of the purchase price. FHA loans cannot be used for commercial real estate investment purposes or "flipping" homes in Wisconsin. Additional restricts apply. Click on the Wisconsin map above or the table below to see loan limits in your area.


** Document Provided By FHALoans.guide **
Source: https://fhaloans.guide/loan-limits/wisconsin